Exchange Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Exchange Bank & TrustToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.35% and 3-month CD rates at 4.50%. Current savings rates are at 0.35% and money market rates are at 4.08%. Mortgage rates today on 30-year fixed loans are around 6.22%. Credit Card rates are at 12.96%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Exchange Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange Bank & Trust CD rates. You can also compare Exchange Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Exchange Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange Bank & Trust? Share your experience about Exchange Bank & Trust by leaving a review below, or read customer reviews before you decide to use Exchange Bank & Trust.

Exchange Bank & Trust Texas Ratio

Exchange Bank & Trust's Texas Ratio is at 0.59%, which is considered excellent. The Texas Ratio for Exchange Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Exchange Bank & Trust is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Exchange Bank & Trust
600 Commercial St
Atchison, KS 66002
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Exchange Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
5.30%
$5,000
Mid-America Bank
Mid-America Bank
12-Month CD
5.06%
$500
First Bank of Central Ohio
First Bank of Central Ohio
Platinum Money Market
4.75%
$2,000,000
Northern Bank Direct
Northern Bank Direct
18-Month CD
4.75%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.47%
$1
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD
4.35%
$500
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
4.32%
$100,000
Wintrust Bank
Wintrust Bank
23-Month CD
4.25%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
24-Month CD
4.15%
$1,000
Beal Bank USA
Beal Bank USA
24-Month CD
4.15%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
13-Month CD (special)
3.80%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Business Premium Money Market
3.60%
$1,000,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
36-Month CD (Bump)
3.50%
$0
FSB of Golva
FSB of Golva
12-Month CD
3.25%
$1,000
Alliant Credit Union
Alliant Credit Union
High-Rate Savings
3.10%
$100
Kaw Valley Bank
Kaw Valley Bank
12-Month CD
2.53%
$500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
60-Month CD (special)
2.50%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
18-Month CD
2.50%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
48-Month CD
2.35%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
Abbey Credit Union
Abbey Credit Union
Kasasa Checking
2.00%
$0
Primebank
Primebank
12-Month CD
1.75%
$1,000
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
BayVanguard Bank
BayVanguard Bank
24-Month CD
1.51%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
6-Month CD
1.51%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
30-Month CD
1.50%
$500
The Alden State Bank
The Alden State Bank
Kasasa Savings
1.25%
$25
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
PrimaryPlus Money Market
1.25%
$2,500
Bank of Easton
Bank of Easton
36-Month CD
1.04%
$500
American Bank
American Bank
12-Month CD
1.01%
$500
Security Savings Bank
Security Savings Bank
48-Month CD
0.90%
$500
Continental Bank
Continental Bank
18-Month CD
0.80%
$25,000
Charter Bank IA
Charter Bank IA
Charter Money Market
0.75%
$25,000
Washington Business Bank
Washington Business Bank
48-Month CD
0.65%
$1,000
PyraMax Bank
PyraMax Bank
60-Month CD
0.60%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
Quoin Financial Bank
Quoin Financial Bank
Cash Management Money Market
0.40%
$100,000
The Valley State Bank
The Valley State Bank
36-Month CD
0.40%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
60-Month CD
0.25%
$500
Yakima Federal S&L
Yakima Federal S&L
24-Month CD (savers choice)
0.20%
$500
First Southern Bank
First Southern Bank
Business Interest Checking
0.20%
$1,000
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
NVE Bank
NVE Bank
12-Month CD
0.11%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
Consumers Credit Union
Consumers Credit Union
Savings
0.10%
$5
BayVanguard Bank
BayVanguard Bank
Interest Checking
0.05%
$100
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Savings
0.05%
$10
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Rate Climber Money Market
0.05%
$0
Forcht Bank
Forcht Bank
Forcht Friend Savings
0.05%
$0
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 7, 2024

Lender
Product
Rate
APR
Points
4.750%
5.110%
2.000
15-Year Fixed
5.000%
5.152%
0.000
4.990%
5.287%
0.500
5.125%
5.317%
0.250
15 Year Fixed
5.250%
5.317%
0.000
5.125%
5.332%
0.000
10 Year Fixed
5.250%
5.351%
0.726
5.125%
5.372%
0.000
5.125%
5.405%
1.000
5.375%
5.413%
0.000
5.250%
5.418%
0.500
5.375%
5.431%
0.000
15-Year Fixed
5.375%
5.431%
0.000
15 Year Fixed
5.375%
5.445%
0.731
5.250%
5.451%
1.000
5.250%
5.452%
0.000
15 Year Fixed
5.125%
5.454%
1.000
5.250%
5.487%
1.000
15-Year Fixed
5.375%
5.510%
0.875
5.500%
5.540%
0.000
5.250%
5.547%
0.000
15-Year Fixed
5.500%
5.549%
0.000
5.375%
5.552%
0.500
5.125%
5.585%
0.000
5.500%
5.600%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Exchange Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

Exchange Bank & Trust Information

Exchange Bank & Trust
600 Commercial St
Atchison, KS 66002
Atchison
Established Date: 01/01/1856
FDIC Certificate #: 4619
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: EXCHANGE BANKSHARES CORP OF KS
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Exchange Bank & Trust FDIC Insured? Yes
What is Exchange Bank & Trust's Cert number? 4619
What is the maximum amount for insured deposits? $250,000 per holder, per account

Exchange Bank & Trust Financials

Total Assets:
$566,067,000
Total Deposits:
$497,638,000
Equity Capital:
$58,873,000
Domestic Deposits:
$497,638,000
Net Income:
$1,713,000
Return on Assets:
1.0813%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.5615%
Pretax Quarterly Return on Assets:
1.5600%
Return on Equity:
11.8500%
Quarterly Return on Equity:
11.7800%
Leverage Tier 1 (Core Capital) Ratio:
11.1805%
Total Interest Income (YTD):
4.0890%
 
 
Headquarters:
Atchison
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Atchison
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Banesco CD RatesBanesco CD rates are were recently increased and are now some of the highest CD rates available today. 1 year CD rates at Banesco are currently at 2.35 percent. 2 year CD rates from Banesco are at 2.65 percent. If you're looking for a shorter term certificate of deposit from Banesco, the bank's 6 month CD rate is also very high at 2.10 percent. Compare Banesco CD rates with other bank CD rates to find the highest rate.

There has been a slew of CD rate changes from many different banks in our database this past week. A total of six banks changed some, if not all, of their CD rates. Only one bank, EverBank, changed a couple of their rates since the Federal Open Market Committee voted to increase the fed funds rate by 25 basis points.

Fixed mortgage rates were down again this week over last week. Fixed conforming mortgage rates and fixed jumbo mortgage rates also decreased.

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