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Community Choice Credit Union Johnston, IA Rates & Review October 2026

Community Choice Credit Union Johnston, IA's savings rates are at 0.14%. Community Choice Credit Union Johnston, IA's money market rates are at 0.15%. Community Choice Credit Union Johnston, IA's Auto Loan Rates are as low as 3.92%. Community Choice Credit Union Johnston, IA's Credit Card Rates are at 17.74%. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Johnston, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates last updated and verified on 10/19/2026.

Community Choice Credit Union Johnston, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Johnston, IA? Share your experience about Community Choice Credit Union Johnston, IA by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Johnston, IA.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.41%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Community Choice Credit Union Johnston, IA
Johnston Administration Office
6163 NW 86th st
Johnston, IA 50131
https://comchoicecu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community Choice Credit Union Johnston, IA Savings Rates

Product Rate APY View More
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $0
Details Balance: $0 - $5,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000.01 - $10,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000.01 - $100,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000.01 +
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Primary Share Savings 0.15% 0.14%
Min Deposit $5
Min Balance $100,000
Details Published APY range: 0.14% - 0.15%. Balance: $100,000.01 +
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 0.15% → 0.14% ▼ 0.01 pts · high 0.15% / low 0.14%
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYOct 13, 2026: 0.14% APYSep 18, 2026Oct 25, 2026
  • Oct 13, 20260.14%▼ from 0.15%
  • Sep 18, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Health Savings Account (HSA) 0.10% 0.10%
Min Balance $500
Details Balance: $500.00+; No minimum deposit required to open
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Primary Share Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000.01 - $10,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Second Share Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000.01 - $10,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vacation Club and Holiday Account 0.05% 0.05%
Min Deposit $5
Min Balance $0
Details Balance: $0.01+
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Money Market Rates

