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Mortgage Lenders and Brokers in Overland Park, Kansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Overland Park, Kansas mortgage lenders include Capitol Federal Savings BankCapitol Federal Savings Bank11700 W 135th St, Overland Park, KS 66221A+5.0 ★Texas Ratio: 5.21%, Arvest BankArvest Bank9545 Metcalf Ave, Overland Park, KS 66212A5.0 ★Texas Ratio: 7.48%, US Bank, N.A.US Bank, N.A.8401 W 135th St, Overland Park, KS 66223A+5.0 ★Texas Ratio: 2.85%, First BankFirst Bank6201 College Blvd, Overland Park, KS 66211A+5.0 ★Texas Ratio: 2.49%, The Central Trust BankThe Central Trust Bank7201 W 151st St, Overland Park, KS 66223A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7801 W 159th St, Overland Park, KS 66223A+5.0 ★Texas Ratio: 3.68%, Commerce BankCommerce Bank11080 Oakmont St, Overland Park, KS 66210A+5.0 ★Texas Ratio: 0.89%, Umb Bank NAUmb Bank NA7109 W 80th St, Overland Park, KS 66204A+5.0 ★Texas Ratio: 1.78%, Academy Bank, N.A.Academy Bank, N.A.6976 W 135th St, Overland Park, KS 66223A+5.0 ★Texas Ratio: 5.08%, and Bank of America NABank of America NA9550 Metcalf Ave, Overland Park, KS 66212A+5.0 ★Texas Ratio: 3.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Overland Park, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Overland Park are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Overland Park, Kansas

