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Mortgage Lenders and Brokers in Kansas City, Kansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kansas City, Kansas mortgage lenders include Capitol Federal Savings BankCapitol Federal Savings Bank6900 State Ave, Kansas City, KS 66102A+5.0 ★Texas Ratio: 5.21%, The Central Trust BankThe Central Trust Bank3938 Rainbow Blvd, Kansas City, KS 66103A+5.0 ★Texas Ratio: 3.12%, US Bank, N.A.US Bank, N.A.700 Central Ave, Kansas City, KS 66101A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank4018 Rainbow Blvd, Kansas City, KS 66103A+5.0 ★Texas Ratio: 0.89%, First National Bank of OmahaFirst National Bank of Omaha11006 Parallel Pkwy, Kansas City, KS 66109A+5.0 ★Texas Ratio: 4.82%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City1919 N 78th St, Kansas City, KS 66112A+5.0 ★Texas Ratio: 3.50%, Umb Bank NAUmb Bank NA8300 Parallel Pkwy, Kansas City, KS 66112A+5.0 ★Texas Ratio: 1.78%, Bank of America NABank of America NA7809 State Ave, Kansas City, KS 66112A+5.0 ★Texas Ratio: 3.98%, Academy Bank, N.A.Academy Bank, N.A.10824 Parallel Pkwy, Kansas City, KS 66109A+5.0 ★Texas Ratio: 5.08%, and NBH BankNBH Bank4600 Shawnee Dr, Kansas City, KS 66106A+5.0 ★Texas Ratio: 2.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kansas City, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kansas City are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kansas City, Kansas

