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Mortgage Lenders and Brokers in Wichita, Kansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wichita, Kansas mortgage lenders include Meritrust Federal Credit UnionMeritrust Federal Credit Union11737 E 21st St N, Wichita, KS 67206 3502A+5.0 ★Texas Ratio: 4.29%, Fidelity BankFidelity Bank1306 N Woodlawn St, Wichita, KS 67208A5.0 ★Texas Ratio: 12.33%, Credit Union of AmericaCredit Union of America3934 N Woodlawn Blvd, Wichita, KS 67220A+5.0 ★Texas Ratio: 3.98%, Peoples Bank and Trust CoPeoples Bank and Trust Co13605 W Maple St, Wichita, KS 67235A5.0 ★Texas Ratio: 7.49%, Wichita Federal Credit UnionWichita Federal Credit Union3730 W 13th St N, Wichita, KS 67203 4402A5.0 ★Texas Ratio: 9.68%, Capitol Federal Savings BankCapitol Federal Savings Bank1414 N Oliver Ave, Wichita, KS 67208A+5.0 ★Texas Ratio: 5.21%, Intrust Bank, NAIntrust Bank, NA3433 E Central Ave, Wichita, KS 67208A+5.0 ★Texas Ratio: 5.22%, Legacy BankLegacy Bank8015 E 22nd St N, Wichita, KS 67226A+5.0 ★Texas Ratio: 0.45%, Mid American Credit UnionMid American Credit Union8404 W Kellogg Dr, Wichita, KS 67209 1845A+5.0 ★Texas Ratio: 4.51%, and Home Bank & Trust Co.Home Bank & Trust Co.10421 W Central Ave, Wichita, KS 67212A5.0 ★Texas Ratio: 6.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wichita, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wichita are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wichita, Kansas