Market share is the lender's share of all home loans closed in Overland Park, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Capitol Federal Savings Bank 4 offices in Overland Park 11700 W 135th St, Overland Park, KS 66221 A+5.0 ★Texas Ratio: 5.21%	Conventional, Jumbo, HELOC	122 +82 HELOCs	3.6%	88.8%	$496,147	View
Arvest Bank 2 offices in Overland Park 9545 Metcalf Ave, Overland Park, KS 66212 A5.0 ★Texas Ratio: 7.48%	Conventional, VA, Jumbo, HELOC	95 +58 HELOCs	2.8%	96%	$650,789	View
US Bank, N.A. 4 offices in Overland Park 8401 W 135th St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	53 +49 HELOCs	1.6%	78.6%	$455,188	View
First Bank 1 office in Overland Park 6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, VA, Jumbo	44	1.3%	97.8%	$417,500	View
The Central Trust Bank 5 offices in Overland Park 7201 W 151st St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	40 +20 HELOCs	1.2%	97.6%	$398,750	View
JPMorgan Chase Bank, NA 2 offices in Overland Park 7801 W 159th St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	36 +5 HELOCs	1.1%	88.4%	$475,555	View
Commerce Bank 4 offices in Overland Park 11080 Oakmont St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, Jumbo, HELOC	34 +79 HELOCs	1%	68%	$333,823	View
Umb Bank NA 5 offices in Overland Park 7109 W 80th St, Overland Park, KS 66204 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	34 +66 HELOCs	1%	82.9%	$367,352	View
Academy Bank, N.A. 3 offices in Overland Park 6976 W 135th St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 5.08%	Conventional, FHA, Jumbo	30	0.9%	96.8%	$507,666	View
Bank of America NA 4 offices in Overland Park 9550 Metcalf Ave, Overland Park, KS 66212 A+5.0 ★Texas Ratio: 3.98%	Conventional, Jumbo, HELOC	26 +86 HELOCs	0.8%	86.7%	$495,769	View
Fidelity Bank 1 office in Overland Park 14435 Metcalf Ave, Overland Park, KS 66223 A5.0 ★Texas Ratio: 12.33%	Conventional, FHA, VA, Jumbo, HELOC	23 +11 HELOCs	0.7%	100%	$458,043	View
First National Bank of Omaha 5 offices in Overland Park 9700 Metcalf Ave, Overland Park, KS 66212 A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo, HELOC	17 +42 HELOCs	0.5%	89.5%	$683,235	View
Landmark National Bank 1 office in Overland Park 8101 W 135th St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 5.97%	Conventional, VA, Jumbo	16	0.5%	100%	$421,875	View
Wells Fargo Bank NA 1 office in Overland Park 7500 College Blvd, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	0.4%	82.4%	$430,000	View
Outdoor Bank 1 office in Overland Park 7835 W 151st St, Overland Park, KS 66223 C-3.7 ★Texas Ratio: 30.67%	Conventional, Jumbo	12	0.4%	100%	$714,166	View
Equity Bank 2 offices in Overland Park 8880 W 151st St, Overland Park, KS 66221 A5.0 ★Texas Ratio: 6.60%	Conventional, HELOC	11 +5 HELOCs	0.3%	100%	$386,818	View
Farmers Bank & Trust 1 office in Overland Park 14231 Metcalf Ave, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 0.65%	Conventional, VA, Jumbo	11	0.3%	100%	$601,363	View
BMO Harris Bank NA 2 offices in Overland Park 7101 College Blvd, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	9 +21 HELOCs	0.3%	64.3%	$525,000	View
Mazuma Credit Union 7260 W 135th St, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 4.29%	Conventional, FHA, HELOC	8 +17 HELOCs	0.2%	88.9%	$370,000	View
Bokf NA 1 office in Overland Park 12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	8 +14 HELOCs	0.2%	100%	$347,500	View
First Federal Bank of Kansas City 1 office in Overland Park 8629 Metcalf Ave, Overland Park, KS 66212 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	8 +10 HELOCs	0.2%	100%	$302,500	View
OakStar Bank ★ 5 stars, 1 review 1 office in Overland Park 5841 W 135th Street, Overland Park, KS 66223 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	8 +2 HELOCs	0.2%	88.9%	$405,000	View
Security Bank of Kansas City 5 offices in Overland Park 10300 Mastin St, Overland Park, KS 66212 A+5.0 ★Texas Ratio: 0.12%	Conventional	8	0.2%	81.8%	$345,000	View
NBH Bank 2 offices in Overland Park 13270 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 2.90%	Conventional, VA, HELOC	7 +1 HELOCs	0.2%	100%	$182,142	View
Sunflower Bank, N.A. 1 office in Overland Park 7400 W 135th St, Overland Park, KS 66223 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	5	0.1%	100%	$353,000	View
Cornerstone Bank 9120 W 135th St, Overland Park, KS 66221 A+5.0 ★Texas Ratio: 0.47%	Conventional	4	0.1%	100%	$515,000	View