Market share is the lender's share of all home loans closed in Kansas City, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Capitol Federal Savings Bank 2 offices in Kansas City 6900 State Ave, Kansas City, KS 66102 A+5.0 ★Texas Ratio: 5.21%	Conventional, HELOC	71 +11 HELOCs	3.3%	92.3%	$55,140	View
The Central Trust Bank 1 office in Kansas City 3938 Rainbow Blvd, Kansas City, KS 66103 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, HELOC	47 +4 HELOCs	2.2%	97.9%	$197,978	View
US Bank, N.A. 3 offices in Kansas City 700 Central Ave, Kansas City, KS 66101 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	37 +30 HELOCs	1.7%	68.5%	$173,378	View
Commerce Bank 2 offices in Kansas City 4018 Rainbow Blvd, Kansas City, KS 66103 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, HELOC	26 +11 HELOCs	1.2%	61.9%	$133,461	View
First National Bank of Omaha 1 office in Kansas City 11006 Parallel Pkwy, Kansas City, KS 66109 A+5.0 ★Texas Ratio: 4.82%	Conventional, FHA, HELOC	25 +14 HELOCs	1.2%	83.3%	$209,800	View
First Federal Bank of Kansas City 1 office in Kansas City 1919 N 78th St, Kansas City, KS 66112 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	25 +9 HELOCs	1.2%	89.3%	$186,200	View
Umb Bank NA 2 offices in Kansas City 8300 Parallel Pkwy, Kansas City, KS 66112 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, Jumbo, HELOC	18 +22 HELOCs	0.8%	75%	$210,555	View
Bank of America NA 2 offices in Kansas City 7809 State Ave, Kansas City, KS 66112 A+5.0 ★Texas Ratio: 3.98%	Conventional, HELOC	13 +12 HELOCs	0.6%	86.7%	$195,769	View
Academy Bank, N.A. 1 office in Kansas City 10824 Parallel Pkwy, Kansas City, KS 66109 A+5.0 ★Texas Ratio: 5.08%	Conventional, FHA	6	0.3%	66.7%	$251,666	View
NBH Bank 2 offices in Kansas City 4600 Shawnee Dr, Kansas City, KS 66106 A+5.0 ★Texas Ratio: 2.90%	Conventional, FHA, HELOC	5 +4 HELOCs	0.2%	50%	$81,000	View
OakStar Bank ★ 5 stars, 1 review 1 office in Kansas City 10950 Parallel Pkwy, Kansas City, KS 66109 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	4 +2 HELOCs	0.2%	100%	$205,000	View
Security Bank of Kansas City 7 offices in Kansas City 10840 Parallel Pkwy, Kansas City, KS 66109 A+5.0 ★Texas Ratio: 0.12%	Conventional	4	0.2%	44.4%	$110,000	View
Enterprise Bank & Trust 1 office in Kansas City 151 S 18th St, Kansas City, KS 66102 A5.0 ★Texas Ratio: 7.31%	Conventional, FHA	4	0.2%	41.7%	$185,000	View
Communityamerica Federal Credit Union 7714 State Ave, Kansas City, KS 66112	Conventional, FHA, VA, Jumbo, HELOC	120 +79 HELOCs	5.5%	90.9%	$235,500
Bokf NA 12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA, HELOC	60 +9 HELOCs	2.8%	89.6%	$211,833	View
Mainstreet Federal Credit Union 3254 Brinkerhoff Rd, Kansas City, KS 66115 A+5.0 ★Texas Ratio: 4.02%	Conventional, HELOC	39 +12 HELOCs	1.8%	74.7%	$78,333	View
JPMorgan Chase Bank, NA 2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	33 +1 HELOCs	1.5%	97.1%	$187,424	View
First Federal Savings and Loan 700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33%	Conventional	32	1.5%	92.5%	$140,937	View
Arvest Bank 306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	21 +9 HELOCs	1%	77.8%	$252,142	View
Wells Fargo Bank NA 2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	18	0.8%	81.8%	$148,333	View
First Bank 6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, VA	8	0.4%	100%	$251,250	View
Landmark National Bank 1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97%	Conventional, VA	7	0.3%	100%	$232,142	View
Great American Bank 33050 W 83rd St, De Soto, KS 66018 A+5.0 ★Texas Ratio: 0.00%	Conventional	6	0.3%	100%	$261,666	View
Armed Forces Bank, N.A. 320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA	6	0.3%	100%	$275,000	View
First State Bank & Trust 10900 Parallel Pkwy, Kansas City, KS 66109	Conventional	6	0.3%	100%	$231,666
Mutual Savings Association 229 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 3.48%	Conventional	5	0.2%	100%	$181,000	View
Sunflower Bank, N.A. 500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77%	Conventional	5	0.2%	100%	$203,000	View
Fidelity Bank 2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33%	Conventional	4	0.2%	100%	$122,500	View
Bison State Bank 223 Main St, Bison, KS 67520 A+5.0 ★Texas Ratio: 2.38%	Conventional	4	0.2%	100%	$272,500	View
Citizens Federal Savings Bank 15500 State Ave, Basehor, KS 66007 A+5.0 ★Texas Ratio: 5.44%	Conventional	4	0.2%	100%	$275,000	View
Community First National Bank 210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41%	Conventional, FHA	4	0.2%	80%	$147,500	View
Community National Bank 15718 Pinehurst Dr, Basehor, KS 66007 A4.9 ★Texas Ratio: 9.62%	Conventional	4	0.2%	100%	$187,500	View
Gnbank, N.A. 501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84%	Conventional	3	0.1%	100%	$245,000	View
Mazuma Credit Union 14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29%	Conventional, HELOC	2 +9 HELOCs	0.1%	100%	$175,000	View
Cornerstone Bank 9120 W 135th St, Overland Park, KS 66221 A+5.0 ★Texas Ratio: 0.47%	Conventional	2	0.1%	100%	$120,000	View
Silver Lake Bank 4505 W 6th St, Lawrence, KS 66049 A+5.0 ★Texas Ratio: 0.02%	Conventional	2	0.1%	100%	$185,000	View
Envista Federal Credit Union 1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13%	Conventional	1	0%	100%	$135,000	View
Mid America Bank ★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0%	100%	$175,000	View
Farmers Bank & Trust 2001 Main St, Albert, KS 67511 A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	50%	$805,000	View
Mid American Credit Union 1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51%	Conventional	1	0%	100%	$65,000	View
Great Southern Bank 34102 Commerce Dr, De Soto, KS 66018 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0%	100%	$175,000	View