Product Rate APY View More
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $0
Details Balance: $0 - $5,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $5,000
Details Balance: $5,000.01 - $10,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000.01 - $100,000
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
The Money Mammals Kids ClubTM 0.15% 0.15%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000.01 +
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - 2025 & Newer - - 3.92% 1 - 36 months
Details As Low As; Model Year: 2025 & Newer; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 3.92% APR · checked 2 times
3.42%3.92%4.42%Oct 13, 2026: 3.92% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2024 - - 4.52% 1 - 60 months
Details As Low As; Model Year: 2024; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.52% APR · checked 2 times
4.02%4.52%5.02%Oct 13, 2026: 4.52% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2024 - - 4.52% 61 - 66 months
Details As Low As; Model Year: 2024; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.52% APR · checked 2 times
4.02%4.52%5.02%Oct 13, 2026: 4.52% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2025 & Newer - - 4.52% 37 - 66 months
Details As Low As; Model Year: 2025 & Newer; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.52% APR · checked 2 times
4.02%4.52%5.02%Oct 13, 2026: 4.52% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2024 - - 4.62% 67 - 72 months
Details As Low As; Model Year: 2024; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.62% APR · checked 2 times
4.12%4.62%5.12%Oct 13, 2026: 4.62% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2025 & Newer - - 4.62% 67 - 72 months
Details As Low As; Model Year: 2025 & Newer; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.62% APR · checked 2 times
4.12%4.62%5.12%Oct 13, 2026: 4.62% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2024 - - 4.72% 73 - 78 months
Details As Low As; Model Year: 2024; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.72% APR · checked 2 times
4.22%4.72%5.22%Oct 13, 2026: 4.72% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2025 & Newer - - 4.72% 73 - 78 months
Details As Low As; Model Year: 2025 & Newer; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.72% APR · checked 2 times
4.22%4.72%5.22%Oct 13, 2026: 4.72% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2023 - - 4.82% 1 - 60 months
Details As Low As; Model Year: 2023; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.82% APR · checked 2 times
4.32%4.82%5.32%Oct 13, 2026: 4.82% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2023 - - 4.82% 61 - 66 months
Details As Low As; Model Year: 2023; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.82% APR · checked 2 times
4.32%4.82%5.32%Oct 13, 2026: 4.82% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2024 - - 4.82% 79 - 84 months
Details As Low As; Model Year: 2024; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.82% APR · checked 2 times
4.32%4.82%5.32%Oct 13, 2026: 4.82% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2025 & Newer - - 4.82% 79 - 84 months
Details As Low As; Model Year: 2025 & Newer; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.82% APR · checked 2 times
4.32%4.82%5.32%Oct 13, 2026: 4.82% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2023 - - 4.92% 67 - 72 months
Details As Low As; Model Year: 2023; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 4.92% APR · checked 2 times
4.42%4.92%5.42%Oct 13, 2026: 4.92% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2023 - - 5.02% 73 - 78 months
Details As Low As; Model Year: 2023; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.02% APR · checked 2 times
4.52%5.02%5.52%Oct 13, 2026: 5.02% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2023 - - 5.12% 79 - 84 months
Details As Low As; Model Year: 2023; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.12% APR · checked 2 times
4.62%5.12%5.62%Oct 13, 2026: 5.12% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2022 - - 5.17% 1 - 60 months
Details As Low As; Model Year: 2022; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.17% APR · checked 2 times
4.67%5.17%5.67%Oct 13, 2026: 5.17% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2022 - - 5.17% 61 - 66 months
Details As Low As; Model Year: 2022; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.17% APR · checked 2 times
4.67%5.17%5.67%Oct 13, 2026: 5.17% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2022 - - 5.27% 67 - 72 months
Details As Low As; Model Year: 2022; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.27% APR · checked 2 times
4.77%5.27%5.77%Oct 13, 2026: 5.27% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2022 - - 5.37% 73 - 78 months
Details As Low As; Model Year: 2022; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.37% APR · checked 2 times
4.87%5.37%5.87%Oct 13, 2026: 5.37% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2021 - - 5.47% 1 - 60 months
Details As Low As; Model Year: 2021; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.47% APR · checked 2 times
4.97%5.47%5.97%Oct 13, 2026: 5.47% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2021 - - 5.47% 61 - 66 months
Details As Low As; Model Year: 2021; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.47% APR · checked 2 times
4.97%5.47%5.97%Oct 13, 2026: 5.47% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2022 - - 5.47% 79 - 84 months
Details As Low As; Model Year: 2022; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.47% APR · checked 2 times
4.97%5.47%5.97%Oct 13, 2026: 5.47% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2021 - - 5.57% 67 - 72 months
Details As Low As; Model Year: 2021; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.57% APR · checked 2 times
5.07%5.57%6.07%Oct 13, 2026: 5.57% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2021 - - 5.67% 73 - 78 months
Details As Low As; Model Year: 2021; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.67% APR · checked 2 times
5.17%5.67%6.17%Oct 13, 2026: 5.67% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2017 - - 5.77% 1 - 60 months
Details As Low As; Model Year: 2017; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2018 - - 5.77% 1 - 60 months
Details As Low As; Model Year: 2018; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2018 - - 5.77% 61 - 66 months
Details As Low As; Model Year: 2018; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2019 - - 5.77% 1 - 60 months
Details As Low As; Model Year: 2019; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2019 - - 5.77% 61 - 66 months
Details As Low As; Model Year: 2019; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2020 - - 5.77% 1 - 60 months
Details As Low As; Model Year: 2020; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2020 - - 5.77% 61 - 66 months
