Current auto loan rates in Stafford, Kansas include Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Bell Credit UnionBell Credit UnionA5.0 ★Texas Ratio: 12.48% offering 2026-2025 New Vehicles at 3.75%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, First Service Credit UnionFirst Service Credit UnionA+5.0 ★Texas Ratio: 5.02% offering Auto Loan at 3.99%. Auto loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
Stafford borrowers have access to 21 lenders serving the Kansas area, with auto loan rates as low as 2.00% APR from Cooperative Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Stafford, Kansas. Auto Loan Rates Last Updated and Verified: May 15, 2026
As Low As; APR - 2026 & Newer
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Model Year: 2024-2026 (New or Used)
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As Low As; APR - 2023 - 2025*
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As Low As
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As Low As; 100% Financing with qualified credit
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Model Year: 2024-2026 (New or Used)
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As Low As; APR - 2023 - 2025*
As Low As
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"A" APR
Conditions apply
Model Year: 2024-2026 (New or Used)
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As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
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Model Year: 2024-2026 (New or Used)
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Model Year: 2022-2023
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As Low As; APR - 2023 - 2025*
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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Model Year: 2022-2023
Up to 72 Mo
Up to 60 Mo
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Up to 36 Months
Up to 48 Months
Up to 60 Months
Up to 48 Mo
Up to 36 Mo
Model Year: 2022-2023
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"B" APR
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As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"A" APR
Model Year: 2016-2021
"B" APR
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Up to 36 Months
Up to 48 Months
Up to 60 Months
"B" APR
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Model Year: 2024-2026 (New or Used)
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Model Year: 2016-2021
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"B" APR
"B" APR
"C" APR
for $40K+
Up to 36 Months
Up to 48 Months
Up to 60 Months
Credit Rating 1
"B" APR
"B" APR
"C" APR
for $40K+
"B" APR
As Low As
Model Year: 2022-2023
"C" APR
Credit Rating 1
Up to 36 Months
Up to 48 Months
Up to 60 Months
"B" APR
As Low As
"B" APR
"C" APR
"A" APR
"A" APR
"A" APR
As Low As
As Low As; 100% Financing with qualified credit
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As Low As
As Low As
Conditions apply
As Low As
As Low As
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As
As Low As
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
"B" APR
As Low As
As Low As
"C" APR
for $40K+
"C" APR
As Low As
"C" APR
As Low As
"A" APR
As Low As
"A" APR
As Low As; 100% Financing with qualified credit
As Low As
"A" APR
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As Low As
As Low As
"A" APR
As Low As
"A" APR
As Low As
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As Low As
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Up to 36 Months
Up to 48 Months
Up to 60 Months
"A" APR
As Low As
As Low As
"A" APR
As Low As
As Low As
Up to 36 Months
Up to 48 Months
Up to 60 Months
As Low As
"B" APR
As Low As
"B" APR
"B" APR
Up to 36 Months
Up to 48 Months
Up to 60 Months
Credit Rating 1
"B" APR
"B" APR
for $40K+
"B" APR
As Low As
Credit Rating 1
Up to 36 Months
Up to 48 Months
Up to 60 Months
"B" APR
As Low As
"B" APR
"C" APR
Compare local Stafford, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas new auto rates rose 0.704 points over the past 7 days to 6.886% APR.
Kansas used auto rates rose 1.948 points over the past 7 days to 8.398% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Stafford, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Stafford, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Stafford, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.