Best Personal Loan Rates in Olathe, Kansas (KS) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kansas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Olathe, Kansas include: KC Area Credit UnionKC Area Credit Union14902 W 117th St, Olathe, KS, 66062A+5.0 ★Texas Ratio: 1.93% offering K-9 Loan at 6.99% APR, Azura Credit UnionAzura Credit Union11750 S Fellows St, Olathe, KS, 66061A+5.0 ★Texas Ratio: 3.99% offering Land Loans at 8.62% APR, Roberts Dairy Employees Federal Credit UnionRoberts Dairy Employees Federal Credit Union14902 W 117th St, Olathe, KS, 66062A+5.0 ★Texas Ratio: 1.68% offering Signature Loans at 9.00% APR, SM Federal Credit UnionSM Federal Credit Union250 S ROGERS RD, OLATHE, KS, 66062A+5.0 ★Texas Ratio: 3.04% offering Personal Loan at 9.99% APR, and Mainstreet Federal Credit UnionMainstreet Federal Credit Union101 W Loula St, Olathe, KS, 66061A+5.0 ★Texas Ratio: 1.79% offering Signature/Personal Loans Signature at 10.75% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Olathe has 7 local institutions in our database, with personal loan rates as low as 6.99% APR from KC Area Credit Union at 14902 W 117th St, Olathe, KS, 66062. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Olathe, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Olathe, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
14902 W 117th St, Olathe, KS, 66062
K-9 Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
This promo 'runs away' July 31, 2026.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Land Loans
8.62%
▼
APR8.62%
Last UpdatedMay 13, 2026
Details
As Low As
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Land Loans
9.11%
▼
APR9.11%
Last UpdatedMay 13, 2026
Details
As Low As
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
250 S ROGERS RD, OLATHE, KS, 66062
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 months
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
14902 W 117th St, Olathe, KS, 66062
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 48 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 60 months
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Personal Loan
16.33%
▼
APR16.33%
Last UpdatedMay 13, 2026
Details
As Low As
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.15%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
APR4.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR5.75%
Last UpdatedMay 13, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
6.25%
▼
APR6.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Other Loans
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.89%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
"A" APR
APR7.75%
Last UpdatedMay 13, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Credit Builder Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
Loan amount: $1,000 at 8% for 12 months; Funds secured in a 12-month CD at MRCU; Credit review with improvement tips; Loan payoff leads to $1,000 CD + Dividends
APR8.15%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 12 Months
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Miscellaneous Personal Property (without perfected lien)
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 13, 2026
Details
up to $500
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.21%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.39%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.50%
Last UpdatedMay 13, 2026
Details
up to $500
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 24 Months
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Personal & Seasonal
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Back To School Loan Special
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
LIMIT - $1,000.00
APR10.00%
Last UpdatedMay 13, 2026
Details
LIMIT - $1,000.00
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 36 Months
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
Signature
10.25%
▼
APR10.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
SIGNATURE UNSECURED
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.50%
Last UpdatedMay 13, 2026
Details
up to $500
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Signature Loans Unsecured
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
Credit Score: A - 750 & higher
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.00%
Last UpdatedMay 13, 2026
Details
Credit Score 750 & higher
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.50%
Last UpdatedMay 13, 2026
Details
up to $500
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.55%
▼
APR11.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.55%
▼
APR11.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 48 Months
11.74%
▼
APR11.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.88%
▼
APR11.88%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.88%
▼
APR11.88%
Last UpdatedMay 13, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR12.00%
Last UpdatedMay 13, 2026
Details
Credit Score 700 - 749
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Unsecured Loans
12.14%
▼
APR12.14%
Last UpdatedMay 13, 2026
Details
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Unsecured Closed End
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Unsecured/Personal
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As; Fixed
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Signature Loan
12.35%
▼
APR12.35%
Last UpdatedMay 13, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
Credit Score: B - 700 - 749
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
PERSONAL Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*.
