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Auto Loan Rates in Shawnee Mission, Kansas (KS) for April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Shawnee Mission, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 6, 2026

Current auto loan rates in Shawnee Mission, Kansas include Mainstreet Federal Credit UnionMainstreet Federal Credit Union9100 W 74th St, Shawnee Mission, KS, 66204A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%, Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.10% offering NEW Auto 2025-2026 Mileage Under 10,000 Tier A+ at 2.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Bell Credit UnionBell Credit UnionA5.0 ★Texas Ratio: 12.48% offering 2026-2025 New Vehicles at 3.75%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%. Auto loan rates as of April 6, 2026 according to verified data from MonitorBankRates.

Shawnee Mission has 1 local institution in our database, with auto loan rates as low as 4.99% APR from Mainstreet Federal Credit Union at 9100 W 74th St, Shawnee Mission, KS, 66204. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shawnee Mission, Kansas. Auto Loan Rates Last Updated and Verified: April 6, 2026

Compare Auto Loan Rates Today in Shawnee Mission, Kansas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
3.75%
36-60
View
▼
APR3.75%
Term36-60
Last UpdatedMar 25, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
3.99%
66 Months
View
▼
APR3.99%
Term66 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Drive Smart Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
First Time Auto Buyer Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.00%
61-72
View
▼
APR4.00%
Term61-72
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.25%
73-84
View
▼
APR4.25%
Term73-84
Last UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.50%
36-60
View
▼
APR4.50%
Term36-60
Last UpdatedMar 25, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 28, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.75%
61-72
View
▼
APR4.75%
Term61-72
Last UpdatedMar 25, 2026
Details

CATHOLIC FAMILY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Autos
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedApr 2, 2026
Details

As Low As; for new

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loans
4.95%
60 months
View
▼
APR4.95%
Term60 months
Last UpdatedMar 24, 2026
Details

As Low As; Includes .25% discount with automatic payments and e-statements enrollment.

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedMar 28, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
View
▼
APR5.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.00%
Up to 36
View
▼
APR5.00%
TermUp to 36
Last UpdatedMar 25, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
5.00%
73-84
View
▼
APR5.00%
Term73-84
Last UpdatedMar 25, 2026
Details

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2020-2022
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2023
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2024
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2025-2026
5.10%
84 Months
View
▼
APR5.10%
Term84 Months
Last UpdatedApr 2, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
View
▼
APR5.10%
Term24 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 6, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 25, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
View
▼
APR5.35%
Term84 Months
Last UpdatedApr 6, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedMar 25, 2026
Details

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2018-2019
5.40%
60 Months
View
▼
APR5.40%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.40%
42 Months
View
▼
APR5.40%
Term42 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.50%
37-60
View
▼
APR5.50%
Term37-60
Last UpdatedMar 25, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedMar 28, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Autos Over 10 Years Old
5.75%
10 Years
View
▼
APR5.75%
Term10 Years
Last UpdatedMar 27, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.75%
61-72
View
▼
APR5.75%
Term61-72
Last UpdatedMar 25, 2026
Details

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Auto Loans 2017 & older
5.95%
60 Months
View
▼
APR5.95%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.95%
52 Months
View
▼
APR5.95%
Term52 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2024-2026 (New or Used)

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
View
▼
APR5.99%
TermUp to 60
Last UpdatedMar 25, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
5.99%
78 Months
View
▼
APR5.99%
Term78 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2022-2023

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMar 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2024-2020 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
View
▼
APR6.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.10%
24 Months
View
▼
APR6.10%
Term24 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.15%
36 Months
View
▼
APR6.15%
Term36 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.20%
48 Months
View
▼
APR6.20%
Term48 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2020-2021
6.24%
60 Months
View
▼
APR6.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.25%
42 Months
View
▼
APR6.25%
Term42 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2022-2023

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.30%
72 Months
View
▼
APR6.30%
Term72 Months
Last UpdatedApr 6, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedMar 28, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.43%
72 Months
View
▼
APR6.43%
Term72 Months
Last UpdatedApr 2, 2026
Details

Up to 72 Mo

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
View
▼
APR6.45%
Term24 Months
Last UpdatedApr 6, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.46%
60 Months
View
▼
APR6.46%
Term60 Months
Last UpdatedApr 2, 2026
Details

Up to 60 Mo

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Standard APR

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
View
▼
APR6.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMar 24, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.51%
48 Months
View
▼
APR6.51%
Term48 Months
Last UpdatedApr 2, 2026
Details

Up to 48 Mo

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Auto Loan
6.55%
63 Months
View
▼
APR6.55%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As

Central National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2021 and Newer Autos
6.58%
72 Months
View
▼
APR6.58%
Term72 Months
Last UpdatedApr 2, 2026
Details

2% Origination Fee ($100 maximum)

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.59%
36 Months
View
▼
APR6.59%
Term36 Months
Last UpdatedApr 2, 2026
Details

Up to 36 Mo

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
View
▼
APR6.70%
Term36 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2020-2021
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
6.75%
48-72
View
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details

