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  7. Auto Loan Rate Trends

Ohio Best Auto Loan Rates - October 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: October 13, 2026

Ohio auto loan rates range from 2.50% to 5.24% APR, verified by MonitorBankRates as of October 13, 2026. Current auto loan rates in Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit Union134 3rd St, Tiltonsville, OH, 43963A+5.0 ★Texas Ratio: 4.80% offering New Auto (2022-Newer) at 2.50%, United Federal Credit UnionUnited Federal Credit Union116 Eastlawn Dr, Marion, OH, 43302A+5.0 ★Texas Ratio: 4.11% offering Fixed Rate New & Used Auto Loans at 2.99%, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 6.31% offering Auto Loans - 2025 & Newer at 3.84%, Navy Federal Credit UnionNavy Federal Credit Union1240 E 9th St, Cleveland, OH, 44199A5.0 ★Texas Ratio: 8.14% offering New Auto Loan at 3.89%, LAKEVIEWLAKEVIEW2909 State Rd, Ashtabula, OH, 44004A+5.0 ★Texas Ratio: 0.78% offering New Auto 2026/27 at 3.99%. Auto loan rates as of October 13, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Ohio side-by-side. Ohio auto loan rates currently start as low as 2.50% APR from YTR Community Federal Credit Union at 134 3rd St, Tiltonsville, OH, 43963. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Auto Loan Rates Last Updated and Verified: October 13, 2026

Compare Auto Loan Rates Today in Ohio

Jump to: All Auto Loans · New Auto · Used Auto

Ohio Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Interest Rate2.50%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 2.50% APR · checked 7 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Interest Rate2.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 2.75% APR · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
36 Months
View
▼
APR2.75%
Interest Rate2.75%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 2.75% APR · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APRSep 18, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Interest Rate3.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.00% APR · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
48 Months
View
▼
APR3.00%
Interest Rate3.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.00% APR · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Interest Rate3.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.25% APR · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
60 Months
View
▼
APR3.25%
Interest Rate3.25%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.25% APR · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Interest Rate3.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
72 Months
View
▼
APR3.50%
Interest Rate3.50%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Interest Rate3.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 3.75% APR · checked 7 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APRSep 18, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
View
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026/27
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Oct 10, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 10, 2026: 3.99% APROct 10, 2026Oct 13, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026/27
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Oct 10, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 10, 2026: 3.99% APROct 10, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
72 Months
View
▼
APR4.00%
Interest Rate4.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 7.00% → 4.00% ▼ 3.00 pts · high 7.00% / low 4.00%
1.00%5.50%10.00%Sep 14, 2026: 7.00% APRSep 17, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.00%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
48 Months
View
▼
APR4.00%
Interest Rate4.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.00% ▼ 1.25 pts · high 5.25% / low 4.00%
2.75%4.63%6.50%Sep 14, 2026: 5.25% APRSep 17, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.00%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Term: 36 Months - 63 Months; As Low As

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Term: 36 Months - 63 Months; As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2025-2026
4.19%
Up to 66 Months
View
▼
APR4.19%
TermUp to 66 Months
Last UpdatedOct 9, 2026
Details

Published APR range: 4.19% - 16.99%. Year: 2025-2026

Rate History
No change since Oct 9, 2026 · 4.19% APR
3.69%4.19%4.69%Oct 9, 2026: 4.19% APROct 9, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
GREEN Vehicles Loan
4.24%
Up to 84 months
View
▼
APR4.24%
TermUp to 84 months
Last UpdatedOct 12, 2026
Details

New vehicles; 110% financing; any vehicle with EPA estimated mileage of 35MPG/City or HYBRID

Rate History
No change since Sep 12, 2026 · 4.24% APR · checked 8 times
3.74%4.24%4.74%Sep 12, 2026: 4.24% APRSep 12, 2026Oct 13, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
971 WOOSTER RD W, BARBERTON, OH, 44203
Newer Models (2023 & Newer) Auto Loan
4.25%
Up to 72 months
View
▼
APR4.25%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Up to 100% Financing; Model Year: 2023 & Newer; Rates as of April 1, 2026

Rate History
No change since Oct 12, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
1380 Market Ave N, Canton, OH, 44714 2606
New Auto Loan
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 12, 2026
Details

Additional APR listed for this product: 4.74%. Sample monthly payment for a loan of $20,000 and a term of 72 months at 4.25% APR would be approximately $315.19; at 4.74% APR would be approximately $319.69. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Interest Rate4.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Interest Rate4.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.25% ▼ 1.00 pts · high 5.25% / low 4.25%
3.25%4.75%6.25%Sep 14, 2026: 5.25% APRSep 17, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.25%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
60 Months
View
▼
APR4.25%
Interest Rate4.25%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 4.50% → 4.25% ▼ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 14, 2026: 4.50% APRSep 17, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.25%▼ from 4.50%
  • Sep 14, 20264.50%first recorded
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
725 PINE ST, GREENVILLE, OH, 45331
Vehicle Loans
4.26%
72 months
View
▼
APR4.26%
Interest Rate3.99%
Term72 months
Last UpdatedOct 10, 2026
Details

Qualifications Required: Credit score of 660 or higher; Vehicles 2019 and newer have an interest rate of 3.99% (APR: 4.260%*) when you have a credit score of 660 or higher. *APR based on a $30,000.00 loan with a $199.00 closing fee for 72 months. See loan dept. for details.

Rate History
No change since Sep 18, 2026 · 4.26% APR · checked 5 times
3.76%4.26%4.76%Sep 18, 2026: 4.26% APRSep 18, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 6 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
View
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
136 McMahan Blvd, Marion, OH, 43302
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.49%
Up to 39 Months
View
▼
APR4.49%
TermUp to 39 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $4,000

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Auto Loan
4.49%
24 months
View
▼
APR4.49%
Term24 months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 9.99%, 10.51%. As Low As; Rate includes a .25% discount for having payroll deposit or electronic payment. Additional terms and rates are available, new money only. This is a limited time offer, loan approval is not guaranteed. Standard underwriting criteria, terms and conditions apply. This promotion cannot be combined with any other loan discounts.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 4 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 - Carfax Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Auto loan APR

Rate History
No change since Oct 8, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 8, 2026: 4.49% APROct 8, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

APR (As low as); Estimated payment per $1000: $22.80

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 5 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
New Vehicle Loan
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedOct 9, 2026
Details

Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH.

Rate History
1 change since Sep 29, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 29, 2026: 4.25% APROct 5, 2026: 4.50% APRSep 29, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.25%
  • Sep 29, 20264.25%first recorded
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Refinanced New Vehicle Loan (1 yr old or newer)
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedOct 9, 2026
Details

Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6100 Rockside Woods Blvd N Ste 150, Independence, OH, 44131 2334
Vehicle Loan
4.50%
up to 84 Months
View
▼
APR4.50%
Termup to 84 Months
Last UpdatedOct 9, 2026
Details

As Low As; All loans subject to credit approval within underwriting guidelines. Rates change without notice. Please contact OTCU for details.

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Interest Rate4.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
84 Months
View
▼
APR4.50%
Interest Rate4.50%
Term84 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Interest Rate4.50%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 17, 2026 · 4.50% APR · checked 8 times
4.00%4.50%5.00%Sep 17, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Interest Rate4.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-5 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Interest Rate4.50%
Term72 Months
Last UpdatedOct 13, 2026
Details

over $20,000; As Low As

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
49-60 Months
View
▼
APR4.54%
Term49-60 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
61-72 Months
View
▼
APR4.54%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.54%
4 years
View
▼
APR4.54%
Interest Rate4.24%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.54% APR
4.04%4.54%5.04%Oct 13, 2026: 4.54% APROct 13, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.54%
4 years
View
▼
APR4.54%
Interest Rate4.24%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.54% APR
4.04%4.54%5.04%Oct 13, 2026: 4.54% APROct 13, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
711 Beaver Creek Rd, Piketon, OH, 45661
New/Used Cars Loan
4.57%
Up to 60 months
View
▼
APR4.57%
Interest Rate4.24%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Maximum term footnote: Minimum $25,000.00 loan amount to be eligible for 84 month term (2023 & Newer Only); APR based on $20,000.00 loan with $125.00 Loan Origination Fee, $35.06 VSI Premium and 60 Month Term

Rate History
No change since Sep 29, 2026 · 4.57% APR · checked 3 times
4.07%4.57%5.07%Sep 29, 2026: 4.57% APRSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
4.59%
61-72 Months
View
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
4.59%
61-72 months
View
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; 100% Financing; Rates effective 1-2-26. Payment example of 4.59% APR for 36 months would be $250 cash applies only to approved vehicle and motorcycle loans. This $250 cash offer is good for 2018-2026 vehicles on approved new loans or refinanced loans from other financial institutions. Limited time offer; terms and conditions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 4.59% APR · checked 5 times
4.09%4.59%5.09%Sep 16, 2026: 4.59% APRSep 16, 2026Oct 13, 2026
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1835 Sunset Blvd, Steubenville, OH, 43952
Switch Your Vehicle Loan
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedOct 12, 2026
Details

Rates as low at 4.59%APR*; Affordable Payment Options; No Application Fees or Hidden Charges; $250 Cash just for Switching; Just bring in your VIN Number, Insurance Information, and Contact Information from Your Current Financial Institution!; Rates Effective January 2, 2026; All loans subject to credit approval. 4.59% APR is based on 2025-2026 vehicles financed for 36 months. Rates subject to changes without notice. Additional rates and terms available. A payment example of 4.59% APR for 36 months would be Contact the Credit Union for additional rate information. $50 minimum payment. $250 cash applies only to approved vehicle and motorcycle loans. Terms and rates not available for purchase or refinance of commercial use vehicles. This $250 cash offer is good for 2018-2026 vehicles on approved new loans or refinanced loans from other financial institutions. $250 cash may be subject to income tax and reimbursement if the loan is paid off within the first 90 days. Please consult your tax advisor. Limited time offer; terms and conditions subject to change without notice. Federally insured by NCUA. Membership eligibility required.

