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Auto Loan Rates in Vassar, Kansas (KS) for May 2026

Current auto loan rates in Vassar, Kansas include Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Bell Credit UnionBell Credit UnionA5.0 ★Texas Ratio: 12.48% offering 2026-2025 New Vehicles at 3.75%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, First Service Credit UnionFirst Service Credit UnionA+5.0 ★Texas Ratio: 5.02% offering Auto Loan at 3.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Vassar borrowers have access to 21 lenders serving the Kansas area, with auto loan rates as low as 2.00% APR from Cooperative Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Vassar, Kansas. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Vassar, Kansas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
APR2.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
APR3.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
APR3.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
3.75%
36-60 Months
APR3.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
3.99%
66 Months
APR3.99%
Term66 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2024-2026 (New or Used)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 - 84
APR3.99%
Term36 - 84
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
APR4.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.00%
61-72 Months
APR4.00%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
APR4.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.25%
73-84 Months
APR4.25%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
APR4.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.50%
36-60 Months
APR4.50%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.75%
61-72 Months
APR4.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% Financing with qualified credit

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
4.99%
78 Months
APR4.99%
Term78 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2024-2026 (New or Used)

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
APR5.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.00%
Up to 36 Months
APR5.00%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
5.00%
73-84 Months
APR5.00%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"A" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
APR5.10%
Term24 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
APR5.15%
Term36 Months
Last UpdatedMay 10, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.19%
72 Months
APR5.19%
Term72 Months
Last UpdatedMay 12, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
APR5.35%
Term84 Months
Last UpdatedMay 10, 2026
Details

Conditions apply

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.39%
84 Months
APR5.39%
Term84 Months
Last UpdatedMay 12, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.40%
42 Months
APR5.40%
Term42 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2024-2026 (New or Used)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.50%
37-60 Months
APR5.50%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
APR5.58%
Term60 Months
Last UpdatedMay 5, 2026
Details

2022 or Newer

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Autos Over 10 Years Old
5.75%
10 Years
APR5.75%
Term10 Years
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.75%
61-72 Months
APR5.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.95%
52 Months
APR5.95%
Term52 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2024-2026 (New or Used)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
5.99%
63 Months
APR5.99%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
APR5.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.99%
78 Months
APR5.99%
Term78 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2022-2023

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
APR6.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.24%
75 Months
APR6.24%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.25%
42 Months
APR6.25%
Term42 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2022-2023

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
APR6.38%
Term48 Months
Last UpdatedMay 5, 2026
Details

2019 - 2021

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.43%
72 Months
APR6.43%
Term72 Months
Last UpdatedMay 4, 2026
Details

Up to 72 Mo

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
APR6.45%
Term24 Months
Last UpdatedMay 10, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.46%
60 Months
APR6.46%
Term60 Months
Last UpdatedMay 4, 2026
Details

Up to 60 Mo

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
APR6.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
APR6.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.51%
48 Months
APR6.51%
Term48 Months
Last UpdatedMay 4, 2026
Details

Up to 48 Mo

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.59%
36 Months
APR6.59%
Term36 Months
Last UpdatedMay 4, 2026
Details

Up to 36 Mo

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
APR6.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.75%
52 Months
APR6.75%
Term52 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2022-2023

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
6.75%
36-60 Months
APR6.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 months
APR6.79%
Term60 months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
APR6.95%
Term48 Months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
6.99%
Up to 60 months
APR6.99%
TermUp to 60 months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
APR6.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
APR7.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
7.00%
37-60 Months
APR7.00%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 months
APR7.19%
Term72 months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
APR7.20%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
7.25%
52 Months
APR7.25%
Term52 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2016-2021

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.25%
61-72 Months
APR7.25%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 months max
APR7.29%
Term48 months max
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
APR7.45%
Term72 Months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
7.49%
61 - 72 months
APR7.49%
Term61 - 72 months
Last UpdatedMay 10, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2019 & Older Vehicle Loan
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
APR7.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
APR7.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
APR7.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.50%
73-84 Months
APR7.50%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
APR7.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
7.75%
36 Months
APR7.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
7.75%
36-60 Months
APR7.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
7.90%
84 Months
APR7.90%
Term84 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2024-2026 (New or Used)

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
7.99%
73 - 84 months
APR7.99%
Term73 - 84 months
Last UpdatedMay 10, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2019 & Older Vehicle Loan
7.99%
48 Months
APR7.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.00%
36 Months
APR8.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
8.00%
66 Months
APR8.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2016-2021

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months C
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months C
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.25%
48 Months
APR8.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
8.25%
Up to 36 Months
APR8.25%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
8.25%
61-72 Months
APR8.25%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
8.25%
36-60 Months
APR8.25%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"C" APR

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
8.49%
36 Months
APR8.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.50%
66 Months
APR8.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
8.50%
84 Months
APR8.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older C
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 C
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.65%
12 months
APR8.65%
Term12 months
Last UpdatedMay 10, 2026
Details

Credit Rating 1

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
8.73%
36 Months
APR8.73%
Term36 Months
Last UpdatedMay 5, 2026
Details

2016 - 2018

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.75%
66 Months
APR8.75%
Term66 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
8.75%
37-60 Months
APR8.75%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
8.75%
73-84 Months
APR8.75%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
8.75%
61-72 Months
APR8.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"C" APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.00%
36 Months
APR9.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.00%
24 Months
APR9.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
9.00%
81 Months
APR9.00%
Term81 Months
Last UpdatedMay 10, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months D
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months D
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
9.00%
61-72 Months
APR9.00%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.25%
48 Months
APR9.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.25%
36 Months
APR9.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.25%
36 Months
APR9.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Model Year: 2022-2023