Intrust Bank, NA 1 office in Overland Park 8682 W 133rd St, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 5.22%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.1%	100%	$578,333	View
Great Southern Bank 1 office in Overland Park 11050 Roe Ave Ste 100, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 1.55%	Conventional	3	0.1%	100%	$221,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Overland Park 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$405,000	View
Community National Bank 1 office in Overland Park 11120 W 135th St, Overland Park, KS 66221 A4.9 ★Texas Ratio: 9.62%	Conventional	2	0.1%	100%	$405,000	View
Enterprise Bank & Trust 2 offices in Overland Park 12695 Metcalf Ave, Overland Park, KS 66213 A5.0 ★Texas Ratio: 7.31%	Conventional	2	0.1%	66.7%	$260,000	View
First Ciitizens Bank and Trust 1 office in Overland Park 7850 College Blvd, Overland Park, KS 66210 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
Hawthorn Bank 1 office in Overland Park 7400 College Blvd, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 3.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Leaderone Financial Corp.	Conventional, FHA, VA, Jumbo	33	1%	89.2%	$387,121
TruHome Solutions, LLC	Conventional	1	0%	100%	$445,000
Communityamerica Federal Credit Union 6280 W 135th St, Overland Park, KS 66223	Conventional, FHA, VA, Jumbo, HELOC	270 +302 HELOCs	7.9%	95.8%	$455,444
Mainstreet Federal Credit Union 301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02%	Conventional, HELOC	33 +33 HELOCs	1%	84.4%	$194,696	View
Mid America Bank ★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02%	Conventional, Jumbo	15	0.4%	100%	$581,000	View
Bison State Bank 223 Main St, Bison, KS 67520 A+5.0 ★Texas Ratio: 2.38%	Conventional	11	0.3%	100%	$536,818	View
First Option Bank 7300 West 159th Street, Overland Park, KS 66223 A4.5 ★Texas Ratio: 2.64%	Conventional, Jumbo	11	0.3%	100%	$399,545	View
Community First National Bank 210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41%	Conventional, VA, Jumbo	8	0.2%	100%	$451,250	View
Mid American Credit Union 9201 W 87th St, Overland Park, KS 66212 A+5.0 ★Texas Ratio: 4.51%	Conventional	6	0.2%	100%	$145,000	View
Armed Forces Bank, N.A. 320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA, Jumbo	6	0.2%	85.7%	$558,333	View
Bank of Prairie Village 3515 W 75th St, Prairie Village, KS 66208 A+5.0 ★Texas Ratio: 0.49%	Conventional	4	0.1%	100%	$222,500	View
Mutual Savings Association 229 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 3.48%	Conventional, Jumbo	4	0.1%	100%	$1,437,500	View
Great American Bank 33050 W 83rd St, De Soto, KS 66018 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.1%	100%	$361,666	View
First Federal Savings and Loan 700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33%	Conventional	3	0.1%	80%	$148,333	View
Meritrust Federal Credit Union 610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29%	Conventional	3	0.1%	100%	$185,000	View
First State Bank & Trust 15506 Pinehurst Dr, Basehor, KS 66007	Conventional	3	0.1%	100%	$295,000
Bank of the Flint Hills 408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96%	Conventional	3	0.1%	75%	$245,000	View
Envista Federal Credit Union 1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$90,000	View
Busey Bank 11440 Tomahawk Creek Pkwy, Leawood, KS 66211 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$585,000	View
Heartland Credit Union 103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12%	Conventional	2	0.1%	100%	$250,000	View
Peoples Bank and Trust Co 102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49%	Conventional	2	0.1%	100%	$800,000	View
Union Bank and Trust Company 309 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.09%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$345,000	View
Southern Bank 4701 College Blvd, Leawood, KS 66211 A5.0 ★Texas Ratio: 6.11%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000	View
CoreFirst Bank & Trust 16201 W 95th St, Lenexa, KS 66219 B+4.1 ★Texas Ratio: 2.49%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$355,000	View
Central National Bank 120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	50%	$455,000	View
United Bank & Trust 722 Main St, Beattie, KS 66406 A+5.0 ★Texas Ratio: 0.88%	Conventional	1	0%	100%	$75,000	View
Community National Bank & Trust 500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38%	Conventional	1	0%	100%	$465,000	View
Exchange Bank & Trust 600 Commercial St, Atchison, KS 66002 A+5.0 ★Texas Ratio: 1.06%	Conventional	1	0%	100%	$25,000	View
