Best Personal Loan Rates in Ohio - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Ohio include: USXUSX539 S Main St, Findlay, OH, 45840A+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 - 7 Year at 4.00% APR, Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit Union7367 York Rd, Parma, OH, 44130 5162A+5.0 ★Texas Ratio: 2.32% offering All Loans at 4.00% APR, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Millstream Area Credit UnionMillstream Area Credit Union1007 Western Ave, Findlay, OH, 45840A5.0 ★Texas Ratio: 6.34% offering New & Used 2023 and newer Loan at 4.95% APR, and University of Toledo Federal Credit UnionUniversity of Toledo Federal Credit Union5248 Hill Ave, Toledo, OH, 43615 5868A5.0 ★Texas Ratio: 7.66% offering 2024 Loan at 4.99% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Ohio side-by-side. Ohio personal loan rates currently start as low as 4.00% APR from USX at 539 S Main St, Findlay, OH, 45840. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Ohio Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 7 Year
4.00%
▼
APR4.00%
Last UpdatedJune 19, 2026
Details
$10,000
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
All Loans
4.00%
▼
APR4.00%
Last UpdatedJune 19, 2026
Details
Beacon Score: 725+; Beacon Score: 675 - 724; Beacon Score: 625 - 674
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 10 Year
4.20%
▼
APR4.20%
Last UpdatedJune 19, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Loans to $49,999 - 12 Year
4.40%
▼
APR4.40%
Last UpdatedJune 19, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36 Months Loan
4.50%
▼
APR4.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
48 Months Loan
4.50%
▼
APR4.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 725+
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 19, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 1 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 19, 2026
Details
Maximum (LTV)Loan to Value: 60%; Adjustment to Index: Prime - 1.0%; Maximum Loan Amount: $250,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 19, 2026
Details
As Low As
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
New & Used 2023 and newer Loan
4.95%
▼
APR4.95%
Last UpdatedJune 19, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
2024 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR*
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR*
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
2025 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR*
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2026-2025 < 20K miles Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
2019-2023 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR*
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2026-2025 up to 66 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2024-2022 up to 66 months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
5248 Hill Ave, Toledo, OH, 43615 5868
2016-2018 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 19, 2026
Details
APR*
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedJune 19, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.00%
▼
APR5.00%
Last UpdatedJune 19, 2026
Details
No additional details available.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Loan
5.07%
▼
APR5.07%
Last UpdatedJune 19, 2026
Details
As Low As; 48 Month Rate
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 60 Months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 19, 2026
Details
Up to $25,000; As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
New & Recent Model Loan
5.24%
▼
APR5.24%
Last UpdatedJune 19, 2026
Details
As Low As; upon approved credit
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 1-75 month term Loan
5.24%
▼
APR5.24%
Last UpdatedJune 19, 2026
Details
As Low As; Bright Auto Loans
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2026-2025 > 20K miles Loan
5.24%
▼
APR5.24%
Last UpdatedJune 19, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
5.25%
▼
APR5.25%
Last UpdatedJune 19, 2026
Details
APR* as low as
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2022 and older Loan
5.25%
▼
APR5.25%
Last UpdatedJune 19, 2026
Details
As Low As; Rates as of April 1, 2026
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128
Musical Instrument Loan
5.25%
▼
APR5.25%
Last UpdatedJune 19, 2026
Details
As Low As; Rates starting at
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
KEMBA Advantage 2023 & Newer Loan
5.29%
▼
APR5.29%
Last UpdatedJune 19, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2023 & NEWER Up to 63 Months Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
As Low As
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
8763 Union Centre Blvd, West Chester, OH, 45069
2025-2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 19, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 72 months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
$25,000-$50,000; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 1-75 month term Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As Low As; Bright Auto Loans
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2024-2023 Loan
5.49%
▼
APR5.49%
Last UpdatedJune 19, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
APR* as low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
2024-2021 Used K Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
Over $30
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 725+
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
2023-2020 Used K Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
Under $30
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
48 Months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 675 - 724
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
Used (2019 - 2022) Loan
5.70%
▼
APR5.70%
Last UpdatedJune 19, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 120 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
$50,000-$100,000; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
2021-2019 up to 66 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term K Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
$30; As Low As; Bright Auto Loans
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 1-75 month term Loan
5.74%
▼
APR5.74%
Last UpdatedJune 19, 2026
Details
As Low As; Used (2021-2026)
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
APR* as low as
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
APR* as low as
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
72 Months Loan
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
Beacon Score: 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
No additional details available.
