Current auto loan rates in Olathe, Kansas include Mazuma Credit UnionMazuma Credit Union14275 W 135th St, Olathe, KS, 66062 9427A5.0 ★Texas Ratio: 10.86% offering New and Used Auto Loan at 4.89%, Farmers Insurance Federal Credit UnionFarmers Insurance Federal Credit Union17000 W 119th St, Olathe, KS, 66061A-5.0 ★Texas Ratio: 15.43% offering Auto Loans (New and used vehicles) at 4.99%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union101 W Loula St, Olathe, KS, 66061A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1201 W Santa Fe St, Olathe, KS, 66061B4.4 ★Texas Ratio: 21.76% offering New & Used Vehicles at 5.49%, Truity Federal Credit UnionTruity Federal Credit Union11172 S Lone Elm Rd, Olathe, KS, 66061A5.0 ★Texas Ratio: 7.04% offering Autos 2022-New at 5.74%.
Auto loan rates in Olathe, Kansas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Olathe, Kansas. Auto Loan Rates Last Updated and Verified: March 20, 2026
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
Direct Deposit APR
Direct Deposit APR
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Direct Deposit APR
Standard APR
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Standard APR
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As Low As; APR - 2026 & Newer
"A" APR
Model Year: 2024-2026 (New or Used)
As Low As; APR - 2026 & Newer
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"A" APR
"A" APR
As Low As; APR - 2023 - 2025*
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As Low As; for new
* Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. * Example: $20,000 @ 4.95% for 60 months is an estimated monthly payment of $376.97. * Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information * Effective date 10-1-2025.
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Model Year: 2024-2026 (New or Used)
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As Low As; APR - 2023 - 2025*
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"A" APR
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As Low As; Model Year 2025-2015
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Model Year: 2024-2026 (New or Used)
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As Low As; Model Year 2025-2015
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
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"A" APR
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As Low As; Model Year 2025-2015
"A" APR
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Model Year: 2024-2026 (New or Used)
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Model Year: 2022-2023
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As Low As; APR - 2023 - 2025*
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Model Year: 2022-2023
As Low As; Model Year 2025-2015
Up to 72 Mo
Up to 60 Mo
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Up to 48 Mo
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2% Origination Fee ($100 maximum)
Up to 36 Mo
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Model Year: 2022-2023
"A" APR
"B" APR
2% Origination Fee ($100 maximum)
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*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"A" APR
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Model Year: 2016-2021
"B" APR
As Low As
2% Origination Fee ($100 maximum)
48 months max
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"B" APR
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"B" APR
2% Origination Fee ($100 maximum)
Model Year: 2024-2026 (New or Used)
As Low As
Model Year: 2016-2021
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
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"B" APR
"B" APR
"C" APR
for $40K+
As Low As
"B" APR
"B" APR
"C" APR
for $40K+
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
Model Year: 2022-2023
"C" APR
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
Direct Deposit APR
Direct Deposit APR
As Low As
Direct Deposit APR
Standard APR
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Standard APR
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"A" APR
"A" APR
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As Low As; Model Year 2025-2015
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As Low As; Model Year 2025-2015
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As; Model Year 2025-2015
As Low As
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As; Model Year 2025-2015
As Low As
2% Origination Fee ($100 maximum)
As Low As
"B" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
"B" APR
As Low As
"B" APR
As Low As
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
"C" APR
for $40K+
"C" APR
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As
"C" APR
As Low As; terms up to 84 months
Direct Deposit APR
As Low As; 100% Financing with qualified credit
Direct Deposit APR
Direct Deposit APR
As Low As
Direct Deposit APR
Standard APR
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Standard APR
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Standard APR
Standard APR
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"A" APR
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"A" APR
As Low As; Model Year 2025-2015
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48 months max
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"B" APR
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"B" APR
"B" APR
for $40K+
"B" APR
As Low As