Market share is the lender's share of all home loans closed in Wichita, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Meritrust Federal Credit Union 11737 E 21st St N, Wichita, KS 67206 3502 A+5.0 ★Texas Ratio: 4.29%	Conventional, Jumbo, HELOC	286 +28 HELOCs	4.3%	92%	$204,965	View
Fidelity Bank 8 offices in Wichita 1306 N Woodlawn St, Wichita, KS 67208 A5.0 ★Texas Ratio: 12.33%	Conventional, FHA, VA, Jumbo, HELOC	260 +135 HELOCs	3.9%	93.9%	$250,884	View
Credit Union of America 3934 N Woodlawn Blvd, Wichita, KS 67220 A+5.0 ★Texas Ratio: 3.98%	Conventional, FHA, Jumbo, HELOC	218 +392 HELOCs	3.3%	81.7%	$222,752	View
Peoples Bank and Trust Co 3 offices in Wichita 13605 W Maple St, Wichita, KS 67235 A5.0 ★Texas Ratio: 7.49%	Conventional, Jumbo	184	2.8%	94.4%	$257,500	View
Wichita Federal Credit Union 3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68%	Conventional	140	2.1%	81.1%	$126,285	View
Capitol Federal Savings Bank 7 offices in Wichita 1414 N Oliver Ave, Wichita, KS 67208 A+5.0 ★Texas Ratio: 5.21%	Conventional, VA, Jumbo, HELOC	129 +63 HELOCs	1.9%	89%	$192,906	View
Intrust Bank, NA 12 offices in Wichita 3433 E Central Ave, Wichita, KS 67208 A+5.0 ★Texas Ratio: 5.22%	Conventional, VA, Jumbo, HELOC	97 +101 HELOCs	1.5%	72.1%	$242,628	View
Legacy Bank 7 offices in Wichita 8015 E 22nd St N, Wichita, KS 67226 A+5.0 ★Texas Ratio: 0.45%	Conventional	83	1.2%	95.4%	$204,759	View
Mid American Credit Union 8404 W Kellogg Dr, Wichita, KS 67209 1845 A+5.0 ★Texas Ratio: 4.51%	Conventional, Jumbo	78	1.2%	84.8%	$144,230	View
Home Bank & Trust Co. 2 offices in Wichita 10421 W Central Ave, Wichita, KS 67212 A5.0 ★Texas Ratio: 6.38%	Conventional, Jumbo	62	0.9%	98.6%	$234,677	View
Quantum Credit Union 6300 W 21st St N, Wichita, KS 67205 A+5.0 ★Texas Ratio: 2.61%	Conventional	55	0.8%	85.1%	$100,090	View
Commerce Bank 6 offices in Wichita 1845 Fairmount St, Wichita, KS 67260 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, VA, Jumbo, HELOC	42 +32 HELOCs	0.6%	64.6%	$194,285	View
Union State Bank 2 offices in Wichita 2327 N Ridge Rd, Wichita, KS 67205 A+5.0 ★Texas Ratio: 1.08%	Conventional	42	0.6%	100%	$151,904	View
Andover State Bank 1 office in Wichita 1717 North Webb Road, Wichita, KS 67206 B4.5 ★Texas Ratio: 20.76%	Conventional	38	0.6%	95.1%	$271,578	View
Community Bank of Wichita, Inc. 11330 E 21st St N, Wichita, KS 67206 A5.0 ★Texas Ratio: 6.93%	Conventional	38	0.6%	100%	$163,421	View
Sunflower Bank, N.A. 3 offices in Wichita 4101 E Harry St, Wichita, KS 67218 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	35	0.5%	89.7%	$223,000	View
Emprise Bank 11 offices in Wichita 2433 S Seneca St, Wichita, KS 67217 A+5.0 ★Texas Ratio: 3.11%	Conventional, Jumbo, HELOC	31 +169 HELOCs	0.5%	76.7%	$301,129	View
JPMorgan Chase Bank, NA 4 offices in Wichita 515 S Ridge Rd, Wichita, KS 67209 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	31 +4 HELOCs	0.5%	91.4%	$254,354	View
Citizens Bank of Kansas 2 offices in Wichita 4820 E Douglas Ave, Wichita, KS 67208 A-4.2 ★Texas Ratio: 0.66%	Conventional, USDA	28	0.4%	91.2%	$297,500	View
Bank of America NA 8 offices in Wichita 500 S West St, Wichita, KS 67213 A+5.0 ★Texas Ratio: 3.98%	Conventional, FHA, Jumbo, HELOC	27 +55 HELOCs	0.4%	69.2%	$253,518	View
The Valley State Bank 2 offices in Wichita 2100 W 55th St S, Wichita, KS 67217 A+5.0 ★Texas Ratio: 0.93%	Conventional	27	0.4%	82.9%	$122,407	View
Wells Fargo Bank NA 2 offices in Wichita 6321 E Central Ave, Wichita, KS 67208 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	26	0.4%	75%	$186,153	View
Garden Plain State Bank 10526 W Maple St, Wichita, KS 67209 A+5.0 ★Texas Ratio: 1.94%	Conventional, Jumbo	23	0.3%	89.7%	$251,086	View
Stryv Bank 2 offices in Wichita 6160 N Broadway Ave, Wichita, KS 67219 A+5.0 ★Texas Ratio: 0.00%	Conventional	21	0.3%	95.5%	$157,857	View
Simmons Bank 3 offices in Wichita 8415 E 21st St N Ste 150, Wichita, KS 67206 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, HELOC	19 +5 HELOCs	0.3%	86.4%	$242,894	View
Community National Bank & Trust 1 office in Wichita 8535 E 21st St N, Wichita, KS 67206 A5.0 ★Texas Ratio: 6.38%	Conventional, FHA, HELOC	17 +10 HELOCs	0.3%	94.7%	$227,941	View
Carson Bank 1 office in Wichita 4641 E Douglas Ave, Wichita, KS 67218 A+5.0 ★Texas Ratio: 0.80%	Conventional, Jumbo	17	0.3%	100%	$355,000	View
Equity Bank 4 offices in Wichita 3313 N Ridge Rd, Wichita, KS 67205 A5.0 ★Texas Ratio: 6.60%	Conventional, FHA, HELOC	16 +25 HELOCs	0.2%	84.2%	$220,000	View
