Auto Loan Rates in Ohio (OH) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit Union134 3rd St, Tiltonsville, OH, 43963A+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, United Federal Credit UnionUnited Federal Credit Union116 Eastlawn Dr, Marion, OH, 43302A+5.0 ★Texas Ratio: 3.13% offering Auto Loan at 2.99%, Homeland Credit UnionHomeland Credit Union310 Caldwell St, Chillicothe, OH, 45601A+5.0 ★Texas Ratio: 1.50% offering Auto Loans 2025-2026 at 3.99%, LAKEVIEWLAKEVIEW2909 State Rd, Ashtabula, OH, 44004B+4.8 ★Texas Ratio: 0.59% offering New Auto 2026 at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit Union1730 Central Ave, Middletown, OH, 45044 4140A+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Ohio side-by-side. Ohio auto loan rates currently start as low as 2.50% APR from YTR Community Federal Credit Union at 134 3rd St, Tiltonsville, OH, 43963. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Ohio
Ohio Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Auto Loan
2.99%
36 months
▼
APR2.99%
Term36 months
Last UpdatedJun 16, 2026
Details
Limited-time offer. Rate requires autopay from a United checking account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2025-2026
3.99%
Up to 66 Months
▼
APR3.99%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 0.59%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Effective as of January 12, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.14%
0 - 75 Months
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2026 & Newer
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details
As low as
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Auto Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details
Vehicle Year: 2020 and newer
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedJun 11, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - 2023 - 2021
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details
APR*
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details
APR*
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 16, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedJun 16, 2026
Details
APR*
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as 4.25%
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2020
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2021
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2022
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedJun 16, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration) - New from Dealership
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Year: 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - 2023 - 2021
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedJun 16, 2026
Details
APR*
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR 4.82%**; $50 processing fee is included in the calculation of the APR.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as 4.50%
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedJun 16, 2026
Details
APR*
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Fixed; 5.404%
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - 2023 - 2021
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
APR*
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Auto Loans
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
Vehicle Year: 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
Auto Loan
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
Rate includes 0.25% discount for automatic payment. Rates are subject to change without notice. Rates shown are for qualified borrowers.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Auto Loans (Offering clear title for other purposes)
4.99%
Contact us for details.
▼
APR4.99%
TermContact us for details.
Last UpdatedJun 16, 2026
Details
As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Auto Loans (Purchase or Refinance)
4.99%
Contact us for details.
▼
APR4.99%
TermContact us for details.
Last UpdatedJun 16, 2026
Details
As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6 year loan
▼
APR5.00%
Term1-6 year loan
Last UpdatedJun 16, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration) - Used
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
Year: 2025
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as 4.75%
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedJun 11, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks
5.08%
Up to 60 months
▼
APR5.08%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; 4.74% Rate
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
5.14%
0 - 75 Months
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details
As Low As; 2023 - 2025*
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedJun 16, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans 1-75 month term
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedJun 16, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Auto Loans
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details
Vehicle Year: 2020 and newer
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedJun 16, 2026
Details
Rate includes 0.25% discount for automatic payment. Rates are subject to change without notice. Rates shown are for qualified borrowers.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
New & Used Vehicle Loan
5.24%
up to 85-months
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details
As Low As; Fast and local decision-making 100% financing available
Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
New Auto Loans
5.24%
up to 85 months
▼
APR5.24%
Termup to 85 months
Last UpdatedJun 16, 2026
Details
Terms up to 85 months available
CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
127 W 6th St, East Liverpool, OH, 43920 2921
36 Month Auto Loan
5.24%
36 Month
▼
APR5.24%
Term36 Month
Last UpdatedJun 16, 2026
Details
Rates as low as
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details
As low as; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less
5.25%
1-60Months
▼
APR5.25%
Term1-60Months
Last UpdatedJun 16, 2026
Details
Credit Rating: A+
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2024-2026
5.25%
Up to 84 Months
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks
5.28%
61 to 72 Months
▼
APR5.28%
Term61 to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 4.99% Rate; minimum $15,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
7420 Kilby Rd, Harrison, OH, 45030
Used Vehicle Loans (2020 - 2025)
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR 5.32**; $50 processing fee is included in the calculation of the APR.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used Autos & Trucks
5.33%
Up to 60 Months
▼
APR5.33%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Year: 2022-2024
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedJun 11, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
5000 Urbana Rd, Springfield, OH, 45502 9069
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details
As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.57%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Vehicle Loan
5.49%
2022 or Newer
▼
APR5.49%
Term2022 or Newer
Last UpdatedJun 11, 2026
Details
Up to 63 Months
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2018
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans 1-75 month term
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details
As Low As; Bright Auto Loans
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans Used (2021-2026) 1-75 month term
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details
As Low As; Used (2021-2026)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Auto Loan
5.49%
up to 48 months
▼
APR5.49%
Termup to 48 months
Last UpdatedJun 16, 2026