Rate History
No change since Sep 25, 2026 · 4.59% APR · checked 2 times
4.09%4.59%5.09%Sep 25, 2026: 4.59% APRSep 25, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.64%
3 years
View
▼
APR4.64%
Interest Rate4.24%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.64% APR
4.14%4.64%5.14%Oct 13, 2026: 4.64% APROct 13, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.64%
3 years
View
▼
APR4.64%
Interest Rate4.24%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.64% APR
4.14%4.64%5.14%Oct 13, 2026: 4.64% APROct 13, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.65%
60 months
View
▼
APR4.65%
Interest Rate4.65%
Term60 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.65% APR · checked 3 times
4.15%4.65%5.15%Sep 30, 2026: 4.65% APRSep 30, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.69%
40 - 64 Months
View
▼
APR4.69%
Term40 - 64 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $7,500

Rate History
No change since Sep 14, 2026 · 4.69% APR · checked 2 times
4.19%4.69%5.19%Sep 14, 2026: 4.69% APRSep 14, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New - 2024

Rate History
No change since Oct 5, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Oct 5, 2026: 4.69% APROct 5, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.69%
48 months
View
▼
APR4.69%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New - 2024

Rate History
No change since Oct 5, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Oct 5, 2026: 4.69% APROct 5, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.70%
60 months
View
▼
APR4.70%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New - 2024

Rate History
No change since Oct 5, 2026 · 4.70% APR · checked 3 times
4.20%4.70%5.20%Oct 5, 2026: 4.70% APROct 5, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Interest Rate4.25%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.71% APR · checked 7 times
4.21%4.71%5.21%Sep 14, 2026: 4.71% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.74%
5 years
View
▼
APR4.74%
Interest Rate4.49%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.74%
5 years
View
▼
APR4.74%
Interest Rate4.49%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.40%
28954 Chardon Rd, Willoughby Hills, OH, 44092
Vehicle Loan
4.74%
Up to 72 months
View
▼
APR4.74%
TermUp to 72 months
Last UpdatedOct 10, 2026
Details

Rates Current as of April 1, 2026. Rates subject to change with out notice. Please check with our Loan Department for current information.

Rate History
No change since Oct 10, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 10, 2026: 4.74% APROct 10, 2026Oct 13, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.40%
28954 Chardon Rd, Willoughby Hills, OH, 44092
New Vehicles & Motorcycles Loan
4.74%
up to 72 months
View
▼
APR4.74%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.74%
Up to 60 Months
View
▼
APR4.74%
TermUp to 60 Months
Last UpdatedOct 10, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.88%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Auto Loan
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Contact us to determine which discounts apply to you.

Rate History
No change since Oct 10, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 10, 2026: 4.74% APROct 10, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
4.74%
72 months or less
View
▼
APR4.74%
Term72 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
4.74%
48 months or less
View
▼
APR4.74%
Term48 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2020-2021) Loan
4.74%
60 months or less
View
▼
APR4.74%
Term60 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2020-2021; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2022 and Newer) Loan
4.74%
66 months or less
View
▼
APR4.74%
Term66 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New Vehicles Loan
4.74%
72 months or less
View
▼
APR4.74%
Term72 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
66 months or less
View
▼
APR4.74%
Term66 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 and Newer; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
60 months or less
View
▼
APR4.74%
Term60 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2020-2021; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
48 months or less
View
▼
APR4.74%
Term48 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
New Vehicle Loan
4.75%
From 37 to 48 Months
View
▼
APR4.75%
TermFrom 37 to 48 Months
Last UpdatedOct 9, 2026
Details

Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH.

Rate History
1 change since Sep 29, 2026 · 4.50% → 4.75% ▲ 0.25 pts · high 4.75% / low 4.50%
4.00%4.63%5.25%Sep 29, 2026: 4.50% APROct 5, 2026: 4.75% APRSep 29, 2026Oct 13, 2026
  • Oct 5, 20264.75%▲ from 4.50%
  • Sep 29, 20264.50%first recorded
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Refinanced New Vehicle Loan (1 yr old or newer)
4.75%
From 37 to 48 Months
View
▼
APR4.75%
TermFrom 37 to 48 Months
Last UpdatedOct 9, 2026
Details

Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
TOLEDO METRO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1212 Adams St, Toledo, OH, 43604
New Auto Loan
4.75%
72 months or Less
View
▼
APR4.75%
Term72 months or Less
Last UpdatedOct 10, 2026
Details

Credit Score: A+ 740+; *With .50% discount for Automatic Payments or Direct Deposit

Rate History
No change since Sep 30, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 30, 2026: 4.75% APRSep 30, 2026Oct 13, 2026
TOLEDO METRO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1212 Adams St, Toledo, OH, 43604
Used Auto Loan
4.75%
72 months or Less
View
▼
APR4.75%
Term72 months or Less
Last UpdatedOct 10, 2026
Details

Credit Score: A+ 740+

Rate History
No change since Sep 30, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 30, 2026: 4.75% APRSep 30, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
2024 Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 10, 2026
Details

Term: 72 Months (New from Dealership)

Rate History
No change since Oct 6, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Oct 6, 2026: 4.75% APROct 6, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
2025 Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 10, 2026
Details

Term: 72 Months (New from Dealership)

Rate History
No change since Oct 6, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Oct 6, 2026: 4.75% APROct 6, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
2026 Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 10, 2026
Details

Term: 72 Months (New from Dealership)

Rate History
No change since Oct 6, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Oct 6, 2026: 4.75% APROct 6, 2026Oct 13, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.42%
150 E Mound St, Columbus, OH, 43215
Auto Loan - Up to 48 months
4.75%
Up to 48 months
View
▼
APR4.75%
Interest Rate4.75%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.75% - 17.99%.

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
4726 HILLS AND DALES RD NW, CANTON, OH, 44708 1571
Auto Loan
4.75%
Up To 36 Months
View
▼
APR4.75%
TermUp To 36 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2021 - NEW; Credit Tier: Platinum (750 - Above)

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
4726 HILLS AND DALES RD NW, CANTON, OH, 44708 1571
Auto Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2021 - NEW; Credit Tier: Platinum (750 - Above)

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.71%
4726 HILLS AND DALES RD NW, CANTON, OH, 44708 1571
Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2021 - NEW; Credit Tier: Platinum (750 - Above)

Rate History
No change since Oct 12, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 12, 2026: 4.75% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Interest Rate4.75%
Term84 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
36 Months
View
▼
APR4.75%
Interest Rate4.75%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Interest Rate4.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Interest Rate4.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A 650-719

Rate History
1 change since Sep 14, 2026 · 6.75% → 4.75% ▼ 2.00 pts · high 6.75% / low 4.75%
2.75%5.75%8.75%Sep 14, 2026: 6.75% APRSep 17, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.75%▼ from 6.75%
  • Sep 14, 20266.75%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 6.00% → 4.75% ▼ 1.25 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.75%▼ from 6.00%
  • Sep 14, 20266.00%first recorded
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.05%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
4.75%
Up to 84 Months
View
▼
APR4.75%
Interest Rate4.75%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.75% - 18%. Rates effective June 18, 2026; Rates based on credit history evaluation

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

over $20,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Auto Loan
4.79%
12-36 Months
View
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Vehicle Loan
4.79%
up to 36 months
View
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.79%
48 months
View
▼
APR4.79%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2023 - 2021

Rate History
No change since Oct 5, 2026 · 4.79% APR · checked 3 times
4.29%4.79%5.29%Oct 5, 2026: 4.79% APROct 5, 2026Oct 13, 2026
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.82%
72 Months
View
▼
APR4.82%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Lowest rate requires a direct deposit in place prior to loan disbursement; APR based on financing $25,000 for 60 months; $50 processing fee included in APR

Rate History
No change since Sep 14, 2026 · 4.82% APR · checked 6 times
4.32%4.82%5.32%Sep 14, 2026: 4.82% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans - 2023 - 2024
4.84%
0 - 36 Months
View
▼
APR4.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
No change since Oct 10, 2026 · 4.84% APR
4.34%4.84%5.34%Oct 10, 2026: 4.84% APROct 10, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Interest Rate4.50%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 7 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.89%
65 - 75 Months
View
▼
APR4.89%
Term65 - 75 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $10,000

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 2 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.89%
72 months
View
▼
APR4.89%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New - 2024

Rate History
No change since Oct 5, 2026 · 4.89% APR · checked 3 times
4.39%4.89%5.39%Oct 5, 2026: 4.89% APROct 5, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.90%
72 months
View
▼
APR4.90%
Interest Rate4.90%
Term72 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.90% APR · checked 3 times
4.40%4.90%5.40%Sep 30, 2026: 4.90% APRSep 30, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
View
▼
APR4.99%
TermUp to 76 Months
Last UpdatedOct 10, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
New Vehicle Loan
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.32%
340 Griswold Rd, Elyria, OH, 44035
Vehicle Loan
4.99%
Up to 60 Months
View
▼
APR4.99%
TermUp to 60 Months
Last UpdatedOct 10, 2026
Details

Note: Rate dependent on account held as collateral.

