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  9. Auto Loan Rate Trends

Lenexa, Kansas Best Auto Loan Rates - September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lenexa, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: September 28, 2026

Current auto loan rates in Lenexa, Kansas range from 3.99% to 6.14% APR across the five lenders featured below, verified by MonitorBankRates as of September 28, 2026. Current auto loan rates in Lenexa, Kansas include First Service Credit UnionFirst Service Credit Union10910 W 87th St, Lenexa, KS, 66214 1603A+5.0 ★Texas Ratio: 4.24% offering Auto Loan at 3.99%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union13001 W 95th St, Lenexa, KS, 66215 3726A+5.0 ★Texas Ratio: 4.02% offering New & Used Vehicle Loan at 4.99%, CommunityAmerica Credit UnionCommunityAmerica Credit Union9777 Ridge Dr, Lenexa, KS, 66219 offering Auto Loan at 5.24%, Bank of AmericaBank of America7747 Quivira Rd, Lenexa, KS, 66216A+5.0 ★Texas Ratio: 4.24% offering New car (dealer) Loan at 5.49%, Chase BankChase Bank16201 W 87th St Pkwy, Lenexa, KS, 66219A+5.0 ★Texas Ratio: 3.77% offering New car purchase Loan at 6.14%. Auto loan rates as of September 28, 2026 according to verified data from MonitorBankRates.

Lenexa has 5 local institutions in our database, with auto loan rates as low as 3.99% APR from First Service Credit Union at 10910 W 87th St, Lenexa, KS, 66214 1603. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lenexa, Kansas. Auto Loan Rates Last Updated and Verified: September 28, 2026

Compare Auto Loan Rates Today in Lenexa, Kansas & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Lenexa Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
10910 W 87th St, Lenexa, KS, 66214 1603
Auto Loan
3.99%
36 - 84 months
View
▼
APR3.99%
Term36 - 84 months
Last UpdatedSep 27, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 4 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details

100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
Auto Loan
5.24%
2022 - 2026
View
▼
APR5.24%
Term2022 - 2026
Last UpdatedSep 27, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
Business Auto Loan
5.49%
2021 - 2025
View
▼
APR5.49%
Term2021 - 2025
Last UpdatedSep 27, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
7747 Quivira Rd, Lenexa, KS, 66216
New car (dealer) Loan
5.49%
60-month
View
▼
APR5.49%
Term60-month
Last UpdatedSep 27, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Sep 28, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
7747 Quivira Rd, Lenexa, KS, 66216
Used car (dealer) Loan
5.69%
60-month
View
▼
APR5.69%
Term60-month
Last UpdatedSep 27, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Sep 28, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
Auto Loan
5.74%
2018 - 2021
View
▼
APR5.74%
Term2018 - 2021
Last UpdatedSep 27, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
Business Auto Loan
5.99%
2017 - 2020
View
▼
APR5.99%
Term2017 - 2020
Last UpdatedSep 27, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
New car purchase Loan
6.14%
60 months
View
▼
APR6.14%
Term60 months
Last UpdatedSep 27, 2026
Details

Rate History
2 changes since Sep 14, 2026 · 5.94% → 6.14% ▲ 0.20 pts · high 6.14% / low 5.94%
5.44%6.04%6.64%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
New car rate Loan
6.14%
60 months
View
▼
APR6.14%
Term60 months
Last UpdatedSep 27, 2026
Details

APR based on 60 months and $45,000

Rate History
2 changes since Sep 14, 2026 · 5.94% → 6.14% ▲ 0.20 pts · high 6.14% / low 5.94%
5.44%6.04%6.64%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
Used car purchase Loan
6.19%
60 months
View
▼
APR6.19%
Term60 months
Last UpdatedSep 27, 2026
Details

Rate History
2 changes since Sep 14, 2026 · 5.99% → 6.19% ▲ 0.20 pts · high 6.19% / low 5.99%
5.49%6.09%6.69%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
Used car rate Loan
6.19%
60 months
View
▼
APR6.19%
Term60 months
Last UpdatedSep 27, 2026
Details

APR based on 60 months and $30,000

Rate History
2 changes since Sep 14, 2026 · 5.99% → 6.19% ▲ 0.20 pts · high 6.19% / low 5.99%
5.49%6.09%6.69%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021; Minimum Loan Amount: $15,000

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021; Minimum Loan Amount: $20,000

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2017 & Older

Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 3 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
First-Time Auto Loan
10.49%
2022 - 2026
View
▼
APR10.49%
Term2022 - 2026
Last UpdatedSep 27, 2026
Details

Minimum Loan Amount: $2,500.00 - $20,000.00

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Sep 28, 2026
CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219
First-Time Auto Loan
10.99%
2018 - 2021
View
▼
APR10.99%
Term2018 - 2021
Last UpdatedSep 27, 2026
Details

Minimum Loan Amount: $2,500.00 - $20,000.00

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 4 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 months
View
▼
APR2.00%
Interest Rate2.00%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+: 2.00%

Rate History
No change since Sep 22, 2026 · 2.00% APR
1.50%2.00%2.50%Sep 22, 2026: 2.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 months
View
▼
APR3.50%
Interest Rate3.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+: 3.50%

Rate History
No change since Sep 22, 2026 · 3.50% APR
3.00%3.50%4.00%Sep 22, 2026: 3.50% APRSep 22, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
3.64%
0 - 36 Months
View
▼
APR3.64%
Interest Rate3.64%
Term0 - 36 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2025 & Newer

Rate History
No change since Sep 22, 2026 · 3.64% APR · checked 3 times
3.14%3.64%4.14%Sep 22, 2026: 3.64% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 months
View
▼
APR3.75%
Interest Rate3.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A: 3.75%

Rate History
No change since Sep 22, 2026 · 3.75% APR
3.25%3.75%4.25%Sep 22, 2026: 3.75% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
60 months
View
▼
APR3.75%
Interest Rate3.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+: 3.75%

Rate History
No change since Sep 22, 2026 · 3.75% APR
3.25%3.75%4.25%Sep 22, 2026: 3.75% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
View
▼
APR3.75%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 3.75% APR · checked 4 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.00%

Rate History
No change since Sep 22, 2026 · 4.00% APR
3.50%4.00%4.50%Sep 22, 2026: 4.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
66 months
View
▼
APR4.00%
Interest Rate4.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.00%

Rate History
No change since Sep 22, 2026 · 4.00% APR
3.50%4.00%4.50%Sep 22, 2026: 4.00% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
View
▼
APR4.00%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
4.14%
37 - 75 Months
View
▼
APR4.14%
Interest Rate4.14%
Term37 - 75 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2025 & Newer

Rate History
No change since Sep 22, 2026 · 4.14% APR · checked 3 times
3.64%4.14%4.64%Sep 22, 2026: 4.14% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
72 months
View
▼
APR4.25%
Interest Rate4.25%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.25%

Rate History
No change since Sep 22, 2026 · 4.25% APR
3.75%4.25%4.75%Sep 22, 2026: 4.25% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 months
View
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.25%