APR12.50%
Last UpdatedMay 13, 2026
Details
Over $1000; As Low As
APR12.99%
Last UpdatedMay 13, 2026
Details
As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature)
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
Up to $5,000; As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature) to $10,000
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
$5,000; As Low As
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR13.00%
Last UpdatedMay 13, 2026
Details
Credit Score 650 - 699
Credit Union of Dodge City
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Unsecured Signature Loans
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature
13.24%
▼
APR13.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
13.25%
▼
APR13.25%
Last UpdatedMay 13, 2026
Details
"B" APR
APR13.50%
Last UpdatedMay 13, 2026
Details
Up to $1000; As Low As
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Personal/Unsecured Loan
13.97%
▼
APR13.97%
Last UpdatedMay 13, 2026
Details
Loan Amount: $7,500
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR14.00%
Last UpdatedMay 13, 2026
Details
Credit Score 600 - 649
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 13, 2026
Details
Credit Score: C - 650 - 699
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
14.50%
▼
APR14.50%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 60 Months
14.74%
▼
APR14.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
14.75%
▼
APR14.75%
Last UpdatedMay 13, 2026
Details
"C" APR
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR15.00%
Last UpdatedMay 13, 2026
Details
Credit Score 550 - 599
C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Unsecured Loan No Score
15.00%
▼
APR15.00%
Last UpdatedMay 13, 2026
Details
No Score
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.07%
▼
APR15.07%
Last UpdatedMay 13, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.13%
▼
APR15.13%
Last UpdatedMay 13, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedMay 13, 2026
Details
As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedMay 13, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
Credit Score: D - 600 - 649
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
17.75%
▼
APR17.75%
Last UpdatedMay 13, 2026
Details
"D" APR
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Cash Advance Loan Monthly, Semi-Monthly, Weekly or Semi-Weekly Terms
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
250 S ROGERS RD, OLATHE, KS, 66062
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 48 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 60 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Personal Loan
16.33%
▼
APR16.33%
Last UpdatedMay 13, 2026
Details
As Low As
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
11750 S Fellows St, Olathe, KS, 66061
Personal Loans
16.33%
▼
APR16.33%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.15%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.55%
▼
APR11.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.55%
▼
APR11.55%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
11.88%
▼
APR11.88%
Last UpdatedMay 13, 2026
Details
No additional details available.
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Personal Loans
11.88%
▼
APR11.88%
Last UpdatedMay 13, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
PERSONAL Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*.
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.07%
▼
APR15.07%
Last UpdatedMay 13, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.13%
▼
APR15.13%
Last UpdatedMay 13, 2026
Details
As Low As
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1201 W Santa Fe St, Olathe, KS, 66061
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Roberts Dairy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 months
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
14902 W 117th St, Olathe, KS, 66062
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
KC Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
14902 W 117th St, Olathe, KS, 66062
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As; *multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 48 months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
101 W Loula St, Olathe, KS, 66061
Signature/Personal Loans Signature
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 60 months
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
6.25%
▼
APR6.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
"A" APR
APR7.75%
Last UpdatedMay 13, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 12 Months
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.50%
Last UpdatedMay 13, 2026
Details
up to $500
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.50%
Last UpdatedMay 13, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 24 Months
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 36 Months
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
Signature
10.25%
▼
APR10.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
SIGNATURE UNSECURED
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.50%
Last UpdatedMay 13, 2026
Details
up to $500
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Signature Loans Unsecured
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
Credit Score: A - 750 & higher
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Signature
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.50%
Last UpdatedMay 13, 2026
Details
up to $500
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 48 Months
11.74%
▼
APR11.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
Signature
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
As Low As
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Signature Loan
12.35%
▼
APR12.35%
Last UpdatedMay 13, 2026
Details
As Low As
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
Credit Score: B - 700 - 749
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR12.50%
Last UpdatedMay 13, 2026
Details
Over $1000; As Low As
Credit Union of Dodge City
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Unsecured Signature Loans
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature) to $10,000
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
$5,000; As Low As
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
Unsecured (Signature)
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
Up to $5,000; As Low As
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
Signature
13.24%
▼
APR13.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
13.25%
▼
APR13.25%
Last UpdatedMay 13, 2026
Details
"B" APR
APR13.50%
Last UpdatedMay 13, 2026
Details
Up to $1000; As Low As
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Elite Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMay 13, 2026
Details
Credit Score: C - 650 - 699
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
Signature Loan
14.50%
▼
APR14.50%
Last UpdatedMay 13, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans Up to 60 Months
14.74%
▼
APR14.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
14.75%
▼
APR14.75%
Last UpdatedMay 13, 2026
Details
"C" APR
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
15.00%
▼
APR15.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Signature Loans
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
Credit Score: D - 600 - 649
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Signature and/or Miscellaneous Collateral
17.75%
▼
APR17.75%
Last UpdatedMay 13, 2026
Details
"D" APR
Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Olathe, KS currently.
Olathe, KS Personal Loan Rate Trends
Compare local Olathe, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — KS Avg
13.391%
▲ 0.009 vs 7 days ago
Kansas personal loan rates rose 0.009 points over the past 7 days to 13.391% APR.
Signature Loan — KS Avg
11.551%
▼ 0.263 vs 7 days ago
Kansas signature loan rates fell 0.263 points over the past 7 days to 11.551% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
Most lenders in Olathe, Kansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kansas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Olathe, Kansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kansas?
Yes. Debt consolidation is one of the most common uses of personal loans in Olathe, Kansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Olathe, Kansas?
Credit unions in Olathe, Kansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Olathe, Kansas?
- KC Area Credit Union: 6.99% (K-9 Loan)
- Azura Credit Union: 8.62% (Land Loans)
- Roberts Dairy Employees Federal Credit Union: 9.00% (Signature Loans)
- SM Federal Credit Union: 9.99% (Personal Loan)
- Mainstreet Federal Credit Union: 10.75% (Signature/Personal Loans Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Olathe, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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