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Mortgage Lenders and Brokers in Olathe, Kansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Olathe, Kansas mortgage lenders include Capitol Federal Savings BankCapitol Federal Savings Bank1408 E Santa Fe St, Olathe, KS 66061A+5.0 ★Texas Ratio: 5.21%, Arvest BankArvest Bank16685 W 151st Street, Olathe, KS 66062A5.0 ★Texas Ratio: 7.48%, US Bank, N.A.US Bank, N.A.15970 S Mur Len Rd, Olathe, KS 66062A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank16650 W 135th St, Olathe, KS 66062A+5.0 ★Texas Ratio: 0.89%, The Central Trust BankThe Central Trust Bank13446 S Blackbob Rd, Olathe, KS 66062A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14802 W 117th St, Olathe, KS 66062A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA175 North Clairborne Road, Olathe, KS 66062A+5.0 ★Texas Ratio: 3.98%, Academy Bank, N.A.Academy Bank, N.A.15084 S Blackbob Rd, Olathe, KS 66062A+5.0 ★Texas Ratio: 5.08%, Wells Fargo Bank NAWells Fargo Bank NA2137 E Santa Fe St, Olathe, KS 66062A+5.0 ★Texas Ratio: 5.36%, and Umb Bank NAUmb Bank NA700 E Santa Fe St, Olathe, KS 66061A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Olathe, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Olathe are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Olathe, Kansas