Rate History
No change since Oct 10, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 10, 2026: 4.99% APROct 10, 2026Oct 13, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.99%
Up to 84 months
View
▼
APR4.99%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

Rates As Low As

Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 10, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.99%
Up to 84 months
View
▼
APR4.99%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

Rates As Low As

Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 10, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.44%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Interest Rate4.99%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; 60 Months fixed; More Info

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
77 N Saint Clair St, Painesville, OH, 44077
Vehicle Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2023 - 2021

Rate History
No change since Oct 5, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 5, 2026: 4.99% APROct 5, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2016-2018
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Year: 2016-2018; APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2019-2023
4.99%
Up to 60 Months
View
▼
APR4.99%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Year: 2019-2023; APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2024
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

over $15,000; As Low As; Year: 2024(over $15,000); APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2025
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

over $30,000; As Low As; Year: 2025(over $30,000); APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2025-2026(new/untitled)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Year: 2025-2026(new/untitled); APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedOct 13, 2026
Details

APR (As low as); Estimated payment per $1000: $17.36

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars Loan
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply; Rates subject to change

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 13, 2026
Details

Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.64% → 4.99% ▲ 0.35 pts · high 4.99% / low 4.64%
4.14%4.81%5.49%Sep 14, 2026: 4.64% APROct 5, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.99%▲ from 4.64%
  • Sep 14, 20264.64%first recorded
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Interest Rate4.99%
Term84 Months
Last UpdatedOct 13, 2026
Details

$25,000; As Low As

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Interest Rate4.99%
Term84 Months
Last UpdatedOct 13, 2026
Details

over $25,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Auto Loans (2023 or Newer)
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99% - 15.44%.

Rate History
No change since Oct 1, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 1, 2026: 4.99% APROct 1, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
6108 State Rd, Parma, OH, 44134 3702
2025 Auto Loan
5.00%
60 Months (Used)
View
▼
APR5.00%
Interest Rate5.00%
Term60 Months (Used)
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 6, 2026: 5.00% APROct 6, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.00%
Up to 3 years
View
▼
APR5.00%
TermUp to 3 years
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 3; best rates based on approved credit, reflects maximum relationship discount of 1.00%

Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.00%
Up to 4 years
View
▼
APR5.00%
TermUp to 4 years
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 4; best rates based on approved credit, reflects maximum relationship discount of 1.00%

Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1067 s main st, lima, OH, 45804 2043
NEW/NEWER VEHICLES (2026-2023) Loan
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedOct 12, 2026
Details

Daily Periodic Rate: Starting @ 0.01370%

Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021) Loan
5.00%
36-48 Months
View
▼
APR5.00%
Term36-48 Months
Last UpdatedOct 12, 2026
Details

Beacon Score: 725+; Used cars will be given average trade in value in NADA book

Rate History
No change since Oct 12, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 12, 2026: 5.00% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Interest Rate5.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Oct 5, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 5, 2026: 5.00% APROct 5, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
48 Months
View
▼
APR5.00%
Interest Rate5.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
2 changes since Sep 17, 2026 · 5.00% → 5.00% ▼ 0.00 pts · high 14.25% / low 5.00%
0.00%11.75%23.50%Sep 17, 2026: 5.00% APRSep 21, 2026: 14.25% APRSep 25, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Sep 25, 20265.00%▼ from 14.25%
  • Sep 21, 202614.25%▲ from 5.00%
  • Sep 17, 20265.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Interest Rate5.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 17, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 17, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
View
▼
APR5.00%
Interest Rate5.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A 650-719

Rate History
1 change since Sep 14, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 14, 2026: 7.00% APRSep 17, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20265.00%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
72 Months
View
▼
APR5.00%
Interest Rate5.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00%
4.00%5.50%7.00%Sep 14, 2026: 6.00% APRSep 17, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20265.00%▼ from 6.00%
  • Sep 14, 20266.00%first recorded
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loan
5.00%
1-36 Months
View
▼
APR5.00%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

Credit Rating: A+; Mileage: 6,000 Miles or Less; Model Year: 2026 - 2027 New; Rates effective 7/14/2026

Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 13, 2026
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6 year
View
▼
APR5.00%
Term1-6 year
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Interest Rate4.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 7 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 6 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Vehicle Loan
5.04%
24 Months
View
▼
APR5.04%
Term24 Months
Last UpdatedOct 10, 2026
Details

As Low As; 4.29%

Rate History
No change since Oct 10, 2026 · 5.04% APR
4.54%5.04%5.54%Oct 10, 2026: 5.04% APROct 10, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2026-2027)
5.08%
Up to 60 months
View
▼
APR5.08%
Interest Rate4.74%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Based on TruePerks membership and credit score of 700 or better

Rate History
No change since Oct 4, 2026 · 5.08% APR · checked 2 times
4.58%5.08%5.58%Oct 4, 2026: 5.08% APROct 4, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.11%
800 Falls Creek Dr, Vandalia, OH, 45377 8600
Vehicle Loan
5.10%
Up to 63 Months
View
▼
APR5.10%
Interest Rate5.10%
TermUp to 63 Months
Last UpdatedOct 10, 2026
Details

2023 or Newer

Rate History
No change since Sep 14, 2026 · 5.10% APR · checked 6 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APRSep 14, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Vehicle Loan
5.12%
36 Months
View
▼
APR5.12%
Term36 Months
Last UpdatedOct 10, 2026
Details

As Low As; 4.49%

Rate History
No change since Oct 10, 2026 · 5.12% APR
4.62%5.12%5.62%Oct 10, 2026: 5.12% APROct 10, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
37-48 Months
View
▼
APR5.14%
Term37-48 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
49-60 Months
View
▼
APR5.14%
Term49-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
USX Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2027-2026-2025-2024 Loan
5.14%
Up to 48 months
View
▼
APR5.14%
TermUp to 48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.14% APR · checked 2 times
4.64%5.14%5.64%Oct 6, 2026: 5.14% APROct 6, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Vehicle Loan
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedOct 10, 2026
Details

As Low As; 4.69%

Rate History
No change since Oct 10, 2026 · 5.15% APR
4.65%5.15%5.65%Oct 10, 2026: 5.15% APROct 10, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.15%
84 months
View
▼
APR5.15%
Interest Rate5.15%
Term84 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 5.15% APR · checked 3 times
4.65%5.15%5.65%Sep 30, 2026: 5.15% APRSep 30, 2026Oct 13, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
12837 US Highway 68, Kenton, OH, 43326
NEW VEHICLE LOAN
5.15%
72 months
View
▼
APR5.15%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; Buy that new vehicle you've been wanting!

Rate History
1 change since Sep 21, 2026 · 5.10% → 5.15% ▲ 0.05 pts · high 5.15% / low 5.10%
4.60%5.13%5.65%Sep 21, 2026: 5.10% APROct 5, 2026: 5.15% APRSep 21, 2026Oct 13, 2026
  • Oct 5, 20265.15%▲ from 5.10%
  • Sep 21, 20265.10%first recorded
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
12837 US Highway 68, Kenton, OH, 43326
PRE OWNED VEHICLE LOAN
5.15%
60 months
View
▼
APR5.15%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Great rates on used autos too!

Rate History
1 change since Sep 21, 2026 · 5.10% → 5.15% ▲ 0.05 pts · high 5.15% / low 5.10%
4.60%5.13%5.65%Sep 21, 2026: 5.10% APROct 5, 2026: 5.15% APRSep 21, 2026Oct 13, 2026
  • Oct 5, 20265.15%▲ from 5.10%
  • Sep 21, 20265.10%first recorded
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer New Auto
5.18%
up to 72 Months
View
▼
APR5.18%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 10, 2026 · 5.18% APR
4.68%5.18%5.68%Oct 10, 2026: 5.18% APROct 10, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
New Autos - 2025 & Newer
5.18%
up to 72 Months
View
▼
APR5.18%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 4.93% → 5.18% ▲ 0.25 pts · high 5.18% / low 4.93%
4.43%5.06%5.68%Sep 14, 2026: 4.93% APRSep 27, 2026: 5.18% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20265.18%▲ from 4.93%
  • Sep 14, 20264.93%first recorded
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
5.19%
76 - 88 Months
View
▼
APR5.19%
Term76 - 88 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $15,000

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 2 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Business Vehicle Loan
5.19%
Up to 36 months
View
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
5.20%
6 years
View
▼
APR5.20%
Interest Rate4.99%
Term6 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 5.20% APR
4.70%5.20%5.70%Oct 13, 2026: 5.20% APROct 13, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
5.20%
6 years
View
▼
APR5.20%
Interest Rate4.99%
Term6 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 5.20% APR
4.70%5.20%5.70%Oct 13, 2026: 5.20% APROct 13, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
Used Autos - 2024 & Newer
5.21%
up to 72 Months
View
▼
APR5.21%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 4.96% → 5.21% ▲ 0.25 pts · high 5.21% / low 4.96%
4.46%5.09%5.71%Sep 14, 2026: 4.96% APRSep 27, 2026: 5.21% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20265.21%▲ from 4.96%
  • Sep 14, 20264.96%first recorded
Education First Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 13.58%
510 E Mound St, Columbus, OH, 43215 5539
Auto Loan
5.24%
up to 66 months
View
▼
APR5.24%
Termup to 66 months
Last UpdatedOct 10, 2026
Details

As low as; Model Year: 2026-2025

Rate History
No change since Oct 10, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 10, 2026: 5.24% APROct 10, 2026Oct 13, 2026
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
830 Bethesda Dr, Zanesville, OH, 43701 1895
New Cars Loan
5.24%
up to 72 months
View
▼
APR5.24%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

As low as; Loan interest rates are based on credit worthiness and the terms of the loan.

Rate History
No change since Oct 10, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 10, 2026: 5.24% APROct 10, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
5.24%
48 months
View
▼
APR5.24%
Interest Rate5.24%
Term48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
5.24%
60 months
View
▼
APR5.24%
Interest Rate5.24%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
5.24%
48 months
View
▼
APR5.24%
Interest Rate5.24%
Term48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
5.24%
60 months
View
▼
APR5.24%
Interest Rate5.24%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
New & Recent Model Year Vehicles Loan
5.24%
Up to 84 months
View
▼
APR5.24%
TermUp to 84 months
Last UpdatedOct 12, 2026
Details

2025 & Newer Model Years; up to 110% Price/NADA Retail Value

Rate History
No change since Sep 12, 2026 · 5.24% APR · checked 7 times
4.74%5.24%5.74%Sep 12, 2026: 5.24% APRSep 12, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
Used Automobiles (2021 - 2024)
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR* (As low as); Estimated payment per $1000: $17.48; APR = Annual percentage rate. Rates may vary.

