Mortgage Lenders and Brokers in Junction City, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Junction City, Kansas mortgage lenders include Exchange BankExchange Bank702 N Washington St, Junction City, KS 66441B4.4 ★Texas Ratio: 21.68%, Landmark National BankLandmark National Bank208 S Washington St, Junction City, KS 66441A+5.0 ★Texas Ratio: 5.97%, Central National BankCentral National Bank116 W 8th St, Junction City, KS 66441A+5.0 ★Texas Ratio: 0.14%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.429 W 18th St, Junction City, KS 66441A+5.0 ★Texas Ratio: 4.81%, KS StateBankKS StateBank539 W 6th St, Junction City, KS 66441B+4.8 ★Texas Ratio: 16.89%, Intrust Bank, NAIntrust Bank, NA121 N Washington St, Junction City, KS 66441A+5.0 ★Texas Ratio: 5.22%, Sunflower Bank, N.A.Sunflower Bank, N.A.510 N Jefferson St, Junction City, KS 66441A5.0 ★Texas Ratio: 10.77%, Outdoor BankOutdoor Bank100 S Range Ave, Colby, KS 67701C-3.7 ★Texas Ratio: 30.67%, Community First National BankCommunity First National Bank210 Tuttle Creek Blvd, Manhattan, KS 66502A+5.0 ★Texas Ratio: 1.41%, and Kaw Valley State Bank & TrustKaw Valley State Bank & Trust103 E Parallel St, Clifton, KS 66937A+5.0 ★Texas Ratio: 0.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Junction City, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Junction City are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Junction City, Kansas
Market share is the lender's share of all home loans closed in Junction City, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Junction City 702 N Washington St, Junction City, KS 66441 B4.4 ★Texas Ratio: 21.68% |
Conventional, VA | 59 | 8.7% | 100% | $198,389 | View |
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1 office in Junction City 208 S Washington St, Junction City, KS 66441 A+5.0 ★Texas Ratio: 5.97% |
Conventional, FHA, VA, USDA | 36 | 5.3% | 100% | $230,000 | View |
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4 offices in Junction City 116 W 8th St, Junction City, KS 66441 A+5.0 ★Texas Ratio: 0.14% |
Conventional, FHA, VA | 15 | 2.2% | 78.9% | $222,333 | View |
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1 office in Junction City 429 W 18th St, Junction City, KS 66441 A+5.0 ★Texas Ratio: 4.81% |
VA, USDA | 13 | 1.9% | 100% | $228,846 | View |
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1 office in Junction City 539 W 6th St, Junction City, KS 66441 B+4.8 ★Texas Ratio: 16.89% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $55,000 | View |
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1 office in Junction City 121 N Washington St, Junction City, KS 66441 A+5.0 ★Texas Ratio: 5.22% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 66.7% | $230,000 | View |
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1 office in Junction City 510 N Jefferson St, Junction City, KS 66441 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.3% | 100% | $90,000 | View |
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100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67% |
Conventional | 6 | 0.9% | 100% | $83,333 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
Conventional, VA | 6 | 0.9% | 100% | $260,000 | View |
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103 E Parallel St, Clifton, KS 66937 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 4 | 0.6% | 100% | $230,000 | View |
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109 E 1st St, Enterprise, KS 67441 9100 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 0.4% | 50% | $45,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 3 | 0.4% | 100% | $65,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.3% | 100% | $165,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $265,000 | View |
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3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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106 S Erpelding Rd, Leonardville, KS 66449 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.1% | 33.3% | $195,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
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401 N Spruce St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 6 | 0.9% | 100% | $215,000 | |
Mortgage Research Center
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VA | 140 | 20.6% | 85.2% | $218,428 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 57 | 8.4% | 96.6% | $234,649 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 47 +1 HELOCs |
6.9% | 88.9% | $240,744 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 36 +2 HELOCs |
5.3% | 82.6% | $155,555 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 5% | 82.9% | $169,411 | |
Pennymac Loan Services LLC
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Conventional, VA | 23 | 3.4% | 88.5% | $183,695 | |
Freedom Mortgage Corporation
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FHA, VA | 19 | 2.8% | 85.2% | $222,368 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 2.5% | 100% | $235,588 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 15 | 2.2% | 100% | $224,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 10 | 1.5% | 76.9% | $267,000 | View |
Newrez LLC
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Conventional, VA | 7 | 1% | 70% | $200,714 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1% | 100% | $226,428 | |