Details As Low As; Model Year: 2020; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2021 - - 5.77% 79 - 84 months
Details As Low As; Model Year: 2021; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.77% APR · checked 2 times
5.27%5.77%6.27%Oct 13, 2026: 5.77% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2018 - - 5.87% 67 - 72 months
Details As Low As; Model Year: 2018; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.87% APR · checked 2 times
5.37%5.87%6.37%Oct 13, 2026: 5.87% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2019 - - 5.87% 67 - 72 months
Details As Low As; Model Year: 2019; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.87% APR · checked 2 times
5.37%5.87%6.37%Oct 13, 2026: 5.87% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2020 - - 5.87% 67 - 72 months
Details As Low As; Model Year: 2020; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.87% APR · checked 2 times
5.37%5.87%6.37%Oct 13, 2026: 5.87% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2019 - - 5.97% 73 - 78 months
Details As Low As; Model Year: 2019; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.97% APR · checked 2 times
5.47%5.97%6.47%Oct 13, 2026: 5.97% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2020 - - 5.97% 73 - 78 months
Details As Low As; Model Year: 2020; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 5.97% APR · checked 2 times
5.47%5.97%6.47%Oct 13, 2026: 5.97% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2021 & Newer Loan - - 6.90% Up to 60 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 5 times
6.40%6.90%7.40%Sep 14, 2026: 6.90% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2017 - 2020 Loan - - 7.15% Up to 60 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.15% APR · checked 5 times
6.65%7.15%7.65%Sep 14, 2026: 7.15% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2021 & Newer Loan - - 7.15% 61 - 72 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.15% APR · checked 5 times
6.65%7.15%7.65%Sep 14, 2026: 7.15% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2016 & Older Loan - - 7.40% Up to 60 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.40% APR · checked 5 times
6.90%7.40%7.90%Sep 14, 2026: 7.40% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2017 - 2020 Loan - - 7.40% 61 - 72 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.40% APR · checked 5 times
6.90%7.40%7.90%Sep 14, 2026: 7.40% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2021 & Newer Loan - - 7.40% 73 - 96 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.40% APR · checked 5 times
6.90%7.40%7.90%Sep 14, 2026: 7.40% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2016 & Older Loan - - 7.65% 61 - 72 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.65% APR · checked 5 times
7.15%7.65%8.15%Sep 14, 2026: 7.65% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2017 - 2020 Loan - - 7.65% 73 - 96 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.65% APR · checked 5 times
7.15%7.65%8.15%Sep 14, 2026: 7.65% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2021 & Newer Loan - - 7.65% 97 - 120 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.65% APR · checked 5 times
7.15%7.65%8.15%Sep 14, 2026: 7.65% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2016 & Older Loan - - 7.90% 73 - 96 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 5 times
7.40%7.90%8.40%Sep 14, 2026: 7.90% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2017 - 2020 Loan - - 7.90% 97 - 120 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 5 times
7.40%7.90%8.40%Sep 14, 2026: 7.90% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2021 & Newer Loan - - 7.90% 121 - 180 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.90% APR · checked 5 times
7.40%7.90%8.40%Sep 14, 2026: 7.90% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2016 & Older Loan - - 8.15% 97 - 120 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 8.15% APR · checked 5 times
7.65%8.15%8.65%Sep 14, 2026: 8.15% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2017 - 2020 Loan - - 8.15% 121 - 180 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 8.15% APR · checked 5 times
7.65%8.15%8.65%Sep 14, 2026: 8.15% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Camping Trailers, Motor Homes, 5th Wheels, & Truck Campers - 2016 & Older Loan - - 8.40% 121 - 180 months
Details As Low As; Recreational vehicle rates reflect discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 8.40% APR · checked 5 times
7.90%8.40%8.90%Sep 14, 2026: 8.40% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2015 & 2016 - - 8.52% 1 - 48 months
Details As Low As; Model Year: 2015 & 2016; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 8.52% APR · checked 2 times
8.02%8.52%9.02%Oct 13, 2026: 8.52% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2014 & Older - - 8.62% 1 - 48 months
Details As Low As; Model Year: 2014 & Older; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 8.62% APR · checked 2 times
8.12%8.62%9.12%Oct 13, 2026: 8.62% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Vehicle Loan - 2015 & 2016 - - 8.62% 49 - 60 months
Details As Low As; Model Year: 2015 & 2016; Rate reflects .75% direct deposit and automatic payment discount
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 8.62% APR · checked 2 times
8.12%8.62%9.12%Oct 13, 2026: 8.62% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle - 2021 & Newer Loan - 6.49% Up to 60 months
Details As Low As; Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled; Rate reflects discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Recreational Vehicle - 2017 - 2020 Loan - 6.99% Up to 60 months
Details As Low As; Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled; Rate reflects discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Recreational Vehicle - 2021 & Newer Loan - 6.99% 61 - 72 months
Details As Low As; Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled; Rate reflects discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Recreational Vehicle - 2021 & Newer Loan - 7.74% 73 - 84 months
Details As Low As; Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled; Rate reflects discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 7.74% APR · checked 2 times
7.24%7.74%8.24%Oct 13, 2026: 7.74% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Recreational Vehicle - 2016 & Older Loan - 8.99% Up to 60 months
Details As Low As; Recreational Vehicles include ATVs, boats, jet skis, snow mobiles, and motorcycles that are titled; Rate reflects discount for automatic payments and direct deposit
Last Updated 10/19/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR · checked 2 times
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Credit Card Rates