United Bank & Trust 722 Main St, Beattie, KS 66406 A+5.0 ★Texas Ratio: 0.88%	Conventional	1	0%	100%	$145,000	View
Community National Bank & Trust 500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38%	FHA	1	0%	100%	$265,000	View
The Kansas State Bank 602 Ames St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0%	100%	$65,000	View
Omb Bank 8801 Renner Boulevard Suite 401, Lenexa, KS 66219 A5.0 ★Texas Ratio: 6.69%	Conventional	1	0%	100%	$275,000	View
Outdoor Bank 100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67%	Conventional	1	0%	100%	$175,000	View
First Heritage Bank 620 4th St, Centralia, KS 66415 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$545,000	View
Kaw Valley Bank 1001 Sw Wanamaker Rd Ste A, Topeka, KS 66604 A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0%	100%	$65,000	View
Intrust Bank, NA 308 W Central Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.22%	Conventional	1	0%	100%	$275,000	View
CoreFirst Bank & Trust 16201 W 95th St, Lenexa, KS 66219 B+4.1 ★Texas Ratio: 2.49%	Conventional	1	0%	100%	$325,000	View
First Option Bank 209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64%	Conventional	1	0%	100%	$195,000	View
ESB Financial 801 Merchant St, Emporia, KS 66801 A5.0 ★Texas Ratio: 13.44%	Conventional	1	0%	100%	$155,000	View
The First Security Bank 530 Main St, Carbondale, KS 66414	Conventional	1	0%	100%	$215,000
Bank of Commerce 333 N Main St, Burden, KS 67019 A+5.0 ★Texas Ratio: 0.36%	Conventional	1	0%	100%	$545,000	View
Bank of the Flint Hills 408 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0%	100%	$255,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +5 HELOCs	0%	n/a		View
Union Bank and Trust Company 309 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.09%	HELOC	0 +3 HELOCs	0%	0%		View
Azura Credit Union 8550 Quivira RD, Lenexa, KS 66215 A+5.0 ★Texas Ratio: 4.29%	HELOC	0 +2 HELOCs	0%	0%		View
BMO Harris Bank NA 1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	0%		View
Heartland Credit Union 103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Hawthorn Bank 7400 College Blvd, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 3.36%	HELOC	0 +1 HELOCs	0%	n/a		View
M Squared Financial LLC	Conventional, FHA, VA	41	1.9%	100%	$243,048
Leaderone Financial Corp.	Conventional, FHA, VA	31	1.4%	100%	$214,354
Frontier Community Credit Unio	Conventional	3	0.1%	100%	$55,000
Mortgage Investment Services Corporation	FHA	2	0.1%	100%	$205,000
TruHome Solutions, LLC	VA	1	0%	50%	$285,000
Members Mortgage Services, LLC	Conventional	1	0%	100%	$45,000
Rocket Mortgage	Conventional, FHA, VA	185	8.6%	81%	$179,324
United Wholesale Mortgage	Conventional, FHA, VA	118	5.5%	80.8%	$237,033
Guild Mortgage Company	Conventional, FHA	72	3.3%	97.4%	$184,722
Fairway Independent Mort Corp	Conventional, FHA, VA	68	3.1%	95.8%	$238,235
First State Bank of St Charles	Conventional, FHA, VA	48	2.2%	100%	$245,416
Pennymac Loan Services LLC	Conventional, FHA, VA	44	2%	76.7%	$186,363
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo	37	1.7%	88.1%	$247,432	View
Nationstar Mortgage	Conventional, FHA	36	1.7%	76.6%	$105,277
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, VA	35	1.6%	85.4%	$285,000	View
Primelending	Conventional, FHA, VA	32	1.5%	87.5%	$259,687
Mortgage Research Center	Conventional, FHA, VA	32	1.5%	65.3%	$270,937
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	30	1.4%	86.7%	$268,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	29	1.3%	81.1%	$188,793	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA	28	1.3%	100%	$251,428
loanDepot.com LLC	Conventional, FHA, VA, HELOC	27 +1 HELOCs	1.2%	56.2%	$133,888
Community Mortgage, LLC	Conventional, FHA, VA	27	1.2%	100%	$196,851
Zippy Loans, LLC	Conventional	26	1.2%	50%	$47,307
Flat Branch Mortgage, Inc.	Conventional, FHA	23	1.1%	100%	$176,304
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	22	1%	84.6%	$231,363
Amerisave Mortgage Company	Conventional, FHA	20	0.9%	39.6%	$81,000
Click n' Close, Inc.	Conventional, FHA, VA	20	0.9%	100%	$186,000
Union Home Mortgage Corp.	Conventional, FHA, VA, Jumbo, HELOC	19 +1 HELOCs	0.9%	100%	$295,526
Newrez LLC	Conventional, FHA, VA	18	0.8%	62.1%	$123,333
Nbkc Bank A+5.0 ★Texas Ratio: 3.61%	Conventional, FHA, VA	16	0.7%	76.2%	$291,875	View
American Financial Resources LLC	Conventional, FHA	14	0.6%	93.3%	$217,142
New American Funding, LLC.	Conventional, FHA, HELOC	13 +1 HELOCs	0.6%	54.2%	$163,461
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +1 HELOCs	0.6%	56%	$134,230
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	13	0.6%	100%	$225,769
Summit Funding.Inc	Conventional, FHA, VA	12	0.6%	100%	$233,333
Guaranteed Rate, Inc.	Conventional, FHA	10	0.5%	100%	$180,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	10	0.5%	100%	$235,000
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	10	0.5%	90.9%	$210,000
Triad Financial Services, Inc.	Conventional	9	0.4%	54.8%	$56,111
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.4%	68%	$105,000
Waterstone Mortgage Corporation	Conventional, FHA, VA	8	0.4%	100%	$205,000
The Loan Store, Inc	Conventional, HELOC	7 +3 HELOCs	0.3%	80%	$229,285
American Financing Corporation	Conventional, FHA	7	0.3%	43.8%	$143,571
Endeavor Capital, LLC	Conventional, FHA, VA	7	0.3%	87.5%	$186,428
Zillow Home Loans, LLC A+5.0 ★Texas Ratio: 4.46%	Conventional, FHA	7	0.3%	87.5%	$207,857	View
Mutual of Omaha Mortgage	Conventional, FHA	7	0.3%	70%	$213,571
Spring Eq, LLC	Conventional, HELOC	6 +4 HELOCs	0.3%	42.9%	$60,000
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA	6	0.3%	100%	$316,666	View
