Auto Loan Rates in Walnut, Kansas (KS) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Walnut, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Walnut, Kansas include Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.06% offering NEW Auto 2025-2026 Mileage Under 10,000 at 2.00%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.60% offering Auto Loan at 3.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%, Mainstreet Federal Credit UnionMainstreet Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%, Midwest Regional Credit UnionMidwest Regional Credit UnionA+5.0 ★Texas Ratio: 2.40% offering New to 2016 Auto Loan at 4.99%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Walnut borrowers have access to 15 lenders serving the Kansas area, with auto loan rates as low as 2.00% APR from Cooperative Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Walnut, Kansas. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Walnut, Kansas & Surrounding Area
Walnut Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A
APR3.99%
Term66 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier B
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
APR4.99%
Term78 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier B
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A+
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details
APR5.40%
Term42 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As low as
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A+
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJun 16, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Autos Over 10 Years Old
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedJun 16, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
APR5.95%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As low as
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
APR5.99%
Term78 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 16, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier A
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
6.14%
76 - 84 Months
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier A
APR6.25%
Term42 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.43%
Up to 72 Mo
▼
APR6.43%
TermUp to 72 Mo
Last UpdatedJun 16, 2026
Details
7
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.46%
Up to 60 Mo
▼
APR6.46%
TermUp to 60 Mo
Last UpdatedJun 16, 2026
Details
7
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier A
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.51%
Up to 48 Mo
▼
APR6.51%
TermUp to 48 Mo
Last UpdatedJun 16, 2026
Details
7
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.59%
Up to 36 Mo
▼
APR6.59%
TermUp to 36 Mo
Last UpdatedJun 16, 2026
Details
7
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier B
APR6.75%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
6.99%
Up to 60 months
▼
APR6.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As low as
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
Up to 48 months
▼
APR7.00%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.00%
66 months
▼
APR7.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJun 16, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJun 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.20%
24 months
▼
APR7.20%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier B
APR7.25%
Term52 months
Last UpdatedJun 16, 2026
Details
Model Year: 2016-2021
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJun 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.45%
36 months
▼
APR7.45%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.49%
61 - 72 months
▼
APR7.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier B
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.70%
48 months
▼
APR7.70%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier B
APR7.90%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Year: 2024-2026 (New or Used)
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.95%
60 months
▼
APR7.95%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.99%
73 - 84 months
▼
APR7.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier B
APR8.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Model Year: 2016-2021
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.20%
72 months
▼
APR8.20%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
8.25%
60 months
▼
APR8.25%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
▼
APR8.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
8.50%
66 months
▼
APR8.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.60%
24 months
▼
APR8.60%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.65%
36 months
▼
APR8.65%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.70%
48 months
▼
APR8.70%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier C
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJun 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 Months
▼
APR9.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier C
APR9.25%
Term84 months
Last UpdatedJun 16, 2026
Details
Model Year: 2022-2023
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 Months
▼
APR9.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
9.75%
24 months
▼
APR9.75%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.00%
36 months
▼
APR10.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
▼
APR10.25%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
10.25%
36 months
▼
APR10.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 Months
▼
APR10.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.25%
48 months
▼
APR10.25%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
10.50%
48 months
▼
APR10.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.50%
60 months
▼
APR10.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.75%
72 Months
▼
APR10.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.75%
36 Months
▼
APR10.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.75%
72 months
▼
APR10.75%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
11.00%
60 months
▼
APR11.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.00%
48 Months
▼
APR11.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.00%
36 months
▼
APR11.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.25%
48 months
▼
APR11.25%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
11.50%
66 months
▼
APR11.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.00%
66 Months
▼
APR12.00%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
12.50%
36 months
▼
APR12.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.50%
72 Months
▼
APR12.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
13.00%
48 months
▼
APR13.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
13.50%
60 months
▼
APR13.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
14.00%
66 months
▼
APR14.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.50%
24 months
▼
APR15.50%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.75%
36 months
▼
APR15.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
16.00%
48 months
▼
APR16.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
Powered by
MonitorBankRates
Walnut New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
▼
APR2.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier B
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
▼
APR5.00%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As low as
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details
Rates as low as...
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJun 16, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 16, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier A
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJun 16, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
▼
APR8.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
▼
APR8.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
▼
APR10.25%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.75%
72 Months
▼
APR10.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Powered by
MonitorBankRates
Walnut Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A+
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A+
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As;*
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier A
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
▼
APR5.85%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
▼
APR5.90%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
▼
APR5.95%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier A
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
▼
APR6.05%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 1
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier A
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
6.50%
48 months
▼
APR6.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier A
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.75%
36 months
▼
APR6.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details
As low as
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
7.00%
48 months
▼
APR7.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.00%
66 months
▼
APR7.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier A+
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJun 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.20%
24 months
▼
APR7.20%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
7.25%
60 months
▼
APR7.25%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJun 16, 2026
Details
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.45%
36 months
▼
APR7.45%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.50%
66 months
▼
APR7.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier A
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier B
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.70%
48 months
▼
APR7.70%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
7.75%
36 months
▼
APR7.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier B
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.95%
60 months
▼
APR7.95%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier B
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.20%
72 months
▼
APR8.20%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
8.25%
60 months
▼
APR8.25%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier B
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
8.50%
66 months
▼
APR8.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier B
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.60%
24 months
▼
APR8.60%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.65%
36 months
▼
APR8.65%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.70%
48 months
▼
APR8.70%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 1
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 Months
▼
APR9.25%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 Months
▼
APR9.50%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier C
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
Tier D
Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
9.75%
24 months
▼
APR9.75%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.00%
36 months
▼
APR10.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
10.25%
36 months
▼
APR10.25%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 Months
▼
APR10.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.25%
48 months
▼
APR10.25%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
10.50%
48 months
▼
APR10.50%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier C
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.50%
60 months
▼
APR10.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.75%
36 Months
▼
APR10.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.75%
72 months
▼
APR10.75%
Term72 months
Last UpdatedJun 16, 2026
Details
Credit Rating 3
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
11.00%
60 months
▼
APR11.00%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.00%
48 Months
▼
APR11.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.00%
36 months
▼
APR11.00%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 2
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.25%
48 months
▼
APR11.25%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 2
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
11.50%
66 months
▼
APR11.50%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier C
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.50%
60 Months
▼
APR11.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.00%
66 Months
▼
APR12.00%
Term66 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
12.50%
36 months
▼
APR12.50%
Term36 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.50%
72 Months
▼
APR12.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
13.00%
48 months
▼
APR13.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
13.50%
60 months
▼
APR13.50%
Term60 months
Last UpdatedJun 16, 2026
Details
Tier D
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
14.00%
66 months
▼
APR14.00%
Term66 months
Last UpdatedJun 16, 2026
Details
Tier D
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.50%
24 months
▼
APR15.50%
Term24 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.75%
36 months
▼
APR15.75%
Term36 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
16.00%
48 months
▼
APR16.00%
Term48 months
Last UpdatedJun 16, 2026
Details
Credit Rating: 3
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MonitorBankRates
Walnut, KS Auto Loan Rate Trends
Compare local Walnut, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KS Avg
5.934%
▼ 0.867 vs 7 days ago
Kansas new auto rates fell 0.867 points over the past 7 days to 5.934% APR.
Used Auto Loan — KS Avg
8.012%
▼ 0.465 vs 7 days ago
Kansas used auto rates fell 0.465 points over the past 7 days to 8.012% APR.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Walnut, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Walnut, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Walnut, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Walnut, Kansas
How does my credit score affect my car loan rate in Kansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Walnut, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Walnut, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Walnut, Kansas?
Based on our current data, some of the lowest auto loan rates available in Walnut, Kansas include:
- Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000)
- County Credit Union: 3.99% (Auto Loan)
- Baxter Credit Union: 4.14% (Auto Loans)
- Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
- Midwest Regional Credit Union: 4.99% (New to 2016 Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Walnut, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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