Rate History
No change since Sep 17, 2026 · 5.24% APR · checked 8 times
4.74%5.24%5.74%Sep 17, 2026: 5.24% APRSep 17, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply; Rates subject to change

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
Used Cars Loan
5.24%
Up to 72 Months
View
▼
APR5.24%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2301 Payne Ave, Cleveland, OH, 44114
1st Time Car Buyer Program - New and USED AUTO LOAN
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; 1st Time Car Buyer Program; As of 10/01/2026; Qualifications apply

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
5.24%
73 to 84 months
View
▼
APR5.24%
Term73 to 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
5.24%
49 to 54 months
View
▼
APR5.24%
Term49 to 54 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026

Ohio New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Interest Rate2.50%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 2.50% APR · checked 7 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Interest Rate2.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 2.75% APR · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
36 Months
View
▼
APR2.75%
Interest Rate2.75%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 2.75% APR · checked 7 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APRSep 18, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Interest Rate3.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.00% APR · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
48 Months
View
▼
APR3.00%
Interest Rate3.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.00% APR · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Interest Rate3.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.25% APR · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
60 Months
View
▼
APR3.25%
Interest Rate3.25%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.25% APR · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Interest Rate3.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
72 Months
View
▼
APR3.50%
Interest Rate3.50%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Interest Rate3.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 3.75% APR · checked 7 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APRSep 18, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
View
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026/27
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Oct 10, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 10, 2026: 3.99% APROct 10, 2026Oct 13, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026/27
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Oct 10, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 10, 2026: 3.99% APROct 10, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
72 Months
View
▼
APR4.00%
Interest Rate4.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Term: 36 Months - 63 Months; As Low As

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Term: 36 Months - 63 Months; As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
971 WOOSTER RD W, BARBERTON, OH, 44203
Newer Models (2023 & Newer) Auto Loan
4.25%
Up to 72 months
View
▼
APR4.25%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Up to 100% Financing; Model Year: 2023 & Newer; Rates as of April 1, 2026

Rate History
No change since Oct 12, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
1380 Market Ave N, Canton, OH, 44714 2606
New Auto Loan
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 12, 2026
Details

Additional APR listed for this product: 4.74%. Sample monthly payment for a loan of $20,000 and a term of 72 months at 4.25% APR would be approximately $315.19; at 4.74% APR would be approximately $319.69. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Interest Rate4.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 6 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
View
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
136 McMahan Blvd, Marion, OH, 43302
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.49%
Up to 39 Months
View
▼
APR4.49%
TermUp to 39 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $4,000

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 - Carfax Loan
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Auto loan APR

Rate History
No change since Oct 8, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 8, 2026: 4.49% APROct 8, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

APR (As low as); Estimated payment per $1000: $22.80

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 5 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
New Vehicle Loan
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedOct 9, 2026
Details

Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH.

Rate History
1 change since Sep 29, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 29, 2026: 4.25% APROct 5, 2026: 4.50% APRSep 29, 2026Oct 13, 2026
  • Oct 5, 20264.50%▲ from 4.25%
  • Sep 29, 20264.25%first recorded
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Refinanced New Vehicle Loan (1 yr old or newer)
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedOct 9, 2026
Details

Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Interest Rate4.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
84 Months
View
▼
APR4.50%
Interest Rate4.50%
Term84 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-5 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Interest Rate4.50%
Term72 Months
Last UpdatedOct 13, 2026
Details

over $20,000; As Low As

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
49-60 Months
View
▼
APR4.54%
Term49-60 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
61-72 Months
View
▼
APR4.54%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 4.54% APR · checked 6 times
4.04%4.54%5.04%Sep 14, 2026: 4.54% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.54%
4 years
View
▼
APR4.54%
Interest Rate4.24%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.54% APR
4.04%4.54%5.04%Oct 13, 2026: 4.54% APROct 13, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
711 Beaver Creek Rd, Piketon, OH, 45661
New/Used Cars Loan
4.57%
Up to 60 months
View
▼
APR4.57%
Interest Rate4.24%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Maximum term footnote: Minimum $25,000.00 loan amount to be eligible for 84 month term (2023 & Newer Only); APR based on $20,000.00 loan with $125.00 Loan Origination Fee, $35.06 VSI Premium and 60 Month Term

Rate History
No change since Sep 29, 2026 · 4.57% APR · checked 3 times
4.07%4.57%5.07%Sep 29, 2026: 4.57% APRSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Auto Loan
4.59%
61-72 Months
View
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
New Vehicle Loan
4.59%
61-72 months
View
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1835 Sunset Blvd, Steubenville, OH, 43952
New Vehicle Financing
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; 100% Financing; Rates effective 1-2-26. Payment example of 4.59% APR for 36 months would be $250 cash applies only to approved vehicle and motorcycle loans. This $250 cash offer is good for 2018-2026 vehicles on approved new loans or refinanced loans from other financial institutions. Limited time offer; terms and conditions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 4.59% APR · checked 5 times
4.09%4.59%5.09%Sep 16, 2026: 4.59% APRSep 16, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.64%
3 years
View
▼
APR4.64%
Interest Rate4.24%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.64% APR
4.14%4.64%5.14%Oct 13, 2026: 4.64% APROct 13, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.65%
60 months
View
▼
APR4.65%
Interest Rate4.65%
Term60 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.65% APR · checked 3 times
4.15%4.65%5.15%Sep 30, 2026: 4.65% APRSep 30, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.69%
40 - 64 Months
View
▼
APR4.69%
Term40 - 64 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $7,500

Rate History
No change since Sep 14, 2026 · 4.69% APR · checked 2 times
4.19%4.69%5.19%Sep 14, 2026: 4.69% APRSep 14, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Interest Rate4.25%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.71% APR · checked 7 times
4.21%4.71%5.21%Sep 14, 2026: 4.71% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
4.74%
5 years
View
▼
APR4.74%
Interest Rate4.49%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Eaton Family Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.40%
28954 Chardon Rd, Willoughby Hills, OH, 44092
New Vehicles & Motorcycles Loan
4.74%
up to 72 months
View
▼
APR4.74%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.74%
Up to 60 Months
View
▼
APR4.74%
TermUp to 60 Months
Last UpdatedOct 10, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 14, 2026: 4.74% APRSep 14, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
4.74%
72 months or less
View
▼
APR4.74%
Term72 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
4.74%
48 months or less
View
▼
APR4.74%
Term48 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2020-2021) Loan
4.74%
60 months or less
View
▼
APR4.74%
Term60 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2020-2021; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2022 and Newer) Loan
4.74%
66 months or less
View
▼
APR4.74%
Term66 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New Vehicles Loan
4.74%
72 months or less
View
▼
APR4.74%
Term72 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
New Vehicle Loan
4.75%
From 37 to 48 Months
View
▼
APR4.75%
TermFrom 37 to 48 Months
Last UpdatedOct 9, 2026
Details

Actual Rate is based on your Credit Score (rates listed = 740+ credit score). Add 0.25%/0.26% if payments are NOT made by payroll deduction or ACH.

Rate History
1 change since Sep 29, 2026 · 4.50% → 4.75% ▲ 0.25 pts · high 4.75% / low 4.50%
4.00%4.63%5.25%Sep 29, 2026: 4.50% APROct 5, 2026: 4.75% APRSep 29, 2026Oct 13, 2026
  • Oct 5, 20264.75%▲ from 4.50%
  • Sep 29, 20264.50%first recorded
Solon Chagrin Falls Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
33600 Inwood Dr, Solon, OH, 44139 4132
Refinanced New Vehicle Loan (1 yr old or newer)
4.75%
From 37 to 48 Months
View
▼
APR4.75%
TermFrom 37 to 48 Months
Last UpdatedOct 9, 2026
Details

Same tiers as New Vehicle; 100% of payoff; 740+ credit score. Add .25/.26 if payments are not made by payroll deduction or ACH.

Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
TOLEDO METRO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1212 Adams St, Toledo, OH, 43604
New Auto Loan
4.75%
72 months or Less
View
▼
APR4.75%
Term72 months or Less
Last UpdatedOct 10, 2026
Details

Credit Score: A+ 740+; *With .50% discount for Automatic Payments or Direct Deposit

Rate History
No change since Sep 30, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 30, 2026: 4.75% APRSep 30, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Interest Rate4.75%
Term84 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.05%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
4.75%
Up to 84 Months
View
▼
APR4.75%
Interest Rate4.75%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.75% - 18%. Rates effective June 18, 2026; Rates based on credit history evaluation

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

over $20,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.82%
72 Months
View
▼
APR4.82%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Lowest rate requires a direct deposit in place prior to loan disbursement; APR based on financing $25,000 for 60 months; $50 processing fee included in APR

Rate History
No change since Sep 14, 2026 · 4.82% APR · checked 6 times
4.32%4.82%5.32%Sep 14, 2026: 4.82% APRSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Interest Rate4.50%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 7 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.89%
65 - 75 Months
View
▼
APR4.89%
Term65 - 75 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $10,000

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 2 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.90%
72 months
View
▼
APR4.90%
Interest Rate4.90%
Term72 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.90% APR · checked 3 times
4.40%4.90%5.40%Sep 30, 2026: 4.90% APRSep 30, 2026Oct 13, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
View
▼
APR4.99%
TermUp to 76 Months
Last UpdatedOct 10, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
New Vehicle Loan
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.99%
Up to 84 months
View
▼
APR4.99%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

Rates As Low As

Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 10, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.44%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Interest Rate4.99%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; 60 Months fixed; More Info

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
5248 Hill Ave, Toledo, OH, 43615 5868
Automobiles - 2025-2026(new/untitled)
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Year: 2025-2026(new/untitled); APR starting at; Rate based on creditworthiness and term of loan

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedOct 13, 2026
Details

APR (As low as); Estimated payment per $1000: $17.36

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars Loan
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply; Rates subject to change

Rate History
No change since Oct 13, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Oct 13, 2026
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 13, 2026
Details

Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.64% → 4.99% ▲ 0.35 pts · high 4.99% / low 4.64%
4.14%4.81%5.49%Sep 14, 2026: 4.64% APROct 5, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.99%▲ from 4.64%
  • Sep 14, 20264.64%first recorded
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Interest Rate4.99%
Term84 Months
Last UpdatedOct 13, 2026
Details

$25,000; As Low As

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Interest Rate4.99%
Term84 Months
Last UpdatedOct 13, 2026
Details

over $25,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Auto Loans (2023 or Newer)
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99% - 15.44%.