Product Rate APR View More
Priority Plus Credit Card - 17.74%
Details As Low As; Introductory offer 0.00% APR on purchases and balance transfers for first 6 months from account opening; Regular APR range: 17.74% - 20.99%; rates as of 10/01/26 vary with WSJ Prime
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 17.49% → 17.74% ▲ 0.25 pts · high 17.74% / low 17.49%
16.99%17.62%18.24%Sep 18, 2026: 17.49% APROct 5, 2026: 17.74% APRSep 18, 2026Oct 25, 2026
  • Oct 5, 202617.74%▲ from 17.49%
  • Sep 18, 202617.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
UNLimited Cash Credit Card - 17.74%
Details As Low As; Introductory offer 0.00% APR on purchases and balance transfers for first 6 months from account opening; Regular APR range: 17.74% - 20.99%; rates as of 10/01/26 vary with WSJ Prime
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 17.49% → 17.74% ▲ 0.25 pts · high 17.74% / low 17.49%
16.99%17.62%18.24%Sep 18, 2026: 17.49% APROct 5, 2026: 17.74% APRSep 18, 2026Oct 25, 2026
  • Oct 5, 202617.74%▲ from 17.49%
  • Sep 18, 202617.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Community Choice Credit Union Johnston, IA Other Rates

Product Rate Points APY/APR Term View More
Anything/Happy/Lifestyle/Homestyle Loan 11.14% - 11.39% 1 - 36 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 11.39% → 11.39% ▼ 0.00 pts · high 11.39% / low 11.14%
10.64%11.27%11.89%Sep 14, 2026: 11.39% APRSep 22, 2026: 11.14% APROct 1, 2026: 11.39% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202611.39%▲ from 11.14%
  • Sep 22, 202611.14%▼ from 11.39%
  • Sep 14, 202611.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loan 11.64% - 11.89% 37 - 48 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 11.89% → 11.89% ▼ 0.00 pts · high 11.89% / low 11.64%
11.14%11.77%12.39%Sep 14, 2026: 11.89% APRSep 22, 2026: 11.64% APROct 1, 2026: 11.89% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202611.89%▲ from 11.64%
  • Sep 22, 202611.64%▼ from 11.89%
  • Sep 14, 202611.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loan 12.14% - 12.39% 49 - 60 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 12.39% → 12.39% ▼ 0.00 pts · high 12.39% / low 12.14%
11.64%12.27%12.89%Sep 14, 2026: 12.39% APRSep 22, 2026: 12.14% APROct 1, 2026: 12.39% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202612.39%▲ from 12.14%
  • Sep 22, 202612.14%▼ from 12.39%
  • Sep 14, 202612.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loan 12.64% - 12.89% 61 - 72 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 12.89% → 12.89% ▼ 0.00 pts · high 12.89% / low 12.64%
12.14%12.77%13.39%Sep 14, 2026: 12.89% APRSep 22, 2026: 12.64% APROct 1, 2026: 12.89% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202612.89%▲ from 12.64%
  • Sep 22, 202612.64%▼ from 12.89%
  • Sep 14, 202612.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loan 13.14% - 13.39% 73 - 84 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 13.39% → 13.39% ▼ 0.00 pts · high 13.39% / low 13.14%
12.64%13.27%13.89%Sep 14, 2026: 13.39% APRSep 22, 2026: 13.14% APROct 1, 2026: 13.39% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202613.39%▲ from 13.14%
  • Sep 22, 202613.14%▼ from 13.39%
  • Sep 14, 202613.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Anything/Happy/Lifestyle/Homestyle Loan 13.64% - 13.89% 85 - 96 months
Details Unsecured; Rates reflect discount for automatic payments and direct deposit into a Community Choice checking account
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 13.89% → 13.89% ▼ 0.00 pts · high 13.89% / low 13.64%
13.14%13.77%14.39%Sep 14, 2026: 13.89% APRSep 22, 2026: 13.64% APROct 1, 2026: 13.89% APRSep 14, 2026Oct 25, 2026
  • Oct 1, 202613.89%▲ from 13.64%
  • Sep 22, 202613.64%▼ from 13.89%
  • Sep 14, 202613.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Smart Credit Loan - - 17.74%
Details As Low As; Regular APR range: 17.74% - 20.99%; rates as of 10/01/26 vary with WSJ Prime
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 15.49% → 17.74% ▲ 2.25 pts · high 17.74% / low 15.49%
13.24%16.62%19.99%Sep 14, 2026: 15.49% APROct 9, 2026: 17.74% APRSep 14, 2026Oct 25, 2026
  • Oct 9, 202617.74%▲ from 15.49%
  • Sep 14, 202615.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
IRA Accounts 0.20% - 0.20%
Min Deposit $25
Min Balance $0
Details Balance: All
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