The Bennington State Bank 1 office in Wichita 3954 N Ridge Rd, Wichita, KS 67205 A+5.0 ★Texas Ratio: 1.98%	Conventional	15	0.2%	94.1%	$236,333	View
Vintage Bank Kansas 2 offices in Wichita 10500 E Berkeley Square Pkwy, Wichita, KS 67206 A+5.0 ★Texas Ratio: 3.78%	Conventional, Jumbo	14	0.2%	100%	$297,857	View
Skyward Credit Union 4 Cessna Blvd, Wichita, KS 67215 1423 A+5.0 ★Texas Ratio: 3.93%	Conventional	13	0.2%	55.2%	$135,000	View
BMO Harris Bank NA 3 offices in Wichita 255 N Main St, Wichita, KS 67202 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	10 +23 HELOCs	0.1%	58.8%	$222,000	View
Rcb Bank 3 offices in Wichita 8411 E 21st St N, Wichita, KS 67206 A+5.0 ★Texas Ratio: 4.64%	Conventional	10	0.1%	90.9%	$230,000	View
Umb Bank NA 2 offices in Wichita 444 N Rock Rd, Wichita, KS 67206 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	5 +10 HELOCs	0.1%	100%	$649,000	View
Busey Bank 1 office in Wichita 9451 E 13th St N, Wichita, KS 67206 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	2 +4 HELOCs	0%	100%	$330,000	View
Central National Bank 1 office in Wichita 4838 W Central Ave, Wichita, KS 67212 A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0%	66.7%	$195,000	View
KS StateBank 1 office in Wichita 1424 S Maize Rd, Wichita, KS 67209 B+4.8 ★Texas Ratio: 16.89%	Conventional	1	0%	100%	$265,000	View
Conway Bank	Conventional	13	0.2%	92.9%	$145,000
Heartland Credit Union 3777 N Maize Rd, Wichita, KS 67205 A5.0 ★Texas Ratio: 9.12%	Conventional, Jumbo, HELOC	72 +55 HELOCs	1.1%	86.9%	$228,055	View
First National Bank of Hutchinson 6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58%	Conventional	33	0.5%	100%	$160,757	View
US Bank, N.A. 13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	32 +7 HELOCs	0.5%	58.9%	$284,687	View
Halstead Bank 329 Main St, Halstead, KS 67056 A+5.0 ★Texas Ratio: 2.38%	Conventional	27	0.4%	93.1%	$192,037	View
Arvest Bank 306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48%	Conventional, Jumbo, HELOC	18 +3 HELOCs	0.3%	100%	$416,666	View
Bokf NA 12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA, HELOC	15 +6 HELOCs	0.2%	65.2%	$192,333	View
The Central Trust Bank 405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	0.2%	100%	$247,000	View
Golden Plains Credit Union 9555 E Corporate Hills Dr, Wichita, KS 67207 1324 A+5.0 ★Texas Ratio: 5.93%	Conventional, HELOC	14 +20 HELOCs	0.2%	89.5%	$163,571	View
Landmark National Bank 1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97%	Conventional, FHA	5	0.1%	83.3%	$237,000	View
Bank of Commerce 333 N Main St, Burden, KS 67019 A+5.0 ★Texas Ratio: 0.36%	Conventional	5	0.1%	100%	$123,000	View
Communityamerica Federal Credit Union 7714 State Ave, Kansas City, KS 66112	Conventional, HELOC	4 +4 HELOCs	0.1%	100%	$277,500
White Eagle Credit Union 2830 Ohio St, Augusta, KS 67010 2361 A5.0 ★Texas Ratio: 6.40%	Conventional	4	0.1%	80%	$160,000	View
Armed Forces Bank, N.A. 320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	3	0%	75%	$198,333	View
Envista Federal Credit Union 1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13%	Conventional	2	0%	100%	$175,000	View
Farmers Bank & Trust 2001 Main St, Albert, KS 67511 A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0%	100%	$55,000	View
The Citizens State Bank 110 N Main St, Canton, KS 67428 A+5.0 ★Texas Ratio: 0.04%	Conventional	2	0%	100%	$275,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +7 HELOCs	0%	100%	$445,000	View
Mazuma Credit Union 14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$265,000	View
Bison State Bank 223 Main St, Bison, KS 67520 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$115,000	View
Exchange Bank & Trust 600 Commercial St, Atchison, KS 66002 A+5.0 ★Texas Ratio: 1.06%	Conventional	1	0%	100%	$245,000	View
First Heritage Bank 620 4th St, Centralia, KS 66415 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$165,000	View
The Citizens State Bank 428 Neosho St, Burlington, KS 66839 A+5.0 ★Texas Ratio: 2.66%	Conventional	1	0%	100%	$255,000	View
First Ciitizens Bank and Trust 7850 College Blvd, Overland Park, KS 66210 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$175,000	View
Bank of Commerce & Trust Company 300 W Main St, Anthony, KS 67003 C+3.8 ★Texas Ratio: 15.89%	Conventional	1	0%	100%	$15,000	View
Union Bank and Trust Company 309 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$265,000	View
First State Bank & Trust 15506 Pinehurst Dr, Basehor, KS 66007	Conventional	1	0%	100%	$285,000