Rate History
No change since Oct 1, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 1, 2026: 4.99% APROct 1, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.00%
Up to 3 years
View
▼
APR5.00%
TermUp to 3 years
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 3; best rates based on approved credit, reflects maximum relationship discount of 1.00%

Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.53%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.00%
Up to 4 years
View
▼
APR5.00%
TermUp to 4 years
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 4; best rates based on approved credit, reflects maximum relationship discount of 1.00%

Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1067 s main st, lima, OH, 45804 2043
NEW/NEWER VEHICLES (2026-2023) Loan
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedOct 12, 2026
Details

Daily Periodic Rate: Starting @ 0.01370%

Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Interest Rate5.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A (650-719)

Rate History
No change since Sep 18, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APRSep 18, 2026Oct 13, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loan
5.00%
1-36 Months
View
▼
APR5.00%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

Credit Rating: A+; Mileage: 6,000 Miles or Less; Model Year: 2026 - 2027 New; Rates effective 7/14/2026

Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 13, 2026
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6 year
View
▼
APR5.00%
Term1-6 year
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Interest Rate4.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 7 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedOct 10, 2026
Details

As Low As; * Rates are subject to change without notice.

Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 6 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 13, 2026
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2026-2027)
5.08%
Up to 60 months
View
▼
APR5.08%
Interest Rate4.74%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Based on TruePerks membership and credit score of 700 or better

Rate History
No change since Oct 4, 2026 · 5.08% APR · checked 2 times
4.58%5.08%5.58%Oct 4, 2026: 5.08% APROct 4, 2026Oct 13, 2026
USX Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2027-2026-2025-2024 Loan
5.14%
Up to 48 months
View
▼
APR5.14%
TermUp to 48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.14% APR · checked 2 times
4.64%5.14%5.64%Oct 6, 2026: 5.14% APROct 6, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.15%
84 months
View
▼
APR5.15%
Interest Rate5.15%
Term84 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 5.15% APR · checked 3 times
4.65%5.15%5.65%Sep 30, 2026: 5.15% APRSep 30, 2026Oct 13, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
12837 US Highway 68, Kenton, OH, 43326
NEW VEHICLE LOAN
5.15%
72 months
View
▼
APR5.15%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; Buy that new vehicle you've been wanting!

Rate History
1 change since Sep 21, 2026 · 5.10% → 5.15% ▲ 0.05 pts · high 5.15% / low 5.10%
4.60%5.13%5.65%Sep 21, 2026: 5.10% APROct 5, 2026: 5.15% APRSep 21, 2026Oct 13, 2026
  • Oct 5, 20265.15%▲ from 5.10%
  • Sep 21, 20265.10%first recorded
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer New Auto
5.18%
up to 72 Months
View
▼
APR5.18%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 10, 2026 · 5.18% APR
4.68%5.18%5.68%Oct 10, 2026: 5.18% APROct 10, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
New Autos - 2025 & Newer
5.18%
up to 72 Months
View
▼
APR5.18%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 4.93% → 5.18% ▲ 0.25 pts · high 5.18% / low 4.93%
4.43%5.06%5.68%Sep 14, 2026: 4.93% APRSep 27, 2026: 5.18% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20265.18%▲ from 4.93%
  • Sep 14, 20264.93%first recorded
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
5.19%
76 - 88 Months
View
▼
APR5.19%
Term76 - 88 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $15,000

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 2 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - New Cars and Trucks
5.20%
6 years
View
▼
APR5.20%
Interest Rate4.99%
Term6 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 5.20% APR
4.70%5.20%5.70%Oct 13, 2026: 5.20% APROct 13, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
Used Autos - 2024 & Newer
5.21%
up to 72 Months
View
▼
APR5.21%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 4.96% → 5.21% ▲ 0.25 pts · high 5.21% / low 4.96%
4.46%5.09%5.71%Sep 14, 2026: 4.96% APRSep 27, 2026: 5.21% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20265.21%▲ from 4.96%
  • Sep 14, 20264.96%first recorded
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
830 Bethesda Dr, Zanesville, OH, 43701 1895
New Cars Loan
5.24%
up to 72 months
View
▼
APR5.24%
Termup to 72 months
Last UpdatedOct 10, 2026
Details

As low as; Loan interest rates are based on credit worthiness and the terms of the loan.

Rate History
No change since Oct 10, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 10, 2026: 5.24% APROct 10, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
5.24%
48 months
View
▼
APR5.24%
Interest Rate5.24%
Term48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
5.24%
60 months
View
▼
APR5.24%
Interest Rate5.24%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
New & Recent Model Year Vehicles Loan
5.24%
Up to 84 months
View
▼
APR5.24%
TermUp to 84 months
Last UpdatedOct 12, 2026
Details

2025 & Newer Model Years; up to 110% Price/NADA Retail Value

Rate History
No change since Sep 12, 2026 · 5.24% APR · checked 7 times
4.74%5.24%5.74%Sep 12, 2026: 5.24% APRSep 12, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply; Rates subject to change

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2301 Payne Ave, Cleveland, OH, 44114
1st Time Car Buyer Program - New and USED AUTO LOAN
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; 1st Time Car Buyer Program; As of 10/01/2026; Qualifications apply

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
5.24%
73 to 84 months
View
▼
APR5.24%
Term73 to 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
5.24%
49 to 54 months
View
▼
APR5.24%
Term49 to 54 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026

Ohio Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 7.00% → 4.00% ▼ 3.00 pts · high 7.00% / low 4.00%
1.00%5.50%10.00%Sep 14, 2026: 7.00% APRSep 17, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.00%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
48 Months
View
▼
APR4.00%
Interest Rate4.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.00% ▼ 1.25 pts · high 5.25% / low 4.00%
2.75%4.63%6.50%Sep 14, 2026: 5.25% APRSep 17, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.00%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
View
▼
APR4.00%
Interest Rate4.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Term: 36 Months - 63 Months; As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Interest Rate4.25%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.25% ▼ 1.00 pts · high 5.25% / low 4.25%
3.25%4.75%6.25%Sep 14, 2026: 5.25% APRSep 17, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.25%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
60 Months
View
▼
APR4.25%
Interest Rate4.25%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 4.50% → 4.25% ▼ 0.25 pts · high 4.50% / low 4.25%
3.75%4.38%5.00%Sep 14, 2026: 4.50% APRSep 17, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.25%▼ from 4.50%
  • Sep 14, 20264.50%first recorded
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.49%
Up to 39 Months
View
▼
APR4.49%
TermUp to 39 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $4,000

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Interest Rate4.50%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 17, 2026 · 4.50% APR · checked 8 times
4.00%4.50%5.00%Sep 17, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Interest Rate4.50%
Term60 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-7 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle age: 1-5 years old; New: 100% financing; Used: 100% of NADA Avg. Retail

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.54%
4 years
View
▼
APR4.54%
Interest Rate4.24%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.54% APR
4.04%4.54%5.04%Oct 13, 2026: 4.54% APROct 13, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
711 Beaver Creek Rd, Piketon, OH, 45661
New/Used Cars Loan
4.57%
Up to 60 months
View
▼
APR4.57%
Interest Rate4.24%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Maximum term footnote: Minimum $25,000.00 loan amount to be eligible for 84 month term (2023 & Newer Only); APR based on $20,000.00 loan with $125.00 Loan Origination Fee, $35.06 VSI Premium and 60 Month Term

Rate History
No change since Sep 29, 2026 · 4.57% APR · checked 3 times
4.07%4.57%5.07%Sep 29, 2026: 4.57% APRSep 29, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.64%
3 years
View
▼
APR4.64%
Interest Rate4.24%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.64% APR
4.14%4.64%5.14%Oct 13, 2026: 4.64% APROct 13, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.65%
60 months
View
▼
APR4.65%
Interest Rate4.65%
Term60 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.65% APR · checked 3 times
4.15%4.65%5.15%Sep 30, 2026: 4.65% APRSep 30, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.69%
40 - 64 Months
View
▼
APR4.69%
Term40 - 64 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $7,500

Rate History
No change since Sep 14, 2026 · 4.69% APR · checked 2 times
4.19%4.69%5.19%Sep 14, 2026: 4.69% APRSep 14, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Interest Rate4.25%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.71% APR · checked 7 times
4.21%4.71%5.21%Sep 14, 2026: 4.71% APRSep 14, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
4.74%
5 years
View
▼
APR4.74%
Interest Rate4.49%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
445 S Main St, Akron, OH, 44311 1056
New and Used Auto Loans
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021; Includes 1/4 rate discount for selecting an automated loan repayment option

Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
4.74%
72 months or less
View
▼
APR4.74%
Term72 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
4.74%
48 months or less
View
▼
APR4.74%
Term48 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2020-2021) Loan
4.74%
60 months or less
View
▼
APR4.74%
Term60 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2020-2021; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2022 and Newer) Loan
4.74%
66 months or less
View
▼
APR4.74%
Term66 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 and Newer; Daily Periodic Rate as low as .012986%