Rate History
No change since Sep 22, 2026 · 4.25% APR
3.75%4.25%4.75%Sep 22, 2026: 4.25% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
View
▼
APR4.25%
Term73-84 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 4 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Sep 28, 2026
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedSep 27, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 4 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 months
View
▼
APR4.50%
Interest Rate4.50%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.50%

Rate History
No change since Sep 22, 2026 · 4.50% APR
4.00%4.50%5.00%Sep 22, 2026: 4.50% APRSep 22, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 60 months
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedSep 22, 2026
Details

As Low As; $25,000 minimum value for terms up to 72 months, $35,000 minimum value for terms up to 84 months

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 3 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2021 - 2026 Models Auto Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.50%
48 mo
View
▼
APR4.50%
Term48 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 48 mo
4.50%
48 mo
View
▼
APR4.50%
Term48 mo
Last UpdatedSep 25, 2026
Details

2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.50% APR
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
View
▼
APR4.50%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
4.60%
Up to 42 months
View
▼
APR4.60%
TermUp to 42 months
Last UpdatedSep 22, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.60% APR · checked 3 times
4.10%4.60%5.10%Sep 14, 2026: 4.60% APRSep 14, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
4.64%
0 - 36 Months
View
▼
APR4.64%
Interest Rate4.64%
Term0 - 36 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2022 - 2024*

Rate History
No change since Sep 22, 2026 · 4.64% APR · checked 3 times
4.14%4.64%5.14%Sep 22, 2026: 4.64% APRSep 22, 2026Sep 28, 2026
White Eagle Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Auto Loans
4.65%
60 months
View
▼
APR4.65%
Interest Rate4.65%
Term60 months
Last UpdatedSep 22, 2026
Details

Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. Example: $20,000 @ 4.65% for 60 months is an estimated monthly payment of $374.49. Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information. Effective date 5-1-2026.

Rate History
No change since Sep 14, 2026 · 4.65% APR · checked 3 times
4.15%4.65%5.15%Sep 14, 2026: 4.65% APRSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
4.70%
43 to 54 months
View
▼
APR4.70%
Term43 to 54 months
Last UpdatedSep 22, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.70% APR · checked 3 times
4.20%4.70%5.20%Sep 14, 2026: 4.70% APRSep 14, 2026Sep 28, 2026
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
4.74%
60 months
View
▼
APR4.74%
Interest Rate4.74%
Term60 months
Last UpdatedSep 22, 2026
Details

Ex: $15,000 @ 4.49% for 60 months = $280.00

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 2 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
72 months
View
▼
APR4.75%
Interest Rate4.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.75%

Rate History
No change since Sep 22, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 22, 2026: 4.75% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 months
View
▼
APR4.75%
Interest Rate4.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier B: 4.75%

Rate History
No change since Sep 22, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 22, 2026: 4.75% APRSep 22, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 72 months
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedSep 22, 2026
Details

As Low As; $25,000 minimum value

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 3 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2021 - 2026 Models Auto Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2021 - 2026 Models Auto Loan
4.75%
72 months
View
▼
APR4.75%
Term72 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.75%
60 mo
View
▼
APR4.75%
Term60 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models
4.75%
72 mo
View
▼
APR4.75%
Term72 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 16, 2026: 4.75% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 60 mo
4.75%
60 mo
View
▼
APR4.75%
Term60 mo
Last UpdatedSep 25, 2026
Details

2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 25, 2026: 4.75% APRSep 25, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 72 mo
4.75%
72 mo
View
▼
APR4.75%
Term72 mo
Last UpdatedSep 25, 2026
Details

2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 25, 2026: 4.75% APRSep 25, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
4.80%
55 to 66 months
View
▼
APR4.80%
Term55 to 66 months
Last UpdatedSep 22, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.80% APR · checked 3 times
4.30%4.80%5.30%Sep 14, 2026: 4.80% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.85%
24 months
View
▼
APR4.85%
Term24 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.20%, 8.75%.

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 3 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Sep 28, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New and Used Cars Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 22, 2026
Details

Financing up to 125% for well qualified Members. Payment protection available. GAP, mechanical breakdown protection, and debt protection plans available. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 3 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.45%, 9.00%.

Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 3 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.70%, 9.25%.

Rate History
No change since Sep 14, 2026 · 4.95% APR · checked 3 times
4.45%4.95%5.45%Sep 14, 2026: 4.95% APRSep 14, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
View
▼
APR4.99%
Termup to 48 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
4.99%
78 months
View
▼
APR4.99%
Term78 months
Last UpdatedSep 22, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
1 change since Sep 14, 2026 · 7.50% → 4.99% ▼ 2.51 pts · high 7.50% / low 4.99%
2.48%6.25%10.01%Sep 14, 2026: 7.50% APRSep 18, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20264.99%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedSep 22, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
1 change since Sep 14, 2026 · 7.00% → 4.99% ▼ 2.01 pts · high 7.00% / low 4.99%
2.98%6.00%9.01%Sep 14, 2026: 7.00% APRSep 18, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20264.99%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2016 and Older Loan
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2016 and Older

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2021 to 2017 Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2021 to 2017

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
84 months
View
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier A: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 months
View
▼
APR5.00%
Interest Rate5.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
66 months
View
▼
APR5.00%
Interest Rate5.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
TermUp to 84 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.95%, 9.50%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 48 months
5.00%
up to 48 months
View
▼
APR5.00%
Termup to 48 months
Last UpdatedSep 22, 2026
Details

As Low As; Rates may have additional adjustments for higher mileage, older year model are also available

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
New Auto Loan
5.00%
96 months
View
▼
APR5.00%
Term96 months
Last UpdatedSep 25, 2026
Details

New- 2025 - 2027 model

Rate History
No change since Sep 17, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 17, 2026: 5.00% APRSep 17, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
View
▼
APR5.00%
TermUp to 36 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.05%
72 months
View
▼
APR5.05%
Term72 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 7.20%, 9.75%.

Rate History
No change since Sep 14, 2026 · 5.05% APR · checked 3 times
4.55%5.05%5.55%Sep 14, 2026: 5.05% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.10%
84 months
View
▼
APR5.10%
Term84 months
Last UpdatedSep 22, 2026
Details

**Conditions apply

Rate History
No change since Sep 14, 2026 · 5.10% APR · checked 3 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APRSep 14, 2026Sep 28, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Automobiles
5.10%
Up to 84 months
View
▼
APR5.10%
TermUp to 84 months
Last UpdatedSep 27, 2026
Details

As Low As; Model Year: 2025-2026

Rate History
No change since Sep 24, 2026 · 5.10% APR · checked 2 times
4.60%5.10%5.60%Sep 24, 2026: 5.10% APRSep 24, 2026Sep 28, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Automobiles
5.10%
Up to 72 months
View
▼
APR5.10%
TermUp to 72 months
Last UpdatedSep 27, 2026
Details