Pinnacle Bank 401 N Spruce St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$225,000	View
Bank of the Flint Hills 408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0%	100%	$195,000	View
First National Bank of Omaha 2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82%	Conventional	1	0%	100%	$145,000	View
Members Mortgage Services, LLC	Conventional, FHA, VA, USDA	61	0.9%	85.7%	$233,852
The Stock Exchange Bank A5.0 ★Texas Ratio: 10.16%	Conventional	41	0.6%	100%	$143,292	View
Leaderone Financial Corp.	Conventional, FHA, VA	25	0.4%	96.2%	$230,600
M Squared Financial LLC	Conventional, FHA, VA	8	0.1%	100%	$270,000
Citizens State Bank of Cheney	Conventional, Jumbo	6	0.1%	75%	$293,333
Mortgage Investment Services Corporation	FHA	2	0%	75%	$265,000
TruHome Solutions, LLC	Conventional	1	0%	100%	$285,000
Kansas State Bank of Overbrook	Conventional	1	0%	100%	$35,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	461 +1 HELOCs	6.9%	79.4%	$189,468
Guild Mortgage Company	Conventional, FHA, VA, USDA	389	5.8%	95.1%	$191,889
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	228	3.4%	87.8%	$225,394
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	227 +3 HELOCs	3.4%	87.8%	$247,951
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	215	3.2%	97.3%	$250,488	View
Premier Members Credit Union	Conventional, Jumbo, HELOC	197 +22 HELOCs	2.9%	92.2%	$191,700
Mortgage Research Center	Conventional, FHA, VA	190	2.8%	79.1%	$253,052
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	189	2.8%	92.2%	$214,947
Planet Home Lending, LLC	Conventional, FHA, VA	148	2.2%	90.2%	$192,094
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, USDA	134	2%	99.3%	$207,014
Freedom Mortgage Corporation	Conventional, FHA, VA	100	1.5%	84.9%	$239,800
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA	97	1.5%	99%	$203,865	View
Fairway Independent Mort Corp	Conventional, FHA, VA	86	1.3%	94.6%	$230,116
Zippy Loans, LLC	Conventional	76	1.1%	53.4%	$32,894
Nationstar Mortgage	Conventional, FHA, VA	72	1.1%	77.9%	$136,388
Regent Financial Group	Conventional, FHA, VA	69	1%	100%	$250,652
Newrez LLC	Conventional, FHA, VA	64	1%	68.1%	$209,687
loanDepot.com LLC	Conventional, FHA, VA, HELOC	59 +4 HELOCs	0.9%	70.8%	$152,288
American Financial Resources LLC	Conventional, FHA, VA	59	0.9%	98.3%	$181,949
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	52 +12 HELOCs	0.8%	74.6%	$308,461
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	49	0.7%	96.2%	$198,469
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	40 +10 HELOCs	0.6%	87%	$216,500
Triad Financial Services, Inc.	Conventional	34	0.5%	43.8%	$41,764
Equity Prime Mortgage LLC	Conventional, FHA, VA	33	0.5%	94.3%	$174,090
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	31 +3 HELOCs	0.5%	88.6%	$203,387
Canopy Mortgage, LLC	Conventional, FHA, VA	29	0.4%	100%	$195,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	28 +3 HELOCs	0.4%	70%	$165,357
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	28	0.4%	71.8%	$244,285	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	26	0.4%	84.8%	$264,615
Amerisave Mortgage Company	Conventional, FHA	25	0.4%	27.3%	$108,600
Click n' Close, Inc.	Conventional, FHA	25	0.4%	87.1%	$139,400
American Financial Network, Inc.	Conventional, FHA, VA	24	0.4%	96.2%	$211,250
The Loan Store, Inc	Conventional, FHA, VA, HELOC	23 +5 HELOCs	0.3%	100%	$184,130
Primelending	Conventional, FHA, VA	23	0.3%	100%	$187,173
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	22	0.3%	88%	$235,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	19	0.3%	100%	$189,736	View
Spring Eq, LLC	Conventional, HELOC	17 +12 HELOCs	0.3%	38.8%	$46,764
Nbkc Bank A+5.0 ★Texas Ratio: 3.61%	Conventional, VA	17	0.3%	85%	$283,235	View
Discover Bank	Conventional	17	0.3%	30.4%	$86,176
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	16	0.2%	100%	$160,625
Village Capital & Investment	FHA, VA	16	0.2%	88.9%	$255,625
Provident Funding Associates	Conventional	15	0.2%	93.8%	$338,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	13	0.2%	37.5%	$181,153
Royal United Mortgage LLC	Conventional, FHA, VA	12	0.2%	75%	$113,333
Primary Residential Mortgage, INC.	Conventional, FHA, VA, USDA	12	0.2%	92.3%	$190,833
Carrington Mortgage Services LLC	Conventional, FHA, VA	12	0.2%	30%	$169,166
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	12	0.2%	85.7%	$219,166	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +5 HELOCs	0.2%	75%	$137,727