Rate History
No change since Oct 13, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 13, 2026: 4.74% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
66 months or less
View
▼
APR4.74%
Term66 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 and Newer; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
60 months or less
View
▼
APR4.74%
Term60 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2020-2021; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
Used Vehicles Loan
4.74%
48 months or less
View
▼
APR4.74%
Term48 months or less
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as: .012986%

Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Oct 13, 2026
TOLEDO METRO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1212 Adams St, Toledo, OH, 43604
Used Auto Loan
4.75%
72 months or Less
View
▼
APR4.75%
Term72 months or Less
Last UpdatedOct 10, 2026
Details

Credit Score: A+ 740+

Rate History
No change since Sep 30, 2026 · 4.75% APR · checked 4 times
4.25%4.75%5.25%Sep 30, 2026: 4.75% APRSep 30, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.75% ▼ 1.75 pts · high 6.50% / low 4.75%
3.00%5.63%8.25%Sep 17, 2026: 6.50% APROct 13, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.75%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
36 Months
View
▼
APR4.75%
Interest Rate4.75%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Interest Rate4.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Interest Rate4.75%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A 650-719

Rate History
1 change since Sep 14, 2026 · 6.75% → 4.75% ▼ 2.00 pts · high 6.75% / low 4.75%
2.75%5.75%8.75%Sep 14, 2026: 6.75% APRSep 17, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.75%▼ from 6.75%
  • Sep 14, 20266.75%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A++ 750+

Rate History
1 change since Sep 14, 2026 · 6.00% → 4.75% ▼ 1.25 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20264.75%▼ from 6.00%
  • Sep 14, 20266.00%first recorded
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Interest Rate4.75%
Term72 Months
Last UpdatedOct 13, 2026
Details

over $20,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Auto Loan
4.79%
12-36 Months
View
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Vehicle Loan
4.79%
up to 36 months
View
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Interest Rate4.50%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 4.85% APR · checked 7 times
4.35%4.85%5.35%Sep 14, 2026: 4.85% APRSep 14, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
4.89%
65 - 75 Months
View
▼
APR4.89%
Term65 - 75 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $10,000

Rate History
No change since Sep 14, 2026 · 4.89% APR · checked 2 times
4.39%4.89%5.39%Sep 14, 2026: 4.89% APRSep 14, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
4.90%
72 months
View
▼
APR4.90%
Interest Rate4.90%
Term72 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.90% APR · checked 3 times
4.40%4.90%5.40%Sep 30, 2026: 4.90% APRSep 30, 2026Oct 13, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.99%
Up to 84 months
View
▼
APR4.99%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

Rates As Low As

Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 10, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.98%
6 S 2nd St, Hamilton, OH, 45011 2846
New & Used Vehicle Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective as of 11/03/25

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Interest Rate4.99%
Term84 Months
Last UpdatedOct 13, 2026
Details

over $25,000; As Low As

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.66%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021) Loan
5.00%
36-48 Months
View
▼
APR5.00%
Term36-48 Months
Last UpdatedOct 12, 2026
Details

Beacon Score: 725+; Used cars will be given average trade in value in NADA book

Rate History
No change since Oct 12, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 12, 2026: 5.00% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
1917 Ridge Ave, Zanesville, OH, 43701 4146
New/Used Vehicles Loan
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 17, 2026: 7.00% APROct 13, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20265.00%▼ from 7.00%
  • Sep 17, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
No change since Oct 5, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 5, 2026: 5.00% APROct 5, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
48 Months
View
▼
APR5.00%
Interest Rate5.00%
Term48 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A++ (750+)

Rate History
2 changes since Sep 17, 2026 · 5.00% → 5.00% ▼ 0.00 pts · high 14.25% / low 5.00%
0.00%11.75%23.50%Sep 17, 2026: 5.00% APRSep 21, 2026: 14.25% APRSep 25, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
  • Sep 25, 20265.00%▼ from 14.25%
  • Sep 21, 202614.25%▲ from 5.00%
  • Sep 17, 20265.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Interest Rate5.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Grade: A+ (720-749)

Rate History
No change since Sep 17, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 17, 2026: 5.00% APRSep 17, 2026Oct 13, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
View
▼
APR5.00%
Interest Rate5.00%
Term36 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A 650-719

Rate History
1 change since Sep 14, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00%
3.00%6.00%9.00%Sep 14, 2026: 7.00% APRSep 17, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20265.00%▼ from 7.00%
  • Sep 14, 20267.00%first recorded
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
72 Months
View
▼
APR5.00%
Interest Rate5.00%
Term72 Months
Last UpdatedOct 13, 2026
Details

Credit Tier: A+ 720-749

Rate History
1 change since Sep 14, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00%
4.00%5.50%7.00%Sep 14, 2026: 6.00% APRSep 17, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20265.00%▼ from 6.00%
  • Sep 14, 20266.00%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
315 Croghan St, Fremont, OH, 43420 3013
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Interest Rate4.75%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Automobile loan; Based on 730+ credit score

Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 7 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
37-48 Months
View
▼
APR5.14%
Term37-48 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
49-60 Months
View
▼
APR5.14%
Term49-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.14% APR · checked 6 times
4.64%5.14%5.64%Sep 14, 2026: 5.14% APRSep 14, 2026Oct 13, 2026
USX Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2027-2026-2025-2024 Loan
5.14%
Up to 48 months
View
▼
APR5.14%
TermUp to 48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 5.14% APR · checked 2 times
4.64%5.14%5.64%Oct 6, 2026: 5.14% APROct 6, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.15%
84 months
View
▼
APR5.15%
Interest Rate5.15%
Term84 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 5.15% APR · checked 3 times
4.65%5.15%5.65%Sep 30, 2026: 5.15% APRSep 30, 2026Oct 13, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
28543 Oregon Rd, Perrysburg, OH, 43551
New & Used Auto Loan
5.19%
76 - 88 Months
View
▼
APR5.19%
Term76 - 88 Months
Last UpdatedOct 10, 2026
Details

Minimum Loan Amount $15,000

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 2 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
1240 E 9th St, Cleveland, OH, 44199
Used Business Vehicle Loan
5.19%
Up to 36 months
View
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
401 Chillicothe St, Portsmouth, OH, 45662
Vehicle Loans - Used Cars and Trucks
5.20%
6 years
View
▼
APR5.20%
Interest Rate4.99%
Term6 years
Last UpdatedOct 13, 2026
Details

As Low As; APR based on $25,000 loan with $150 origination fee; rates based on A+ credit score, 10% equity, auto deduction from Desco Advantage Plus checking, current Desco mortgage, Desco credit card

Rate History
No change since Oct 13, 2026 · 5.20% APR
4.70%5.20%5.70%Oct 13, 2026: 5.20% APROct 13, 2026Oct 13, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
17526 Madison Ave, Lakewood, OH, 44107
Used Autos - 2024 & Newer
5.21%
up to 72 Months
View
▼
APR5.21%
Interest Rate4.99%
Termup to 72 Months
Last UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 4.96% → 5.21% ▲ 0.25 pts · high 5.21% / low 4.96%
4.46%5.09%5.71%Sep 14, 2026: 4.96% APRSep 27, 2026: 5.21% APRSep 14, 2026Oct 13, 2026
  • Sep 27, 20265.21%▲ from 4.96%
  • Sep 14, 20264.96%first recorded
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
5.24%
48 months
View
▼
APR5.24%
Interest Rate5.24%
Term48 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.72%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
5.24%
60 months
View
▼
APR5.24%
Interest Rate5.24%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 14, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
19775 State Route 739, Marysville, OH, 43040
Used Automobiles (2021 - 2024)
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR* (As low as); Estimated payment per $1000: $17.48; APR = Annual percentage rate. Rates may vary.

Rate History
No change since Sep 17, 2026 · 5.24% APR · checked 8 times
4.74%5.24%5.74%Sep 17, 2026: 5.24% APRSep 17, 2026Oct 13, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
6613 Maplewood Ave, Sylvania, OH, 43560
Used Cars Loan
5.24%
Up to 72 Months
View
▼
APR5.24%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; APR includes automatic payment discount; Term & Loan-to-Value limitations apply

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2301 Payne Ave, Cleveland, OH, 44114
1st Time Car Buyer Program - New and USED AUTO LOAN
5.24%
72 months
View
▼
APR5.24%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; 1st Time Car Buyer Program; As of 10/01/2026; Qualifications apply

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - New Vehicles (Model Years: 2024 and Newer) Loan
5.24%
73 to 84 months
View
▼
APR5.24%
Term73 to 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2024 and Newer; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
4140 W Laskey Rd, Toledo, OH, 43623 3758
New and Used Vehicles - Used Vehicles (Model Years: 2017-2019) Loan
5.24%
49 to 54 months
View
▼
APR5.24%
Term49 to 54 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017-2019; Daily Periodic Rate as low as .014356%

Rate History
No change since Oct 13, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 13, 2026: 5.24% APROct 13, 2026Oct 13, 2026

Ohio Auto Loan Rate Trends

Compare local Ohio auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Ohio Auto Trends
New Auto Loan OH Avg
5.369%
▲ 0.095 vs 7 days ago

Ohio new auto rates rose 0.095 points over the past 7 days to 5.369% APR.

Used Auto Loan OH Avg
6.033%
▲ 0.027 vs 7 days ago

Ohio used auto rates rose 0.027 points over the past 7 days to 6.033% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Ohio Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Ohio figures.