As Low As; Model Year: 2024

Rate History
No change since Sep 24, 2026 · 5.10% APR · checked 2 times
4.60%5.10%5.60%Sep 24, 2026: 5.10% APRSep 24, 2026Sep 28, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Automobiles
5.10%
Up to 60 months
View
▼
APR5.10%
TermUp to 60 months
Last UpdatedSep 27, 2026
Details

As Low As; Model Year: 2020-2022

Rate History
No change since Sep 24, 2026 · 5.10% APR · checked 2 times
4.60%5.10%5.60%Sep 24, 2026: 5.10% APRSep 24, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles - 48 Months
5.12%
48 Months
View
▼
APR5.12%
Interest Rate5.00%
Term48 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.12% APR
4.62%5.12%5.62%Sep 22, 2026: 5.12% APRSep 22, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
5.14%
37 - 75 Months
View
▼
APR5.14%
Interest Rate5.14%
Term37 - 75 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2022 - 2024*

Rate History
No change since Sep 22, 2026 · 5.14% APR · checked 3 times
4.64%5.14%5.64%Sep 22, 2026: 5.14% APRSep 22, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
5.14%
76 - 84 Months
View
▼
APR5.14%
Interest Rate5.14%
Term76 - 84 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2025 & Newer

Rate History
No change since Sep 22, 2026 · 5.14% APR · checked 3 times
4.64%5.14%5.64%Sep 22, 2026: 5.14% APRSep 22, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APRSep 21, 2026: 5.24% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
5.24%
72 months
View
▼
APR5.24%
Interest Rate5.24%
Term72 months
Last UpdatedSep 22, 2026
Details

Ex: $21,000 @ 4.99% for 72 months = $339.00

Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 2 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 months
View
▼
APR5.25%
Interest Rate5.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.25%

Rate History
No change since Sep 22, 2026 · 5.25% APR
4.75%5.25%5.75%Sep 22, 2026: 5.25% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles - 60 Months
5.35%
60 Months
View
▼
APR5.35%
Interest Rate5.25%
Term60 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.35% APR
4.85%5.35%5.85%Sep 22, 2026: 5.35% APRSep 22, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
5.40%
42 months
View
▼
APR5.40%
Term42 months
Last UpdatedSep 22, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 5.40% APR · checked 3 times
4.90%5.40%5.90%Sep 14, 2026: 5.40% APRSep 14, 2026Sep 28, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Automobiles
5.40%
Up to 60 months
View
▼
APR5.40%
TermUp to 60 months
Last UpdatedSep 27, 2026
Details

As Low As; Model Year: 2018-2019

Rate History
No change since Sep 24, 2026 · 5.40% APR · checked 2 times
4.90%5.40%5.90%Sep 24, 2026: 5.40% APRSep 24, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Sep 28, 2026
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Vehicle Loan
5.49%
10/01/2025
View
▼
APR5.49%
Term10/01/2025
Last UpdatedSep 22, 2026
Details

Effective October 1, 2025: 2026-2023

Rate History
No change since Sep 22, 2026 · 5.49% APR
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
2024-2020 Vehicle Loan
5.49%
48 Month
View
▼
APR5.49%
Interest Rate5.49%
Term48 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
New/2025 Vehicle Loan
5.49%
48 Month
View
▼
APR5.49%
Interest Rate5.49%
Term48 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 months
View
▼
APR5.50%
Interest Rate5.50%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.50%

Rate History
No change since Sep 22, 2026 · 5.50% APR
5.00%5.50%6.00%Sep 22, 2026: 5.50% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Sep 18, 2026: 5.50% APRSep 18, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
TermUp to 72 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 60 months
5.50%
up to 60 months
View
▼
APR5.50%
Termup to 60 months
Last UpdatedSep 22, 2026
Details

As Low As; Rates may have additional adjustments for higher mileage, older year model are also available

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles - 72 Months
5.58%
72 Months
View
▼
APR5.58%
Interest Rate5.50%
Term72 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.58% APR
5.08%5.58%6.08%Sep 22, 2026: 5.58% APRSep 22, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
5.74%
61-72 months
View
▼
APR5.74%
Term61-72 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 21, 2026: 5.74% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
5.74%
84 months
View
▼
APR5.74%
Interest Rate5.74%
Term84 months
Last UpdatedSep 22, 2026
Details

Ex: $26,000 @ 5.49% for 84 months = $371.00

Rate History
No change since Sep 18, 2026 · 5.74% APR · checked 2 times
5.24%5.74%6.24%Sep 18, 2026: 5.74% APRSep 18, 2026Sep 28, 2026
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Auto Loan
5.74%
up to 84 months
View
▼
APR5.74%
Interest Rate5.74%
Termup to 84 months
Last UpdatedSep 25, 2026
Details

Rate subject to credit approval and criteria. Available for new and refinanced loans. See credit union for details. Fixed rate with terms up to 84 months. $60 documentation fee applies which is considered a finance charge. Members are required to maintain at least $5 in a Share 1 account. Auto loan payment example: $20,000 at 5.74% for 60 months=$384.24 per month. Other rates and terms available.

Rate History
No change since Sep 25, 2026 · 5.74% APR
5.24%5.74%6.24%Sep 25, 2026: 5.74% APRSep 25, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 months
View
▼
APR5.75%
Interest Rate5.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.75%

Rate History
No change since Sep 22, 2026 · 5.75% APR
5.25%5.75%6.25%Sep 22, 2026: 5.75% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
View
▼
APR5.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
View
▼
APR5.75%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 4 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Autos Over 10 Years Old
5.75%
10 Years
View
▼
APR5.75%
Term10 Years
Last UpdatedSep 26, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 4 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.60%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.85% APR · checked 3 times
5.35%5.85%6.35%Sep 14, 2026: 5.85% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.65%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.90% APR · checked 3 times
5.40%5.90%6.40%Sep 14, 2026: 5.90% APRSep 14, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto Loan - 2025
5.91%
48 months
View
▼
APR5.91%
Interest Rate5.30%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 5.91%-10.73%; Published rate range: 5.30%-10.10%. Year: New - 2025

Rate History
No change since Sep 27, 2026 · 5.91% APR
5.41%5.91%6.41%Sep 27, 2026: 5.91% APRSep 27, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.70%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 3 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
5.95%
52 months
View
▼
APR5.95%
Term52 months
Last UpdatedSep 22, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 3 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Sep 28, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Automobiles
5.95%
Up to 60 months
View
▼
APR5.95%
TermUp to 60 months
Last UpdatedSep 27, 2026
Details

As Low As; Model Year: 2017 & older

Rate History
No change since Sep 24, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Sep 24, 2026: 5.95% APRSep 24, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2017 - 2020 Models Auto Loan
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 16, 2026: 5.99% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
5.99%
36 mo
View
▼
APR5.99%
Term36 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 16, 2026: 5.99% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 36 mo
5.99%
36 mo
View
▼
APR5.99%
Term36 mo
Last UpdatedSep 25, 2026
Details

