Current auto loan rates in Wichita, Kansas include County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, CATHOLIC FAMILYCATHOLIC FAMILY717 N Socora St, Wichita, KS, 67212 3670A+5.0 ★Texas Ratio: 2.87% offering Autos at 4.75%, Campus Credit UnionCampus Credit Union4960 E 21st St N, Wichita, KS, 67208B4.7 ★Texas Ratio: 19.23% offering New Auto Loans at 4.99%, Quantum Credit UnionQuantum Credit Union6300 W 21st St N, Wichita, KS, 67205A+5.0 ★Texas Ratio: 2.81% offering AUTO LOANS (NEW & USED) at 5.25%, Mid American Credit UnionMid American Credit Union8404 W Kellogg Dr, Wichita, KS, 67209 1845A+5.0 ★Texas Ratio: 5.01% offering Auto Loan at 5.74%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Wichita, Kansas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wichita, Kansas. Auto Loan Rates Last Updated and Verified: March 27, 2026
Model Year: 2024-2026 (New or Used)
As Low As; for new
As Low As
Model Year: 2024-2026 (New or Used)
As Low As; Model Year 2025-2015
Model Year: 2024-2026 (New or Used)
As Low As
As Low As; Model Year 2025-2015
As Low As; New to 2022
As Low As; Model Year 2025-2015
Model Year: 2024-2026 (New or Used)
As Low As
As Low As
Model Year: 2022-2023
As Low As; 2021 to 2017
Model Year: 2022-2023
As Low As; Model Year 2025-2015
As Low As
2% Origination Fee ($100 maximum)
Model Year: 2022-2023
2% Origination Fee ($100 maximum)
As Low As
As Low As
Model Year: 2016-2021
2% Origination Fee ($100 maximum)
As Low As
2% Origination Fee ($100 maximum)
Model Year: 2024-2026 (New or Used)
As Low As
Model Year: 2016-2021
Model Year: 2022-2023
As Low As; APR - 2026 & Newer
As Low As; APR - 2026 & Newer
As Low As
As Low As
As Low As
As Low As; APR - 2023 - 2025*
As Low As; terms up to 84 months
As Low As; Includes .25% discount with automatic payments and e-statements enrollment.
Direct Deposit APR
As Low As; 100% Financing with qualified credit
As Low As; APR - 2023 - 2025*
As Low As
As Low As
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As
As Low As
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As
Loan Amount: $25,000; Payment Example: Monthly Payment: $478.68
Direct Deposit APR
As Low As
As Low As
Standard APR
As Low As
As Low As
As Low As; APR - 2023 - 2025*
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Standard APR
As Low As
Loan Amount: $20,000; Payment Example: Monthly Payment: $473.41
Up to 72 Mo
Up to 60 Mo
Standard APR
Up to 36 Months
Up to 48 Months
Up to 60 Months
Up to 48 Mo
As Low As
Up to 36 Mo
Standard APR
As Low As
As Low As
"B" APR
As Low As
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
"B" APR
As Low As
48 months max
As Low As
Up to 36 Months
Up to 48 Months
Up to 60 Months
"B" APR
As Low As
As Low As
As Low As
As Low As; Model Year 2025-2015
As Low As
As Low As; Model Year 2025-2015
As Low As; Model Year 2025-2015
As Low As
As Low As; Model Year 2025-2015
2% Origination Fee ($100 maximum)
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
As Low As
Direct Deposit APR
As Low As
As Low As
As Low As
Direct Deposit APR
As Low As
As Low As
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
Direct Deposit APR
Standard APR
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Standard APR
Standard APR
Standard APR
As Low As
"B" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
"B" APR
As Low As
As Low As; Model Year 2025-2015
As Low As; Model Year 2025-2015
As Low As; Model Year 2025-2015
As Low As
As Low As; Model Year 2025-2015
As Low As
As Low As
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
Direct Deposit APR
Direct Deposit APR
As Low As
As Low As
Direct Deposit APR
As Low As
Standard APR
As Low As
As Low As
Standard APR
As Low As
Standard APR
Up to 36 Months
Up to 48 Months
Up to 60 Months
Standard APR
As Low As
As Low As
48 months max
As Low As
Up to 36 Months
Up to 48 Months
Up to 60 Months
As Low As
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.