Current New Auto Avg
5.37%
APR, as of Oct 13, 2026
6-Month Forecast
5.45%
Fed hold assumed
12-Month Forecast
5.52%
Range: 5.17% to 5.72%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Ohio APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.37% APR
OH average		 Used Auto @ 6.03% APR
OH average		 Monthly Difference
$15,000 $285.61/mo $290.22/mo $4.61/mo
$25,000 $476.02/mo $483.70/mo $7.69/mo
$35,000 $666.43/mo $677.19/mo $10.76/mo
$45,000 $856.83/mo $870.67/mo $13.83/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

Powered byMonitorBankRates

How to Get the Best Auto Loan Rate in Ohio

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Ohio locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Ohio. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?
  • Saving up for a bigger down payment: park it in a Ohio high-yield savings account so it earns while you shop
  • Buying from a private seller where auto financing is harder to arrange: compare personal loan rates
  • Car fund you won’t need for a set period: Ohio CD rates lock in a guaranteed return until you’re ready to buy

Ohio Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$44,003
Median Individual Earnings
National avg: $47,340
4.7%
Unemployment Rate
National avg: 4.8%
13.3%
Poverty Rate
National avg: 11.1%
$571/mo
Payment on a $30K / 60-mo Loan
At OH new-auto avg 5.37% APR

A $571 monthly car payment works out to roughly 15.6% of the median individual income in Ohio. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Ohio, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Ohio. We’ve prefilled the APR with today’s OH new-auto average, or click any current rate on the right to apply it instantly.

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Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
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Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Ohio. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in OH.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Ohio

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.97% APR Avg. used car loan we track: 6.70% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans
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Frequently Asked Questions about Auto Loans in Ohio

How does my credit score affect my car loan rate in Ohio?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Ohio?

Yes. A preapproval from a bank or credit union serving Ohio gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Ohio can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Ohio?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Ohio?

Based on our current data, some of the lowest auto loan rates available in Ohio include:
  • YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
  • United Federal Credit Union: 2.99% (Fixed Rate New & Used Auto Loans)
  • Baxter Credit Union: 3.84% (Auto Loans - 2025 & Newer)
  • Navy Federal Credit Union: 3.89% (New Auto Loan)
  • LAKEVIEW: 3.99% (New Auto 2026/27)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 13, 2026

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Auto Loan Rates by City in Ohio

