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Falls Catholic Credit Union Rates & Review October 2026

Falls Catholic Credit Union's Term CDs - 12 Month rates are at 4.15%, Term CDs - 24 Month rates are at 4.00%, Term CDs - 6 Month rates are at 3.90%, Term CDs - 36 Month rates are at 3.80%, Term CDs - 48 Month rates are at 3.70%. Falls Catholic Credit Union's money market rates are at 1.50%. Falls Catholic Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.04%. MonitorBankRates evaluates the financial stability of Falls Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates last updated and verified on 10/19/2026.

Falls Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Falls Catholic Credit Union? Share your experience about Falls Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Falls Catholic Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.40%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Falls Catholic Credit Union
Office
33 Graham Rd
Cuyahoga Falls, OH 44223
https://fallsccu.org
Privately insuredNot NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Falls Catholic Credit Union CD Rates

Product Rate APY Term View More
Term Share Certificates - 12 Month - 4.15% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 14, 2026: 4.15% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 24 Month - 4.00% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 6 Month - 3.90% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 36 Month - 3.80% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 48 Month - 3.70% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 14, 2026: 3.70% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 60 Month - 3.70% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 14, 2026: 3.70% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Term Share Certificates - 3 Month - 2.75% 3 Month
Min Deposit $500
Min Balance $500
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 14, 2026: 2.75% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Falls Catholic Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts - 1.50%
Min Deposit $25
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 1.35% → 1.50% ▲ 0.15 pts · high 1.50% / low 1.35%
0.85%1.43%2.00%Sep 14, 2026: 1.35% APYOct 10, 2026: 1.50% APYSep 14, 2026Oct 25, 2026
  • Oct 10, 20261.50%▲ from 1.35%
  • Sep 14, 20261.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Accounts - 1.05%
Min Deposit $25
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 0.95% → 1.05% ▲ 0.10 pts · high 1.05% / low 0.95%
0.45%1.00%1.55%Sep 14, 2026: 0.95% APYOct 10, 2026: 1.05% APYSep 14, 2026Oct 25, 2026
  • Oct 10, 20261.05%▲ from 0.95%
  • Sep 14, 20260.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Accounts - 0.85%
Min Deposit $25
Min Balance $20,000
Details Balance: $20,000 - $49,999
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 0.65% → 0.85% ▲ 0.20 pts · high 0.85% / low 0.65%
0.15%0.75%1.35%Sep 14, 2026: 0.65% APYOct 10, 2026: 0.85% APYSep 14, 2026Oct 25, 2026
  • Oct 10, 20260.85%▲ from 0.65%
  • Sep 14, 20260.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Accounts - 0.45%
Min Deposit $25
Min Balance $2,000
Details Balance: $2,000 - $19,999
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 0.35% → 0.45% ▲ 0.10 pts · high 0.45% / low 0.35%
0.00%0.48%0.95%Sep 14, 2026: 0.35% APYOct 10, 2026: 0.45% APYSep 14, 2026Oct 25, 2026
  • Oct 10, 20260.45%▲ from 0.35%
  • Sep 14, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Falls Catholic Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto and Motorcycle Loans 4.29% - 5.042% 24 Months
Details As Low As; Rate as low as 4.29%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.04% APR · checked 8 times
4.54%5.04%5.54%Sep 14, 2026: 5.04% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
New and Used Auto and Motorcycle Loans 4.49% - 5.116% 36 Months
Details As Low As; Rate as low as 4.49%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.12% APR · checked 8 times
4.62%5.12%5.62%Sep 14, 2026: 5.12% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
New and Used Auto and Motorcycle Loans 4.69% - 5.149% 48 Months
Details As Low As; Rate as low as 4.69%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.15% APR · checked 8 times
4.65%5.15%5.65%Sep 14, 2026: 5.15% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
New and Used Auto and Motorcycle Loans 4.89% - 5.294% 60 Months
Details As Low As; Rate as low as 4.89%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 5.19% → 5.29% ▲ 0.10 pts · high 5.29% / low 5.19%
4.69%5.24%5.79%Sep 14, 2026: 5.19% APROct 10, 2026: 5.29% APRSep 14, 2026Oct 25, 2026
  • Oct 10, 20265.29%▲ from 5.19%
  • Sep 14, 20265.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
New and Used Auto and Motorcycle Loans 5.19% - 5.587% 72 Months
Details As Low As; Rate as low as 5.19%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 8 times
5.09%5.59%6.09%Sep 14, 2026: 5.59% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
New and Used Auto and Motorcycle Loans 5.89% - 6.011% 84 Months
Details As Low As; Rate as low as 5.89%; Rates Effective October 1, 2026
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.01% APR · checked 8 times
5.51%6.01%6.51%Sep 14, 2026: 6.01% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Financial Health History