Omb Bank 8801 Renner Boulevard Suite 401, Lenexa, KS 66219 A5.0 ★Texas Ratio: 6.69%	Conventional	1	0%	100%	$385,000	View
Rcb Bank 125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64%	Conventional	1	0%	100%	$415,000	View
Patriots Bank 840 E Main St, Gardner, KS 66030 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$285,000	View
First National Bank of Hutchinson 6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$275,000	View
Silver Lake Bank 7206 College Boulevard, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0%	100%	$195,000	View
Gnbank, N.A. 501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0%	100%	$145,000	View
Bank of Commerce 333 N Main St, Burden, KS 67019 A+5.0 ★Texas Ratio: 0.36%	Conventional	1	0%	100%	$305,000	View
Azura Credit Union 8550 Quivira RD, Lenexa, KS 66215 A+5.0 ★Texas Ratio: 4.29%	HELOC	0 +4 HELOCs	0%	0%		View
KS StateBank 539 W 6th St, Junction City, KS 66441 B+4.8 ★Texas Ratio: 16.89%	HELOC	0 +2 HELOCs	0%	n/a		View
M Squared Financial LLC	Conventional, FHA	43	1.3%	100%	$402,209
Rocket Mortgage	Conventional, FHA, VA, Jumbo	235	6.9%	83.7%	$269,851
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	233 +1 HELOCs	6.8%	97.9%	$426,115
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	133 +8 HELOCs	3.9%	90.6%	$425,150
First State Bank of St Charles	Conventional, FHA, VA, Jumbo	127	3.7%	100%	$437,755
Nbkc Bank A+5.0 ★Texas Ratio: 3.61%	Conventional, FHA, VA, Jumbo	105	3.1%	94.6%	$437,571	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	96 +1 HELOCs	2.8%	99%	$459,791
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	71	2.1%	76.6%	$318,239
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	68	2%	95.8%	$400,000
Nationstar Mortgage	Conventional, FHA, VA	64	1.9%	86.5%	$196,562
Primelending	Conventional, FHA, VA, Jumbo	42	1.2%	95.7%	$402,857
Guild Mortgage Company	Conventional, FHA, Jumbo	40	1.2%	95.2%	$330,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	40	1.2%	100%	$392,750
Summit Funding.Inc	Conventional, FHA, Jumbo	36	1.1%	100%	$394,444
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	35 +1 HELOCs	1%	89.7%	$457,285
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo	35	1%	97.3%	$448,428	View
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, Jumbo	34	1%	100%	$393,235
Community Mortgage, LLC	Conventional, FHA, VA	30	0.9%	100%	$409,333
Waterstone Mortgage Corporation	Conventional, FHA, Jumbo	30	0.9%	100%	$409,666
Sun West Mortgage Company, Inc	Conventional, FHA, Jumbo	28	0.8%	91.2%	$484,642
T2 Financial LLC	Conventional, FHA, VA, Jumbo	26	0.8%	100%	$491,153
Freedom Mortgage Corporation	Conventional, FHA, VA	25	0.7%	94.1%	$387,800
Mortgage Research Center	Conventional, FHA, VA, Jumbo	25	0.7%	78.1%	$493,400
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	25	0.7%	80.6%	$207,000	View
Endeavor Capital, LLC	Conventional, FHA, VA, Jumbo	24	0.7%	100%	$407,500
Mutual of Omaha Mortgage	Conventional, FHA, VA	22	0.6%	95.7%	$416,363
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +7 HELOCs	0.6%	79.3%	$270,714
The Loan Store, Inc	Conventional, FHA, HELOC	21 +6 HELOCs	0.6%	95.7%	$350,714
Newrez LLC	Conventional, FHA, VA, Jumbo	20	0.6%	62.5%	$312,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	19 +12 HELOCs	0.6%	79.2%	$301,315
Spring Eq, LLC	Conventional, HELOC	18 +8 HELOCs	0.5%	56.8%	$64,444
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA, VA, Jumbo	18	0.5%	90%	$434,444	View
Provident Funding Associates	Conventional	17	0.5%	89.5%	$474,411
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA, Jumbo	17	0.5%	94.4%	$408,529	View
American Pacific Mortgage Corporation	Conventional, FHA, VA	17	0.5%	100%	$466,176
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	17	0.5%	100%	$947,352	View
Cornerstone First Mortgage, LLC	Conventional, VA	15	0.4%	100%	$504,333
Amerisave Mortgage Company	Conventional, FHA	15	0.4%	32.6%	$130,333
Sage Home Loans Corporation	Conventional, FHA, VA, Jumbo	14	0.4%	93.3%	$453,571
Vanderbilt Mortgage and Finance, Inc	Conventional	14	0.4%	100%	$404,285
Lakeview Loan Servicing, LLC	Conventional, FHA	13	0.4%	50%	$210,384
Discover Bank	Conventional	13	0.4%	31%	$92,692
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, VA	9	0.3%	100%	$389,444	View
Better Mortgage Corporation	Conventional, HELOC	8 +7 HELOCs	0.2%	66.7%	$370,000
New American Funding, LLC.	Conventional, HELOC	8 +3 HELOCs	0.2%	75%	$397,500
Guaranteed Rate, Inc.	Conventional, VA, HELOC	8 +1 HELOCs	0.2%	100%	$450,000
Kind Lending, LLC	Conventional, FHA	8	0.2%	72.7%	$327,500