As Low As

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Auto Loan
6.75%
75 Months
View
▼
APR6.75%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
6.75%
52 Months
View
▼
APR6.75%
Term52 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2022-2023

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
6.75%
36-60 Months
View
▼
APR6.75%
Term36-60 Months
Last UpdatedMar 25, 2026
Details

"B" APR

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMar 25, 2026
Details

Central National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2018 to 2020 Autos
6.81%
60 Months
View
▼
APR6.81%
Term60 Months
Last UpdatedApr 2, 2026
Details

2% Origination Fee ($100 maximum)

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
View
▼
APR6.95%
Term48 Months
Last UpdatedApr 6, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
6.99%
Up to 60 months
View
▼
APR6.99%
TermUp to 60 months
Last UpdatedMar 25, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details

As Low As

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
View
▼
APR7.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
7.00%
37-60
View
▼
APR7.00%
Term37-60
Last UpdatedMar 25, 2026
Details

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.10%
48 Months
View
▼
APR7.10%
Term48 Months
Last UpdatedApr 3, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 Months
View
▼
APR7.19%
Term72 Months
Last UpdatedMar 25, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
View
▼
APR7.20%
Term60 Months
Last UpdatedApr 6, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2016-2019
7.24%
48 Months
View
▼
APR7.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2020-2021
7.24%
84 Months
View
▼
APR7.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
2020-2023 Auto Loan
7.25%
48-60
View
▼
APR7.25%
Term48-60
Last UpdatedMar 28, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Auto Loan
7.25%
52 Months
View
▼
APR7.25%
Term52 Months
Last UpdatedApr 2, 2026
Details

Model Year: 2016-2021

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.25%
61-72 Months
View
▼
APR7.25%
Term61-72 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Central National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2015 to 2017 Autos
7.28%
48 Months
View
▼
APR7.28%
Term48 Months
Last UpdatedApr 2, 2026
Details

2% Origination Fee ($100 maximum)

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 25, 2026
Details

48 months max

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.33%
60 Months
View
▼
APR7.33%
Term60 Months
Last UpdatedApr 3, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.45%
24 Months
View
▼
APR7.45%
Term24 Months
Last UpdatedApr 6, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Older Vehicle Loans
7.49%
61 - 72 months
View
▼
APR7.49%
Term61 - 72 months
Last UpdatedMar 25, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
2019 & Older Vehicle Loan
7.49%
36 Months
View
▼
APR7.49%
Term36 Months
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 24, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.50%
73-84 Months
View
▼
APR7.50%
Term73-84 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.57%
72 Months
View
▼
APR7.57%
Term72 Months
Last UpdatedApr 3, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.70%
36 Months
View
▼
APR7.70%
Term36 Months
Last UpdatedApr 6, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2016-2019
7.74%
60 Months
View
▼
APR7.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
2016-2019 Auto Loan
7.75%
36-48
View
▼
APR7.75%
Term36-48
Last UpdatedMar 28, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
7.75%
36-60 Months
View
▼
APR7.75%
Term36-60 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Central National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2014 and Older Autos
7.86%
36 Months
View
▼
APR7.86%
Term36 Months
Last UpdatedApr 2, 2026
Details

2% Origination Fee ($100 maximum)

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
3.75%
36-60
View
▼
APR3.75%
Term36-60
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.00%
66 Months
View
▼
APR4.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.00%
61-72
View
▼
APR4.00%
Term61-72
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
4.25%
73-84
View
▼
APR4.25%
Term73-84
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A+
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedApr 6, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 28, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedMar 28, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier A
5.00%
66 Months
View
▼
APR5.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.10%
24 Months
View
▼
APR5.10%
Term24 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 6, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 25, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
5.35%
84 Months
View
▼
APR5.35%
Term84 Months
Last UpdatedApr 6, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
New Never Titled Autos
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Vehicle
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 24, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMar 25, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
New Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMar 28, 2026
Details

As Low As

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
New/2025 Vehicle Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
NEW Auto 2025-2026 Mileage Under 10,000 Tier B
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 25, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months A
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months A
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months A
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Autos 2022-New
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.45%
24 Months
View
▼
APR6.45%
Term24 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Standard APR

Central National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
2021 and Newer Autos
6.58%
72 Months
View
▼
APR6.58%
Term72 Months
Last UpdatedApr 2, 2026
Details

2% Origination Fee ($100 maximum)

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.70%
36 Months
View
▼
APR6.70%
Term36 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Standard APR

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
6.75%
48-72
View
▼
APR6.75%
Term48-72
Last UpdatedMar 28, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026-2025 New Vehicles
6.75%
36-60 Months
View
▼
APR6.75%
Term36-60 Months
Last UpdatedMar 25, 2026
Details