Financial Health History

Community Choice Credit Union Johnston, IA’s Texas Ratio rose from 1.78% in Q3 2023 to 3.41% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.5% 3.0★ 3.7% 4.0★ 4.9% 5.0★ Healthy zone – entire history below the 15% limit 1.78% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.41% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$923M3.41%5.0A+
March 31, 2026$919M2.92%5.0A+
December 31, 2025$903M3.59%5.0A+
September 30, 2025$865M2.96%5.0A+
June 30, 2025$870M3.44%5.0A+
March 31, 2025$812M3.09%5.0A+
December 31, 2024$810M3.66%5.0A+
September 30, 2024$791M2.97%5.0A+
June 30, 2024$800M3.15%5.0A+
March 31, 2024$806M2.30%5.0A+
December 31, 2023$806M3.06%5.0A+
September 30, 2023$797M1.78%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Choice Credit Union Johnston, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Choice Credit Union Johnston, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Choice Credit Union Johnston, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Choice Credit Union Johnston, IA
Address 6163 NW 86th st, Johnston, IA 50131
Phone 515-334-8100
Fax 515-334-8150
President Randy Dickey
CEO Josh Cook
Full-Time Employees 174
Part-Time Employees 3
Branch Locations 11
ATM Locations 11
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.41%
Return on Assets (ROA)
0.7643%
Return on Equity (ROE)
5.9993%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
922,947,624
Total Amount of Shares and Deposits
783,549,419
Total Shares and Deposits < 1 Year
768,864,579
Total Shares and Deposits 1 3 Years
14,657,879
Total Shares and Deposits > 3 Years
26,962
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
37,023,532
Total Uninsured Shares and Deposits > $250K (F+J)
37,023,532
Total Insured Shares and Deposits > $250K (item 17 less item K)
746,525,887
Total Interest Expense (Sum of items 6 8)
4,947,099
Share Certificates
2,637
Number of Accounts for Share Drafts
36,788
IRA KEOGH Accounts
794
Number of Accounts for Regular Shares
62,113
All other shares
1,474
Non Member Deposits
2
Money Market Shares
2,673
Net Income (unless the amount is already included in Undivided Earnings)
7,053,628
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
49,899,522
Total Liabilities
805,463,020
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community Choice Credit Union Johnston, IA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Community Choice Credit Union Johnston, IA

What is the highest savings rate at Community Choice Credit Union Johnston, IA?

The highest savings rate MonitorBankRates has verified for Community Choice Credit Union Johnston, IA is 0.14% APY on its Primary Savings, as of October 19, 2026.

What is the lowest auto loan rate at Community Choice Credit Union Johnston, IA?

The lowest auto loan rate MonitorBankRates has verified for Community Choice Credit Union Johnston, IA is 3.92% APR on its Vehicle Loan - 2025 & Newer, as of October 19, 2026.

What is the lowest credit card APR at Community Choice Credit Union Johnston, IA?

The lowest credit card rate MonitorBankRates has verified for Community Choice Credit Union Johnston, IA is 17.74% APR on its Priority Plus Credit Card, as of October 19, 2026.

How many branches does Community Choice Credit Union Johnston, IA operate?

Community Choice Credit Union Johnston, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Choice Credit Union Johnston, IA?

Yes, to access services at Community Choice Credit Union Johnston, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Choice Credit Union Johnston, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history.

Does Community Choice Credit Union Johnston, IA offer online and mobile banking?

Most modern institutions like Community Choice Credit Union Johnston, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://comchoicecu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Community Choice Credit Union Johnston, IA rates compare?

Community Choice Credit Union Johnston, IA's top rates are 0.14% APY on savings, 0.15% APY on money market, auto loans from 3.92% APR and credit cards from 17.74% APR, verified by MonitorBankRates on October 19, 2026. To compare Community Choice Credit Union Johnston, IA with the top rates nationwide, see our best savings rates, best money market rates, best auto loan rates and best credit card rates, updated daily from banks and credit unions across the country.

Current Community Choice Credit Union Johnston, IA Rates

  • Savings0.14%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.