AmeriHome Mortgage Company, LLC	Conventional	7	0.2%	100%	$385,000
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	7	0.2%	87.5%	$342,142
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	7	0.2%	70%	$305,000	View
Lower, LLC	Conventional, VA	7	0.2%	88.9%	$383,571
Goodleap, LLC	Conventional, FHA, HELOC	6 +2 HELOCs	0.2%	100%	$291,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.2%	100%	$568,333	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	6	0.2%	85.7%	$470,000	View
PHH Mortgage Corporation	Conventional, VA	6	0.2%	85.7%	$423,333
Click n' Close, Inc.	Conventional, FHA	6	0.2%	100%	$333,333
Zillow Home Loans, LLC A+5.0 ★Texas Ratio: 4.46%	Conventional, FHA	6	0.2%	100%	$270,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	6	0.2%	100%	$568,333	View
Empeople Credit Union	Conventional, HELOC	5 +3 HELOCs	0.1%	100%	$251,000
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0.1%	100%	$687,000
Alliant Credit Union	Conventional, Jumbo	5	0.1%	100%	$621,000
Everett Financial, Inc.	Conventional, FHA	5	0.1%	100%	$333,000
Midwest Mortgage Associates Corp	Conventional	5	0.1%	100%	$499,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.1%	100%	$401,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.1%	83.3%	$477,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, VA	4	0.1%	100%	$490,000	View
American Financial Resources LLC	Conventional	4	0.1%	100%	$220,000
AAA Capital Investment, Inc	Conventional, Jumbo	4	0.1%	83.3%	$547,500
Equity Prime Mortgage LLC	Conventional, FHA, VA	4	0.1%	100%	$370,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, VA, Jumbo	4	0.1%	100%	$925,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, VA	4	0.1%	80%	$335,000
Tomo Mortgage LLC	Conventional	4	0.1%	80%	$525,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +8 HELOCs	0.1%	60%	$438,333
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA	3	0.1%	100%	$345,000	View
Canopy Mortgage, LLC	Conventional, FHA	3	0.1%	75%	$435,000
Envoy Mortgage, Ltd	Conventional	3	0.1%	100%	$325,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA	3	0.1%	100%	$465,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	3	0.1%	100%	$418,333	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	3	0.1%	100%	$551,666	View
Real Genius LLC	Conventional	3	0.1%	100%	$461,666
Weichert Financial Services	Conventional	3	0.1%	100%	$475,000
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.1%	100%	$368,333
Paramount Residential Mortgage	Conventional	3	0.1%	75%	$585,000
Gershman Investment Corp.	Conventional	3	0.1%	100%	$488,333
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	2 +9 HELOCs	0.1%	66.7%	$2,505,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$465,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$285,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$625,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	2	0.1%	100%	$685,000	View
Synergy One Lending, Inc.	Conventional	2	0.1%	100%	$400,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$340,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	66.7%	$425,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$685,000	View
Think Mutual Bank A+5.0 ★Texas Ratio: 0.90%	Conventional	2	0.1%	100%	$100,000	View
American Financing Corporation	Conventional	2	0.1%	33.3%	$220,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	2	0.1%	100%	$1,075,000
Verimore Bank A+5.0 ★Texas Ratio: 1.89%	Conventional	2	0.1%	100%	$375,000	View
New Day Financial, LLC.	VA	2	0.1%	37.5%	$335,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$275,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$340,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$265,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$795,000	View
Megastar Finanacial Corp	Conventional, FHA	2	0.1%	100%	$345,000
Uif Corporation	Conventional	2	0.1%	100%	$600,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	100%	$275,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.1%	100%	$285,000	View
The Nodaway Valley Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$180,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	2	0.1%	66.7%	$220,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$425,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$155,000	View
Digital Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$55,000
Arc Home LLC	Conventional	1	0%	100%	$305,000
Preferred Bank C2.4 ★Texas Ratio: 1.88%	Conventional	1	0%	100%	$505,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$735,000	View
