Auto Loan Rates in Shawnee Mission, Kansas (KS) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Shawnee Mission, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Shawnee Mission, Kansas include Mainstreet Federal Credit UnionMainstreet Federal Credit Union9100 W 74th St, Shawnee Mission, KS, 66204A+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%, Bell Credit UnionBell Credit UnionA5.0 ★Texas Ratio: 11.72% offering 2026-2025 New Vehicles Loan at 3.75%, Farmway Credit UnionFarmway Credit UnionA+5.0 ★Texas Ratio: 3.87% offering Vehicle Loan at 4.15%, Unity One Credit UnionUnity One Credit UnionA+5.0 ★Texas Ratio: 3.61% offering Auto Loan at 4.49%, Dillon Credit UnionDillon Credit UnionA+5.0 ★Texas Ratio: 3.20% offering New Never Titled Autos at 4.99%. Auto loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Shawnee Mission has 1 local institution in our database, with auto loan rates as low as 4.99% APR from Mainstreet Federal Credit Union at 9100 W 74th St, Shawnee Mission, KS, 66204. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shawnee Mission, Kansas. Auto Loan Rates Last Updated and Verified: July 11, 2026
Compare Auto Loan Rates Today in Shawnee Mission, Kansas & Surrounding Area
Shawnee Mission Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Farmway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
Vehicle Loan
4.15%
72 months
▼
APR4.15%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As; Rate/APR* as low as
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Auto Loan
4.49%
Up to 36 Months
▼
APR4.49%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Auto Loan
5.09%
Up to 48 Months
▼
APR5.09%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2020 and Newer;*
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Auto Loan
5.29%
Up to 66 Months
▼
APR5.29%
TermUp to 66 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 10, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 8, 2026
Details
New- 2025 - 2027 model
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 11, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 6, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Autos Over 10 Years Old
5.75%
10 Years
▼
APR5.75%
Term10 Years
Last UpdatedJul 11, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Auto Loan
5.79%
Up to 75 Months
▼
APR5.79%
TermUp to 75 Months
Last UpdatedJul 11, 2026
Details
New and Used Models 2022 and Newer;*
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 10, 2026
Details
As Low As
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Preowned Auto Loan
6.25%
96 months
▼
APR6.25%
Term96 months
Last UpdatedJul 8, 2026
Details
Preowned- 2016 - 2026 model
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2019 - 2021
6.38%
48 Months
▼
APR6.38%
Term48 Months
Last UpdatedJul 11, 2026
Details
Loan Amount: $20,000; Monthly Payment: $473.41
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.43%
Up to 72 Mo
▼
APR6.43%
TermUp to 72 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.46%
Up to 60 Mo
▼
APR6.46%
TermUp to 60 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.51%
Up to 48 Mo
▼
APR6.51%
TermUp to 48 Mo
Last UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loan
6.59%
Up to 36 Mo
▼
APR6.59%
TermUp to 36 Mo
Last UpdatedJul 11, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 26, 2026
Details
2025-2021 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 90% of sticker price may be financed on new auto loans for 84 month term.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJun 26, 2026
Details
2025-2021 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJun 26, 2026
Details
2020-2019 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2016 - 2018
8.73%
36 Months
▼
APR8.73%
Term36 Months
Last UpdatedJul 11, 2026
Details
Loan Amount: $15,000; Monthly Payment: $475.41
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedJul 6, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2015 - 2011
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Loan Amount: $10,000; Monthly Payment: $320.33
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Auto Loan
9.90%
Up to 36 Months
▼
APR9.90%
TermUp to 36 Months
Last UpdatedJul 11, 2026
Details
Used Models 2019;*
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
10.25%
Up to 36 Months
▼
APR10.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
10.25%
61-72 Months
▼
APR10.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
10.75%
37-60 Months
▼
APR10.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
10.75%
73-84 Months
▼
APR10.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
11.00%
61-72 Months
▼
APR11.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
11.00%
36-60 Months
▼
APR11.00%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
11.25%
36 Months
▼
APR11.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
11.50%
37-60 Months
▼
APR11.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
11.50%
61-72 Months
▼
APR11.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
12.00%
73-84 Months
▼
APR12.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
12.50%
36-60 Months
▼
APR12.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
12.75%
61-72 Months
▼
APR12.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.00%
Up to 36 Months
▼
APR13.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
13.00%
73-84 Months
▼
APR13.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.25%
37-60 Months
▼
APR13.25%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
13.50%
36 Months
▼
APR13.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.50%
61-72 Months
▼
APR13.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
13.75%
37-60 Months
▼
APR13.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Powered by
MonitorBankRates
Shawnee Mission New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
▼
APR3.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
▼
APR4.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
▼
APR4.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 7, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJul 10, 2026
Details
As Low As
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedJul 7, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
New Never Titled Autos
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedJul 7, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJul 10, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
▼
APR5.50%
Term96 months
Last UpdatedJul 8, 2026
Details
New- 2025 - 2027 model
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Auto Loan 2022 or Newer
5.58%
60 Months
▼
APR5.58%
Term60 Months
Last UpdatedJul 11, 2026
Details
Loan Amount: $25,000; Monthly Payment: $478.68
SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
▼
APR5.59%
Term6 year
Last UpdatedJul 6, 2026
Details
As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJul 10, 2026
Details
As Low As
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 100% of sticker price may be financed on all new auto loans for terms of 36, 48, 60, and 72 month loans.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
6.75%
36-60 Months
▼
APR6.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
▼
APR7.00%
Term84 months