Better Mortgage Corporation	Conventional, FHA, HELOC	11 +2 HELOCs	0.2%	65%	$210,454
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.2%	100%	$232,272
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.1%	66.7%	$181,000	View
American Financing Corporation	Conventional, FHA, VA	10	0.1%	47.6%	$164,000
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	10	0.1%	70.6%	$479,000
Lower, LLC	Conventional, FHA, VA	10	0.1%	90.9%	$198,000
Kind Lending, LLC	Conventional, FHA, VA	9	0.1%	75%	$225,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	9	0.1%	100%	$207,222
Zillow Home Loans, LLC A+5.0 ★Texas Ratio: 4.46%	Conventional, FHA, VA	9	0.1%	100%	$182,777	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	9	0.1%	90%	$270,555	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	8	0.1%	100%	$292,500	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	7	0.1%	100%	$360,714	View
Churchill Mortgage Corporation	Conventional	7	0.1%	100%	$170,714
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA, Jumbo	7	0.1%	100%	$405,000	View
Staunton Financial Inc	Conventional, FHA, VA	7	0.1%	100%	$342,142
General Mortgage Capital Corporation	Conventional	6	0.1%	100%	$340,000
New Day Financial, LLC.	FHA, VA	6	0.1%	20%	$216,666
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	5 +3 HELOCs	0.1%	71.4%	$281,000
AmWest Funding Corp	Conventional	5	0.1%	100%	$299,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.1%	66.7%	$139,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	5	0.1%	83.3%	$239,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional, Jumbo	5	0.1%	83.3%	$313,000	View
Paramount Residential Mortgage	Conventional, FHA	5	0.1%	83.3%	$115,000
Top Flite Financial, Inc.	FHA	5	0.1%	100%	$179,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.1%	80%	$227,500
Sage Home Loans Corporation	Conventional	4	0.1%	87.5%	$325,000
Movement Mortgage, LLC	Conventional, VA	4	0.1%	83.3%	$195,000
PHH Mortgage Corporation	Conventional, FHA	4	0.1%	100%	$180,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	4	0.1%	100%	$132,500	View
Michigan Mutual, Inc	Conventional, FHA	4	0.1%	100%	$92,500
Weichert Financial Services	Conventional, VA	4	0.1%	100%	$350,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.1%	66.7%	$202,500	View
Mission Loans, LLC	Conventional, VA	4	0.1%	100%	$202,500
Towne Mortgage Company	Conventional	4	0.1%	100%	$362,500
Mortgage Solutions of Colorado	VA	4	0.1%	80%	$230,000
RoundPoint Mortgage Servicing LLC	Conventional, FHA	4	0.1%	100%	$235,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, VA	4	0.1%	100%	$402,500	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.1%	100%	$312,500	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0%	100%	$471,666	View
Alliant Credit Union	Conventional	3	0%	75%	$245,000
Guaranteed Rate Affinity, LLC	Conventional, VA	3	0%	100%	$331,666
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0%	75%	$181,666
Loanunited.Com, LLC	FHA	3	0%	100%	$291,666
Synergy One Lending, Inc.	Conventional	3	0%	100%	$408,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	3	0%	100%	$128,333	View
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional, VA	3	0%	100%	$238,333	View
United Mortgage Corp.	Conventional, FHA	3	0%	100%	$215,000
Right Start Mortgage, Inc	Conventional	3	0%	100%	$188,333
Farm Credit Mid-America, Aca	Conventional	3	0%	75%	$405,000
Red Diamond Home Loans, LLC	FHA	3	0%	100%	$291,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	3	0%	60%	$185,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	FHA	2	0%	100%	$360,000	View
Neighborhood Loans, Inc	Conventional	2	0%	5.9%	$5,000
Assemblies of God Credit Union	Conventional	2	0%	100%	$325,000
Everett Financial, Inc.	Conventional	2	0%	50%	$130,000
MortgageOne, Inc	VA	2	0%	100%	$300,000
Guidance Residential, LLC	Conventional	2	0%	100%	$345,000
Nqm Funding, LLC	Conventional	2	0%	100%	$220,000
Community Mortgage, LLC	Conventional	2	0%	100%	$260,000
Nextmortgage, LLC	FHA, USDA	2	0%	100%	$110,000
Financial Concpepts Mortgage	Conventional, FHA	2	0%	100%	$250,000
Homeowners Financial Group, LLC	Conventional	2	0%	100%	$160,000
American Pacific Mortgage Corporation	Conventional	2	0%	66.7%	$180,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0%	100%	$315,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0%	100%	$300,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0%	100%	$795,000	View
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	2	0%	100%	$230,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0%	100%	$245,000	View