Panorama Mortgage Group, LLC	FHA	1	0%	100%	$245,000
Originpoint, LLC	Conventional	1	0%	100%	$275,000
Ruoff Mortgage Company	Conventional	1	0%	100%	$525,000
American Portfolio Mortgage Corporation	Conventional	1	0%	100%	$235,000
Bankers Trust Company A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0%	100%	$95,000	View
American Airlines Federal Cred	Conventional	1	0%	100%	$735,000
BTC Bank A5.0 ★Texas Ratio: 6.76%	Conventional	1	0%	100%	$95,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$755,000	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$705,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0%	100%	$385,000	View
Royal United Mortgage LLC	Conventional	1	0%	100%	$265,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$125,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$595,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$235,000
Servion	Conventional	1	0%	100%	$405,000
Go Mortgage, LLC	Conventional	1	0%	100%	$625,000
Skyone Federal Credit Union	Conventional	1	0%	100%	$495,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$575,000
First National Bank of Brookfield A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0%	100%	$935,000	View
Guidance Residential, LLC	Conventional	1	0%	100%	$265,000
Loanunited.Com, LLC	VA	1	0%	100%	$265,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$605,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$215,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$555,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$295,000
American Financial Network, Inc.	Conventional	1	0%	100%	$315,000
Homestead Funding Corp.	Conventional	1	0%	100%	$605,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$705,000	View
AmWest Funding Corp	Conventional	1	0%	100%	$305,000
Redwood Residential Acquisition Corporation	Conventional	1	0%	100%	$95,000
Thompson Kane & Company, Inc	Conventional	1	0%	100%	$145,000
Nqm Funding, LLC	Conventional	1	0%	100%	$375,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$765,000
Truity Federal Credit Union A5.0 ★Texas Ratio: 6.19%	Conventional	1	0%	100%	$135,000	View
Das Acquisition Company, LLC	Conventional	1	0%	100%	$195,000
US Wide Financial LLC	Conventional	1	0%	100%	$355,000
Community Mortgage Funding, LLC	Conventional	1	0%	100%	$145,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$195,000	View
Builders Choice Mortgage LLC	Conventional	1	0%	100%	$355,000
Bay Equity LLC	Conventional	1	0%	100%	$345,000
Greenbox Loans	Conventional, Jumbo	1	0%	100%	$1,495,000
Point Mortgage Corp	VA	1	0%	100%	$585,000
Stg Mortgage Inc	Conventional	1	0%	100%	$245,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$105,000
New Market Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$295,000	View
West Community Credit Union	Conventional	1	0%	100%	$505,000
Public Safety Credit Union	Conventional	1	0%	100%	$95,000
Teachers Federal Credit Union	Conventional	1	0%	100%	$55,000
Pony Express Bank A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0%	100%	$425,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	FHA	1	0%	100%	$275,000	View
Andrews Federal Credit Union	Conventional	1	0%	100%	$95,000
Premier Members Credit Union	Conventional	1	0%	100%	$115,000
Mission Loans, LLC	Conventional	1	0%	100%	$135,000
1St Midamerica Credit Union	Conventional	1	0%	100%	$225,000
City & County Credit Union	Conventional	1	0%	100%	$405,000
V.I.P. Mortgage, Inc.	Conventional	1	0%	50%	$345,000
Mortgage Solutions of Colorado	FHA	1	0%	100%	$255,000
Genway Home Mortgage, Inc.	Conventional	1	0%	100%	$215,000
Logan Finance Corporation	Conventional	1	0%	100%	$395,000
Thrivent Federal Credit Union	Conventional	1	0%	100%	$25,000
Citizens Bank of Amsterdam	Conventional	1	0%	100%	$225,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$355,000	View
Red Diamond Home Loans, LLC	Conventional	1	0%	100%	$375,000
Toyota Financial Savings Bank	Conventional	1	0%	100%	$525,000
Nexera Holding LLC	Conventional	1	0%	100%	$555,000
Carrington Mortgage Services LLC	Conventional	1	0%	50%	$185,000
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$165,000
Southwest Funding LP	FHA	1	0%	100%	$255,000
Communication Federal Credit Union A5.0 ★Texas Ratio: 6.32%	Conventional	1	0%	100%	$25,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$385,000	View
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +15 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +6 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Overland Park Mortgage Rate Trends