2017 - 2020 Models

Rate History
No change since Sep 25, 2026 · 5.99% APR
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
2024-2020 Vehicle Loan
5.99%
60 Month
View
▼
APR5.99%
Interest Rate5.99%
Term60 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 22, 2026: 5.99% APRSep 22, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
New/2025 Vehicle Loan
5.99%
60 Month
View
▼
APR5.99%
Interest Rate5.99%
Term60 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 22, 2026: 5.99% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 months
View
▼
APR6.00%
Interest Rate6.00%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier B: 6.00%

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
66 months
View
▼
APR6.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedSep 22, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles - up to 72 months
6.00%
up to 72 months
View
▼
APR6.00%
Termup to 72 months
Last UpdatedSep 22, 2026
Details

As Low As; $25,000 minimum value; Rates may have additional adjustments for higher mileage, older year model are also available

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
84 Months
View
▼
APR6.00%
Interest Rate6.00%
Term84 Months
Last UpdatedSep 22, 2026
Details

*72 Months only if auto has never been titled

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
72 Months
View
▼
APR6.00%
Interest Rate6.00%
Term72 Months
Last UpdatedSep 22, 2026
Details

*72 Months only if auto has never been titled

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
60 Months
View
▼
APR6.00%
Interest Rate6.00%
Term60 Months
Last UpdatedSep 22, 2026
Details

*84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2022 and Newer Auto Loan
6.01%
72 Months
View
▼
APR6.01%
Interest Rate5.50%
Term72 Months
Last UpdatedSep 27, 2026
Details

Model Year: 2022 and Newer

Rate History
No change since Sep 24, 2026 · 6.01% APR · checked 2 times
5.51%6.01%6.51%Sep 24, 2026: 6.01% APRSep 24, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto Loan - 2025
6.02%
63 months
View
▼
APR6.02%
Interest Rate5.55%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.02%-10.84%; Published rate range: 5.55%-10.35%. Year: New - 2025

Rate History
No change since Sep 27, 2026 · 6.02% APR
5.52%6.02%6.52%Sep 27, 2026: 6.02% APRSep 27, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedSep 22, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.05% APR · checked 3 times
5.55%6.05%6.55%Sep 14, 2026: 6.05% APRSep 14, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles - 78 Months
6.08%
78 Months
View
▼
APR6.08%
Interest Rate6.00%
Term78 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.08% APR
5.58%6.08%6.58%Sep 22, 2026: 6.08% APRSep 22, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loan
6.14%
76 - 84 Months
View
▼
APR6.14%
Interest Rate6.14%
Term76 - 84 Months
Last UpdatedSep 28, 2026
Details

As Low As; 2022 - 2024*

Rate History
No change since Sep 22, 2026 · 6.14% APR · checked 3 times
5.64%6.14%6.64%Sep 22, 2026: 6.14% APRSep 22, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.16%
48 months
View
▼
APR6.16%
Interest Rate5.55%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.16%-10.98%; Published rate range: 5.55%-10.35%. Year: 2024 - 2020

Rate History
No change since Sep 27, 2026 · 6.16% APR
5.66%6.16%6.66%Sep 27, 2026: 6.16% APRSep 27, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
6.24%
73-84 months
View
▼
APR6.24%
Term73-84 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.24% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 84 months
6.25%
up to 84 months
View
▼
APR6.25%
Termup to 84 months
Last UpdatedSep 22, 2026
Details

As Low As; $35,000 minimum value

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.25%
42 months
View
▼
APR6.25%
Term42 months
Last UpdatedSep 22, 2026
Details

Model Year: 2024-2025 (Used)

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2017 - 2020 Models Auto Loan
6.25%
48 months
View
▼
APR6.25%
Term48 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2021 - 2026 Models Auto Loan list
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedSep 25, 2026
Details

over $40,000; As low as; APR

Rate History
No change since Sep 25, 2026 · 6.25% APR
5.75%6.25%6.75%Sep 25, 2026: 6.25% APRSep 25, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
6.25%
48 mo
View
▼
APR6.25%
Term48 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2021 - 2026 Models list
6.25%
84 mo
View
▼
APR6.25%
Term84 mo
Last UpdatedSep 25, 2026
Details

over $40,000; As Low As

Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 48 mo
6.25%
48 mo
View
▼
APR6.25%
Term48 mo
Last UpdatedSep 25, 2026
Details

2017 - 2020 Models

Rate History
No change since Sep 25, 2026 · 6.25% APR
5.75%6.25%6.75%Sep 25, 2026: 6.25% APRSep 25, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 84 mo
6.25%
84 mo
View
▼
APR6.25%
Term84 mo
Last UpdatedSep 25, 2026
Details

2021 - 2026 Models (over $40,000 list)

Rate History
No change since Sep 25, 2026 · 6.25% APR
5.75%6.25%6.75%Sep 25, 2026: 6.25% APRSep 25, 2026Sep 28, 2026
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Preowned Auto Loan
6.25%
96 months
View
▼
APR6.25%
Term96 months
Last UpdatedSep 25, 2026
Details

Preowned- 2018 - 2026 model

Rate History
No change since Sep 17, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 17, 2026: 6.25% APRSep 17, 2026Sep 28, 2026
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Auto Loan
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedSep 26, 2026
Details

Model Year: 2025-2015; As Low As

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 4 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
New Auto Loan
6.25%
48-72 months
View
▼
APR6.25%
Term48-72 months
Last UpdatedSep 27, 2026
Details

As low as; Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact us for details.

Rate History
No change since Sep 15, 2026 · 6.25% APR · checked 4 times
5.75%6.25%6.75%Sep 15, 2026: 6.25% APRSep 15, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.27%
63 months
View
▼
APR6.27%
Interest Rate5.80%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.27%-11.10%; Published rate range: 5.80%-10.60%. Year: 2024 - 2020

Rate History
No change since Sep 27, 2026 · 6.27% APR
5.77%6.27%6.77%Sep 27, 2026: 6.27% APRSep 27, 2026Sep 28, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles - 84 Months
6.32%
84 Months
View
▼
APR6.32%
Interest Rate6.25%
Term84 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.32% APR
5.82%6.32%6.82%Sep 22, 2026: 6.32% APRSep 22, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.34% APR · checked 4 times
5.84%6.34%6.84%Sep 15, 2026: 6.34% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 27, 2026
Details

2016 - 2026

Rate History
No change since Sep 18, 2026 · 6.34% APR · checked 3 times
5.84%6.34%6.84%Sep 18, 2026: 6.34% APRSep 18, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.39% APR · checked 4 times
5.89%6.39%6.89%Sep 15, 2026: 6.39% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 27, 2026
Details

2018 - 2026

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 3 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Sep 28, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.43%
Up to 72 Mo
View
▼
APR6.43%
Interest Rate6.25%
TermUp to 72 Mo
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 27, 2026 · 6.43% APR
5.93%6.43%6.93%Sep 27, 2026: 6.43% APRSep 27, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.44% APR · checked 4 times
5.94%6.44%6.94%Sep 15, 2026: 6.44% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 27, 2026
Details

2022 - 2026

Rate History
No change since Sep 18, 2026 · 6.44% APR · checked 3 times
5.94%6.44%6.94%Sep 18, 2026: 6.44% APRSep 18, 2026Sep 28, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.46%
Up to 60 Mo
View
▼
APR6.46%
Interest Rate6.25%
TermUp to 60 Mo
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 27, 2026 · 6.47% APR
5.97%6.47%6.97%Sep 27, 2026: 6.47% APRSep 27, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedSep 22, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
View
▼
APR6.50%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 36 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 48 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 60 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.50%
36 months
View
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Used Vehicles 2023-2020 Loan
6.50%
36 months
View
▼
APR6.50%
Term36 months
Last UpdatedSep 27, 2026
Details

Additional APR listed for this product: 7.50%.