21St Mortgage	Conventional	2	0%	5.6%	$50,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0%	25%	$70,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$125,000	View
HomeBridge Financial Services, Inc	VA, HELOC	1 +4 HELOCs	0%	100%	$355,000
Quorum Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$85,000
Empeople Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$145,000
Boeing Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$75,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000	View
Panorama Mortgage Group, LLC	FHA	1	0%	100%	$305,000
Originpoint, LLC	Conventional	1	0%	100%	$275,000
Ruoff Mortgage Company	VA	1	0%	50%	$265,000
American Airlines Federal Cred	Conventional	1	0%	100%	$225,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	50%	$305,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$455,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$115,000	View
Greenstate Credit Union	Conventional	1	0%	100%	$185,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	VA	1	0%	100%	$135,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$135,000	View
Affordable Mortgage Advisors	Conventional	1	0%	100%	$165,000
Carrollton Bank A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0%	100%	$535,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$175,000	View
NOVA Financial & Investment Corporation	FHA	1	0%	100%	$355,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$305,000
Brighton Bank	VA	1	0%	100%	$145,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	VA	1	0%	100%	$175,000	View
Avb Bank A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0%	100%	$75,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$235,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$575,000	View
Deephaven Mortgage LLC	Conventional	1	0%	100%	$305,000
Princeton Mortgage Corporation	VA	1	0%	100%	$365,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$295,000
Eustis Mortgage Corp	Conventional	1	0%	100%	$505,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$145,000	View
HomeXpress Mortgage Corp.	Conventional	1	0%	100%	$205,000
Success Mortgage Partners, Inc	VA	1	0%	100%	$195,000
MLB Residential Lending, LLC	Conventional	1	0%	100%	$305,000
Flexpoint, Inc.	Conventional	1	0%	100%	$185,000
Malvern Bank	Conventional	1	0%	100%	$205,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$525,000
Mid-Continent Funding, Inc.	VA	1	0%	100%	$455,000
Real Genius LLC	Conventional	1	0%	100%	$305,000
Calcon Mutual Mortgage LLC	Conventional	1	0%	100%	$265,000
Stg Mortgage Inc	Conventional	1	0%	50%	$265,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$145,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	FHA	1	0%	100%	$255,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$265,000	View
Nations Lending Corporation	FHA	1	0%	50%	$315,000
T2 Financial LLC	Conventional	1	0%	100%	$345,000
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$105,000
Gardner Financial Services	FHA	1	0%	100%	$155,000
Chickasaw Community Bank A5.0 ★Texas Ratio: 13.31%	Conventional	1	0%	100%	$115,000	View
Great Plains National Bank	Conventional	1	0%	100%	$295,000
City Bank & Trust Co. A5.0 ★Texas Ratio: 8.33%	Conventional	1	0%	100%	$255,000	View
Stockton Mortgage Corporation	Conventional	1	0%	50%	$135,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$285,000	View
Citadel Servicing Corporation	Conventional	1	0%	100%	$525,000
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$505,000
State Bank Financial A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0%	100%	$75,000	View
Frontier Bank A5.0 ★Texas Ratio: 8.58%	Conventional	1	0%	100%	$245,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0%	100%	$405,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	FHA	1	0%	100%	$515,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional, Jumbo	1	0%	100%	$1,465,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
First State Bank of Forrest B+4.8 ★Texas Ratio: 17.30%	Conventional	1	0%	100%	$95,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$305,000
Geneva Financial LLC	Conventional	1	0%	100%	$105,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$205,000
Figure Lending LLC	HELOC	0 +41 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +29 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Altra Federal Credit Union C+2.8 ★Texas Ratio: 0.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Wichita Mortgage Rate Trends