Bayshore Mortgage Funding	Conventional, FHA	6	0.3%	85.7%	$175,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	6	0.3%	75%	$250,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	6	0.3%	100%	$130,000	View
Royal United Mortgage LLC	Conventional, FHA	5	0.2%	62.5%	$87,000
Equity Prime Mortgage LLC	FHA, VA	5	0.2%	83.3%	$227,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	5	0.2%	100%	$195,000	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.2%	71.4%	$231,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	100%	$133,000
New Day Financial, LLC.	VA	5	0.2%	35.7%	$217,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.2%	83.3%	$289,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	5	0.2%	100%	$165,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	62.5%	$93,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	83.3%	$217,000
Everett Financial, Inc.	Conventional, FHA	4	0.2%	100%	$307,500
PHH Mortgage Corporation	Conventional, FHA	4	0.2%	80%	$140,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.2%	83.3%	$297,500
Geneva Financial LLC	Conventional, FHA	4	0.2%	100%	$147,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	44.4%	$250,000	View
T2 Financial LLC	Conventional	4	0.2%	100%	$225,000
Mortgage Solutions of Colorado	VA	4	0.2%	100%	$290,000
Citadel Servicing Corporation	Conventional	4	0.2%	100%	$272,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	35.7%	$152,500
Goodleap, LLC	Conventional, VA, HELOC	3 +3 HELOCs	0.1%	62.5%	$168,333
Panorama Mortgage Group, LLC	Conventional, FHA	3	0.1%	75%	$235,000
Canopy Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$238,333
American Financial Network, Inc.	FHA	3	0.1%	100%	$238,333
Midwest Mortgage Associates Corp	Conventional	3	0.1%	100%	$158,333
Megastar Finanacial Corp	Conventional, VA	3	0.1%	100%	$275,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	3	0.1%	60%	$195,000	View
Cmg Mortgage Inc	FHA, HELOC	2 +1 HELOCs	0.1%	75%	$250,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$290,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$435,000	View
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$340,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	66.7%	$350,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	2	0.1%	100%	$265,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	40%	$470,000
Bank of Weston	Conventional	2	0.1%	100%	$225,000
Discover Bank	Conventional	2	0.1%	10%	$55,000
Truity Federal Credit Union A5.0 ★Texas Ratio: 6.19%	Conventional	2	0.1%	50%	$175,000	View
Das Acquisition Company, LLC	Conventional, FHA	2	0.1%	100%	$220,000
Provident Funding Associates	Conventional	2	0.1%	100%	$290,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$310,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	2	0.1%	66.7%	$90,000	View
Better Mortgage Corporation	Conventional, FHA	2	0.1%	40%	$440,000
Lower, LLC	VA	2	0.1%	40%	$175,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	66.7%	$255,000	View
Texana Bank	Conventional	2	0.1%	100%	$280,000
Village Capital & Investment	FHA, VA	2	0.1%	40%	$255,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$135,000	View
Alliant Credit Union	Conventional	1	0%	100%	$215,000
Originpoint, LLC	FHA	1	0%	100%	$325,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$125,000
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$155,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$505,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0%	100%	$255,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$215,000	View
Primary Residential Mortgage, INC.	Conventional	1	0%	100%	$345,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0%	100%	$275,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	1	0%	100%	$305,000	View
Servion	FHA	1	0%	100%	$155,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$115,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$275,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0%	100%	$225,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	50%	$235,000	View
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0%	100%	$1,005,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0%	100%	$185,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$265,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$85,000	View
United Consumers Credit Union	Conventional	1	0%	100%	$145,000
Pivot Financial Partners, Inc	FHA	1	0%	100%	$85,000
Community Bank of Missouri A5.0 ★Texas Ratio: 10.00%	Conventional	1	0%	100%	$215,000	View
Verimore Bank A+5.0 ★Texas Ratio: 1.89%	Conventional	1	0%	100%	$335,000	View
Mid-Continent Funding, Inc.	VA	1	0%	100%	$185,000
Real Genius LLC	Conventional	1	0%	100%	$205,000
Kearney Trust Company	Conventional	1	0%	100%	$105,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$65,000
Mid-Missouri Bank	Conventional	1	0%	100%	$235,000
Planet Home Lending, LLC	VA	1	0%	33.3%	$165,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$245,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$205,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	FHA	1	0%	100%	$185,000	View
Empeople Credit Union	Conventional	1	0%	100%	$215,000
Premier Members Credit Union	Conventional	1	0%	100%	$215,000
Mission Loans, LLC	Conventional	1	0%	100%	$105,000
Towne Mortgage Company	Conventional	1	0%	100%	$125,000
1St Midamerica Credit Union	Conventional	1	0%	100%	$105,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$175,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$55,000	View
ClearEdge Lending LLC	Conventional	1	0%	100%	$175,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0%	100%	$315,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$95,000	View
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Interstate Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kansas City Mortgage Rate Trends