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Sep 28, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.51%
Up to 48 Mo
View
▼
APR6.51%
Interest Rate6.25%
TermUp to 48 Mo
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 27, 2026 · 6.51% APR
6.01%6.51%7.01%Sep 27, 2026: 6.51% APRSep 27, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.54% APR · checked 4 times
6.04%6.54%7.04%Sep 15, 2026: 6.54% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 27, 2026
Details

2023 - 2026

Rate History
No change since Sep 18, 2026 · 6.54% APR · checked 3 times
6.04%6.54%7.04%Sep 18, 2026: 6.54% APRSep 18, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.57%
72 months
View
▼
APR6.57%
Interest Rate6.15%
Term72 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.57%-11.39%; Published rate range: 6.15%-10.95%. Year: 2024 - 2020; Min Vehicle Value: $30,000

Rate History
No change since Sep 27, 2026 · 6.57% APR
6.07%6.57%7.07%Sep 27, 2026: 6.57% APRSep 27, 2026Sep 28, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.59%
Up to 36 Mo
View
▼
APR6.59%
Interest Rate6.25%
TermUp to 36 Mo
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 27, 2026 · 6.60% APR
6.10%6.60%7.10%Sep 27, 2026: 6.60% APRSep 27, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2019 - 2011
6.66%
48 months
View
▼
APR6.66%
Interest Rate6.05%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.66%-11.48%; Published rate range: 6.05%-10.85%. Year: 2019 - 2011

Rate History
No change since Sep 27, 2026 · 6.66% APR
6.16%6.66%7.16%Sep 27, 2026: 6.66% APRSep 27, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
1 change since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 14, 2026: 6.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
1 change since Sep 14, 2026 · 7.25% → 6.75% ▼ 0.50 pts · high 7.25% / low 6.75%
6.25%7.00%7.75%Sep 14, 2026: 7.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
72 months
View
▼
APR6.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier B

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.75%
52 months
View
▼
APR6.75%
Term52 months
Last UpdatedSep 22, 2026
Details

Model Year: 2024-2025 (Used)

Rate History
1 change since Sep 14, 2026 · 7.25% → 6.75% ▼ 0.50 pts · high 7.25% / low 6.75%
6.25%7.00%7.75%Sep 14, 2026: 7.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.75%
42 months
View
▼
APR6.75%
Term42 months
Last UpdatedSep 22, 2026
Details

Model Year: 2016-2023 (Used)

Rate History
1 change since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 14, 2026: 6.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2016 & Older Used Vehicles Loan
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
6.75%
36-60 Months
View
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: B

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.75%
48 months
View
▼
APR6.75%
Interest Rate5.75%
Term48 months
Last UpdatedSep 27, 2026
Details

Rate History
1 change since Sep 14, 2026 · 12.25% → 6.75% ▼ 5.50 pts · high 12.25% / low 6.75%
1.25%9.50%17.75%Sep 14, 2026: 12.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▼ from 12.25%
  • Sep 14, 202612.25%first recorded
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Used Vehicles 2023-2020 Loan
6.75%
48 months
View
▼
APR6.75%
Term48 months
Last UpdatedSep 27, 2026
Details

Additional APR listed for this product: 7.75%.

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
New Auto Loan
6.75%
48-60 months
View
▼
APR6.75%
Term48-60 months
Last UpdatedSep 27, 2026
Details

Model Year: 2022-2025; Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact us for details.

Rate History
No change since Sep 15, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 15, 2026: 6.75% APRSep 15, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Only Auto Loan
6.77%
84 months
View
▼
APR6.77%
Interest Rate6.40%
Term84 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.77%-7.62%; Published rate range: 6.40%-7.25%. Year: New Only**; Min Vehicle Value: $40,000

Rate History
No change since Sep 18, 2026 · 6.77% APR · checked 2 times
6.27%6.77%7.27%Sep 18, 2026: 6.77% APRSep 18, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2019 - 2011
6.77%
63 months
View
▼
APR6.77%
Interest Rate6.30%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.77%-7.63%; Published rate range: 6.30%-7.15%. Year: 2019 - 2011; Min Vehicle Value: $20,000

Rate History
No change since Sep 27, 2026 · 6.77% APR
6.27%6.77%7.27%Sep 27, 2026: 6.77% APRSep 27, 2026Sep 28, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
6.85%
67 to 84 months
View
▼
APR6.85%
Term67 to 84 months
Last UpdatedSep 22, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 6.85% APR · checked 3 times
6.35%6.85%7.35%Sep 14, 2026: 6.85% APRSep 14, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto Loans
6.99%
Up to 60 months
View
▼
APR6.99%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.99% ▲ 1.00 pts · high 6.99% / low 5.99%
4.99%6.49%7.99%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20266.99%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
2017 - 2020 Models Auto Loan
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedSep 25, 2026
Details

As low as; APR

Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 2017 - 2020 Models
6.99%
60 mo
View
▼
APR6.99%
Term60 mo
Last UpdatedSep 25, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Sep 28, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien) - 60 mo
6.99%
60 mo
View
▼
APR6.99%
Term60 mo
Last UpdatedSep 25, 2026
Details

2017 - 2020 Models

Rate History
No change since Sep 25, 2026 · 6.99% APR
6.49%6.99%7.49%Sep 25, 2026: 6.99% APRSep 25, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
1 change since Sep 14, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50%
6.00%6.75%7.50%Sep 14, 2026: 6.50% APRSep 18, 2026: 7.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20267.00%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
7.00%
66 months
View
▼
APR7.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
1 change since Sep 14, 2026 · 7.50% → 7.00% ▼ 0.50 pts · high 7.50% / low 7.00%
6.50%7.25%8.00%Sep 14, 2026: 7.50% APRSep 18, 2026: 7.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20267.00%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier B

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Sep 28, 2026

Lenexa New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details

100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
7747 Quivira Rd, Lenexa, KS, 66216
New car (dealer) Loan
5.49%
60-month
View
▼
APR5.49%
Term60-month
Last UpdatedSep 27, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Sep 28, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
New car purchase Loan
6.14%
60 months
View
▼
APR6.14%
Term60 months
Last UpdatedSep 27, 2026
Details