"B" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
6.95%
48 Months
View
▼
APR6.95%
Term48 Months
Last UpdatedApr 6, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 25, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 60 Months B
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedMar 24, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 72 Months B
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 84 Months B
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 24, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.10%
48 Months
View
▼
APR7.10%
Term48 Months
Last UpdatedApr 3, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.20%
60 Months
View
▼
APR7.20%
Term60 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.25%
61-72 Months
View
▼
APR7.25%
Term61-72 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.33%
60 Months
View
▼
APR7.33%
Term60 Months
Last UpdatedApr 3, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New Vehicle
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2026 - 2025 New Vehicles
7.50%
73-84 Months
View
▼
APR7.50%
Term73-84 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicle
7.57%
72 Months
View
▼
APR7.57%
Term72 Months
Last UpdatedApr 3, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedMar 27, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
5.99%
63 Months
View
▼
APR5.99%
Term63 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
6.24%
75 Months
View
▼
APR6.24%
Term75 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle
7.49%
48 Months
View
▼
APR7.49%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.50%
36-60
View
▼
APR4.50%
Term36-60
Last UpdatedMar 25, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.74%
Up to 63 Months
View
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 28, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
4.75%
61-72
View
▼
APR4.75%
Term61-72
Last UpdatedMar 25, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
New and Used Auto Loan
4.89%
84 Months
View
▼
APR4.89%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; terms up to 84 months

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
4.99%
64 to 75 Months
View
▼
APR4.99%
Term64 to 75 Months
Last UpdatedMar 28, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.00%
Up to 36
View
▼
APR5.00%
TermUp to 36
Last UpdatedMar 25, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
5.00%
73-84
View
▼
APR5.00%
Term73-84
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.50%
37-60
View
▼
APR5.50%
Term37-60
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Direct Deposit APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2020 - 2017 Used Vehicles
5.75%
61-72
View
▼
APR5.75%
Term61-72
Last UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details

Standard APR

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
5.99%
Up to 60
View
▼
APR5.99%
TermUp to 60
Last UpdatedMar 25, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
New/Used Auto Loans
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMar 28, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.00%
66 Months
View
▼
APR6.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.10%
24 Months
View
▼
APR6.10%
Term24 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.15%
36 Months
View
▼
APR6.15%
Term36 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.20%
48 Months
View
▼
APR6.20%
Term48 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details

Standard APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A+
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 6, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
AUTO LOANS (NEW & USED)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As; Model Year 2025-2015

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
6.30%
72 Months
View
▼
APR6.30%
Term72 Months
Last UpdatedApr 6, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details

Standard APR

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.49%
61 - 72
View
▼
APR6.49%
Term61 - 72
Last UpdatedMar 25, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older A
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMar 24, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 A
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details

Standard APR

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier A
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
6.79%
60 Months
View
▼
APR6.79%
Term60 Months
Last UpdatedMar 25, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 19.23%
Used Auto Loans
6.99%
73 - 84
View
▼
APR6.99%
Term73 - 84
Last UpdatedMar 25, 2026
Details

As Low As

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A+
7.00%
66 Months
View
▼
APR7.00%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2016 & Older Used Vehicles
7.00%
37-60
View
▼
APR7.00%
Term37-60
Last UpdatedMar 25, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2025-2021 Model Year
7.19%
72 Months
View
▼
APR7.19%
Term72 Months
Last UpdatedMar 25, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedApr 6, 2026
Details

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Auto Loans 2020-2019 Model Year
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 25, 2026
Details

48 months max

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.45%
24 Months
View
▼
APR7.45%
Term24 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier A
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedApr 6, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2016 & Older B
7.50%
36 Months
View
▼
APR7.50%
Term36 Months
Last UpdatedMar 24, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2017-2021 B
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedMar 24, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Used Vehicles 2022-2024 B
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
New and Used Autos and Motor Homes
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Vehicle
7.70%
36 Months
View
▼
APR7.70%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Used Auto 2012-2019 Tier B
7.75%
36 Months
View
▼
APR7.75%
Term36 Months
Last UpdatedApr 6, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
USED Auto 2020-2026 Mileage between 10,000 and 60,000 Tier B
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 6, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
2025 - 2021 Used Vehicles
7.75%
36-60 Months
View
▼
APR7.75%
Term36-60 Months
Last UpdatedMar 25, 2026
Details

"B" APR

Shawnee Mission, KS Auto Loan Rate Trends

Compare local Shawnee Mission, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Auto Trends →
New Auto Loan — KS Avg
7.085%
▼ 0.047 vs 7 days ago

Kansas new auto rates fell 0.047 points over the past 7 days to 7.085% APR.

Used Auto Loan — KS Avg
8.100%
▲ 0.453 vs 7 days ago

Kansas used auto rates rose 0.453 points over the past 7 days to 8.100% APR.

As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Shawnee Mission, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Shawnee Mission, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Shawnee Mission, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Shawnee Mission, Kansas?

Based on our current data, some of the lowest auto loan rates available in Shawnee Mission, Kansas include:
  • Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle)
  • Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000 Tier A+)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Bell Credit Union: 3.75% (2026-2025 New Vehicles)
  • County Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Shawnee Mission, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026

Shawnee Mission, Kansas Rates & Resources

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