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH, 45342
2022 & older Loan
5.75%
▼
APR5.75%
Last UpdatedJune 19, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2023 & NEWER Up to 75 Months Loan
5.79%
▼
APR5.79%
Last UpdatedJune 19, 2026
Details
As Low As
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
Everyday 2023 & Newer Loan
5.79%
▼
APR5.79%
Last UpdatedJune 19, 2026
Details
As Low As
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
2019 Loan
5.90%
▼
APR5.90%
Last UpdatedJune 19, 2026
Details
No additional details available.
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2020-2022 Up to 63 Months Loan
5.94%
▼
APR5.94%
Last UpdatedJune 19, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
10 Year Low-Cost Loan
5.98%
▼
APR5.98%
Last UpdatedJune 19, 2026
Details
UP TO 85% LTV
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2022-2021 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2023 & NEWER Up to 84 Months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 180 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
$100,000-$150,000; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 1-51 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
As Low As; Used (2020 & Older)
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
New (<10K miles) 76-84 month term K Loan
5.99%
▼
APR5.99%
Last UpdatedJune 19, 2026
Details
$30; As Low As; Bright Auto Loans
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 19, 2026
Details
No additional details available.
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.00%
▼
APR6.00%
Last UpdatedJune 19, 2026
Details
APR* as low as
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
6.00%
▼
APR6.00%
Last UpdatedJune 19, 2026
Details
APR* as low as
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
6.09%
▼
APR6.09%
Last UpdatedJune 19, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
6.19%
▼
APR6.19%
Last UpdatedJune 19, 2026
Details
$1000 minimum; Proof of expenses required, may be used for pet care and funeral expenses as well
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
/ 240 Months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 19, 2026
Details
$150,000+; As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2021-2026) 76-84 month term K Loan
6.24%
▼
APR6.24%
Last UpdatedJune 19, 2026
Details
$30; As Low As; Used (2021-2026)
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
New Recreational Merchandise Loan
6.24%
▼
APR6.24%
Last UpdatedJune 19, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 2 Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
Maximum (LTV)Loan to Value: 70%; Adjustment to Index: Prime - 0.5%; Maximum Loan Amount: $250,000
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
No additional details available.
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
APR* as low as
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
APR* as low as
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2021 - 2024) Loan
6.25%
▼
APR6.25%
Last UpdatedJune 19, 2026
Details
APR* as low as
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2020-2022 Up to 75 Months Loan
6.34%
▼
APR6.34%
Last UpdatedJune 19, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/20 Non-Rollover Note Loan
6.38%
▼
APR6.38%
Last UpdatedJune 19, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
28251 Lorain Rd, North Olmsted, OH, 44070
10 Year Low-Cost Loan
6.41%
▼
APR6.41%
Last UpdatedJune 19, 2026
Details
UP TO 85% LTV
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2019 and Older Up to 63 Months Loan
6.44%
▼
APR6.44%
Last UpdatedJune 19, 2026
Details
As Low As
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
1007 Western Ave, Findlay, OH, 45840
Used (2018 & Older) Loan
6.45%
▼
APR6.45%
Last UpdatedJune 19, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
Used (2020 & Older) 52-60 month term Loan
6.49%
▼
APR6.49%
Last UpdatedJune 19, 2026
Details
As Low As; Used (2020 & Older)
Wayne County Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
311 Kaufman Drive, Smithville, OH, 44677
2020-2017 Loan
6.49%
▼
APR6.49%
Last UpdatedJune 19, 2026
Details
As Low As
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
12837 US Highway 68, Kenton, OH, 43326
AG QUEST NEW UTILITY Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Skid Loaders, Utility Trailers, Stock Trailers, etc
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2011 - 2016) Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
APR* as low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
Used Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 17.96%
1441 Dorr St, Toledo, OH, 43607 3956
New Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
No additional details available.