  • Aberdeen
  • Ada
  • Adamsville
  • Addyston
  • Adelphi
  • Adena
  • Adrian
  • Akron
  • Albany
  • Alexandria
  • Alger
  • Alledonia
  • Alliance
  • Alpha
  • Alvada
  • Alvordton
  • Amanda
  • Amberley
  • Amelia
  • Amesville
  • Amherst
  • Amlin
  • Amsden
  • Amsterdam
  • Andover
  • Anna
  • Ansonia
  • Antioch
  • Antwerp
  • Apple Creek
  • Aquilla
  • Arcadia
  • Arcanum
  • Archbold
  • Arlington
  • Arlington Heights
  • Ashland
  • Ashley
  • Ashtabula
  • Ashville
  • Athalia
  • Athens
  • Attica
  • Atwater
  • Augusta
  • Aurora
  • Austinburg
  • Ava
  • Avon
  • Avon Lake
  • Bailey Lakes
  • Bainbridge
  • Bairdstown
  • Bakersville
  • Baltic
  • Baltimore
  • Bannock
  • Barberton
  • Barlow
  • Barnesville
  • Barnhill
  • Bartlett
  • Barton
  • Bascom
  • Batavia
  • Batesville
  • Bath
  • Bay View
  • Bay Village
  • Beach City
  • Beachwood
  • Beallsville
  • Beaver
  • Beavercreek
  • Beaverdam
  • Bedford
  • Bedford Heights
  • Bellaire
  • Bellbrook
  • Belle Center
  • Belle Valley
  • Bellefontaine
  • Bellevue
  • Bellville
  • Belmont
  • Belmore
  • Beloit
  • Belpre
  • Bentleyville
  • Benton Ridge
  • Bentonville
  • Berea
  • Bergholz
  • Berkey
  • Berlin
  • Berlin Center
  • Berlin Heights
  • Bethel
  • Bethesda
  • Bettsville
  • Beverly
  • Bexley
  • Bidwell
  • Big Prairie
  • Birmingham
  • Blacklick
  • Bladensburg
  • Blaine
  • Blakeslee
  • Blanchester
  • Blissfield
  • Bloomdale
  • Bloomingburg
  • Bloomingdale
  • Bloomville
  • Blue Ash
  • Blue Creek
  • Blue Rock
  • Bluffton
  • Bolivar
  • Boston Heights
  • Botkins
  • Bourneville
  • Bowerston
  • Bowersville
  • Bowling Green
  • Bradford
  • Bradner
  • Brady Lake
  • Bratenahl
  • Brecksville
  • Bremen
  • Brewster
  • Brice
  • Bridgeport
  • Brilliant
  • Brinkhaven
  • Bristolville
  • Broadview Heights
  • Broadway
  • Brookfield
  • Brooklyn
  • Brooklyn Heights
  • Brookpark
  • Brookside
  • Brookville
  • Broughton
  • Brownsville
  • Brunswick
  • Bryan
  • Buchtel
  • Buckeye Lake
  • Buckland
  • Bucyrus
  • Buffalo
  • Buford
  • Burbank
  • Burghill
  • Burgoon
  • Burkettsville
  • Burton
  • Butler
  • Butlerville
  • Byesville
  • Cable
  • Cadiz
  • Cairo
  • Caldwell
  • Caledonia
  • Cambridge
  • Camden
  • Cameron
  • Camp Dennison
  • Campbell
  • Canal Fulton
  • Canal Winchester
  • Canfield
  • Canton
  • Carbon Hill
  • Carbondale
  • Cardington
  • Carey
  • Carlisle
  • Carroll
  • Carrollton
  • Casstown
  • Castalia
  • Castine
  • Catawba
  • Cecil
  • Cedarville
  • Celina
  • Center
  • Centerburg
  • Centerville
  • Centerville (Thurman)
  • Chagrin Falls
  • Chandlersville
  • Chardon
  • Charm
  • Chatfield
  • Chauncey
  • Cherry Fork
  • Chesapeake
  • Cheshire
  • Chester
  • Chesterhill
  • Chesterland
  • Chesterville
  • Cheviot
  • Chickasaw
  • Chillicothe
  • Chilo
  • Chippewa Lake
  • Christiansburg
  • Cincinnati
  • Circleville
  • Clarington
  • Clarksburg
  • Clarksville
  • Clay Center
  • Clayton
  • Cleveland
  • Cleveland Heights
  • Cleves
  • Clifton
  • Clinton
  • Cloverdale
  • Clyde
  • Coal Grove
  • Coal Run
  • Coalton
  • Coldwater
  • Colerain
  • College Corner
  • Collins
  • Collinsville
  • Colton
  • Columbia
  • Columbia Station
  • Columbiana
  • Columbus
  • Columbus Grove
  • Commercial Point
  • Conesville
  • Congress
  • Conneaut
  • Conover
  • Continental
  • Convoy
  • Coolville
  • Corning
  • Cortland
  • Corwin
  • Coshocton
  • Covington
  • Craig Beach
  • Crane
  • Creola
  • Crestline
  • Creston
  • Cridersville
  • Crooksville
  • Croton
  • Crown City
  • Cuba
  • Cumberland
  • Curtice
  • Custar
  • Cutler
  • Cuyahoga Falls
  • Cuyahoga Heights
  • Cygnet
  • Cynthiana
  • Dalton
  • Damascus
  • Danbury
  • Danville
  • Darbyville
  • Dayton
  • De Graff
  • Decatur
  • Deer Park
  • Deerfield
  • Deersville
  • Defiance
  • Delaware
  • Dellroy
  • Delphos
  • Delta
  • Dennison
  • Derby
  • Derwent
  • Deshler
  • Dexter City
  • Diamond
  • Dillonvale
  • Dola
  • Donnelsville
  • Dorset
  • Dover
  • Doylestown
  • Dresden
  • Dublin
  • Dunbridge
  • Duncan Falls
  • Dundee
  • Dunkirk
  • Dupont
  • East Canton
  • East Claridon
  • East Cleveland
  • East Fultonham
  • East Liberty
  • East Liverpool
  • East Palestine
  • East Rochester
  • East Sparta
  • East Springfield
  • Eastlake
  • Eaton
  • Edgerton
  • Edison
  • Edon
  • Eldorado
  • Elgin
  • Elida
  • Elkton
  • Ellsworth
  • Elmore
  • Elmwood Place
  • Elyria
  • Empire
  • Englewood
  • Enon
  • Etna
  • Euclid
  • Evansport
  • Evendale
  • Fairborn
  • Fairfax
  • Fairfield
  • Fairlawn
  • Fairpoint
  • Fairport Harbor
  • Fairview
  • Fairview Park
  • Farmdale
  • Farmer
  • Farmersville
  • Fayette
  • Fayetteville
  • Feesburg
  • Felicity
  • Findlay
  • Flat Rock
  • Fleming
  • Fletcher
  • Florida
  • Flushing
  • Forest
  • Forest Park
  • Fort Jennings
  • Fort Loramie
  • Fort Recovery
  • Fostoria
  • Fowler
  • Frankfort
  • Franklin
  • Franklin Furnace
  • Frazeysburg
  • Fredericksburg
  • Fredericktown
  • Freeport
  • Fremont
  • Fresno
  • Friendship
  • Fulton
  • Fultonham
  • Gahanna
  • Galena
  • Galion
  • Gallipolis
  • Galloway
  • Gambier
  • Gann (Brinkhaven)
  • Garfield Heights
  • Garrettsville
  • Gates Mills
  • Geneva
  • Geneva-on-the-Lake
  • Genoa
  • Georgetown
  • Germantown
  • Gettysburg
  • Gibsonburg
  • Gilboa
  • Girard
  • Glandorf
  • Glencoe
  • Glendale
  • Glenford
  • Glenmont
  • Glenwillow
  • Gloria Glens Park
  • Glouster
  • Gnadenhutten
  • Golf Manor
  • Gomer
  • Gordon
  • Goshen
  • Grafton
  • Grand Rapids
  • Grand River
  • Grandview Heights
  • Granville
  • Gratiot
  • Gratis
  • Graysville
  • Graytown
  • Green
  • Green Camp
  • Green Springs
  • Greenfield
  • Greenford
  • Greenhills
  • Greentown
  • Greenville
  • Greenwich
  • Grelton
  • Grove City
  • Groveport
  • Grover Hill
  • Guysville
  • Gypsum
  • Hallsville
  • Hamden
  • Hamersville
  • Hamilton
  • Hamler
  • Hammondsville
  • Hanging Rock
  • Hannibal
  • Hanover
  • Hanoverton
  • Harbor View
  • Harlem Springs
  • Harpster
  • Harrisburg
  • Harrison
  • Harrisville
  • Harrod
  • Hartford
  • Hartford (Croton)
  • Hartville
  • Harveysburg
  • Haskins
  • Haverhill
  • Haviland
  • Haydenville
  • Hayesville
  • Heath
  • Hebron
  • Helena
  • Hemlock
  • Hicksville
  • Higginsport
  • Highland
  • Highland Heights
  • Highland Hills
  • Hilliard
  • Hills and Dales
  • Hillsboro
  • Hinckley
  • Hiram
  • Hockingport
  • Holgate
  • Holiday City
  • Holland
  • Hollansburg
  • Holloway
  • Holmesville
  • Homer
  • Homerville
  • Homeworth
  • Hooven
  • Hopedale
  • Hopewell
  • Houston
  • Howard
  • Hoytville
  • Hubbard
  • Huber Heights
  • Hudson
  • Hunting Valley
  • Huntsburg
  • Huntsville
  • Huron
  • Iberia
  • Independence
  • Irondale
  • Ironton
  • Irwin
  • Isle Saint George
  • Ithaca
  • Jackson
  • Jackson Center
  • Jacksonburg
  • Jacksontown
  • Jacksonville
  • Jacobsburg
  • Jamestown
  • Jasper
  • Jefferson
  • Jeffersonville
  • Jenera
  • Jeromesville
  • Jerry City
  • Jerusalem
  • Jewell
  • Jewett
  • Johnstown
  • Junction City
  • Kalida
  • Kansas
  • Keene
  • Kelleys Island
  • Kensington
  • Kent
  • Kenton
  • Kerr
  • Kettering
  • Kettlersville
  • Kidron
  • Kilbourne
  • Killbuck
  • Kimbolton
  • Kings Mills
  • Kingston
  • Kingsville
  • Kinsman
  • Kipling
  • Kipton
  • Kirby
  • Kirkersville
  • Kirtland
  • Kirtland Hills
  • Kitts Hill
  • Kunkle
  • La Rue
  • Lacarne
  • Lafayette
  • Lafferty
  • Lagrange
  • Laings
  • Lake Milton
  • Lakeline
  • Lakemore
  • Lakeside Marblehead
  • Lakeview
  • Lakeville
  • Lakewood
  • Lancaster
  • Langsville
  • Lansing
  • Latham
  • Latty
  • Laura
  • Laurelville
  • Leavittsburg
  • Lebanon
  • Lees Creek
  • Leesburg
  • Leesville
  • Leetonia
  • Leipsic
  • Lemoyne
  • Lewis Center
  • Lewisburg
  • Lewistown
  • Lewisville
  • Lexington
  • Liberty Center
  • Lima
  • Limaville
  • Lincoln Heights
  • Lindsey
  • Linndale
  • Lisbon
  • Litchfield
  • Lithopolis
  • Little Hocking
  • Lockbourne
  • Lockington
  • Lockland
  • Lodi
  • Logan
  • London
  • Londonderry
  • Long Bottom
  • Lorain
  • Lordstown
  • Lore City
  • Loudonville
  • Louisville
  • Loveland
  • Lowell
  • Lowellville
  • Lower Salem
  • Lucas
  • Lucasville
  • Luckey
  • Ludlow Falls
  • Lynchburg
  • Lyndhurst
  • Lynx
  • Lyons
  • Macedonia
  • Macksburg
  • Madeira
  • Madison
  • Magnetic Springs
  • Magnolia
  • Maineville
  • Malaga
  • Malinta
  • Malta
  • Malvern
  • Manchester
  • Mansfield
  • Mantua
  • Maple Heights
  • Maplewood
  • Marathon
  • Marble Cliff
  • Marblehead
  • Marengo
  • Maria Stein
  • Mariemont
  • Marietta
  • Marion
  • Mark Center
  • Marseilles
  • Marshallville
  • Martel
  • Martin
  • Martins Ferry
  • Martinsburg
  • Martinsville
  • Marysville
  • Mason
  • Massillon
  • Masury
  • Matamoras (New Matamoras)
  • Maumee
  • Maximo
  • Mayfield
  • Mayfield Heights
  • Maynard
  • McArthur
  • McClure
  • McComb
  • McConnelsville
  • McCutchenville
  • McDermott
  • McDonald
  • McGuffey
  • Mechanicsburg
  • Mechanicstown
  • Medina
  • Medway
  • Melmore
  • Melrose
  • Mendon
  • Mentor
  • Mentor-on-the-Lake
  • Mesopotamia
  • Metamora
  • Meyers Lake
  • Miamisburg
  • Miamitown
  • Miamiville
  • Middle Bass
  • Middle Point
  • Middlebranch
  • Middleburg
  • Middleburg Heights
  • Middlefield
  • Middleport
  • Middletown
  • Midland
  • Midvale
  • Midway
  • Mifflin
  • Milan
  • Milford
  • Milford Center
  • Millbury
  • Milledgeville
  • Miller City
  • Millersburg
  • Millersport
  • Millfield
  • Millville
  • Milton Center
  • Miltonsburg
  • Mineral City
  • Mineral Ridge
  • Minerva
  • Minerva Park
  • Minford
  • Mingo
  • Mingo Junction
  • Minster
  • Mogadore
  • Monclova
  • Monroe
  • Monroeville
  • Montezuma
  • Montgomery
  • Montpelier
  • Montville
  • Moraine
  • Moreland Hills
  • Morgan
  • Morral
  • Morristown
  • Morrow
  • Moscow
  • Mount Blanchard
  • Mount Cory
  • Mount Eaton
  • Mount Gilead
  • Mount Healthy
  • Mount Hope
  • Mount Liberty
  • Mount Orab
  • Mount Perry
  • Mount Pleasant
  • Mount Saint Joseph
  • Mount Sterling
  • Mount Vernon
  • Mount Victory
  • Mowrystown
  • Moxahala
  • Munroe Falls
  • Murray City
  • Mutual
  • Nankin
  • Napoleon
  • Nashport
  • Nashville
  • Navarre
  • Neapolis
  • Neffs
  • Negley
  • Nellie
  • Nelsonville
  • Nevada
  • Neville
  • New Albany
  • New Alexandria
  • New Athens
  • New Bavaria
  • New Bloomington
  • New Boston
  • New Bremen
  • New Carlisle
  • New Concord
  • New Franklin
  • New Hampshire
  • New Haven
  • New Holland
  • New Knoxville
  • New Lebanon
  • New Lexington
  • New London
  • New Madison
  • New Marshfield
  • New Matamoras
  • New Miami
  • New Middletown
  • New Paris
  • New Philadelphia
  • New Plymouth
  • New Richmond
  • New Riegel
  • New Rumley
  • New Springfield
  • New Straitsville
  • New Vienna
  • New Washington
  • New Waterford
  • New Weston
  • Newark
  • Newburgh Heights
  • Newbury
  • Newcomerstown
  • Newport
  • Newton Falls
  • Newtonsville
  • Newtown
  • Ney
  • Niles
  • Noble
  • North Baltimore
  • North Bend
  • North Benton
  • North Bloomfield
  • North Canton
  • North College Hill
  • North Fairfield
  • North Georgetown
  • North Hampton
  • North Jackson
  • North Kingsville
  • North Lawrence
  • North Lewisburg
  • North Lima
  • North Olmsted
  • North Perry
  • North Randall
  • North Ridgeville
  • North Robinson
  • North Royalton
  • North Star
  • Northfield
  • Northwood
  • Norton
  • Norwalk
  • Norwich
  • Norwood
  • Nova
  • Novelty
  • Oak Harbor
  • Oak Hill
  • Oakwood
  • Oberlin
  • Obetz
  • Oceola
  • Octa
  • Ohio City
  • Okeana
  • Okolona
  • Old Fort
  • Old Washington
  • Olmsted Falls
  • Ontario
  • Orange
  • Orangeville
  • Oregon
  • Oregonia
  • Orient
  • Orrville
  • Orwell
  • Osgood
  • Ostrander
  • Ottawa
  • Ottawa Hills
  • Ottoville
  • Otway
  • Overpeck
  • Owensville
  • Oxford
  • Painesville
  • Paint
  • Palestine
  • Pandora
  • Paris
  • Parkman
  • Parma
  • Parma Heights
  • Parral
  • Pataskala
  • Patriot
  • Patterson
  • Paulding
  • Payne
  • Pedro
  • Peebles
  • Pemberton
  • Pemberville
  • Peninsula
  • Pepper Pike
  • Perry
  • Perrysburg
  • Perrysville
  • Petersburg
  • Pettisville
  • Phillipsburg
  • Philo
  • Pickerington
  • Piedmont
  • Pierpont
  • Piketon
  • Piney Fork
  • Pioneer
  • Piqua
  • Pitsburg
  • Plain City
  • Plainfield
  • Pleasant City
  • Pleasant Hill
  • Pleasant Plain
  • Pleasantville
  • Plymouth
  • Poland
  • Polk
  • Pomeroy
  • Port Clinton
  • Port Jefferson
  • Port Washington
  • Port William
  • Portage
  • Portland
  • Portsmouth
  • Potsdam
  • Powell
  • Powhatan Point
  • Proctorville
  • Prospect
  • Put In Bay
  • Quaker City
  • Quincy
  • Racine
  • Radnor
  • Randolph
  • Rarden
  • Ravenna
  • Rawson
  • Ray
  • Rayland
  • Raymond
  • Reading
  • Reedsville
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