What are the current interest rates at Ukrainian Federal Credit Union?

Current rates for Ukrainian Federal Credit Union include: 12-Month CD: 1.51%, 24-Month CD: 1.51%, 60-Month CD: 3.29%, Savings: 0.03%, MMA: 3.30%

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Ukrainian Federal Credit Union

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Ukrainian Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ukrainian Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Ukrainian Federal Credit Union's top rates as of October 12, 2026 are 4.25% APY on its 13 Month CDs CD, 0.03% APY on savings, 3.30% APY on money market accounts, 6.75% on its Adjustable Rate ARM - 20 Years mortgage, personal loans from 7.00% APR, and credit cards from 13.50% APR, according to rates verified by MonitorBankRates. Other Ukrainian Federal Credit Union CD rates include 5 Year CDs at 3.29%, 4 Year CDs at 2.52%, and 1 Year CDs at 1.51%. Other Ukrainian Federal Credit Union mortgage rates include Adjustable Rate ARM - 25 Years at 6.88%, Fixed Rate Mortgage at 6.88%, and Fixed Rate Mortgage at 7.00%. MonitorBankRates evaluates the financial stability of Ukrainian Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.53%. Rates last updated and verified on 10/12/2026.

Ukrainian Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ukrainian Federal Credit Union? Share your experience about Ukrainian Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ukrainian Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.53%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Ukrainian Federal Credit Union
Rochester Main Office

824 E Ridge Rd
Rochester, NY 14621

https://ukrainianfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Ukrainian Federal Credit Union CD Rates