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.91%
12837 US Highway 68, Kenton, OH, 43326
AG QUEST USED UTILITY EQUIP Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Skid Loaders, Utility Trailers, Stock Trailers, etc
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
48 Months Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 625 - 674
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36 Months Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 625 - 674
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
As Low As; APR
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
Up to 75 % approved stocks
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
6.50%
▼
APR6.50%
Last UpdatedJune 19, 2026
Details
APR* as low as
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
KEMBA Advantage 2022-2020 Loan
6.54%
▼
APR6.54%
Last UpdatedJune 19, 2026
Details
As Low As
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
120 N 4th St, Toronto, OH, 43964
80% maximum LTV Loan
6.58%
▼
APR6.58%
Last UpdatedJune 19, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
1627 Holland Rd, Maumee, OH, 43537
12/30 Non-Rollover Note Loan
6.63%
▼
APR6.63%
Last UpdatedJune 19, 2026
Details
As Low As
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
120 N 4th St, Toronto, OH, 43964
Model Year 2025 (never been titled) Loan
6.64%
▼
APR6.64%
Last UpdatedJune 19, 2026
Details
No additional details available.
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
120 N 4th St, Toronto, OH, 43964
Model Years 2025 - 2016 Loan
6.69%
▼
APR6.69%
Last UpdatedJune 19, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
New Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedJune 19, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New (2025 - 2026) Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
APR* as low as
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
LTV 85% or Less Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
Home Equity Line of Credit
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
72 Months Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
Beacon Score: 675 - 724
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
539 S Main St, Findlay, OH, 45840
Plan 3 Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
Maximum (LTV)Loan to Value: 80%; Adjustment to Index: Prime; Maximum Loan Amount: $250,000
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 10.47%
510 E Mound St, Columbus, OH, 43215 5539
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedJune 19, 2026
Details
Maximum $2000; Variable Prime
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
KEMBA Advantage 2019 & Older Loan
6.79%
▼
APR6.79%
Last UpdatedJune 19, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used (2024 and older) Up to 60 Months Loan
6.95%
▼
APR6.95%
Last UpdatedJune 19, 2026
Details
No additional details available.
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
105 Wabash Ave S, Brewster, OH, 44613
Chattels Loan
6.95%
▼
APR6.95%
Last UpdatedJune 19, 2026
Details
i.e., Farm Equipment, trailer, lawn tractors, skid steers, bobcats; As Low As; *
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; Defer your first payment for 90 days. Actual rates may vary based on creditworthiness, and method of payment. Finance charges are calculated using the daily balance method. Interest will accrue during deferral period and will increase the total amount to repay the loan. Minimum loan amount is $500. $50 pre-payment penalty may apply. KEMBA membership required.
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2020-2022 Up to 84 Months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
$5,000 limit
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As low as; ($8,500 Maximum)
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
120 N 4th St, Toronto, OH, 43964
Prime Rate Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
36-48 Months Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers 24 Months Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
under $10,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2011 - 2016) Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
APR* as low as
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 7.53%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Used (2017 - 2020) Loan
7.00%
▼
APR7.00%
Last UpdatedJune 19, 2026
Details
APR* as low as
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
Everyday 2022-2020 Loan
7.04%
▼
APR7.04%
Last UpdatedJune 19, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
New (2025 - 2026) Loan
7.05%
▼
APR7.05%
Last UpdatedJune 19, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
215 Deo Dr, newark, OH, 43055 3048
Used (2018 - 2024) Loan
7.09%
▼
APR7.09%
Last UpdatedJune 19, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.19%
▼
APR7.19%
Last UpdatedJune 19, 2026
Details
For general purpose loans of $1000 and greater
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
New Recreational Merchandise Loan
7.24%
▼
APR7.24%
Last UpdatedJune 19, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
6613 Maplewood Ave, Sylvania, OH, 43560
Used Recreational Merchandise Loan
7.24%
▼
APR7.24%
Last UpdatedJune 19, 2026
Details
No additional details available.
