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Hutchinson Government Employees Credit Union Rates & Review April 2026

Hutchinson Government Employees Credit Union's 48 Month CD rates are at 1.50%, 36 Month CD rates are at 1.35%, 24 Month CD rates are at 1.25%, 12 Month CD rates are at 1.00%, 6 Month CD rates are at 0.75%. Hutchinson Government Employees Credit Union's savings rates are at 0.10%. Hutchinson Government Employees Credit Union's money market rates are at 0.35%. MonitorBankRates evaluates the financial stability of Hutchinson Government Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.18%. Rates were last updated on 03/27/2026.

Hutchinson Government Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hutchinson Government Employees Credit Union? Share your experience about Hutchinson Government Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Hutchinson Government Employees Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.18%
Excellent Higher than avg
Hutchinson Government Employees Credit Union
HGECU
121 E Avenue A
Hutchinson, KS 67501
https://www.hgecu.com
Member NCUA

Hutchinson Government Employees Credit Union CD Rates

Product Rate APY Term View More
48 Month CD 1.50% 1.50% 48 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
36 Month CD 1.35% 1.35%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
24 Month CD 1.25% 1.25% 24 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
12 Month CD 1.00% 1.00%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
12 Month CD 1.00% 1.00% 12 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
6 Month CD 0.75% 0.75%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
6 Month CD 0.75% 0.75% 6 Month
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Hutchinson Government Employees Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Savings 0.10% 0.10%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Hutchinson Government Employees Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.75% 0.75%
Min Balance $250,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 0.55% 0.55%
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 0.35% 0.35%
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Hutchinson Government Employees Credit Union Checking Rates

Product Rate APY View More
Checking 0.05% 0.05%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Hutchinson Government Employees Credit Union Credit Card Rates

Product Rate APR View More
Freedom 1 Credit Card - 10.00%
Details Regular APR: 10.00%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Freedom 2 Credit Card - 15.00%
Details Regular APR: 15.00%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hutchinson Government Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hutchinson Government Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hutchinson Government Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hutchinson Government Employees Credit Union
Address 121 E Avenue A, Hutchinson, KS 67501
Phone 620-663-2991
Fax 620-663-2992
President Gregory Henke
CEO Kory Phillips
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.18%
Return on Assets (ROA)
0.3915%
Return on Equity (ROE)
3.0875%
Non-Performing Loans Ratio (NPL)
2.54%
Total Assets
20,651,024
Total Amount of Shares and Deposits
17,503,801
Total Shares and Deposits < 1 Year
16,850,496
Total Shares and Deposits 1 3 Years
600,405
Total Shares and Deposits > 3 Years
52,900
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
90,437
Total Uninsured Shares and Deposits > $250K (F+J)
90,437
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,413,364
Total Interest Expense (Sum of items 6 8)
105,384
Share Certificates
91
Number of Accounts for Share Drafts
813
IRA KEOGH Accounts
82
Number of Accounts for Regular Shares
2,388
Money Market Shares
97
Net Income (unless the amount is already included in Undivided Earnings)
55,653
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,929,664
Total Liabilities
18,032,744
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Hutchinson Government Employees Credit Union

Is Hutchinson Government Employees Credit Union a safe place to deposit money?

Yes, Hutchinson Government Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 9.1769787799624%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hutchinson Government Employees Credit Union operate?

Hutchinson Government Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hutchinson Government Employees Credit Union?

Yes, to access services at Hutchinson Government Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hutchinson Government Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hutchinson Government Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hutchinson Government Employees Credit Union offer online and mobile banking?

Most modern institutions like Hutchinson Government Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hgecu.com.

Current Hutchinson Government Employees Credit Union Rates

  • 12-Month CD1.00%
  • 24-Month CD1.25%
  • Savings0.10%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.