Current auto loan rates in Topeka, Kansas include Topeka Police Credit UnionTopeka Police Credit Union320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644A+5.0 ★Texas Ratio: 2.63% offering New Vehicle at 5.49%, Central National BankCentral National Bank800 Se Quincy St, Topeka, KS, 66612A+5.0 ★Texas Ratio: 0.55% offering 2021 and Newer Autos at 6.58%, Capitol Federal Savings BankCapitol Federal Savings Bank3710 Sw Topeka Blvd, Topeka, KS, 66609A+5.0 ★Texas Ratio: 1.06% offering New Vehicle at 7.10%, Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Bell Credit UnionBell Credit Union1601 N Lorraine St, Hutchinson, KS, 67501A5.0 ★Texas Ratio: 12.48% offering 2026-2025 New Vehicles at 3.75%.
Auto loan rates in Topeka, Kansas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Topeka, Kansas. Auto Loan Rates Last Updated and Verified: March 21, 2026
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
2% Origination Fee ($100 maximum)
2% Origination Fee ($100 maximum)
2% Origination Fee ($100 maximum)
2% Origination Fee ($100 maximum)
As Low As; APR - 2026 & Newer
"A" APR
Model Year: 2024-2026 (New or Used)
As Low As; APR - 2026 & Newer
As Low As
As Low As
As Low As
"A" APR
"A" APR
As Low As; APR - 2023 - 2025*
"A" APR
As Low As; for new
"A" APR
As Low As; terms up to 84 months
* Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. * Example: $20,000 @ 4.95% for 60 months is an estimated monthly payment of $376.97. * Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information * Effective date 10-1-2025.
Model Year: 2024-2026 (New or Used)
As Low As; APR - 2023 - 2025*
As Low As
Direct Deposit APR
As Low As; 100% Financing with qualified credit
"A" APR
"A" APR
As Low As
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As; Model Year 2025-2015
As Low As
As Low As
As Low As
Model Year: 2024-2026 (New or Used)
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As
As Low As; Model Year 2025-2015
"A" APR
As Low As
Loan Amount: $25,000; Payment Example: Monthly Payment: $478.68
Direct Deposit APR
As Low As; New to 2022
"A" APR
As Low As
As Low As; Model Year 2025-2015
As Low As
Model Year: 2024-2026 (New or Used)
Model Year: 2022-2023
As Low As; APR - 2023 - 2025*
As Low As
As Low As
Standard APR
As Low As
As Low As
As Low As; 2021 to 2017
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Standard APR
As Low As
Model Year: 2022-2023
As Low As; Model Year 2025-2015
Loan Amount: $20,000; Payment Example: Monthly Payment: $473.41
Up to 72 Mo
Up to 60 Mo
As Low As
Standard APR
As Low As; 100% financing with qualified credit
Up to 48 Mo
As Low As
Up to 36 Mo
Standard APR
Model Year: 2022-2023
As Low As
"A" APR
"B" APR
As Low As
As Low As
As Low As
As Low As; 100% financing with qualified credit
As Low As
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"A" APR
As Low As
Model Year: 2016-2021
"B" APR
As Low As
As Low As
48 months max
As Low As
As Low As
As Low As
"B" APR
As Low As
"B" APR
As Low As
Model Year: 2024-2026 (New or Used)
As Low As
As Low As; 100% financing with qualified credit
Model Year: 2016-2021
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
As Low As
"B" APR
"B" APR
"C" APR
As Low As
As Low As
As Low As
Loan Amount: $15,000; Payment Example: Monthly Payment: $475.41
As Low As; 100% financing with qualified credit
"B" APR
"B" APR
"C" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
As Low As; 100% financing with qualified credit
Model Year: 2022-2023
"C" APR
As Low As
"B" APR
As Low As
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
2% Origination Fee ($100 maximum)
"A" APR
"A" APR
"A" APR
As Low As; terms up to 84 months
As Low As
Direct Deposit APR
As Low As; 100% Financing with qualified credit
Direct Deposit APR
As Low As; Model Year 2025-2015
As Low As
As Low As
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As
As Low As; Model Year 2025-2015
Direct Deposit APR
As Low As; Model Year 2025-2015
As Low As
Standard APR
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Standard APR
As Low As; Model Year 2025-2015
Standard APR
As Low As; 100% financing with qualified credit
Standard APR
"B" APR
As Low As
As Low As; 100% financing with qualified credit
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
"B" APR
As Low As
As Low As; 100% financing with qualified credit
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
"C" APR
As Low As; 100% financing with qualified credit
"C" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
"C" APR
As Low As
"A" APR
"A" APR
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
"A" APR
"A" APR
Direct Deposit APR
As Low As; Model Year 2025-2015
Direct Deposit APR
As Low As
As Low As; Model Year 2025-2015
"A" APR
As Low As
Direct Deposit APR
"A" APR
As Low As
As Low As; Model Year 2025-2015
As Low As
Standard APR
As Low As
As Low As
Standard APR
As Low As
As Low As; Model Year 2025-2015
As Low As
Standard APR
Standard APR
"A" APR
As Low As
As Low As
As Low As
"A" APR
As Low As
48 months max
As Low As
As Low As
As Low As
"B" APR
As Low As
"B" APR
"B" APR
As Low As
"B" APR
"B" APR
"B" APR
As Low As
As Low As; 100% financing with qualified credit
As Low As
"B" APR
As Low As