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
1001 S Reynolds Rd, Toledo, OH, 43615
Power Sports Loan
7.24%
▼
APR7.24%
Last UpdatedJune 19, 2026
Details
Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, ATVs and snowmobiles. Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Max-H-Line* Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
Variable Rate. 1.5% of amount borrowed per month. Cannot exceed 80% of loan to value $100,000 maximum - 1st lien pledged only. $50,000 maximum- 2nd lien pledged
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers 24 Months Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
under $10,000
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2019 - 2018 Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
As Low As; *2
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
971 WOOSTER RD W, BARBERTON, OH, 44203
Used 2022 and older Loan
7.25%
▼
APR7.25%
Last UpdatedJune 19, 2026
Details
As Low As; Rates as of April 1, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
Everyday 2019 & Older Loan
7.29%
▼
APR7.29%
Last UpdatedJune 19, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedJune 19, 2026
Details
Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months. Rates and terms are determined by your credit qualifications and term. Loan rates effective September 5, 2025 and are subject to change. All loans subject to credit approval.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
24 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
36 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
60 months Loan
7.49%
▼
APR7.49%
Last UpdatedJune 19, 2026
Details
As Low As; 7.49% APR
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
Loan
7.50%
▼
APR7.50%
Last UpdatedJune 19, 2026
Details
As Low As; APR
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
7367 York Rd, Parma, OH, 44130 5162
60 Months Loan
7.50%
▼
APR7.50%
Last UpdatedJune 19, 2026
Details
Beacon Score: 625 - 674
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Tractors/Lawn Mowers 36 Months Loan
7.50%
▼
APR7.50%
Last UpdatedJune 19, 2026
Details
under $10,000
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.59%
▼
APR7.59%
Last UpdatedJune 19, 2026
Details
For general purpose loans of $1000 and greater
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2492 Wedgewood Dr Ste B, Akron, OH, 44312 2422
Tractor/Mower Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
As Low As; Rates include all possible discounts. Contact us to determine which discounts apply to you.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
909 N Perry St, Ottawa, OH, 45875
84 months Loan
7.74%
▼
APR7.74%
Last UpdatedJune 19, 2026
Details
As Low As; 7.74% APR
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedJune 19, 2026
Details
As low as
Powered by
MonitorBankRates
Ohio Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Emerald Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedJune 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH, 43230 5314
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As Low As; Defer your first payment for 90 days. Actual rates may vary based on creditworthiness, and method of payment. Finance charges are calculated using the daily balance method. Interest will accrue during deferral period and will increase the total amount to repay the loan. Minimum loan amount is $500. $50 pre-payment penalty may apply. KEMBA membership required.
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedJune 19, 2026
Details
Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months. Rates and terms are determined by your credit qualifications and term. Loan rates effective September 5, 2025 and are subject to change. All loans subject to credit approval.
Powered by
MonitorBankRates
Ohio Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH, 45203
Personal Loan & Debt Consolidation Special
9.49%
▼
APR9.49%
Last UpdatedJune 19, 2026
Details
Take 1.50% off personal loan rates. Offer available through July 31, 2026.
Butler Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
660 N University Blvd, Middletown, OH, 45042 3356
Personal Loan & Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedJune 19, 2026
Details
For a limited time, take 1.50% off personal loan rates. Offer available through July 31, 2026.
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedJune 19, 2026
Details
Pay Off Those High Interest Credit Cards!
Powered by
MonitorBankRates
Ohio Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
As low as; ($8,500 Maximum)
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30 Loan
6.99%
▼
APR6.99%
Last UpdatedJune 19, 2026
Details
$5,000 limit
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.19%
▼
APR7.19%
Last UpdatedJune 19, 2026
Details
For general purpose loans of $1000 and greater
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
7.59%
▼
APR7.59%
Last UpdatedJune 19, 2026
Details
For general purpose loans of $1000 and greater
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
100 Wheeler St, Akron, OH, 44311 1122
Signature (Unsecured/Personal) Loan
7.75%
▼
APR7.75%
Last UpdatedJune 19, 2026
Details
As low as
Powered by
MonitorBankRates
Ohio Personal Loan Rate Trends
Compare local Ohio personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
10.925%
▼ 0.296 vs 7 days ago
Ohio personal loan rates fell 0.296 points over the past 7 days to 10.925% APR.
Signature Loan — OH Avg
11.319%
▲ 0.427 vs 7 days ago
Ohio signature loan rates rose 0.427 points over the past 7 days to 11.319% APR.
As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Ohio?
Credit unions in Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Ohio?
- USX: 4.00% (Loans to $49,999 - 7 Year)
- Holy Family Parma Federal Credit Union: 4.00% (All Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Millstream Area Credit Union: 4.95% (New & Used 2023 and newer Loan)
- University of Toledo Federal Credit Union: 4.99% (2024 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.