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
9.25%
73-84 Months
APR9.25%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"C" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
9.30%
24 months
APR9.30%
Term24 months
Last UpdatedMay 10, 2026
Details

Credit Rating 1

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedMay 5, 2026
Details

2015 - 2011

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older D
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 D
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 D
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.50%
72 Months
APR9.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
9.75%
37-60 Months
APR9.75%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
9.75%
36-60 Months
APR9.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"C" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.00%
66 Months
APR10.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
APR2.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
APR3.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
APR3.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
3.75%
36-60 Months
APR3.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
APR4.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
APR4.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.00%
61-72 Months
APR4.00%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
APR4.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
APR4.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.25%
73-84 Months
APR4.25%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
APR4.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% Financing with qualified credit

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
APR5.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
APR5.10%
Term24 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
APR5.15%
Term36 Months
Last UpdatedMay 10, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.19%
72 Months
APR5.19%
Term72 Months
Last UpdatedMay 12, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
APR5.35%
Term84 Months
Last UpdatedMay 10, 2026
Details

Conditions apply

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.39%
84 Months
APR5.39%
Term84 Months
Last UpdatedMay 12, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 12, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
APR6.45%
Term24 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
APR6.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
6.75%
36-60 Months
APR6.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
APR6.95%
Term48 Months
Last UpdatedMay 10, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
APR7.20%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.25%
61-72 Months
APR7.25%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
APR7.45%
Term72 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.50%
73-84 Months
APR7.50%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
7.75%
36 Months
APR7.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.00%
36 Months
APR8.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months C
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months C
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.25%
48 Months
APR8.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
8.25%
36-60 Months
APR8.25%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"C" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
8.50%
84 Months
APR8.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

for $40K+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
8.75%
66 Months
APR8.75%
Term66 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
8.75%
61-72 Months
APR8.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"C" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.00%
36 Months
APR9.00%
Term36 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.00%
24 Months
APR9.00%
Term24 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months D
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months D
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier C
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.25%
48 Months
APR9.25%
Term48 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.25%
36 Months
APR9.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
9.25%
73-84 Months
APR9.25%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"C" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.50%
72 Months
APR9.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier D
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.50%
36-60 Months
APR4.50%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.75%
61-72 Months
APR4.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
4.99%
63 Months
APR4.99%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As; 100% Financing with qualified credit

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.00%
Up to 36 Months
APR5.00%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
5.00%
73-84 Months
APR5.00%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.49%
75 Months
APR5.49%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.50%
37-60 Months
APR5.50%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.75%
61-72 Months
APR5.75%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"A" APR

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New & Used Vehicle
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
5.99%
63 Months
APR5.99%
Term63 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
APR5.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
APR6.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
APR6.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.24%
75 Months
APR6.24%
Term75 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
APR6.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
APR6.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
APR6.49%
Term61 - 72
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
APR6.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

"A" APR

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 months
APR6.79%
Term60 months
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
APR6.99%
Term73 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
APR7.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
7.00%
37-60 Months
APR7.00%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"A" APR

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 months
APR7.19%
Term72 months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 months max
APR7.29%
Term48 months max
Last UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicle
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
APR7.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
APR7.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
APR7.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
APR7.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
7.75%
36-60 Months
APR7.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.25%
60 Months
APR8.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
8.25%
Up to 36 Months
APR8.25%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
8.25%
61-72 Months
APR8.25%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
8.49%
36 Months
APR8.49%
Term36 Months
Last UpdatedMay 10, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
8.50%
66 Months
APR8.50%
Term66 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older C
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 C
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
8.65%
12 months
APR8.65%
Term12 months
Last UpdatedMay 10, 2026
Details

Credit Rating 1

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
8.75%
37-60 Months
APR8.75%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
8.75%
73-84 Months
APR8.75%
Term73-84 Months
Last UpdatedMay 10, 2026
Details

"B" APR

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
9.00%
81 Months
APR9.00%
Term81 Months
Last UpdatedMay 10, 2026
Details

for $40K+

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
9.00%
61-72 Months
APR9.00%
Term61-72 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.25%
36 Months
APR9.25%
Term36 Months
Last UpdatedMay 10, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
9.30%
24 months
APR9.30%
Term24 months
Last UpdatedMay 10, 2026
Details

Credit Rating 1

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older D
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 D
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 D
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
9.50%
72 Months
APR9.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
9.75%
60 Months
APR9.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
9.75%
37-60 Months
APR9.75%
Term37-60 Months
Last UpdatedMay 10, 2026
Details

"B" APR

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
9.75%
36-60 Months
APR9.75%
Term36-60 Months
Last UpdatedMay 10, 2026
Details

"C" APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier C
10.00%
66 Months
APR10.00%
Term66 Months
Last UpdatedMay 10, 2026
Details

Vassar, KS Auto Loan Rate Trends

Compare local Vassar, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Auto Trends →
New Auto Loan — KS Avg
6.712%
▲ 0.501 vs 7 days ago

Kansas new auto rates rose 0.501 points over the past 7 days to 6.712% APR.

Used Auto Loan — KS Avg
8.066%
▲ 1.616 vs 7 days ago

Kansas used auto rates rose 1.616 points over the past 7 days to 8.066% APR.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Vassar, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Vassar, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Vassar, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Vassar, Kansas?

Based on our current data, some of the lowest auto loan rates available in Vassar, Kansas include:
  • Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000 Tier A+)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Bell Credit Union: 3.75% (2026-2025 New Vehicles)
  • County Credit Union: 3.99% (Auto Loan)
  • First Service Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Vassar, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026