Market share is the lender's share of all home loans closed in Olathe, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Capitol Federal Savings Bank 2 offices in Olathe 1408 E Santa Fe St, Olathe, KS 66061 A+5.0 ★Texas Ratio: 5.21%	Conventional, Jumbo, HELOC	67 +53 HELOCs	2.6%	84.8%	$367,238	View
Arvest Bank 1 office in Olathe 16685 W 151st Street, Olathe, KS 66062 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	43 +33 HELOCs	1.6%	97.8%	$444,767	View
US Bank, N.A. 2 offices in Olathe 15970 S Mur Len Rd, Olathe, KS 66062 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	36 +29 HELOCs	1.4%	72.2%	$246,111	View
Commerce Bank 2 offices in Olathe 16650 W 135th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, Jumbo, HELOC	34 +40 HELOCs	1.3%	81%	$239,705	View
The Central Trust Bank 2 offices in Olathe 13446 S Blackbob Rd, Olathe, KS 66062 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, Jumbo, HELOC	26 +13 HELOCs	1%	100%	$420,000	View
JPMorgan Chase Bank, NA 1 office in Olathe 14802 W 117th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	26 +1 HELOCs	1%	93.1%	$374,230	View
Bank of America NA 2 offices in Olathe 175 North Clairborne Road, Olathe, KS 66062 A+5.0 ★Texas Ratio: 3.98%	Conventional, FHA, Jumbo, HELOC	23 +40 HELOCs	0.9%	95.8%	$471,521	View
Academy Bank, N.A. 3 offices in Olathe 15084 S Blackbob Rd, Olathe, KS 66062 A+5.0 ★Texas Ratio: 5.08%	Conventional, VA, Jumbo	16	0.6%	94.1%	$379,375	View
Wells Fargo Bank NA 1 office in Olathe 2137 E Santa Fe St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 5.36%	Conventional	16	0.6%	76.2%	$358,750	View
Umb Bank NA 3 offices in Olathe 700 E Santa Fe St, Olathe, KS 66061 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, HELOC	15 +35 HELOCs	0.6%	80%	$266,333	View
Farmers Bank & Trust 1 office in Olathe 15325 S Lone Elm Rd, Olathe, KS 66061 A+5.0 ★Texas Ratio: 0.65%	Conventional	10	0.4%	90.9%	$436,000	View
First National Bank of Omaha 3 offices in Olathe 18675 W 151st St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	9 +32 HELOCs	0.3%	100%	$402,777	View
NBH Bank 1 office in Olathe 14735 W 119th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	8 +2 HELOCs	0.3%	100%	$196,250	View
First Federal Savings and Loan 700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33%	Conventional	5	0.2%	83.3%	$341,000	View
Great Southern Bank 1 office in Olathe 15315 W 135th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 1.55%	Conventional	5	0.2%	83.3%	$197,000	View
Enterprise Bank & Trust 4 offices in Olathe 444 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 7.31%	Conventional	5	0.2%	55.6%	$175,000	View
CoreFirst Bank & Trust 1 office in Olathe 11875 S Ridgeview Rd, Olathe, KS 66061 B+4.1 ★Texas Ratio: 2.49%	Conventional, HELOC	3 +3 HELOCs	0.1%	100%	$241,666	View
BMO Harris Bank NA 1 office in Olathe 15203 W 119th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	2 +10 HELOCs	0.1%	66.7%	$85,000	View
Simmons Bank 1 office in Olathe 15670 W 135th St, Olathe, KS 66062 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$355,000	View
Security Bank of Kansas City 1 office in Olathe 13379 S Blackbob Rd, Olathe, KS 66062 A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	100%	$370,000	View
Intrust Bank, NA 1 office in Olathe 18225 W 106th St, Olathe, KS 66061 A+5.0 ★Texas Ratio: 5.22%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$255,000	View
Communityamerica Federal Credit Union 13590 S Blackbob Rd, Olathe, KS 66062	Conventional, FHA, VA, Jumbo, HELOC	209 +266 HELOCs	8%	96.3%	$385,765
Mainstreet Federal Credit Union 101 W Loula St, Olathe, KS 66061 A+5.0 ★Texas Ratio: 4.02%	Conventional, HELOC	45 +35 HELOCs	1.7%	82.9%	$152,555	View
First Bank 6201 College Blvd, Overland Park, KS 66211 A+5.0 ★Texas Ratio: 2.49%	Conventional, FHA, VA, HELOC	28 +1 HELOCs	1.1%	100%	$350,714	View
Fidelity Bank 2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33%	Conventional, HELOC	12 +4 HELOCs	0.5%	100%	$365,000	View
Landmark National Bank 1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97%	Conventional	12	0.5%	100%	$408,333	View
Community First National Bank 210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41%	Conventional, FHA, VA	11	0.4%	73.3%	$348,636	View
Mid America Bank ★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02%	Conventional	10	0.4%	100%	$341,000	View
Bokf NA 12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	8 +10 HELOCs	0.3%	80%	$241,250	View
Armed Forces Bank, N.A. 320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA, Jumbo	7	0.3%	87.5%	$560,714	View
First Option Bank 209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64%	Conventional, Jumbo	6	0.2%	100%	$471,666	View
First Federal Bank of Kansas City 1919 N 78th St, Kansas City, KS 66112 A+5.0 ★Texas Ratio: 3.50%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.2%	100%	$801,000	View
Mazuma Credit Union 14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29%	Conventional, HELOC	4 +12 HELOCs	0.2%	100%	$355,000	View