Last UpdatedJun 26, 2026
Details
These rates apply to new purchases only. 90% of sticker price may be financed on new auto loans for 84 month term.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.25%
61-72 Months
▼
APR7.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
7.50%
73-84 Months
▼
APR7.50%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
8.25%
36-60 Months
▼
APR8.25%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
8.75%
61-72 Months
▼
APR8.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
9.25%
73-84 Months
▼
APR9.25%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026-2025 New Vehicles Loan
11.00%
36-60 Months
▼
APR11.00%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
11.50%
61-72 Months
▼
APR11.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2026 - 2025 New Vehicles Loan
12.00%
73-84 Months
▼
APR12.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Powered by
MonitorBankRates
Shawnee Mission Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
4.99%
Up to 63 months
▼
APR4.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As; 100% Financing with qualified credit
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.49%
72-75 months
▼
APR5.49%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
New & Used Vehicle Loan
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
5.99%
Up to 63 months
▼
APR5.99%
TermUp to 63 months
Last UpdatedJul 10, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
6.24%
72-75 months
▼
APR6.24%
Term72-75 months
Last UpdatedJul 10, 2026
Details
As Low As; $15,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
6.99%
76-84 months
▼
APR6.99%
Term76-84 months
Last UpdatedJul 10, 2026
Details
As Low As; $20,000 minimum
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
9100 W 74th St, Shawnee Mission, KS, 66204
Used Vehicle Loan
7.49%
Up to 48 months
▼
APR7.49%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
▼
APR4.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
▼
APR4.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
▼
APR5.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
▼
APR5.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
▼
APR5.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 6, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
▼
APR5.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: A
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: A
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
6.79%
60 months
▼
APR6.79%
Term60 months
Last UpdatedJun 26, 2026
Details
2025-2021 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
7.00%
37-60 Months
▼
APR7.00%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: A
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
7.19%
72 months
▼
APR7.19%
Term72 months
Last UpdatedJun 26, 2026
Details
2025-2021 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedJul 7, 2026
Details
As Low As
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans
7.29%
48 months max
▼
APR7.29%
Term48 months max
Last UpdatedJun 26, 2026
Details
2020-2019 Model Year. These rates apply to new purchases or the refinancing of a current loan from another lending institution.
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
7.75%
36-60 Months
▼
APR7.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New and Used Autos and Motor Homes
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedJul 7, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.25%
Up to 36 Months
▼
APR8.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.25%
61-72 Months
▼
APR8.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
8.75%
37-60 Months
▼
APR8.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
8.75%
73-84 Months
▼
APR8.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
9.00%
61-72 Months
▼
APR9.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.50%
36 Months
▼
APR9.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
9.75%
37-60 Months
▼
APR9.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: B
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
9.75%
36-60 Months
▼
APR9.75%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
10.25%
Up to 36 Months
▼
APR10.25%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
10.25%
61-72 Months
▼
APR10.25%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
10.75%
37-60 Months
▼
APR10.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
10.75%
73-84 Months
▼
APR10.75%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
11.00%
61-72 Months
▼
APR11.00%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
11.25%
36 Months
▼
APR11.25%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
11.50%
37-60 Months
▼
APR11.50%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: C
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
12.50%
36-60 Months
▼
APR12.50%
Term36-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
12.75%
61-72 Months
▼
APR12.75%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.00%
Up to 36 Months
▼
APR13.00%
TermUp to 36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2025 - 2021 Used Vehicles Loan
13.00%
73-84 Months
▼
APR13.00%
Term73-84 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.25%
37-60 Months
▼
APR13.25%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
13.50%
36 Months
▼
APR13.50%
Term36 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2020 - 2017 Used Vehicles Loan
13.50%
61-72 Months
▼
APR13.50%
Term61-72 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
2016 & Older Used Vehicles Loan
13.75%
37-60 Months
▼
APR13.75%
Term37-60 Months
Last UpdatedJul 7, 2026
Details
Tier: D
Powered by
MonitorBankRates
Shawnee Mission, KS Auto Loan Rate Trends
Compare local Shawnee Mission, KS auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KS Avg
6.947%
▲ 1.013 vs 7 days ago
Kansas new auto rates rose 1.013 points over the past 7 days to 6.947% APR.
Used Auto Loan — KS Avg
8.616%
▲ 0.595 vs 7 days ago
Kansas used auto rates rose 0.595 points over the past 7 days to 8.616% APR.
As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Shawnee Mission, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
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Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Shawnee Mission, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Shawnee Mission, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Shawnee Mission, Kansas
How does my credit score affect my car loan rate in Kansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Shawnee Mission, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Shawnee Mission, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Shawnee Mission, Kansas?
Based on our current data, some of the lowest auto loan rates available in Shawnee Mission, Kansas include:
- Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
- Bell Credit Union: 3.75% (2026-2025 New Vehicles Loan)
- Farmway Credit Union: 4.15% (Vehicle Loan)
- Unity One Credit Union: 4.49% (Auto Loan)
- Dillon Credit Union: 4.99% (New Never Titled Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Shawnee Mission, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 11, 2026
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