Details
As Low As*
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Auto Loan
5.49%
Up to 84 months
▼
APR5.49%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As; Over 72 months add 0.5%
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - 2020 - 2016
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details
APR*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
New Vehicle - 2025 & 2026 Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer Loan
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedJun 16, 2026
Details
Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as 5.25%
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 months
▼
APR5.50%
Term66 months
Last UpdatedJun 16, 2026
Details
As low as
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Used Vehicles 2022-2025 36 months Loan
5.50%
36 months
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details
As low as
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
Used Car Loans
5.50%
1-4 year loan
▼
APR5.50%
Term1-4 year loan
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Used Vehicles 2022 - 2021 Models (Loan Amounts of or Greater) - Up to 48 Months
5.59%
Up to 48 Months
▼
APR5.59%
TermUp to 48 Months
Last UpdatedJun 11, 2026
Details
$30,000
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2023 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2024 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2025 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
2026 Model Year Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Rate (APR as low as)
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH, 43223
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
▼
APR5.61%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
ConnectMORE** Rates as Low as
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Auto Loan
5.61%
Up to 84 months*; Over 72 months add 0.50%*
▼
APR5.61%
TermUp to 84 months*; Over 72 months add 0.50%*
Last UpdatedJun 16, 2026
Details
As Low As; * Indicates rate as low as based on credit score. Annual Percentage Rate includes $75.00 processing fee. Rates and terms are determined by your credit qualifications.
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.69%
72 Months
▼
APR5.69%
Term72 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedJun 16, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.71%
48 Months
▼
APR5.71%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.73%
60 Months
▼
APR5.73%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2016/Older
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2016-2020*
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles Loan
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
2022 - 2024 Model Years - Up to 110% NADA Retail Value
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans 1-51 month term
5.74%
51 Month
▼
APR5.74%
Term51 Month
Last UpdatedJun 16, 2026
Details
As Low As; Used (2020 & Older)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans 76-84 month term
5.74%
84 Month
▼
APR5.74%
Term84 Month
Last UpdatedJun 16, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details
Rate includes 0.25% discount for automatic payments. Rates are subject to change without notice. Rates shown are for qualified borrowers.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles (2019-2020) Loan
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
$15; As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles Loan
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details
As low as
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Used Vehicles 2022-2025 48-60 months Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
New Car Loan
5.75%
Up to 72 mo.
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details
As low as
Powered by
MonitorBankRates
Ohio New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 0.59%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Effective as of January 12, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details
As low as
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedJun 11, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details
APR*
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedJun 16, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedJun 16, 2026
Details
APR*
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as 4.25%
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2020
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2021
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2022
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedJun 16, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration) - New from Dealership
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Year: 2026
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR 4.82%**; $50 processing fee is included in the calculation of the APR.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as 4.50%
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loan - New - 2024
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedJun 16, 2026
Details
APR*
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
New Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details
Fixed; 5.404%
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 650-719
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6 year loan
▼
APR5.00%
Term1-6 year loan
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as 4.75%
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedJun 11, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks
5.08%
Up to 60 months
▼
APR5.08%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details
As Low As; 4.74% Rate
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026) Loan
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedJun 16, 2026
Details
No Down Payment Required
Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
New & Used Vehicle Loan
5.24%
up to 85-months
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details
As Low As; Fast and local decision-making 100% financing available
Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
New Auto Loans
5.24%
up to 85 months
▼
APR5.24%
Termup to 85 months
Last UpdatedJun 16, 2026
Details
Terms up to 85 months available
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details
As low as; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less
5.25%
1-60Months
▼
APR5.25%
Term1-60Months
Last UpdatedJun 16, 2026
Details
Credit Rating: A+
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJun 16, 2026
Details
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks
5.28%
61 to 72 Months
▼
APR5.28%
Term61 to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; 4.99% Rate; minimum $15,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
5000 Urbana Rd, Springfield, OH, 45502 9069
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details
As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2018
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
New Vehicle - 2025 & 2026 Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer Loan
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedJun 16, 2026
Details
Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as 5.25%
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 months
▼
APR5.50%
Term66 months
Last UpdatedJun 16, 2026
Details
As low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
5.69%
72 Months
▼
APR5.69%
Term72 Months
Last UpdatedJun 16, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2016/Older
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details
Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details
As low as
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
New Car Loan
5.75%
Up to 72 mo.