Equity Bank 500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$305,000	View
Mutual Savings Association 229 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 3.48%	Conventional	4	0.2%	100%	$282,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +6 HELOCs	0.1%	100%	$368,333	View
OakStar Bank ★ 5 stars, 1 review 10950 Parallel Pkwy, Kansas City, KS 66109 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$391,666	View
Envista Federal Credit Union 1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$285,000	View
Meritrust Federal Credit Union 610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29%	Conventional	3	0.1%	75%	$401,666	View
Bison State Bank 223 Main St, Bison, KS 67520 A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	100%	$230,000	View
Great American Bank 33050 W 83rd St, De Soto, KS 66018 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$200,000	View
Mid American Credit Union 1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51%	Conventional	2	0.1%	100%	$195,000	View
Midwest Heritage Bank FSB 8900 W 135th St, Overland Park, KS 66221 A5.0 ★Texas Ratio: 9.76%	Conventional	2	0.1%	100%	$85,000	View
Cornerstone Bank 9120 W 135th St, Overland Park, KS 66221 A+5.0 ★Texas Ratio: 0.47%	Conventional	2	0.1%	100%	$170,000	View
Hawthorn Bank 7400 College Blvd, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 3.36%	Conventional	2	0.1%	100%	$480,000	View
Outdoor Bank 100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67%	Conventional	2	0.1%	100%	$400,000	View
Community National Bank 15718 Pinehurst Dr, Basehor, KS 66007 A4.9 ★Texas Ratio: 9.62%	Conventional	2	0.1%	100%	$415,000	View
Heartland Credit Union 103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000	View
Central National Bank 120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$385,000	View
Core Bank 6900 College Boulevard, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0%	100%	$445,000	View
Citizens Federal Savings Bank 15500 State Ave, Basehor, KS 66007 A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$505,000	View
First Heritage Bank 620 4th St, Centralia, KS 66415 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$415,000	View
Labette Bank 319 E 4th St, Altamont, KS 67330 A5.0 ★Texas Ratio: 7.68%	Conventional	1	0%	100%	$305,000	View
Sunflower Bank, N.A. 500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$255,000	View
Silver Lake Bank 4505 W 6th St, Lawrence, KS 66049 A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0%	100%	$265,000	View
The First Security Bank 530 Main St, Carbondale, KS 66414	Conventional	1	0%	100%	$265,000
First Business Bank 11141 Overbrook Rd, Leawood, KS 66211 A5.0 ★Texas Ratio: 8.08%	Conventional, Jumbo	1	0%	100%	$855,000	View
Azura Credit Union 11750 S Fellows St, Olathe, KS 66061 A+5.0 ★Texas Ratio: 4.29%	HELOC	0 +3 HELOCs	0%	0%		View
KS StateBank 539 W 6th St, Junction City, KS 66441 B+4.8 ★Texas Ratio: 16.89%	HELOC	0 +2 HELOCs	0%	n/a		View
Emprise Bank 406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11%	HELOC	0 +2 HELOCs	0%	n/a		View
Credit Union of America 175 North Clairborne Road, Olathe, KS 66062 A+5.0 ★Texas Ratio: 3.98%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Bank and Trust Company 309 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.09%	HELOC	0 +1 HELOCs	0%	n/a		View
Busey Bank 11440 Tomahawk Creek Pkwy, Leawood, KS 66211 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
M Squared Financial LLC	Conventional, FHA, VA	37	1.4%	97.4%	$364,459
Leaderone Financial Corp.	Conventional, FHA	22	0.8%	95.7%	$316,363
Mortgage Investment Services Corporation	Conventional, VA	2	0.1%	100%	$495,000
Frontier Community Credit Unio	Conventional	1	0%	100%	$265,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	223	8.5%	86.9%	$240,470
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	188 +2 HELOCs	7.2%	98.4%	$382,287
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	99 +4 HELOCs	3.8%	86.8%	$340,959
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	81 +1 HELOCs	3.1%	98.8%	$387,098
First State Bank of St Charles	Conventional, FHA, VA	78	3%	100%	$363,717
Nbkc Bank A+5.0 ★Texas Ratio: 3.61%	Conventional, FHA, VA, Jumbo	65	2.5%	90.4%	$395,615	View
Pennymac Loan Services LLC	Conventional, FHA, VA	64	2.4%	89%	$267,812
Nationstar Mortgage	Conventional, FHA, VA	51	1.9%	94.5%	$140,882
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	43	1.6%	97.7%	$361,744
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	39 +1 HELOCs	1.5%	100%	$382,948	View
Community Mortgage, LLC	Conventional, FHA, VA	34	1.3%	100%	$287,941
Freedom Mortgage Corporation	Conventional, FHA, VA	33	1.3%	95%	$380,757
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	31	1.2%	100%	$332,419
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	30	1.1%	100%	$311,333
Primelending	Conventional, FHA, VA	28	1.1%	96.8%	$394,285
loanDepot.com LLC	Conventional, FHA, VA, HELOC	27 +4 HELOCs	1%	77.1%	$183,148