Falls Catholic Credit Union’s Texas Ratio fell from 8.83% in Q3 2023 to 3.40% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.83% A Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.40% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$60M3.40%5.0A+
March 31, 2026$59M3.66%5.0A+
December 31, 2025$59M4.48%5.0A+
September 30, 2025$57M5.45%5.0A+
June 30, 2025$57M2.53%5.0A+
March 31, 2025$56M3.87%5.0A+
December 31, 2024$55M6.38%5.0A
September 30, 2024$53M5.85%5.0A+
June 30, 2024$54M5.61%5.0A+
March 31, 2024$53M6.70%5.0A
December 31, 2023$53M9.09%5.0A
September 30, 2023$53M8.83%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Falls Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Falls Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Falls Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Falls Catholic Credit Union
Address 33 Graham Rd, Cuyahoga Falls, OH 44223
Phone 330-929-7341
Fax 330-929-9342
President NICHOLAS HILL
CEO MATTHEW MECURIO
Full-Time Employees 8
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured No, not federally insured
Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
0.4586%
Return on Equity (ROE)
2.6289%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
60,222,294
Total Amount of Shares and Deposits
49,425,432
Total Shares and Deposits < 1 Year
48,265,899
Total Shares and Deposits 1 3 Years
937,785
Total Shares and Deposits > 3 Years
221,748
Total Interest Expense (Sum of items 6 8)
325,324
Share Certificates
531
Number of Accounts for Share Drafts
2,306
IRA KEOGH Accounts
142
Number of Accounts for Regular Shares
4,863
Money Market Shares
145
Net Income (unless the amount is already included in Undivided Earnings)
276,179
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,624,861
Total Liabilities
49,942,600
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Falls Catholic Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Falls Catholic Credit Union

Does Falls Catholic Credit Union offer CDs?

Yes. Falls Catholic Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Falls Catholic Credit Union NCUA insured?

No. Falls Catholic Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account.

What is the highest CD rate at Falls Catholic Credit Union?

The highest CD rate MonitorBankRates has verified for Falls Catholic Credit Union is 4.15% APY on its Term CDs - 12 Month, as of October 19, 2026.

What CD terms does Falls Catholic Credit Union offer?

The Falls Catholic Credit Union CD terms we track include 6 month, 12 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 3.70% to 4.15% APY. The institution may offer other terms or specials that are not listed here, so check with Falls Catholic Credit Union for its full lineup.

What is the highest money market rate at Falls Catholic Credit Union?

The highest money market rate MonitorBankRates has verified for Falls Catholic Credit Union is 1.50% APY on its Money Market Accounts, as of October 19, 2026.

What is the lowest auto loan rate at Falls Catholic Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Falls Catholic Credit Union is 4.29% rate on its New and Used Auto and Motorcycle Loans, as of October 19, 2026.

How many branches does Falls Catholic Credit Union operate?

Falls Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Falls Catholic Credit Union?

Yes, to access services at Falls Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Falls Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Falls Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Falls Catholic Credit Union offer online and mobile banking?

Most modern institutions like Falls Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fallsccu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Falls Catholic Credit Union rates compare?

Falls Catholic Credit Union's top rates are 4.15% APY on its Term CDs - 12 Month, 1.50% APY on money market and RV, Boat and Powersport Loans from 5.042% APR, verified by MonitorBankRates on October 19, 2026. To compare Falls Catholic Credit Union with the top rates nationwide, see our best CD rates, best money market rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Falls Catholic Credit Union Rates

  • 12-Month CD4.15%
  • 24-Month CD4.00%
  • 60-Month CD3.70%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.