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details
As low as
Powered by
MonitorBankRates
Ohio Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details
As low as 4.25%
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2020
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2021
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2022
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A++ 750+
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details
over $20,000; As Low As
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details
As low as 4.50%
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH, 45662
Used Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details
As Low As
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details
over $25,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A+ 720-749
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration) - Used
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details
Year: 2025
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as 4.75%
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedJun 16, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
New & Used Vehicle Loan
5.24%
up to 85-months
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details
As Low As; Fast and local decision-making 100% financing available
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details
As low as; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
7420 Kilby Rd, Harrison, OH, 45030
Used Vehicle Loans (2020 - 2025)
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; APR 5.32**; $50 processing fee is included in the calculation of the APR.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used Autos & Trucks
5.33%
Up to 60 Months
▼
APR5.33%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
Year: 2022-2024
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedJun 11, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
5000 Urbana Rd, Springfield, OH, 45502 9069
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details
As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2018
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2019
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2021-2026*
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Bright Auto Loans Used (2021-2026) 1-75 month term
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details
As Low As; Used (2021-2026)
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details
As low as 5.25%
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Used Vehicles 2022-2025 36 months Loan
5.50%
36 months
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details
As low as
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJun 16, 2026
Details
Credit Score: 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A+ 720-749
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017) - A++ 750+
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJun 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020) - A 650-719
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details
New: 100% financing; Used: 100% of NADA Avg. Retail
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
Used Car Loans
5.50%
1-4 year loan
▼
APR5.50%
Term1-4 year loan
Last UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
403 Main St, Belpre, OH, 45714 1615
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Used Vehicles 2022 - 2021 Models (Loan Amounts of or Greater) - Up to 48 Months
5.59%
Up to 48 Months
▼
APR5.59%
TermUp to 48 Months
Last UpdatedJun 11, 2026
Details
$30,000
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
1980 W Broad St, Columbus, OH, 43223
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
▼
APR5.61%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details
ConnectMORE** Rates as Low as
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
1835 Sunset Blvd, Steubenville, OH, 43952
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedJun 16, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.71%
48 Months
▼
APR5.71%
Term48 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.73%
60 Months
▼
APR5.73%
Term60 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2016/Older
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As; Model Year: 2017
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
5839 Ridge Rd, Parma, OH, 44129 3165
Used Auto Loan - Model Year 2016-2020*
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As; (1,2,4,5,6)
Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedJun 16, 2026
Details
As Low As; Used Auto Rate
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles Loan
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details
2022 - 2024 Model Years - Up to 110% NADA Retail Value
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles (2019-2020) Loan
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details
$15; As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Used Vehicles Loan
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
5269 E 104th St, Garfield Hts, OH, 44125 2407
Used Vehicles 2022-2025 48-60 months Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details
As low as
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MonitorBankRates
Ohio Auto Loan Rate Trends
Compare local Ohio auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.725%
▲ 0.322 vs 7 days ago
Ohio new auto rates rose 0.322 points over the past 7 days to 5.725% APR.
Used Auto Loan — OH Avg
6.468%
▼ 0.199 vs 7 days ago
Ohio used auto rates fell 0.199 points over the past 7 days to 6.468% APR.
As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Ohio?
Based on our current data, some of the lowest auto loan rates available in Ohio include:
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- United Federal Credit Union: 2.99% (Auto Loan)
- Homeland Credit Union: 3.99% (Auto Loans 2025-2026)
- LAKEVIEW: 3.99% (New Auto 2026)
- Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026
Auto Loan Rates by City in Ohio
Rate Assistant
MonitorBankRates.com · Live Data
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