Summit Funding.Inc	Conventional, VA	26	1%	100%	$359,615
Union Home Mortgage Corp.	Conventional, FHA	25	1%	100%	$389,400
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	24 +6 HELOCs	0.9%	85.7%	$292,916
Waterstone Mortgage Corporation	Conventional, FHA, VA	24	0.9%	100%	$345,833
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	23	0.9%	100%	$388,913
Newrez LLC	Conventional, FHA, VA	22	0.8%	81.5%	$312,727
Mortgage Research Center	Conventional, VA	22	0.8%	78.6%	$397,727
Sun West Mortgage Company, Inc	Conventional, FHA	21	0.8%	100%	$384,523
Lakeview Loan Servicing, LLC	Conventional, FHA	20	0.8%	55%	$199,000
The Loan Store, Inc	Conventional, HELOC	19 +1 HELOCs	0.7%	91.3%	$342,894
Endeavor Capital, LLC	Conventional, FHA, VA	17	0.6%	100%	$327,941
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	17	0.6%	94.4%	$215,588	View
Provident Funding Associates	Conventional	16	0.6%	84.2%	$473,125
Mutual of Omaha Mortgage	Conventional, FHA, VA	16	0.6%	100%	$345,625
New American Funding, LLC.	Conventional, FHA, HELOC	14 +2 HELOCs	0.5%	70%	$257,857
Spring Eq, LLC	Conventional, HELOC	13 +5 HELOCs	0.5%	43.8%	$86,538
T2 Financial LLC	Conventional, VA	13	0.5%	100%	$412,692
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	12	0.5%	85.7%	$328,333	View
Geneva Financial LLC	Conventional	10	0.4%	100%	$392,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	8	0.3%	100%	$346,250	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	8	0.3%	100%	$247,500	View
American Financial Resources LLC	Conventional	7	0.3%	100%	$220,714
Gold Star Mortgage Financial Group, Corporation	Conventional	7	0.3%	87.5%	$387,857
Amerisave Mortgage Company	Conventional, FHA	7	0.3%	30.4%	$170,714
Discover Bank	Conventional	7	0.3%	29.2%	$63,571
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	7	0.3%	87.5%	$303,571
Better Mortgage Corporation	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.2%	85.7%	$423,333
Cornerstone First Mortgage, LLC	Conventional, VA, Jumbo	6	0.2%	85.7%	$513,333
Envoy Mortgage, Ltd	Conventional, FHA	6	0.2%	100%	$361,666
Kind Lending, LLC	Conventional, VA	6	0.2%	100%	$436,666
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	6	0.2%	100%	$303,333
Midwest Mortgage Associates Corp	Conventional	6	0.2%	100%	$376,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	6	0.2%	85.7%	$633,333	View
DHI Mortgage Company, LTD.	Conventional, FHA	6	0.2%	100%	$386,666
21St Mortgage	Conventional	6	0.2%	18.2%	$70,000
Carrington Mortgage Services LLC	Conventional	6	0.2%	42.1%	$100,000
Everett Financial, Inc.	Conventional	5	0.2%	100%	$335,000
Sage Home Loans Corporation	Conventional	5	0.2%	83.3%	$407,000
Click n' Close, Inc.	Conventional, FHA	5	0.2%	100%	$337,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.2%	100%	$443,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.2%	100%	$325,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	5	0.2%	100%	$357,000	View
Zillow Home Loans, LLC A+5.0 ★Texas Ratio: 4.46%	Conventional, FHA	5	0.2%	100%	$321,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	4 +2 HELOCs	0.2%	83.3%	$85,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.2%	100%	$287,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.2%	100%	$422,500	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	4	0.2%	66.7%	$397,500	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional, FHA, VA	4	0.2%	100%	$415,000	View
AmeriHome Mortgage Company, LLC	Conventional, Jumbo	4	0.2%	100%	$445,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	4	0.2%	100%	$395,000	View
American Financial Network, Inc.	Conventional, FHA	4	0.2%	100%	$382,500
Bay Equity LLC	Conventional	4	0.2%	100%	$280,000
Empeople Credit Union	Conventional	4	0.2%	83.3%	$430,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.2%	100%	$537,500	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	4	0.2%	66.7%	$377,500	View
Cmg Mortgage Inc	Conventional, FHA, Jumbo, HELOC	3 +2 HELOCs	0.1%	100%	$631,666
Alliant Credit Union	Conventional, VA	3	0.1%	100%	$441,666
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	3	0.1%	100%	$381,666	View
Royal United Mortgage LLC	Conventional	3	0.1%	100%	$125,000
Canopy Mortgage, LLC	Conventional, VA	3	0.1%	100%	$495,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	3	0.1%	100%	$248,333	View
Deephaven Mortgage LLC	Conventional	3	0.1%	100%	$128,333
Truity Federal Credit Union A5.0 ★Texas Ratio: 6.19%	Conventional	3	0.1%	75%	$468,333	View
Churchill Mortgage Corporation	Conventional	3	0.1%	100%	$308,333
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	3	0.1%	100%	$475,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.1%	75%	$381,666	View
Paramount Residential Mortgage	Conventional	3	0.1%	100%	$438,333
Texana Bank	Conventional, FHA	3	0.1%	100%	$371,666
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.1%	50%	$315,000
Goodleap, LLC	Conventional, HELOC	2 +5 HELOCs	0.1%	75%	$235,000
