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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Falls Catholic Credit Union Rates & Review October 2026Falls Catholic Credit Union's Term CDs - 12 Month rates are at 4.15%, Term CDs - 24 Month rates are at 4.00%, Term CDs - 6 Month rates are at 3.90%, Term CDs - 36 Month rates are at 3.80%, Term CDs - 48 Month rates are at 3.70%. Falls Catholic Credit Union's money market rates are at 1.50%. Falls Catholic Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.04%. MonitorBankRates evaluates the financial stability of Falls Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates last updated and verified on 10/19/2026. Falls Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Falls Catholic Credit Union? Share your experience about Falls Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Falls Catholic Credit Union. Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Falls Catholic Credit Union CD Rates
Falls Catholic Credit Union Money Market Rates
Falls Catholic Credit Union Auto Loan Rates
Financial Health HistoryFalls Catholic Credit Union’s Texas Ratio fell from 8.83% in Q3 2023 to 3.40% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Falls Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Falls Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Falls Catholic Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Falls Catholic Credit Union
Website
https://fallsccu.org
Address
33 Graham Rd,
Cuyahoga Falls, OH 44223
Phone
330-929-7341
Fax
330-929-9342
President
NICHOLAS HILL
CEO
MATTHEW MECURIO
Full-Time Employees
8
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
0.4586%
Return on Equity (ROE)
2.6289%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
60,222,294
Total Amount of Shares and Deposits
49,425,432
Total Shares and Deposits < 1 Year
48,265,899
Total Shares and Deposits 1 3 Years
937,785
Total Shares and Deposits > 3 Years
221,748
Total Interest Expense (Sum of items 6 8)
325,324
Share Certificates
531
Number of Accounts for Share Drafts
2,306
IRA KEOGH Accounts
142
Number of Accounts for Regular Shares
4,863
Money Market Shares
145
Net Income (unless the amount is already included in Undivided Earnings)
276,179
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,624,861
Total Liabilities
49,942,600
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Falls Catholic Credit UnionDoes Falls Catholic Credit Union offer CDs?Yes. Falls Catholic Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page. Are CDs from Falls Catholic Credit Union NCUA insured?No. Falls Catholic Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account. What is the highest CD rate at Falls Catholic Credit Union?The highest CD rate MonitorBankRates has verified for Falls Catholic Credit Union is 4.15% APY on its Term CDs - 12 Month, as of October 19, 2026. What CD terms does Falls Catholic Credit Union offer?The Falls Catholic Credit Union CD terms we track include 6 month, 12 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 3.70% to 4.15% APY. The institution may offer other terms or specials that are not listed here, so check with Falls Catholic Credit Union for its full lineup. What is the highest money market rate at Falls Catholic Credit Union?The highest money market rate MonitorBankRates has verified for Falls Catholic Credit Union is 1.50% APY on its Money Market Accounts, as of October 19, 2026. What is the lowest auto loan rate at Falls Catholic Credit Union?The lowest auto loan rate MonitorBankRates has verified for Falls Catholic Credit Union is 4.29% rate on its New and Used Auto and Motorcycle Loans, as of October 19, 2026. How many branches does Falls Catholic Credit Union operate?Falls Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Falls Catholic Credit Union?Yes, to access services at Falls Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Falls Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Falls Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Falls Catholic Credit Union offer online and mobile banking?Most modern institutions like Falls Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fallsccu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Falls Catholic Credit Union rates compare?Falls Catholic Credit Union's top rates are 4.15% APY on its Term CDs - 12 Month, 1.50% APY on money market and RV, Boat and Powersport Loans from 5.042% APR, verified by MonitorBankRates on October 19, 2026. To compare Falls Catholic Credit Union with the top rates nationwide, see our best CD rates, best money market rates and best personal loan rates, updated daily from banks and credit unions across the country. Current Falls Catholic Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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