Primelending
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Conventional, VA | 5 | 0.7% | 100% | $283,000 | |
loanDepot.com LLC
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Conventional, VA, USDA | 5 | 0.7% | 71.4% | $213,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 4 | 0.6% | 100% | $202,500 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 4 | 0.6% | 100% | $190,000 | View |
Planet Home Lending, LLC
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VA | 4 | 0.6% | 100% | $237,500 | |
Mortgage Solutions of Colorado
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VA | 4 | 0.6% | 100% | $212,500 | |
The Loan Store, Inc
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Conventional | 4 | 0.6% | 100% | $187,500 | |
New American Funding, LLC.
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Conventional, VA | 4 | 0.6% | 80% | $165,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 0.4% | 100% | $198,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.4% | 50% | $161,666 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 3 | 0.4% | 100% | $171,666 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 0.4% | 75% | $188,333 | View |
New Day Financial, LLC.
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VA | 3 | 0.4% | 42.9% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 3 | 0.4% | 60% | $205,000 | View |
Spring Eq, LLC
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Conventional | 3 | 0.4% | 50% | $55,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 66.7% | $160,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $130,000 | |
Cmg Mortgage Inc
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VA | 2 | 0.3% | 100% | $295,000 | |
Flat Branch Mortgage, Inc.
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Conventional, VA | 2 | 0.3% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.3% | 100% | $165,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 22.2% | $25,000 | |
Carrington Mortgage Services LLC
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VA | 2 | 0.3% | 100% | $260,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 20% | $195,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.1% | 100% | $195,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $165,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $185,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
RANLife, Inc.
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VA | 1 | 0.1% | 100% | $195,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 50% | $245,000 | |
Guild Mortgage Company
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VA | 1 | 0.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.69% |
VA | 1 | 0.1% | 100% | $275,000 | View |
Network Capital Funding Corporation
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VA | 1 | 0.1% | 100% | $215,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 100% | $235,000 | |
Bank of Colorado
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.57% |
VA | 1 | 0.1% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 10.43% |
VA | 1 | 0.1% | 100% | $165,000 | View |
Nationwide Mortgage Bankers, Inc.
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VA | 1 | 0.1% | 100% | $415,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $295,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Staunton Financial Inc
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VA | 1 | 0.1% | 100% | $115,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $145,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $135,000 | |
Gershman Investment Corp.
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VA | 1 | 0.1% | 100% | $125,000 |
Junction City Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Junction City, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Junction City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Junction City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Junction City, KS
Use these to narrow the list above. Each category shows how many Junction City, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Junction City, KS
Independent mortgage companies closed 64.3 percent of home loans in Junction City, Kansas in 2025, banks 29.5 percent and credit unions 6.2 percent. Leaderone Financial Corp. was the largest mortgage company, Exchange Bank the largest bank and Kansas State University Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Landmark National Bank led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Junction City, KS
By home loans closed in 2025, Exchange Bank was the largest mortgage lender in Junction City, Kansas with 59 loans, about 8.7 percent of the market. The largest lender headquartered in Kansas was Landmark National Bank with 36 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Junction City, Kansas, Exchange Bank approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Junction City, Kansas in 2025, led by Fairway Independent Mort Corp with 6. 53 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 6 credit unions closed home loans in Junction City, Kansas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Junction City, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Junction City, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Junction City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