Farmers Insurance Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$200,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$385,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$450,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0.1%	100%	$465,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	66.7%	$165,000	View
Guidance Residential, LLC	Conventional	2	0.1%	100%	$375,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.1%	66.7%	$330,000	View
Air Academy Federal Credit Union	Conventional	2	0.1%	100%	$315,000
SIRVA Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$445,000
Cardinal Financial Company, Li	Conventional	2	0.1%	66.7%	$340,000
Shoreham Bank	FHA	2	0.1%	100%	$20,000
Connections Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$280,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	66.7%	$285,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$415,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$380,000
Mortgage Solutions of Colorado	FHA	2	0.1%	100%	$275,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$165,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$200,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.1%	100%	$905,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$520,000
Village Capital & Investment	FHA, VA	2	0.1%	66.7%	$335,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	FHA, HELOC	1 +7 HELOCs	0%	100%	$265,000	View
Boeing Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$315,000
Panorama Mortgage Group, LLC	FHA	1	0%	100%	$325,000
Originpoint, LLC	Conventional	1	0%	100%	$215,000
Zippy Loans, LLC	Conventional	1	0%	20%	$65,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0%	100%	$375,000	View
Primary Residential Mortgage, INC.	Conventional	1	0%	100%	$635,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	50%	$155,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$425,000	View
Success Lending, LLC	Conventional	1	0%	100%	$525,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$385,000
Movement Mortgage, LLC	Conventional	1	0%	100%	$415,000
United Federal Credit Union	Conventional	1	0%	100%	$455,000
Avb Bank A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0%	100%	$285,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$345,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	50%	$275,000	View
Oaktree Funding Corp	Conventional	1	0%	100%	$445,000
Synergy One Lending, Inc.	FHA	1	0%	100%	$535,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0%	100%	$385,000	View
Orangepath Financial Inc	Conventional	1	0%	100%	$305,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$385,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$405,000
Think Mutual Bank A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0%	100%	$105,000	View
Community Mortgage Funding, LLC	Conventional	1	0%	100%	$85,000
Builders Choice Mortgage LLC	VA	1	0%	100%	$435,000
American Financing Corporation	FHA	1	0%	60%	$405,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$325,000	View
Verimore Bank A+5.0 ★Texas Ratio: 1.89%	Conventional	1	0%	100%	$295,000	View
Chevron Federal Credit Union	Conventional	1	0%	100%	$305,000
Frontier Bank A5.0 ★Texas Ratio: 8.58%	Conventional	1	0%	100%	$435,000	View
HNB National Bank A+5.0 ★Texas Ratio: 0.35%	Conventional	1	0%	100%	$255,000	View
Nfm, Inc	Conventional	1	0%	100%	$525,000
Table Rock Community Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$325,000	View
First International Bank & Trust	Conventional	1	0%	100%	$325,000
Public Safety Credit Union	Conventional	1	0%	100%	$305,000
Inb, National Association A5.0 ★Texas Ratio: 9.74%	Conventional	1	0%	100%	$465,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$305,000	View
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$105,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0%	100%	$205,000	View
Megastar Finanacial Corp	Conventional	1	0%	100%	$235,000
Premier Members Credit Union	Conventional	1	0%	100%	$295,000
Mission Loans, LLC	Conventional	1	0%	100%	$55,000
Tjc Mortgage Inc	FHA	1	0%	100%	$325,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$285,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$295,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$105,000
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0%	100%	$295,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	50%	$785,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	100%	$105,000	View
Lower, LLC	Conventional	1	0%	100%	$215,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$535,000	View
The Nodaway Valley Bank A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$195,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$435,000	View
Red Diamond Home Loans, LLC	Conventional	1	0%	100%	$495,000
Staunton Financial Inc	Conventional	1	0%	100%	$485,000
Gershman Investment Corp.	Conventional	1	0%	100%	$205,000
Tomo Mortgage LLC	FHA	1	0%	100%	$485,000
Figure Lending LLC	HELOC	0 +24 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +17 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Olathe Mortgage Rate Trends

