Current auto loan rates in Hutchinson, Kansas include Bell Credit UnionBell Credit Union1601 N Lorraine St, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 12.48% offering 2026-2025 New Vehicles at 3.75%, Dillon Credit UnionDillon Credit Union2704 N Lorraine St, Hutchinson, KS, 67502A+5.0 ★Texas Ratio: 3.28% offering New Never Titled Autos at 4.99%, Hutchinson Government Employees Credit UnionHutchinson Government Employees Credit Union121 E Avenue A, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 9.18% offering Autos Over 10 Years Old at 5.75%, First National Bank of HutchinsonFirst National Bank of Hutchinson1 N Main St, Hutchinson, KS, 67501A+5.0 ★Texas Ratio: 0.22% offering Auto Loans at 6.43%, Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Hutchinson has 4 local institutions in our database, with auto loan rates as low as 3.75% APR from Bell Credit Union at 1601 N Lorraine St, Hutchinson, KS, 67501. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hutchinson, Kansas. Auto Loan Rates Last Updated and Verified: May 12, 2026
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Model Year: 2024-2026 (New or Used)
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Model Year: 2016-2021
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for $40K+
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Credit Rating 1
2016 - 2018
for $40K+
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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Credit Rating 1
for $40K+
Compare local Hutchinson, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas new auto rates rose 0.675 points over the past 7 days to 6.886% APR.
Kansas used auto rates rose 1.948 points over the past 7 days to 8.398% APR.