Daily average mortgage rates for Kansas compared with the national average, updated every evening.

30-Year Fixed KS Avg

7.490%

▲ 0.145 vs 7 days ago

15-Year Fixed KS Avg

6.961%

▲ 0.104 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Overland Park, Kansas

Looking for mortgage lenders near me or mortgage brokers near me in Overland Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Overland Park in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Overland Park, KS

Use these to narrow the list above. Each category shows how many Overland Park, KS lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 119 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 114 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 66 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 59 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 63 lenders. Loans above the conforming limit for higher priced homes Local lenders based in KS 45 lenders headquartered in Kansas, the closest thing to a mortgage lender near you

Who Lends in Overland Park, KS

Independent mortgage companies closed 51.3 percent of home loans in Overland Park, Kansas in 2025, banks 37.8 percent and credit unions 10.9 percent. Leaderone Financial Corp. was the largest mortgage company, Capitol Federal Savings Bank the largest bank and Mazuma Credit Union the largest credit union. Among lenders headquartered in Kansas, Capitol Federal Savings Bank led with 122 loans.

51.3%

Mortgage companies

37.8%

Banks

10.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.

More Kansas Mortgage Lender Pages

All Kansas lenders 605 lenders Wichita 258 lenders Olathe 225 lenders Topeka 161 lenders Kansas City 194 lenders Lawrence 169 lenders Shawnee 165 lenders Lenexa 171 lenders Manhattan 133 lenders Gardner 138 lenders Junction City 85 lenders Leavenworth 116 lenders Hutchinson 89 lenders

Frequently Asked Questions About Mortgage Lenders in Overland Park, KS

Who is the largest mortgage lender in Overland Park, KS?

By home loans closed in 2025, Capitol Federal Savings Bank was the largest mortgage lender in Overland Park, Kansas with 122 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Overland Park, KS have the highest approval rates?

Among lenders with meaningful volume in Overland Park, Kansas, First State Bank of St Charles approved the highest share of completed applications in 2025 at 100 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Overland Park, KS mortgage lenders offer FHA, VA and USDA loans?

66 lenders closed FHA loans in Overland Park, Kansas in 2025, led by Rocket Mortgage with 19. 59 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Overland Park, KS lender list?

Yes. 114 banks and 34 credit unions closed home loans in Overland Park, Kansas in 2025, alongside 119 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Overland Park, KS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Overland Park, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Overland Park, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Overland Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.