Daily average mortgage rates for Kansas compared with the national average, updated every evening.

30-Year Fixed KS Avg

7.490%

▲ 0.145 vs 7 days ago

15-Year Fixed KS Avg

6.961%

▲ 0.104 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Olathe, Kansas

Looking for mortgage lenders near me or mortgage brokers near me in Olathe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Olathe in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Olathe, KS

Use these to narrow the list above. Each category shows how many Olathe, KS lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 111 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 73 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 22 lenders. Loans above the conforming limit for higher priced homes Local lenders based in KS 41 lenders headquartered in Kansas, the closest thing to a mortgage lender near you

Who Lends in Olathe, KS

Independent mortgage companies closed 55.5 percent of home loans in Olathe, Kansas in 2025, banks 32.5 percent and credit unions 12 percent. M Squared Financial LLC was the largest mortgage company, Capitol Federal Savings Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Capitol Federal Savings Bank led with 67 loans.

55.5%

Mortgage companies

32.5%

Banks

12%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.

More Kansas Mortgage Lender Pages

All Kansas lenders 605 lenders Wichita 258 lenders Overland Park 251 lenders Topeka 161 lenders Kansas City 194 lenders Lawrence 169 lenders Shawnee 165 lenders Lenexa 171 lenders Manhattan 133 lenders Gardner 138 lenders Junction City 85 lenders Leavenworth 116 lenders Hutchinson 89 lenders

Frequently Asked Questions About Mortgage Lenders in Olathe, KS

Who is the largest mortgage lender in Olathe, KS?

By home loans closed in 2025, Capitol Federal Savings Bank was the largest mortgage lender in Olathe, Kansas with 67 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Olathe, KS have the highest approval rates?

Among lenders with meaningful volume in Olathe, Kansas, First State Bank of St Charles approved the highest share of completed applications in 2025 at 100 percent, against a 88.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Olathe, KS mortgage lenders offer FHA, VA and USDA loans?

73 lenders closed FHA loans in Olathe, Kansas in 2025, led by Rocket Mortgage with 21. 51 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Olathe, KS lender list?

Yes. 111 banks and 26 credit unions closed home loans in Olathe, Kansas in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Olathe, KS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Olathe, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Olathe, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Olathe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.