Rate History
2 changes since Sep 14, 2026 · 5.94% → 6.14% ▲ 0.20 pts · high 6.14% / low 5.94%
5.44%6.04%6.64%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
New car rate Loan
6.14%
60 months
View
▼
APR6.14%
Term60 months
Last UpdatedSep 27, 2026
Details

APR based on 60 months and $45,000

Rate History
2 changes since Sep 14, 2026 · 5.94% → 6.14% ▲ 0.20 pts · high 6.14% / low 5.94%
5.44%6.04%6.64%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 months
View
▼
APR2.00%
Interest Rate2.00%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+: 2.00%

Rate History
No change since Sep 22, 2026 · 2.00% APR
1.50%2.00%2.50%Sep 22, 2026: 2.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 months
View
▼
APR3.50%
Interest Rate3.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+: 3.50%

Rate History
No change since Sep 22, 2026 · 3.50% APR
3.00%3.50%4.00%Sep 22, 2026: 3.50% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 months
View
▼
APR3.75%
Interest Rate3.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A: 3.75%

Rate History
No change since Sep 22, 2026 · 3.75% APR
3.25%3.75%4.25%Sep 22, 2026: 3.75% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
60 months
View
▼
APR3.75%
Interest Rate3.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+: 3.75%

Rate History
No change since Sep 22, 2026 · 3.75% APR
3.25%3.75%4.25%Sep 22, 2026: 3.75% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
View
▼
APR3.75%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 3.75% APR · checked 4 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.00%

Rate History
No change since Sep 22, 2026 · 4.00% APR
3.50%4.00%4.50%Sep 22, 2026: 4.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
66 months
View
▼
APR4.00%
Interest Rate4.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.00%

Rate History
No change since Sep 22, 2026 · 4.00% APR
3.50%4.00%4.50%Sep 22, 2026: 4.00% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
View
▼
APR4.00%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
72 months
View
▼
APR4.25%
Interest Rate4.25%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.25%

Rate History
No change since Sep 22, 2026 · 4.25% APR
3.75%4.25%4.75%Sep 22, 2026: 4.25% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 months
View
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.25%

Rate History
No change since Sep 22, 2026 · 4.25% APR
3.75%4.25%4.75%Sep 22, 2026: 4.25% APRSep 22, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
View
▼
APR4.25%
Term73-84 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 4 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Sep 28, 2026
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedSep 27, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 4 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 months
View
▼
APR4.50%
Interest Rate4.50%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier A+: 4.50%

Rate History
No change since Sep 22, 2026 · 4.50% APR
4.00%4.50%5.00%Sep 22, 2026: 4.50% APRSep 22, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 60 months
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedSep 22, 2026
Details

As Low As; $25,000 minimum value for terms up to 72 months, $35,000 minimum value for terms up to 84 months

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 3 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
72 months
View
▼
APR4.75%
Interest Rate4.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A: 4.75%

Rate History
No change since Sep 22, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 22, 2026: 4.75% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 months
View
▼
APR4.75%
Interest Rate4.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier B: 4.75%

Rate History
No change since Sep 22, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 22, 2026: 4.75% APRSep 22, 2026Sep 28, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 72 months
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedSep 22, 2026
Details

As Low As; $25,000 minimum value

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 3 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.85%
24 months
View
▼
APR4.85%
Term24 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.20%, 8.75%.

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 3 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Sep 28, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New and Used Cars Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 22, 2026
Details

Financing up to 125% for well qualified Members. Payment protection available. GAP, mechanical breakdown protection, and debt protection plans available. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 3 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.45%, 9.00%.

Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 3 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.70%, 9.25%.

Rate History
No change since Sep 14, 2026 · 4.95% APR · checked 3 times
4.45%4.95%5.45%Sep 14, 2026: 4.95% APRSep 14, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2016 and Older Loan
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2016 and Older

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2021 to 2017 Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2021 to 2017

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
84 months
View
▼
APR5.00%
Interest Rate5.00%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier A: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 months
View
▼
APR5.00%
Interest Rate5.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
66 months
View
▼
APR5.00%
Interest Rate5.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A: 5.00%

Rate History
No change since Sep 22, 2026 · 5.00% APR
4.50%5.00%5.50%Sep 22, 2026: 5.00% APRSep 22, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
TermUp to 84 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.95%, 9.50%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
New Auto Loan
5.00%
96 months
View
▼
APR5.00%
Term96 months
Last UpdatedSep 25, 2026
Details

New- 2025 - 2027 model

Rate History
No change since Sep 17, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 17, 2026: 5.00% APRSep 17, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.05%
72 months
View
▼
APR5.05%
Term72 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 7.20%, 9.75%.

Rate History
No change since Sep 14, 2026 · 5.05% APR · checked 3 times
4.55%5.05%5.55%Sep 14, 2026: 5.05% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.10%
84 months
View
▼
APR5.10%
Term84 months
Last UpdatedSep 22, 2026
Details

**Conditions apply

Rate History
No change since Sep 14, 2026 · 5.10% APR · checked 3 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APRSep 14, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APRSep 21, 2026: 5.24% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 months
View
▼
APR5.25%
Interest Rate5.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.25%

Rate History
No change since Sep 22, 2026 · 5.25% APR
4.75%5.25%5.75%Sep 22, 2026: 5.25% APRSep 22, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Vehicle Loan
5.49%
10/01/2025
View
▼
APR5.49%
Term10/01/2025
Last UpdatedSep 22, 2026
Details

Effective October 1, 2025: 2026-2023

Rate History
No change since Sep 22, 2026 · 5.49% APR
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
New/2025 Vehicle Loan
5.49%
48 Month
View
▼
APR5.49%
Interest Rate5.49%
Term48 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Sep 22, 2026: 5.49% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 months
View
▼
APR5.50%
Interest Rate5.50%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.50%

Rate History
No change since Sep 22, 2026 · 5.50% APR
5.00%5.50%6.00%Sep 22, 2026: 5.50% APRSep 22, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
5.74%
61-72 months
View
▼
APR5.74%
Term61-72 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 21, 2026: 5.74% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 months
View
▼
APR5.75%
Interest Rate5.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier B: 5.75%

Rate History
No change since Sep 22, 2026 · 5.75% APR
5.25%5.75%6.25%Sep 22, 2026: 5.75% APRSep 22, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto Loan - 2025
5.91%
48 months
View
▼
APR5.91%
Interest Rate5.30%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 5.91%-10.73%; Published rate range: 5.30%-10.10%. Year: New - 2025

Rate History
No change since Sep 27, 2026 · 5.91% APR
5.41%5.91%6.41%Sep 27, 2026: 5.91% APRSep 27, 2026Sep 28, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedSep 21, 2026
Details

As Low As; Model Year: New to 2016

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Crossroads Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.73%
New/2025 Vehicle Loan
5.99%
60 Month
View
▼
APR5.99%
Interest Rate5.99%
Term60 Month
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 22, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 22, 2026: 5.99% APRSep 22, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 months
View
▼
APR6.00%
Interest Rate6.00%
Term84 months
Last UpdatedSep 22, 2026
Details

Tier B: 6.00%

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedSep 22, 2026
Details

100% of sticker price may be financed.

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
84 Months
View
▼
APR6.00%
Interest Rate6.00%
Term84 Months
Last UpdatedSep 22, 2026
Details

*72 Months only if auto has never been titled

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
72 Months
View
▼
APR6.00%
Interest Rate6.00%
Term72 Months
Last UpdatedSep 22, 2026
Details

*72 Months only if auto has never been titled

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles 2025 - 2026 Loan
6.00%
60 Months
View
▼
APR6.00%
Interest Rate6.00%
Term60 Months
Last UpdatedSep 22, 2026
Details

*84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B

Rate History
No change since Sep 22, 2026 · 6.00% APR
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Sep 28, 2026
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
2022 and Newer Auto Loan
6.01%
72 Months
View
▼
APR6.01%
Interest Rate5.50%
Term72 Months
Last UpdatedSep 27, 2026
Details

Model Year: 2022 and Newer

Rate History
No change since Sep 24, 2026 · 6.01% APR · checked 2 times
5.51%6.01%6.51%Sep 24, 2026: 6.01% APRSep 24, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Auto Loan - 2025
6.02%
63 months
View
▼
APR6.02%
Interest Rate5.55%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.02%-10.84%; Published rate range: 5.55%-10.35%. Year: New - 2025

Rate History
No change since Sep 27, 2026 · 6.02% APR
5.52%6.02%6.52%Sep 27, 2026: 6.02% APRSep 27, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
6.24%
73-84 months
View
▼
APR6.24%
Term73-84 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.24% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles - up to 84 months
6.25%
up to 84 months
View
▼
APR6.25%
Termup to 84 months
Last UpdatedSep 22, 2026
Details

As Low As; $35,000 minimum value

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
New Auto Loan
6.25%
48-72 months
View
▼
APR6.25%
Term48-72 months
Last UpdatedSep 27, 2026
Details

As low as; Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact us for details.

Rate History
No change since Sep 15, 2026 · 6.25% APR · checked 4 times
5.75%6.25%6.75%Sep 15, 2026: 6.25% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.34% APR · checked 4 times
5.84%6.34%6.84%Sep 15, 2026: 6.34% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.39% APR · checked 4 times
5.89%6.39%6.89%Sep 15, 2026: 6.39% APRSep 15, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.44% APR · checked 4 times
5.94%6.44%6.94%Sep 15, 2026: 6.44% APRSep 15, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.50%
36 months
View
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedSep 27, 2026
Details

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 27, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.54% APR · checked 4 times
6.04%6.54%7.04%Sep 15, 2026: 6.54% APRSep 15, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
6.75%
36-60 Months
View
▼
APR6.75%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: B

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.75%
48 months
View
▼
APR6.75%
Interest Rate5.75%
Term48 months
Last UpdatedSep 27, 2026
Details

Rate History
1 change since Sep 14, 2026 · 12.25% → 6.75% ▼ 5.50 pts · high 12.25% / low 6.75%
1.25%9.50%17.75%Sep 14, 2026: 12.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▼ from 12.25%
  • Sep 14, 202612.25%first recorded
NBKC Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
New Auto Loan
6.75%
48-60 months
View
▼
APR6.75%
Term48-60 months
Last UpdatedSep 27, 2026
Details

Model Year: 2022-2025; Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact us for details.

Rate History
No change since Sep 15, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 15, 2026: 6.75% APRSep 15, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
New Only Auto Loan
6.77%
84 months
View
▼
APR6.77%
Interest Rate6.40%
Term84 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.77%-7.62%; Published rate range: 6.40%-7.25%. Year: New Only**; Min Vehicle Value: $40,000

Rate History
No change since Sep 18, 2026 · 6.77% APR · checked 2 times
6.27%6.77%7.27%Sep 18, 2026: 6.77% APRSep 18, 2026Sep 28, 2026

Lenexa Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details

100% Financing with qualified credit; As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Sep 28, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
7747 Quivira Rd, Lenexa, KS, 66216
Used car (dealer) Loan
5.69%
60-month
View
▼
APR5.69%
Term60-month
Last UpdatedSep 27, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Sep 28, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2022 & Newer; Minimum Loan Amount: $20,000

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Sep 28, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
Used car purchase Loan
6.19%
60 months
View
▼
APR6.19%
Term60 months
Last UpdatedSep 27, 2026
Details

Rate History
2 changes since Sep 14, 2026 · 5.99% → 6.19% ▲ 0.20 pts · high 6.19% / low 5.99%
5.49%6.09%6.69%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
16201 W 87th St Pkwy, Lenexa, KS, 66219
Used car rate Loan
6.19%
60 months
View
▼
APR6.19%
Term60 months
Last UpdatedSep 27, 2026
Details

APR based on 60 months and $30,000

Rate History
2 changes since Sep 14, 2026 · 5.99% → 6.19% ▲ 0.20 pts · high 6.19% / low 5.99%
5.49%6.09%6.69%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APRSep 14, 2026Sep 28, 2026
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021; Minimum Loan Amount: $15,000

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2018-2021; Minimum Loan Amount: $20,000

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedSep 21, 2026
Details

As Low As; Model Years: 2017 & Older

Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 3 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
View
▼
APR4.50%
Term36-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Sep 28, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New and Used Cars Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedSep 22, 2026
Details

Financing up to 125% for well qualified Members. Payment protection available. GAP, mechanical breakdown protection, and debt protection plans available. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 3 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
View
▼
APR4.99%
Termup to 48 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Sep 28, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2016 and Older Loan
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2016 and Older

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New/Used Auto - 2021 to 2017 Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedSep 22, 2026
Details

As Low As; Model Year: 2021 to 2017

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
View
▼
APR5.00%
TermUp to 36 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 2 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Sep 18, 2026: 5.50% APRSep 18, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
TermUp to 72 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 months
View
▼
APR5.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Sep 28, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedSep 22, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
View
▼
APR5.75%
Term61-72 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 4 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.60%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.85% APR · checked 3 times
5.35%5.85%6.35%Sep 14, 2026: 5.85% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.65%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.90% APR · checked 3 times
5.40%5.90%6.40%Sep 14, 2026: 5.90% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.70%. Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 3 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Sep 28, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedSep 21, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
66 months
View
▼
APR6.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 18, 2026: 6.00% APRSep 18, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedSep 22, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Sep 28, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedSep 22, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.05% APR · checked 3 times
5.55%6.05%6.55%Sep 14, 2026: 6.05% APRSep 14, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.16%
48 months
View
▼
APR6.16%
Interest Rate5.55%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.16%-10.98%; Published rate range: 5.55%-10.35%. Year: 2024 - 2020

Rate History
No change since Sep 27, 2026 · 6.16% APR
5.66%6.16%6.66%Sep 27, 2026: 6.16% APRSep 27, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
72 months
View
▼
APR6.25%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 months
View
▼
APR6.25%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.27%
63 months
View
▼
APR6.27%
Interest Rate5.80%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.27%-11.10%; Published rate range: 5.80%-10.60%. Year: 2024 - 2020

Rate History
No change since Sep 27, 2026 · 6.27% APR
5.77%6.27%6.77%Sep 27, 2026: 6.27% APRSep 27, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedSep 27, 2026
Details

2016 - 2026

Rate History
No change since Sep 18, 2026 · 6.34% APR · checked 3 times
5.84%6.34%6.84%Sep 18, 2026: 6.34% APRSep 18, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedSep 27, 2026
Details

2018 - 2026

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 3 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedSep 27, 2026
Details

2022 - 2026

Rate History
No change since Sep 18, 2026 · 6.44% APR · checked 3 times
5.94%6.44%6.94%Sep 18, 2026: 6.44% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 months
View
▼
APR6.50%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 36 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 48 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 60 Months
Last UpdatedSep 22, 2026
Details

Rate History
No change since Sep 22, 2026 · 6.50% APR
6.00%6.50%7.00%Sep 22, 2026: 6.50% APRSep 22, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Used Vehicles 2023-2020 Loan
6.50%
36 months
View
▼
APR6.50%
Term36 months
Last UpdatedSep 27, 2026
Details

Additional APR listed for this product: 7.50%.

Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Sep 28, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
Used Auto Loan
6.54%
72 Months
View
▼
APR6.54%
Term72 Months
Last UpdatedSep 27, 2026
Details

2023 - 2026

Rate History
No change since Sep 18, 2026 · 6.54% APR · checked 3 times
6.04%6.54%7.04%Sep 18, 2026: 6.54% APRSep 18, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2024 - 2020
6.57%
72 months
View
▼
APR6.57%
Interest Rate6.15%
Term72 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.57%-11.39%; Published rate range: 6.15%-10.95%. Year: 2024 - 2020; Min Vehicle Value: $30,000

Rate History
No change since Sep 27, 2026 · 6.57% APR
6.07%6.57%7.07%Sep 27, 2026: 6.57% APRSep 27, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2019 - 2011
6.66%
48 months
View
▼
APR6.66%
Interest Rate6.05%
Term48 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.66%-11.48%; Published rate range: 6.05%-10.85%. Year: 2019 - 2011

Rate History
No change since Sep 27, 2026 · 6.66% APR
6.16%6.66%7.16%Sep 27, 2026: 6.66% APRSep 27, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
1 change since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 14, 2026: 6.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
1 change since Sep 14, 2026 · 7.25% → 6.75% ▼ 0.50 pts · high 7.25% / low 6.75%
6.25%7.00%7.75%Sep 14, 2026: 7.25% APRSep 18, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
72 months
View
▼
APR6.75%
Term72 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 22, 2026
Details

Tier B

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2016 & Older Used Vehicles Loan
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedSep 26, 2026
Details

Credit Grade: A

Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 4 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Sep 28, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Used Vehicles 2023-2020 Loan
6.75%
48 months
View
▼
APR6.75%
Term48 months
Last UpdatedSep 27, 2026
Details

Additional APR listed for this product: 7.75%.

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Sep 28, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Used Auto Loan - 2019 - 2011
6.77%
63 months
View
▼
APR6.77%
Interest Rate6.30%
Term63 months
Last UpdatedSep 27, 2026
Details

Published APR range: 6.77%-7.63%; Published rate range: 6.30%-7.15%. Year: 2019 - 2011; Min Vehicle Value: $20,000

Rate History
No change since Sep 27, 2026 · 6.77% APR
6.27%6.77%7.27%Sep 27, 2026: 6.77% APRSep 27, 2026Sep 28, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Used Auto Loans
6.99%
Up to 60 months
View
▼
APR6.99%
TermUp to 60 months
Last UpdatedSep 21, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.99% ▲ 1.00 pts · high 6.99% / low 5.99%
4.99%6.49%7.99%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
  • Sep 21, 20266.99%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier A

Rate History
1 change since Sep 14, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50%
6.00%6.75%7.50%Sep 14, 2026: 6.50% APRSep 18, 2026: 7.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20267.00%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2012-2019
7.00%
66 months
View
▼
APR7.00%
Term66 months
Last UpdatedSep 22, 2026
Details

Tier A+

Rate History
1 change since Sep 14, 2026 · 7.50% → 7.00% ▼ 0.50 pts · high 7.50% / low 7.00%
6.50%7.25%8.00%Sep 14, 2026: 7.50% APRSep 18, 2026: 7.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20267.00%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedSep 22, 2026
Details

Tier B

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Sep 28, 2026

Lenexa, KS Auto Loan Rate Trends

Compare local Lenexa, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kansas Auto Trends
New Auto Loan KS Avg
6.472%
▼ 0.142 vs 7 days ago

Kansas new auto rates fell 0.142 points over the past 7 days to 6.472% APR.

Used Auto Loan KS Avg
7.907%
▼ 0.073 vs 7 days ago

Kansas used auto rates fell 0.073 points over the past 7 days to 7.907% APR.

As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Lenexa, KS Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Kansas figures.

Current New Auto Avg
6.47%
APR, as of Sep 28, 2026
6-Month Forecast
6.55%
Fed hold assumed
12-Month Forecast
6.62%
Range: 6.27% to 6.82%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Kansas APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 6.47% APR
KS average		 Used Auto @ 7.91% APR
KS average		 Monthly Difference
$15,000 $293.30/mo $303.48/mo $10.18/mo
$25,000 $488.83/mo $505.80/mo $16.97/mo
$35,000 $684.36/mo $708.12/mo $23.76/mo
$45,000 $879.89/mo $910.44/mo $30.55/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

How to Get the Best Auto Loan Rate in Lenexa, Kansas

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Lenexa, Kansas locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Kansas. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Lenexa, Kansas Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$55,889
Median Individual Earnings
National avg: $47,340
2.8%
Unemployment Rate
National avg: 4.8%
5.4%
Poverty Rate
National avg: 11.1%
$587/mo
Payment on a $30K / 60-mo Loan
At KS new-auto avg 6.47% APR

A $587 monthly car payment works out to roughly 12.6% of the median individual income in Lenexa, Kansas. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15–20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Lenexa, Kansas, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1–3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Lenexa, Kansas. We’ve prefilled the APR with today’s KS new-auto average, or click any current rate on the right to apply it instantly.

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Current Rates: Click to Apply
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Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lenexa, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Lenexa, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Lenexa, Kansas. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Lenexa, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lenexa, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Lenexa, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Lenexa, Kansas?

Yes. A preapproval from a bank or credit union serving Lenexa, Kansas gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Lenexa, Kansas can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

What are the best Auto Loan rates in Lenexa, Kansas?

Based on our current data, some of the lowest auto loan rates available in Lenexa, Kansas include:
  • First Service Credit Union: 3.99% (Auto Loan)
  • Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
  • CommunityAmerica Credit Union: 5.24% (Auto Loan)
  • Bank of America: 5.49% (New car (dealer) Loan)
  • Chase Bank: 6.14% (New car purchase Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lenexa, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 28, 2026

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