Daily average mortgage rates for Kansas compared with the national average, updated every evening.

30-Year Fixed KS Avg

7.490%

▲ 0.145 vs 7 days ago

15-Year Fixed KS Avg

6.961%

▲ 0.104 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wichita, Kansas

Looking for mortgage lenders near me or mortgage brokers near me in Wichita? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wichita in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wichita, KS

Use these to narrow the list above. Each category shows how many Wichita, KS lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 128 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 112 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 93 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 84 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 6 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 34 lenders. Loans above the conforming limit for higher priced homes Local lenders based in KS 56 lenders headquartered in Kansas, the closest thing to a mortgage lender near you

Who Lends in Wichita, KS

Independent mortgage companies closed 50.8 percent of home loans in Wichita, Kansas in 2025, banks 31.4 percent and credit unions 17.8 percent. Members Mortgage Services, LLC was the largest mortgage company, Fidelity Bank the largest bank and Meritrust Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Meritrust Federal Credit Union led with 286 loans.

50.8%

Mortgage companies

31.4%

Banks

17.8%

Credit unions

17%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.

More Kansas Mortgage Lender Pages

All Kansas lenders 605 lenders Overland Park 251 lenders Olathe 225 lenders Topeka 161 lenders Kansas City 194 lenders Lawrence 169 lenders Shawnee 165 lenders Lenexa 171 lenders Manhattan 133 lenders Gardner 138 lenders Junction City 85 lenders Leavenworth 116 lenders Hutchinson 89 lenders

Frequently Asked Questions About Mortgage Lenders in Wichita, KS

Who is the largest mortgage lender in Wichita, KS?

By home loans closed in 2025, Meritrust Federal Credit Union was the largest mortgage lender in Wichita, Kansas with 286 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wichita, KS have the highest approval rates?

Among lenders with meaningful volume in Wichita, Kansas, Regent Financial Group approved the highest share of completed applications in 2025 at 100 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wichita, KS mortgage lenders offer FHA, VA and USDA loans?

93 lenders closed FHA loans in Wichita, Kansas in 2025, led by Guild Mortgage Company with 113. 84 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wichita, KS lender list?

Yes. 112 banks and 30 credit unions closed home loans in Wichita, Kansas in 2025, alongside 128 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wichita, KS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wichita, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wichita, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wichita. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.