Daily average mortgage rates for Kansas compared with the national average, updated every evening.

30-Year Fixed KS Avg

7.490%

▲ 0.145 vs 7 days ago

15-Year Fixed KS Avg

6.961%

▲ 0.104 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kansas City, Kansas

Looking for mortgage lenders near me or mortgage brokers near me in Kansas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kansas City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kansas City, KS

Use these to narrow the list above. Each category shows how many Kansas City, KS lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 95 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 88 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in KS 45 lenders headquartered in Kansas, the closest thing to a mortgage lender near you

Who Lends in Kansas City, KS

Independent mortgage companies closed 54.1 percent of home loans in Kansas City, Kansas in 2025, banks 37.1 percent and credit unions 8.7 percent. M Squared Financial LLC was the largest mortgage company, Capitol Federal Savings Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Capitol Federal Savings Bank led with 71 loans.

54.1%

Mortgage companies

37.1%

Banks

8.7%

Credit unions

23%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.

More Kansas Mortgage Lender Pages

All Kansas lenders 605 lenders Wichita 258 lenders Overland Park 251 lenders Olathe 225 lenders Topeka 161 lenders Lawrence 169 lenders Shawnee 165 lenders Lenexa 171 lenders Manhattan 133 lenders Gardner 138 lenders Junction City 85 lenders Leavenworth 116 lenders Hutchinson 89 lenders

Frequently Asked Questions About Mortgage Lenders in Kansas City, KS

Who is the largest mortgage lender in Kansas City, KS?

By home loans closed in 2025, Capitol Federal Savings Bank was the largest mortgage lender in Kansas City, Kansas with 71 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kansas City, KS have the highest approval rates?

Among lenders with meaningful volume in Kansas City, Kansas, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.4 percent, against a 80.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kansas City, KS mortgage lenders offer FHA, VA and USDA loans?

88 lenders closed FHA loans in Kansas City, Kansas in 2025, led by United Wholesale Mortgage with 45. 50 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kansas City, KS lender list?

Yes. 95 banks and 19 credit unions closed home loans in Kansas City, Kansas in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kansas City, KS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kansas City, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kansas City, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kansas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.