|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Envista Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 31, 2026
Envista Federal Credit Union's 36 Month rates are at 4.25%, 48 Month rates are at 4.25%, Business CDs 36 Month rates are at 4.25%, Business CDs 48 Month rates are at 4.25%, 6 Month rates are at 4.10%. Envista Federal Credit Union's savings rates are at 0.00%. Envista Federal Credit Union's money market rates are at 0.60%. Envista Federal Credit Union's 5 Year First Mortgage rates are at 5.75%, 7 Year First Mortgage rates are at 5.88%, 10 Year First Mortgage rates are at 6.00%, 15 Year First Mortgage rates are at 6.12%, 20 Year First Mortgage rates are at 6.50%. Envista Federal Credit Union's Personal Loan Rates are at 9.19%. Envista Federal Credit Union's Credit Card Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Envista Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.04%. Rates last updated and verified on 08/31/2026. Envista Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Envista Federal Credit Union? Share your experience about Envista Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Envista Federal Credit Union. Envista Federal Credit Union
Main Office 3626 SW Wanamaker Rd
https://www.envistacu.com Topeka, KS 66614-4528 
Envista Federal Credit Union CD Rates
Envista Federal Credit Union Savings Rates
Envista Federal Credit Union Money Market Rates
Envista Federal Credit Union Checking Rates
Envista Federal Credit Union Mortgage Rates
Envista Federal Credit Union Home Equity & HELOC
Envista Federal Credit Union Auto Loan Rates
Envista Federal Credit Union Credit Card Rates
Envista Federal Credit Union Personal Loan Rates
Financial Health HistoryEnvista Federal Credit Union’s Texas Ratio stayed near 2.47% in Q2 2023 to 2.04% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Envista Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Envista Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Envista Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Envista Federal Credit Union
Website
https://www.envistacu.com
Address
3626 SW Wanamaker Rd,
Topeka, KS 66614-4528
Phone
785-228-0149
Fax
785-228-2884
President
Stephen Lowry
CEO
Ron Smeltzer
Full-Time Employees
165
Part-Time Employees
34
Branch Locations
10
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.04%
Return on Assets (ROA)
0.1623%
Return on Equity (ROE)
1.5444%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
686,113,628
Total Amount of Shares and Deposits
582,220,330
Total Shares and Deposits < 1 Year
544,229,171
Total Shares and Deposits 1 3 Years
34,949,540
Total Shares and Deposits > 3 Years
3,041,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,599,843
Total Uninsured Shares and Deposits > $250K (F+J)
31,599,843
Total Insured Shares and Deposits > $250K (item 17 less item K)
550,620,487
Total Interest Expense (Sum of items 6 8)
2,518,220
Share Certificates
4,562
Number of Accounts for Share Drafts
30,262
IRA KEOGH Accounts
1,207
Number of Accounts for Regular Shares
56,956
All other shares
37
Non Member Deposits
4
Money Market Shares
1,547
Net Income (unless the amount is already included in Undivided Earnings)
1,113,826
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
75,547,064
Total Liabilities
619,504,343
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Envista Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Envista Federal Credit Union
Frequently Asked Questions About Envista Federal Credit UnionHow many branches does Envista Federal Credit Union operate?Envista Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Envista Federal Credit Union?Yes, to access services at Envista Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Envista Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Envista Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Envista Federal Credit Union offer online and mobile banking?Most modern institutions like Envista Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.envistacu.com. Current Envista Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Paac Transit Division Federal Credit Union
MUTUAL FIRST
Eastex Credit Union
Awakon Federal Credit Union
Nuvision Federal Credit Union
SIOUX VALLEY COOP
Fall River Municipal Credit Union
Dannemora Federal Credit Union
LCRA Credit Union
One Credit Union
Beverly Hills City Employees Federal Credit Union
Los Angeles Federal Credit Union
Davison Employees Federal Credit Union
Neighbors Credit Union
Municipal Employees Credit Union of Balt
Members First Credit Union Midland, MI
Hotel And Travel Industry Federal Credit Union
Universal Federal Credit Union
Carter Federal Credit Union
Star Usa Federal Credit Union
Carpenters Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking