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  9. Auto Loan Rate Trends

Hamlin, Kansas Best Auto Loan Rates - October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Hamlin, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: October 12, 2026

Hamlin, Kansas auto loan rates from lenders serving Kansas range from 2.00% to 6.51% APR, verified by MonitorBankRates as of October 12, 2026. Current auto loan rates in Hamlin, Kansas include Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 4.60% offering NEW Auto 2026-2027 Mileage Under 10,000 - 36 months at 2.00%, Bell Credit UnionBell Credit UnionB+4.7 ★Texas Ratio: 18.69% offering 2026-2025 New Vehicles Loan at 3.75%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% offering Auto Loans - 2025 & Newer at 3.84%, Navy Federal Credit UnionNavy Federal Credit UnionA5.0 ★Texas Ratio: 8.14% offering New Auto Loan at 3.89%, First Service Credit UnionFirst Service Credit UnionA+5.0 ★Texas Ratio: 4.24% offering Auto Loan at 3.99%. Auto loan rates as of October 12, 2026 according to verified data from MonitorBankRates.

Hamlin borrowers have access to 42 lenders serving the Kansas area, with auto loan rates as low as 2.00% APR from Cooperative Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hamlin, Kansas. Auto Loan Rates Last Updated and Verified: October 12, 2026

Compare Auto Loan Rates Today in Hamlin, Kansas & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Hamlin Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
2.00%
0-36 months
View
▼
APR2.00%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 2.00% APR
1.50%2.00%2.50%Oct 9, 2026: 2.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
3.50%
0-48 months
View
▼
APR3.50%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 9, 2026: 3.50% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
3.75%
0-36 months
View
▼
APR3.75%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 9, 2026: 3.75% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
3.75%
0-60 months
View
▼
APR3.75%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 9, 2026: 3.75% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
View
▼
APR3.75%
Term36-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.75%, 8.25%, 11.00%.

Rate History
No change since Sep 14, 2026 · 3.75% APR · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
View
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Auto Loan
3.99%
36 - 84 months
View
▼
APR3.99%
Term36 - 84 months
Last UpdatedOct 10, 2026
Details

As Low As; Monthly payment for 36 months is

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 6 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
4.00%
0-48 months
View
▼
APR4.00%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
4.00%
0-66 months
View
▼
APR4.00%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
View
▼
APR4.00%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.25%, 8.75%, 11.50%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
4.25%
0-60 months
View
▼
APR4.25%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
4.25%
0-72 months
View
▼
APR4.25%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
View
▼
APR4.25%
Term73-84 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.50%, 9.25%, 12.00%.

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
View
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Farmway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Vehicle Loan
4.40%
Up to 72 months
View
▼
APR4.40%
TermUp to 72 months
Last UpdatedOct 9, 2026
Details

As Low As; Rate/APR* as low as

Rate History
No change since Oct 9, 2026 · 4.40% APR
3.90%4.40%4.90%Oct 9, 2026: 4.40% APROct 9, 2026Oct 13, 2026
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
4.50%
0-84 months
View
▼
APR4.50%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
View
▼
APR4.50%
Term36-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.75%, 9.75%, 12.50%.

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2021 - 2026 Models
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Oct 12, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.59%
61-72 Months
View
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.59%
61-72 months
View
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
4.74%
60 months
View
▼
APR4.74%
Interest Rate4.74%
Term60 months
Last UpdatedOct 9, 2026
Details

Ex: $15,000 @ 4.49% for 60 months = $280.00

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 4 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
4.74%
Up to 48 Months
View
▼
APR4.74%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
4.75%
0-36 months
View
▼
APR4.75%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
4.75%
0-72 months
View
▼
APR4.75%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedOct 9, 2026
Details

Term: up to 72 months ($25,000 minimum value); As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.25%, 10.25%, 12.75%.

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 25, 2026: 4.75% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
4.75%
72 months
View
▼
APR4.75%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Sep 25, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 25, 2026: 4.75% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2021 - 2026 Models
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2021 - 2026 Models
4.75%
72 months
View
▼
APR4.75%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
4.79%
12-36 Months
View
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
4.79%
up to 36 months
View
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
4.84%
0 - 36 Months
View
▼
APR4.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
No change since Oct 10, 2026 · 4.84% APR
4.34%4.84%5.34%Oct 10, 2026: 4.84% APROct 10, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.85%
24 months
View
▼
APR4.85%
Term24 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.20%, 8.75%.

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 5 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Oct 13, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Car Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Financing up to 125% for well qualified Members. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Oct 9, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 9, 2026: 4.89% APROct 9, 2026Oct 13, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Car Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Financing up to 125% for well qualified Members. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Oct 9, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 9, 2026: 4.89% APROct 9, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.45%, 9.00%.

Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 5 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Oct 13, 2026
White Eagle Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Auto Loans
4.90%
60 months
View
▼
APR4.90%
Interest Rate4.90%
Term60 months
Last UpdatedOct 9, 2026
Details

Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. Example: $20,000 @ 4.90% for 60 months is an estimated monthly payment of $377.25. Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information. Effective date 10-1-2026.

Rate History
1 change since Sep 14, 2026 · 4.65% → 4.90% ▲ 0.25 pts · high 4.90% / low 4.65%
4.15%4.78%5.40%Sep 14, 2026: 4.65% APROct 9, 2026: 4.90% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.90%▲ from 4.65%
  • Sep 14, 20264.65%first recorded
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.70%, 9.25%.

Rate History
No change since Sep 14, 2026 · 4.95% APR · checked 5 times
4.45%4.95%5.45%Sep 14, 2026: 4.95% APRSep 14, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedOct 9, 2026
Details

As Low As; 100% Financing with qualified credit

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
4.99%
0 - 60 Months
View
▼
APR4.99%
Term0 - 60 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
37 to 48 months
View
▼
APR4.99%
Term37 to 48 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 16.49%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
4.99%
78 months
View
▼
APR4.99%
Term78 months
Last UpdatedOct 9, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
1 change since Sep 14, 2026 · 7.50% → 4.99% ▼ 2.51 pts · high 7.50% / low 4.99%
2.48%6.25%10.01%Sep 14, 2026: 7.50% APRSep 18, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20264.99%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedOct 9, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
1 change since Sep 14, 2026 · 7.00% → 4.99% ▼ 2.01 pts · high 7.00% / low 4.99%
2.98%6.00%9.01%Sep 14, 2026: 7.00% APRSep 18, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20264.99%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
2016 and Older Auto Loan
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Model Year: 2016 and Older

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
2021 to 2017 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 9, 2026
Details

Model Year: 2021 to 2017

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Auto Loan
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedOct 9, 2026
Details

Model Year: 2025-2015

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
View
▼
APR4.99%
Termup to 48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 9 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
Interest Rate5.00%
TermUp to 84 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
5.00%
0-48 months
View
▼
APR5.00%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
5.00%
0-66 months
View
▼
APR5.00%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
5.00%
0-84 months
View
▼
APR5.00%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.95%, 9.50%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles
5.00%
up to 48 months
View
▼
APR5.00%
Termup to 48 months
Last UpdatedOct 9, 2026
Details

As Low As; Rates may have additional adjustments for higher mileage, older year model are also available, ...

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
View
▼
APR5.00%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.25%, 10.25%, 13.00%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.75%, 10.75%, 13.00%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loan
5.00%
Up to 96 months
View
▼
APR5.00%
TermUp to 96 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates stated as annual percentage rates; actual rates determined by credit worthiness and collateral

Rate History
1 change since Sep 12, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Sep 12, 2026: 5.50% APRSep 17, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
  • Sep 17, 20265.00%▼ from 5.50%
  • Sep 12, 20265.50%first recorded
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.05%
72 months
View
▼
APR5.05%
Term72 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.20%, 9.75%.

Rate History
No change since Sep 14, 2026 · 5.05% APR · checked 5 times
4.55%5.05%5.55%Sep 14, 2026: 5.05% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.10%
84 months
View
▼
APR5.10%
Term84 months
Last UpdatedOct 9, 2026
Details

**Conditions apply

Rate History
No change since Sep 14, 2026 · 5.10% APR · checked 5 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
5.19%
Up to 36 months
View
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Auto Loan
5.24%
2022 - 2026
View
▼
APR5.24%
Term2022 - 2026
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.24% APR
4.74%5.24%5.74%Sep 29, 2026: 5.24% APRSep 29, 2026Oct 13, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APRSep 21, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
5.24%
72 months
View
▼
APR5.24%
Interest Rate5.24%
Term72 months
Last UpdatedOct 9, 2026
Details

Ex: $21,000 @ 4.99% for 72 months = $339.00

Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 4 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
5.24%
61 - 72 Months
View
▼
APR5.24%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedOct 9, 2026
Details

Published APR range: 5.24% to 16.99%.

Rate History
No change since Oct 9, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
5.24%
64 to 75 Months
View
▼
APR5.24%
Term64 to 75 Months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 2 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
5.25%
0-60 months
View
▼
APR5.25%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.25%
36 months
View
▼
APR5.25%
Interest Rate5.25%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 29, 2026: 5.25% APRSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.29%
37-60 Months
View
▼
APR5.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.29%
37-60 months
View
▼
APR5.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
5.34%
37 - 75 Months
View
▼
APR5.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
No change since Oct 10, 2026 · 5.34% APR
4.84%5.34%5.84%Oct 10, 2026: 5.34% APROct 10, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
5.34%
76 - 84 Months
View
▼
APR5.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; **76-84 month term available for model years 2025 and newer only.

Rate History
2 changes since Sep 14, 2026 · 4.89% → 5.34% ▲ 0.45 pts · high 5.34% / low 4.89%
4.39%5.12%5.84%Sep 14, 2026: 4.89% APRSep 18, 2026: 5.14% APROct 10, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20265.34%▲ from 5.14%
  • Sep 18, 20265.14%▲ from 4.89%
  • Sep 14, 20264.89%first recorded
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2020-2022
5.35%
Up to 60 months
View
▼
APR5.35%
TermUp to 60 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
1 change since Sep 15, 2026 · 5.10% → 5.35% ▲ 0.25 pts · high 5.35% / low 5.10%
4.60%5.23%5.85%Sep 15, 2026: 5.10% APROct 7, 2026: 5.35% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.35%▲ from 5.10%
  • Sep 15, 20265.10%first recorded
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2023
5.35%
Up to 72 months
View
▼
APR5.35%
TermUp to 72 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
1 change since Sep 15, 2026 · 5.10% → 5.35% ▲ 0.25 pts · high 5.35% / low 5.10%
4.60%5.23%5.85%Sep 15, 2026: 5.10% APROct 7, 2026: 5.35% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.35%▲ from 5.10%
  • Sep 15, 20265.10%first recorded
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2024
5.35%
Up to 72 months
View
▼
APR5.35%
TermUp to 72 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
1 change since Sep 15, 2026 · 5.10% → 5.35% ▲ 0.25 pts · high 5.35% / low 5.10%
4.60%5.23%5.85%Sep 15, 2026: 5.10% APROct 7, 2026: 5.35% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.35%▲ from 5.10%
  • Sep 15, 20265.10%first recorded
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2025-2026
5.35%
Up to 84 months
View
▼
APR5.35%
TermUp to 84 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
1 change since Sep 15, 2026 · 5.10% → 5.35% ▲ 0.25 pts · high 5.35% / low 5.10%
4.60%5.23%5.85%Sep 15, 2026: 5.10% APROct 7, 2026: 5.35% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.35%▲ from 5.10%
  • Sep 15, 20265.10%first recorded
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
5.35%
Up to 42 months
View
▼
APR5.35%
TermUp to 42 months
Last UpdatedOct 9, 2026
Details

As Low As; Vehicle Loan

Rate History
1 change since Sep 14, 2026 · 4.60% → 5.35% ▲ 0.75 pts · high 5.35% / low 4.60%
3.85%4.98%6.10%Sep 14, 2026: 4.60% APROct 9, 2026: 5.35% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.35%▲ from 4.60%
  • Sep 14, 20264.60%first recorded
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles
5.37%
48 Months
View
▼
APR5.37%
Interest Rate5.25%
Term48 Months
Last UpdatedOct 9, 2026
Details

Rate History
1 change since Sep 18, 2026 · 5.12% → 5.37% ▲ 0.25 pts · high 5.37% / low 5.12%
4.62%5.25%5.87%Sep 18, 2026: 5.12% APROct 9, 2026: 5.37% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20265.37%▲ from 5.12%
  • Sep 18, 20265.12%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.39%
61-72 months
View
▼
APR5.39%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
5.40%
42 months
View
▼
APR5.40%
Term42 months
Last UpdatedOct 9, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 5.40% APR · checked 5 times
4.90%5.40%5.90%Sep 14, 2026: 5.40% APRSep 14, 2026Oct 13, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
5.45%
43 to 54 months
View
▼
APR5.45%
Term43 to 54 months
Last UpdatedOct 9, 2026
Details

As Low As; Vehicle Loan

Rate History
1 change since Sep 14, 2026 · 4.70% → 5.45% ▲ 0.75 pts · high 5.45% / low 4.70%
3.95%5.08%6.20%Sep 14, 2026: 4.70% APROct 9, 2026: 5.45% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.45%▲ from 4.70%
  • Sep 14, 20264.70%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Business Auto Loan
5.49%
2021 - 2025
View
▼
APR5.49%
Term2021 - 2025
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.49% APR
4.99%5.49%5.99%Sep 29, 2026: 5.49% APRSep 29, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New car (dealer) Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Vehicle Loan
5.49%
2026-2023
View
▼
APR5.49%
Term2026-2023
Last UpdatedOct 9, 2026
Details

Rates are based on credit score, the above rates are for credit scores above 600, if your credit score is below 600 the rate increases by 3%. If a discharged bankruptcy is on an individuals credit report 4% is added.

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 9, 2026
Details

Model Year: 2025-2015

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 4 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Vehicle Loan
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedOct 10, 2026
Details

As Low As; for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Rate History
No change since Oct 10, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 10, 2026: 5.49% APROct 10, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 9 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
Interest Rate5.50%
TermUp to 72 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
5.50%
0-66 months
View
▼
APR5.50%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 9, 2026: 5.50% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.50%
48 months
View
▼
APR5.50%
Interest Rate5.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Sep 29, 2026: 5.50% APRSep 29, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles
5.50%
up to 60 months
View
▼
APR5.50%
Termup to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; Rates may have additional adjustments for higher mileage, older year model are also available, ...

Rate History
No change since Oct 9, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 9, 2026: 5.50% APROct 9, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.75%, 10.75%, 13.25%.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles
5.60%
60 Months
View
▼
APR5.60%
Interest Rate5.50%
Term60 Months
Last UpdatedOct 9, 2026
Details

Rate History
1 change since Sep 18, 2026 · 5.35% → 5.60% ▲ 0.25 pts · high 5.60% / low 5.35%
4.85%5.48%6.10%Sep 18, 2026: 5.35% APROct 9, 2026: 5.60% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20265.60%▲ from 5.35%
  • Sep 18, 20265.35%first recorded
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Used car (dealer) Loan
5.69%
60 months
View
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Auto Loan
5.74%
2018 - 2021
View
▼
APR5.74%
Term2018 - 2021
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.74% APR
5.24%5.74%6.24%Sep 29, 2026: 5.74% APRSep 29, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
5.74%
72-75 months
View
▼
APR5.74%
Term72-75 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 29, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
5.74%
61-72 months
View
▼
APR5.74%
Term61-72 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 21, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
All Vehicle Years Loan
5.74%
84 months
View
▼
APR5.74%
Interest Rate5.74%
Term84 months
Last UpdatedOct 9, 2026
Details

Ex: $26,000 @ 5.49% for 84 months = $371.00

Rate History
No change since Sep 18, 2026 · 5.74% APR · checked 4 times
5.24%5.74%6.24%Sep 18, 2026: 5.74% APRSep 18, 2026Oct 13, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
5.74%
73 - 84 Months
View
▼
APR5.74%
Term73 - 84 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.74% APR · checked 6 times
5.24%5.74%6.24%Sep 14, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
CommunityAmerica Credit Union
Auto Loan
5.74%
2022 - 2026
View
▼
APR5.74%
Term2022 - 2026
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24%
4.74%5.49%6.24%Sep 14, 2026: 5.24% APRSep 30, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 30, 20265.74%▲ from 5.24%
  • Sep 14, 20265.24%first recorded
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Autos 2022-New
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedOct 12, 2026
Details

Model Year: 2022-New; As Low As; Auto loan payment example: $20,000 at 5.74% for 60 months=$384.24 per month

Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 13, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2018-2019
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
1 change since Sep 15, 2026 · 5.40% → 5.75% ▲ 0.35 pts · high 5.75% / low 5.40%
4.90%5.58%6.25%Sep 15, 2026: 5.40% APROct 7, 2026: 5.75% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.75%▲ from 5.40%
  • Sep 15, 20265.40%first recorded
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
Interest Rate5.75%
TermUp to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
5.75%
0-72 months
View
▼
APR5.75%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.75%
36 months
View
▼
APR5.75%
Interest Rate5.75%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 29, 2026: 5.75% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.75%
60 months
View
▼
APR5.75%
Interest Rate5.75%
Term60 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 29, 2026: 5.75% APRSep 29, 2026Oct 13, 2026
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Autos Over 10 Years Old
5.75%
10 Years
View
▼
APR5.75%
Term10 Years
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Auto Loan
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedOct 9, 2026
Details

Model Year: 2025-2015

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 4 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
View
▼
APR5.75%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 9.00%, 11.00%, 13.50%.

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
37-60 months
View
▼
APR5.79%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
61-72 months
View
▼
APR5.79%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles
5.84%
72 Months
View
▼
APR5.84%
Interest Rate5.75%
Term72 Months
Last UpdatedOct 9, 2026
Details

Rate History
1 change since Sep 18, 2026 · 5.58% → 5.84% ▲ 0.26 pts · high 5.84% / low 5.58%
5.08%5.71%6.34%Sep 18, 2026: 5.58% APROct 9, 2026: 5.84% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20265.84%▲ from 5.58%
  • Sep 18, 20265.58%first recorded
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.85% APR · checked 5 times
5.35%5.85%6.35%Sep 14, 2026: 5.85% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.90% APR · checked 5 times
5.40%5.90%6.40%Sep 14, 2026: 5.90% APRSep 14, 2026Oct 13, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Vehicle Loan
5.91%
48 months
View
▼
APR5.91%
Interest Rate5.30%
Term48 months
Last UpdatedOct 7, 2026
Details

Published APR range: 5.91%-10.73%; Published rate range: 5.30%-10.10%. Year: New - 2025

Rate History
No change since Oct 7, 2026 · 5.91% APR
5.41%5.91%6.41%Oct 7, 2026: 5.91% APROct 7, 2026Oct 13, 2026
Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans - 2017 & older
5.95%
Up to 60 months
View
▼
APR5.95%
TermUp to 60 months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 5.95% APR · checked 2 times
5.45%5.95%6.45%Sep 15, 2026: 5.95% APRSep 15, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 5 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
5.95%
52 months
View
▼
APR5.95%
Term52 months
Last UpdatedOct 9, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 5 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Business Auto Loan
5.99%
2017 - 2020
View
▼
APR5.99%
Term2017 - 2020
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.99% APR
5.49%5.99%6.49%Sep 29, 2026: 5.99% APRSep 29, 2026Oct 13, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
CommunityAmerica Credit Union
Business Auto Loan
5.99%
2022 - 2026
View
▼
APR5.99%
Term2022 - 2026
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 3 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Vehicle Loan
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.49%. As Low As; For 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%. Please contact credit union for loan amount requirements for terms greater than 60 months.

Rate History
No change since Oct 10, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 10, 2026: 5.99% APROct 10, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 7.50%.

Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
5.99%
73-84 Months
View
▼
APR5.99%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
5.99%
73-84 months
View
▼
APR5.99%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 - 2020 Models

Rate History
No change since Sep 25, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Sep 25, 2026: 5.99% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2017 - 2020 Models
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 - 2020 Models

Rate History
No change since Oct 12, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 12, 2026: 5.99% APROct 12, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
6.00%
0-84 months
View
▼
APR6.00%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.00%
48 months
View
▼
APR6.00%
Interest Rate6.00%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 29, 2026: 6.00% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.00%
66 months
View
▼
APR6.00%
Interest Rate6.00%
Term66 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 29, 2026: 6.00% APRSep 29, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2017-2021 or over 60k miles
6.00%
up to 72 months
View
▼
APR6.00%
Termup to 72 months
Last UpdatedOct 9, 2026
Details

Term: up to 72 months ($25,000 minimum value); As Low As; Rates may have additional adjustments for higher mileage, older year model are also available, ...

Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedOct 9, 2026
Details

($20,000 minimum)

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
84 Months
View
▼
APR6.00%
Interest Rate6.00%
Term84 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
72 Months
View
▼
APR6.00%
Interest Rate6.00%
Term72 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
60 Months
View
▼
APR6.00%
Interest Rate6.00%
Term60 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Vehicle Loan
6.02%
63 months
View
▼
APR6.02%
Interest Rate5.55%
Term63 months
Last UpdatedOct 7, 2026
Details

Published APR range: 6.02%-10.84%; Published rate range: 5.55%-10.35%. Year: New - 2025

Rate History
No change since Oct 7, 2026 · 6.02% APR
5.52%6.02%6.52%Oct 7, 2026: 6.02% APROct 7, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.05% APR · checked 5 times
5.55%6.05%6.55%Sep 14, 2026: 6.05% APRSep 14, 2026Oct 13, 2026
Midwest Heritage Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
2022 or Newer Auto Loan
6.08%
60 Months
View
▼
APR6.08%
Interest Rate6.00%
Term60 Months
Last UpdatedOct 7, 2026
Details

Loan Amount: $25,000; Payment Example:

Rate History
No change since Oct 7, 2026 · 6.08% APR
5.58%6.08%6.58%Oct 7, 2026: 6.08% APROct 7, 2026Oct 13, 2026
Frontier Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Vehicle - 2016 - 2021 Loan
6.10%
55 to 66 months
View
▼
APR6.10%
Term55 to 66 months
Last UpdatedOct 9, 2026
Details

As Low As; Vehicle Loan

Rate History
1 change since Sep 14, 2026 · 4.80% → 6.10% ▲ 1.30 pts · high 6.10% / low 4.80%
3.50%5.45%7.40%Sep 14, 2026: 4.80% APROct 9, 2026: 6.10% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.10%▲ from 4.80%
  • Sep 14, 20264.80%first recorded
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Vehicle Loan
6.16%
48 months
View
▼
APR6.16%
Interest Rate5.55%
Term48 months
Last UpdatedOct 7, 2026
Details

Published APR range: 6.16%-10.98%; Published rate range: 5.55%-10.35%. Year: 2024 - 2020

Rate History
No change since Oct 7, 2026 · 6.16% APR
5.66%6.16%6.66%Oct 7, 2026: 6.16% APROct 7, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car purchase Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car rate Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
6.24%
76-84 months
View
▼
APR6.24%
Term76-84 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 29, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicle Loan
6.24%
Up to 63 months
View
▼
APR6.24%
TermUp to 63 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 29, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
6.24%
73-84 months
View
▼
APR6.24%
Term73-84 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
6.24%
73 to 84 months
View
▼
APR6.24%
Term73 to 84 months
Last UpdatedOct 9, 2026
Details

Published APR range: 6.24% to 11.24%.

Rate History
No change since Oct 9, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 6.24% APR · checked 2 times
5.74%6.24%6.74%Sep 18, 2026: 6.24% APRSep 18, 2026Oct 13, 2026
CommunityAmerica Credit Union
Auto Loan
6.24%
2018 - 2021
View
▼
APR6.24%
Term2018 - 2021
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 14, 2026: 5.74% APRSep 30, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 30, 20266.24%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
New Auto Loan
6.25%
48-72 months
View
▼
APR6.25%
Term48-72 months
Last UpdatedOct 7, 2026
Details

New

Rate History
No change since Sep 15, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 15, 2026: 6.25% APRSep 15, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2013-2020
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A+

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.25%
72 months
View
▼
APR6.25%
Interest Rate6.25%
Term72 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.25%
60 months
View
▼
APR6.25%
Interest Rate6.25%
Term60 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
6.25%
up to 84 months
View
▼
APR6.25%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Term: up to 84 months ($35,000 minimum value); As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.25%
42 months
View
▼
APR6.25%
Term42 months
Last UpdatedOct 9, 2026
Details

Model Year: 2024-2025 (Used)

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 5 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Quantum Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Auto Loan
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedOct 9, 2026
Details

Model Year: 2025-2015

Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 14, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2026 Models (over $40,000 list)

Rate History
No change since Sep 25, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 25, 2026: 6.25% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles (Cars, Trucks, Motorcycles with perfected lien)
6.25%
48 months
View
▼
APR6.25%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 - 2020 Models

Rate History
No change since Sep 25, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 25, 2026: 6.25% APRSep 25, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2017 - 2020 Models
6.25%
48 months
View
▼
APR6.25%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 - 2020 Models

Rate History
No change since Oct 12, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 12, 2026: 6.25% APROct 12, 2026Oct 13, 2026
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
Consumer Loans - Vehicles - 2021 - 2026 Models list
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedOct 12, 2026
Details

over $40,000; As Low As; Model Year: 2021 - 2026 Models (over $40,000 list)

Rate History
No change since Oct 12, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 12, 2026: 6.25% APROct 12, 2026Oct 13, 2026
Emprise Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Vehicle Loan
6.27%
63 months
View
▼
APR6.27%
Interest Rate5.80%
Term63 months
Last UpdatedOct 7, 2026
Details

Published APR range: 6.27%-11.10%; Published rate range: 5.80%-10.60%. Year: 2024 - 2020

Rate History
No change since Oct 7, 2026 · 6.27% APR
5.77%6.27%6.77%Oct 7, 2026: 6.27% APROct 7, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car purchase Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car rate Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
6.29%
37-60 months
View
▼
APR6.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Sep 30, 2026: 6.29% APRSep 30, 2026Oct 13, 2026
Meritrust Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Autos & Motorcycles
6.33%
78 Months
View
▼
APR6.33%
Interest Rate6.25%
Term78 Months
Last UpdatedOct 9, 2026
Details

Rate History
1 change since Sep 18, 2026 · 6.08% → 6.33% ▲ 0.25 pts · high 6.33% / low 6.08%
5.58%6.21%6.83%Sep 18, 2026: 6.08% APROct 9, 2026: 6.33% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20266.33%▲ from 6.08%
  • Sep 18, 20266.08%first recorded
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.34% APR · checked 7 times
5.84%6.34%6.84%Sep 15, 2026: 6.34% APRSep 15, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedOct 7, 2026
Details

2016 - 2026

Rate History
No change since Sep 18, 2026 · 6.34% APR · checked 6 times
5.84%6.34%6.84%Sep 18, 2026: 6.34% APRSep 18, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
6.34%
76 - 84 Months
View
▼
APR6.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; *Please call for rates on model years 2022 or older.

Rate History
No change since Oct 10, 2026 · 6.34% APR
5.84%6.34%6.84%Oct 10, 2026: 6.34% APROct 10, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.39% APR · checked 7 times
5.89%6.39%6.89%Sep 15, 2026: 6.39% APRSep 15, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedOct 7, 2026
Details

2018 - 2026

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 6 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Oct 13, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.43%
Up to 72 months
View
▼
APR6.43%
Interest Rate6.25%
TermUp to 72 months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Oct 7, 2026 · 6.43% APR
5.93%6.43%6.93%Oct 7, 2026: 6.43% APROct 7, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.44% APR · checked 7 times
5.94%6.44%6.94%Sep 15, 2026: 6.44% APRSep 15, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedOct 7, 2026
Details

2022 - 2026

Rate History
No change since Sep 18, 2026 · 6.44% APR · checked 6 times
5.94%6.44%6.94%Sep 18, 2026: 6.44% APRSep 18, 2026Oct 13, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.46%
Up to 60 months
View
▼
APR6.46%
Interest Rate6.25%
TermUp to 60 months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Oct 7, 2026 · 6.47% APR
5.97%6.47%6.97%Oct 7, 2026: 6.47% APROct 7, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicle Loan
6.49%
72-75 months
View
▼
APR6.49%
Term72-75 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 14, 2026: 6.24% APRSep 29, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.49%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Auto Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedOct 9, 2026
Details

Model Year: 2026-2027 (New or Used)

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
CommunityAmerica Credit Union
Business Auto Loan
6.49%
2018 - 2021
View
▼
APR6.49%
Term2018 - 2021
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Sep 30, 2026: 6.49% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2013-2020
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A+

Rate History
No change since Sep 29, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 29, 2026: 6.50% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.50%
66 months
View
▼
APR6.50%
Interest Rate6.50%
Term66 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 29, 2026: 6.50% APRSep 29, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 60 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.50%
36 months
View
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
Vehicle Loan
6.51%
Up to 48 months
View
▼
APR6.51%
Interest Rate6.25%
TermUp to 48 months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Oct 7, 2026 · 6.51% APR
6.01%6.51%7.01%Oct 7, 2026: 6.51% APROct 7, 2026Oct 13, 2026

Hamlin New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
2.00%
0-36 months
View
▼
APR2.00%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 2.00% APR
1.50%2.00%2.50%Oct 9, 2026: 2.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
3.50%
0-48 months
View
▼
APR3.50%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 9, 2026: 3.50% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
3.75%
0-36 months
View
▼
APR3.75%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 9, 2026: 3.75% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
3.75%
0-60 months
View
▼
APR3.75%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 9, 2026: 3.75% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026-2025 New Vehicles Loan
3.75%
36-60 Months
View
▼
APR3.75%
Term36-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.75%, 8.25%, 11.00%.

Rate History
No change since Sep 14, 2026 · 3.75% APR · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
View
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
4.00%
0-48 months
View
▼
APR4.00%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
4.00%
0-66 months
View
▼
APR4.00%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.00%
61-72 Months
View
▼
APR4.00%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.25%, 8.75%, 11.50%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
4.25%
0-60 months
View
▼
APR4.25%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
4.25%
0-72 months
View
▼
APR4.25%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2026 - 2025 New Vehicles Loan
4.25%
73-84 Months
View
▼
APR4.25%
Term73-84 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.50%, 9.25%, 12.00%.

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
View
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
4.50%
0-84 months
View
▼
APR4.50%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier A+; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.59%
61-72 Months
View
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.59%
61-72 months
View
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 36 months
4.75%
0-36 months
View
▼
APR4.75%
Term0-36 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
4.75%
0-72 months
View
▼
APR4.75%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
4.75%
up to 72 months
View
▼
APR4.75%
Termup to 72 months
Last UpdatedOct 9, 2026
Details

Term: up to 72 months ($25,000 minimum value); As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.85%
24 months
View
▼
APR4.85%
Term24 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.20%, 8.75%.

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 5 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Oct 13, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Car Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Financing up to 125% for well qualified Members. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Oct 9, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 9, 2026: 4.89% APROct 9, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.90%
36 months
View
▼
APR4.90%
Term36 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.45%, 9.00%.

Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 5 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
4.95%
48 months
View
▼
APR4.95%
Term48 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.70%, 9.25%.

Rate History
No change since Sep 14, 2026 · 4.95% APR · checked 5 times
4.45%4.95%5.45%Sep 14, 2026: 4.95% APRSep 14, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedOct 9, 2026
Details

As Low As; 100% Financing with qualified credit

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
37 to 48 months
View
▼
APR4.99%
Term37 to 48 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 16.49%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
Interest Rate5.00%
TermUp to 84 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 48 months
5.00%
0-48 months
View
▼
APR5.00%
Term0-48 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
5.00%
0-66 months
View
▼
APR5.00%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
5.00%
0-84 months
View
▼
APR5.00%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier A; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 9, 2026: 5.00% APROct 9, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 6.95%, 9.50%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.05%
72 months
View
▼
APR5.05%
Term72 months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.20%, 9.75%.

Rate History
No change since Sep 14, 2026 · 5.05% APR · checked 5 times
4.55%5.05%5.55%Sep 14, 2026: 5.05% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
5.10%
84 months
View
▼
APR5.10%
Term84 months
Last UpdatedOct 9, 2026
Details

**Conditions apply

Rate History
No change since Sep 14, 2026 · 5.10% APR · checked 5 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APRSep 14, 2026Oct 13, 2026
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APRSep 21, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedOct 9, 2026
Details

Published APR range: 5.24% to 16.99%.

Rate History
No change since Oct 9, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
5.24%
64 to 75 Months
View
▼
APR5.24%
Term64 to 75 Months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 2 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 60 months
5.25%
0-60 months
View
▼
APR5.25%
Term0-60 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
5.34%
76 - 84 Months
View
▼
APR5.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; **76-84 month term available for model years 2025 and newer only.

Rate History
2 changes since Sep 14, 2026 · 4.89% → 5.34% ▲ 0.45 pts · high 5.34% / low 4.89%
4.39%5.12%5.84%Sep 14, 2026: 4.89% APRSep 18, 2026: 5.14% APROct 10, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20265.34%▲ from 5.14%
  • Sep 18, 20265.14%▲ from 4.89%
  • Sep 14, 20264.89%first recorded
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New car (dealer) Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
1st Kansas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
New Vehicle Loan
5.49%
2026-2023
View
▼
APR5.49%
Term2026-2023
Last UpdatedOct 9, 2026
Details

Rates are based on credit score, the above rates are for credit scores above 600, if your credit score is below 600 the rate increases by 3%. If a discharged bankruptcy is on an individuals credit report 4% is added.

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Vehicle Loan
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedOct 10, 2026
Details

As Low As; for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Rate History
No change since Oct 10, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 10, 2026: 5.49% APROct 10, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 66 months
5.50%
0-66 months
View
▼
APR5.50%
Term0-66 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: N/A

Rate History
No change since Oct 9, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 9, 2026: 5.50% APROct 9, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
5.74%
72-75 months
View
▼
APR5.74%
Term72-75 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 29, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
5.74%
61-72 months
View
▼
APR5.74%
Term61-72 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 21, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Autos 2022-New
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedOct 12, 2026
Details

Model Year: 2022-New; As Low As; Auto loan payment example: $20,000 at 5.74% for 60 months=$384.24 per month

Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 72 months
5.75%
0-72 months
View
▼
APR5.75%
Term0-72 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: $15,000

Rate History
No change since Oct 9, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 9, 2026: 5.75% APROct 9, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
37-60 months
View
▼
APR5.79%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
61-72 months
View
▼
APR5.79%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedOct 9, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
5.99%
73-84 Months
View
▼
APR5.99%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
5.99%
73-84 months
View
▼
APR5.99%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
NEW Auto 2026-2027 Mileage Under 10,000 - 84 months
6.00%
0-84 months
View
▼
APR6.00%
Term0-84 months
Last UpdatedOct 9, 2026
Details

Tier B; Minimum Loan: $25,000

Rate History
No change since Oct 9, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 9, 2026: 6.00% APROct 9, 2026Oct 13, 2026
B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
New Auto Loan
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedOct 9, 2026
Details

($20,000 minimum)

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
84 Months
View
▼
APR6.00%
Interest Rate6.00%
Term84 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
72 Months
View
▼
APR6.00%
Interest Rate6.00%
Term72 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
New Vehicles - 2025 - 2026 Loan
6.00%
60 Months
View
▼
APR6.00%
Interest Rate6.00%
Term60 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Sep 22, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 22, 2026: 6.00% APRSep 22, 2026Oct 13, 2026
Midwest Heritage Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.76%
2022 or Newer Auto Loan
6.08%
60 Months
View
▼
APR6.08%
Interest Rate6.00%
Term60 Months
Last UpdatedOct 7, 2026
Details

Loan Amount: $25,000; Payment Example:

Rate History
No change since Oct 7, 2026 · 6.08% APR
5.58%6.08%6.58%Oct 7, 2026: 6.08% APROct 7, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car purchase Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car rate Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
6.24%
76-84 months
View
▼
APR6.24%
Term76-84 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 29, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loan
6.24%
73-84 months
View
▼
APR6.24%
Term73-84 months
Last UpdatedOct 9, 2026
Details

As Low As; APR

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 21, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
6.24%
73 to 84 months
View
▼
APR6.24%
Term73 to 84 months
Last UpdatedOct 9, 2026
Details

Published APR range: 6.24% to 11.24%.

Rate History
No change since Oct 9, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Oct 13, 2026
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
New to 2022 Auto Loan
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedOct 9, 2026
Details

Model Year: New to 2022

Rate History
No change since Sep 18, 2026 · 6.24% APR · checked 2 times
5.74%6.24%6.74%Sep 18, 2026: 6.24% APRSep 18, 2026Oct 13, 2026
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
New Auto Loan
6.25%
48-72 months
View
▼
APR6.25%
Term48-72 months
Last UpdatedOct 7, 2026
Details

New

Rate History
No change since Sep 15, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 15, 2026: 6.25% APRSep 15, 2026Oct 13, 2026
Credit Union of Emporia
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Automobiles & Motorcycles, 2022 and newer & under 60k miles
6.25%
up to 84 months
View
▼
APR6.25%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Term: up to 84 months ($35,000 minimum value); As Low As; $25,000 minimum value for 72 months, $35,000 minimum value for 84 months

Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.34% APR · checked 7 times
5.84%6.34%6.84%Sep 15, 2026: 6.34% APRSep 15, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.39% APR · checked 7 times
5.89%6.39%6.89%Sep 15, 2026: 6.39% APRSep 15, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedOct 7, 2026
Details

As low as

Rate History
No change since Sep 15, 2026 · 6.44% APR · checked 7 times
5.94%6.44%6.94%Sep 15, 2026: 6.44% APRSep 15, 2026Oct 13, 2026
Hutchinson Postal and Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
New Vehicles Loan
6.50%
36 months
View
▼
APR6.50%
Interest Rate5.50%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026

Hamlin Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.50%
36-60 Months
View
▼
APR4.50%
Term36-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.75%, 9.75%, 12.50%.

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
4.75%
61-72 Months
View
▼
APR4.75%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.25%, 10.25%, 12.75%.

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
4.79%
12-36 Months
View
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
4.79%
up to 36 months
View
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Car Loan
4.89%
up to 84 months
View
▼
APR4.89%
Termup to 84 months
Last UpdatedOct 9, 2026
Details

Financing up to 125% for well qualified Members. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program.

Rate History
No change since Oct 9, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 9, 2026: 4.89% APROct 9, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedOct 9, 2026
Details

As Low As; 100% Financing with qualified credit

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
Up to 36 months
View
▼
APR4.99%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
37 to 48 months
View
▼
APR4.99%
Term37 to 48 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 15.99%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
4.99%
49 to 60 months
View
▼
APR4.99%
Term49 to 60 months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.99% to 16.49%.

Rate History
No change since Oct 9, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
4.99%
up to 48 months
View
▼
APR4.99%
Termup to 48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 9 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.00%
Up to 36 Months
View
▼
APR5.00%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.25%, 10.25%, 13.00%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2025 - 2021 Used Vehicles Loan
5.00%
73-84 Months
View
▼
APR5.00%
Term73-84 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.75%, 10.75%, 13.00%.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
5.19%
Up to 36 months
View
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedOct 9, 2026
Details

Published APR range: 5.24% to 16.99%.

Rate History
No change since Oct 9, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.25%
36 months
View
▼
APR5.25%
Interest Rate5.25%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Sep 29, 2026: 5.25% APRSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.29%
37-60 Months
View
▼
APR5.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.29%
37-60 months
View
▼
APR5.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.39%
61-72 months
View
▼
APR5.39%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 9 times
4.99%5.49%5.99%Sep 18, 2026: 5.49% APRSep 18, 2026Oct 13, 2026
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
Interest Rate5.50%
TermUp to 72 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.50%
48 months
View
▼
APR5.50%
Interest Rate5.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Sep 29, 2026: 5.50% APRSep 29, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.50%
37-60 Months
View
▼
APR5.50%
Term37-60 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 8.75%, 10.75%, 13.25%.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Used car (dealer) Loan
5.69%
60 months
View
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
5.74%
72-75 months
View
▼
APR5.74%
Term72-75 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49%
4.99%5.62%6.24%Sep 14, 2026: 5.49% APRSep 29, 2026: 5.74% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20265.74%▲ from 5.49%
  • Sep 14, 20265.49%first recorded
Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
Interest Rate5.75%
TermUp to 60 months
Last UpdatedOct 9, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.75%
36 months
View
▼
APR5.75%
Interest Rate5.75%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 29, 2026: 5.75% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
5.75%
60 months
View
▼
APR5.75%
Interest Rate5.75%
Term60 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 5.75% APR · checked 2 times
5.25%5.75%6.25%Sep 29, 2026: 5.75% APRSep 29, 2026Oct 13, 2026
Bell Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.69%
2020 - 2017 Used Vehicles Loan
5.75%
61-72 Months
View
▼
APR5.75%
Term61-72 Months
Last UpdatedOct 9, 2026
Details

Additional APR listed for this product: 9.00%, 11.00%, 13.50%.

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.85% APR · checked 5 times
5.35%5.85%6.35%Sep 14, 2026: 5.85% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.90% APR · checked 5 times
5.40%5.90%6.40%Sep 14, 2026: 5.90% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 5.95% APR · checked 5 times
5.45%5.95%6.45%Sep 14, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Vehicle Loan
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.49%. As Low As; For 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%. Please contact credit union for loan amount requirements for terms greater than 60 months.

Rate History
No change since Oct 10, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 10, 2026: 5.99% APROct 10, 2026Oct 13, 2026
Empower Blue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles - 2021 and older Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 7.50%.

Rate History
No change since Sep 18, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 18, 2026: 5.99% APRSep 18, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.00%
48 months
View
▼
APR6.00%
Interest Rate6.00%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 29, 2026: 6.00% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.00%
66 months
View
▼
APR6.00%
Interest Rate6.00%
Term66 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Sep 29, 2026: 6.00% APRSep 29, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 5 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedOct 9, 2026
Details

Credit Rating: 1

Rate History
No change since Sep 14, 2026 · 6.05% APR · checked 5 times
5.55%6.05%6.55%Sep 14, 2026: 6.05% APRSep 14, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
New & Used Vehicle Loan
6.24%
76-84 months
View
▼
APR6.24%
Term76-84 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 29, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicle Loan
6.24%
Up to 63 months
View
▼
APR6.24%
TermUp to 63 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APRSep 29, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Skyward Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
New and Used Vehicles and Motorcycles Loan
6.24%
73 to 84 months
View
▼
APR6.24%
Term73 to 84 months
Last UpdatedOct 9, 2026
Details

Published APR range: 6.24% to 11.24%.

Rate History
No change since Oct 9, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2013-2020
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedOct 9, 2026
Details

Tier A+

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.25%
72 months
View
▼
APR6.25%
Interest Rate6.25%
Term72 months
Last UpdatedOct 9, 2026
Details

Tier A+; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.25%
60 months
View
▼
APR6.25%
Interest Rate6.25%
Term60 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 29, 2026: 6.25% APRSep 29, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car purchase Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car rate Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
6.29%
37-60 months
View
▼
APR6.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Sep 30, 2026: 6.29% APRSep 30, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.34%
36 Months
View
▼
APR6.34%
Term36 Months
Last UpdatedOct 7, 2026
Details

2016 - 2026

Rate History
No change since Sep 18, 2026 · 6.34% APR · checked 6 times
5.84%6.34%6.84%Sep 18, 2026: 6.34% APRSep 18, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedOct 7, 2026
Details

2018 - 2026

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 6 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Oct 13, 2026
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Auto Loan
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedOct 7, 2026
Details

2022 - 2026

Rate History
No change since Sep 18, 2026 · 6.44% APR · checked 6 times
5.94%6.44%6.94%Sep 18, 2026: 6.44% APRSep 18, 2026Oct 13, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Used Vehicle Loan
6.49%
72-75 months
View
▼
APR6.49%
Term72-75 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 14, 2026: 6.24% APRSep 29, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
  • Sep 29, 20266.49%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Used Auto 2013-2020
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Tier A+

Rate History
No change since Sep 29, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 29, 2026: 6.50% APRSep 29, 2026Oct 13, 2026
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
USED Auto 2021-2027 Mileage between 10,000 and 60,000
6.50%
66 months
View
▼
APR6.50%
Interest Rate6.50%
Term66 months
Last UpdatedOct 9, 2026
Details

Tier A; Mileage between 10,000 and 60,000

Rate History
No change since Sep 29, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Sep 29, 2026: 6.50% APRSep 29, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Morton Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Used Vehicles - 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
Interest Rate6.50%
TermUp to 60 Months
Last UpdatedOct 9, 2026
Details

Tier A

Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026

Hamlin, KS Auto Loan Rate Trends

Compare local Hamlin, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kansas Auto Trends
New Auto Loan KS Avg
5.727%
▼ 0.140 vs 7 days ago

Kansas new auto rates fell 0.140 points over the past 7 days to 5.727% APR.

Used Auto Loan KS Avg
6.696%
▲ 0.031 vs 7 days ago

Kansas used auto rates rose 0.031 points over the past 7 days to 6.696% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Hamlin, KS Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Kansas figures.

Current New Auto Avg
5.73%
APR, as of Oct 13, 2026
6-Month Forecast
5.81%
Fed hold assumed
12-Month Forecast
5.88%
Range: 5.53% to 6.08%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Kansas APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.73% APR
KS average		 Used Auto @ 6.70% APR
KS average		 Monthly Difference
$15,000 $288.09/mo $294.87/mo $6.78/mo
$25,000 $480.15/mo $491.46/mo $11.31/mo
$35,000 $672.21/mo $688.04/mo $15.83/mo
$45,000 $864.27/mo $884.62/mo $20.35/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

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How to Get the Best Auto Loan Rate in Hamlin, Kansas

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Hamlin, Kansas locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Kansas. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Kansas Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau (state-level data shown; city data not available)

$43,089
Median Individual Earnings
National avg: $47,340
3.8%
Unemployment Rate
National avg: 4.8%
11.3%
Poverty Rate
National avg: 11.1%
$576/mo
Payment on a $30K / 60-mo Loan
At KS new-auto avg 5.73% APR

A $576 monthly car payment works out to roughly 16.0% of the median individual income in Kansas. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Hamlin, Kansas, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Hamlin, Kansas. We’ve prefilled the APR with today’s KS new-auto average, or click any current rate on the right to apply it instantly.

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$
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Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hamlin, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Hamlin, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Hamlin, Kansas. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Hamlin, Kansas

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.97% APR Avg. used car loan we track: 6.70% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans
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Frequently Asked Questions about Auto Loans in Hamlin, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Hamlin, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Hamlin, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Hamlin, Kansas?

Yes. A preapproval from a bank or credit union serving Hamlin, Kansas gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Hamlin, Kansas can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Hamlin, Kansas?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Hamlin, Kansas?

Based on our current data, some of the lowest auto loan rates available in Hamlin, Kansas include:
  • Cooperative Credit Union: 2.00% (NEW Auto 2026-2027 Mileage Under 10,000 - 36 months)
  • Bell Credit Union: 3.75% (2026-2025 New Vehicles Loan)
  • Baxter Credit Union: 3.84% (Auto Loans - 2025 & Newer)
  • Navy Federal Credit Union: 3.89% (New Auto Loan)
  • First Service Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hamlin, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 12, 2026

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