Product	Rate	APY	Term
13 Month Share Certificates	4.184%	4.25%	13 months
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
5 Year Share Certificates	3.25%	3.29%	5 years
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.29% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
4 Year Share Certificates	2.50%	2.52%	4 years
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
1 Year Share Certificates	1.50%	1.51%	1 year
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
2 Year Share Certificates	1.50%	1.51%	2 years
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
6 Month Share Certificates	1.50%	1.51%	6 months
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Regular Savings	-	0.03%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	3.25%	3.30%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 3.04% → 3.30% ▲ 0.26 pts · high 3.30% / low 3.04% Oct 12, 20263.30%▲ from 3.04% Sep 12, 20263.04%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Money Market	3.00%	3.04%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 2.78% → 3.04% ▲ 0.26 pts · high 3.04% / low 2.78% Oct 12, 20263.04%▲ from 2.78% Sep 12, 20262.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Money Market	2.50%	2.53%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.53% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Money Market	2.00%	2.02%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Money Market	0.10%	0.10%
Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	3.25%	3.30%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 3.04% → 3.30% ▲ 0.26 pts · high 3.30% / low 3.04% Oct 12, 20263.30%▲ from 3.04% Sep 12, 20263.04%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Money Market	3.00%	3.04%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 2.78% → 3.04% ▲ 0.26 pts · high 3.04% / low 2.78% Oct 12, 20263.04%▲ from 2.78% Sep 12, 20262.78%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Money Market	2.50%	2.53%
Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.53% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Money Market	2.00%	2.02%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Money Market	0.10%	0.10%
Min Balance $500 Details Balance: $500.00 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Adjustable Rate ARM - 20 Years	-	0.000	6.75%	20 Years
Details As Low As; NY ONLY APR* as low as (0 pts.): 6.625% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Adjustable Rate ARM - 25 Years	-	0.000	6.875%	25 Years
Details As Low As; NY ONLY APR* as low as (0 pts.): 6.750% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.88% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	6.875%	5 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.88% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.00%	5 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.00%	10 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 3/1/30 Loan	-	0.000	7.00%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 6.875% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.125%	10 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.125%	15 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.125%	20 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 5/1/30 Loan	-	0.000	7.125%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.25%	15 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.25%	20 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.25%	25 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.25%	30 Years
Details NY ONLY; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 7/1/30 Loan	-	0.000	7.25%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.125 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.375%	25 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Fixed Rate Mortgage	-	0.000	7.375%	30 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 10/1/30 Loan	-	0.000	7.375%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.250% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Commercial, Investment, or Church Mortgages	-	-	8.625%	12 years
Details As Low As; Maximum LTV: 75%; Maximum Amount: $500,000; Loans above $500,000 quoted case-by-case Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 8.63% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity up to 70% LTV	-	0.000	6.75%	10 Years
Details Available in CA, OR, WA; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Home Equity up to 75% LTV	-	0.000	6.75%	10 Years
Details Available in NY, MA, OH, NC; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Home Equity Home Improvement Unsecured	-	0.000	7.00%	5 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Home Equity Line of Credit HELOC	-	-	7.00%
Details As Low As; Maximum LTV: 80% (NY, MA, OH, NC); Maximum Amount: $300,000.00; Lifetime Index = Prime Rate currently 7.00%; Margin as low as 0.000%; Minimum line amount is $10,000 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 20, 20267.00%▲ from 6.75% Sep 12, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Home Equity up to 70% LTV	-	0.000	7.25%	15 Years
Details Available in CA, OR, WA; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Home Equity up to 75% LTV	-	0.000	7.25%	15 Years
Details Available in NY, MA, OH, NC; APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan (vehicle year 2025 - 2026)	-	-	5.00%	Up to 3 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 3; best rates based on approved credit, reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00% Oct 12, 20265.00%▼ from 5.50% Oct 8, 20265.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	5.00%	Up to 4 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 4; best rates based on approved credit, reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00% Oct 12, 20265.00%▼ from 5.50% Oct 8, 20265.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	5.25%	Up to 5 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 5; best rates based on approved credit, reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.75% → 5.25% ▼ 0.50 pts · high 5.75% / low 5.25% Oct 12, 20265.25%▼ from 5.75% Oct 8, 20265.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	5.25%	3 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75% Oct 12, 20265.25%▲ from 4.75% Oct 8, 20264.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	5.25%	4 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75% Oct 12, 20265.25%▲ from 4.75% Oct 8, 20264.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	5.50%	Up to 6 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 6; best rates based on approved credit, reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.00% → 5.50% ▼ 0.50 pts · high 6.00% / low 5.50% Oct 12, 20265.50%▼ from 6.00% Oct 8, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	5.50%	5 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.00% → 5.50% ▲ 0.50 pts · high 5.50% / low 5.00% Oct 12, 20265.50%▲ from 5.00% Oct 8, 20265.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	5.75%	Up to 7 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 7; best rates based on approved credit, reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.25% → 5.75% ▼ 0.50 pts · high 6.25% / low 5.75% Oct 12, 20265.75%▼ from 6.25% Oct 8, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	5.75%	6 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.25% → 5.75% ▲ 0.50 pts · high 5.75% / low 5.25% Oct 12, 20265.75%▲ from 5.25% Oct 8, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	6.00%	Up to 3 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 3 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50% Oct 12, 20266.00%▲ from 5.50% Oct 8, 20265.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	6.00%	Up to 4 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 4 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50% Oct 12, 20266.00%▲ from 5.50% Oct 8, 20265.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	6.25%	Up to 5 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 5 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75% Oct 12, 20266.25%▲ from 5.75% Oct 8, 20265.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	6.25%	3 years
Details APR* (standard) Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 4.75% → 6.25% ▲ 1.50 pts · high 6.25% / low 4.75% Oct 12, 20266.25%▲ from 4.75% Oct 8, 20264.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	6.25%	4 years
Details APR* (standard) Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 4.75% → 6.25% ▲ 1.50 pts · high 6.25% / low 4.75% Oct 12, 20266.25%▲ from 4.75% Oct 8, 20264.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	6.50%	2 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	6.50%	3 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	6.50%	Up to 6 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 6 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00% Oct 12, 20266.50%▲ from 6.00% Oct 8, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	6.50%	5 years
Details APR* (standard) Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.00% → 6.50% ▲ 1.50 pts · high 6.50% / low 5.00% Oct 12, 20266.50%▲ from 5.00% Oct 8, 20265.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	6.75%	4 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026)	-	-	6.75%	Up to 7 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 7 Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25% Oct 12, 20266.75%▲ from 6.25% Oct 8, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026)	-	-	6.75%	6 years
Details APR* (standard) Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 5.25% → 6.75% ▲ 1.50 pts · high 6.75% / low 5.25% Oct 12, 20266.75%▲ from 5.25% Oct 8, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	7.00%	5 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	7.25%	6 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	7.50%	2 years
Details Business Vehicle Loans; APR* Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	7.50%	3 years
Details Business Vehicle Loans; APR* Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans (Used)	-	-	7.75%	4 months
Details As Low As; Standard APR: 8.750%; Business Vehicle Loans; Vehicle Year: 2020-2026; Maximum term printed as 4 (unit taken from Term in Years in the adjacent new-vehicle table); Best rates based on approved credit with maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	7.75%	4 years
Details Business Vehicle Loans; APR* Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	8.00%	5 years
Details Business Vehicle Loans; APR* Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles	-	-	8.25%	6 years
Details Business Vehicle Loans; APR* Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Credit Card Rates

Product	Rate	APR
Business UFCU Everyday Rewards VISA Credit Card	-	13.50%
Details Published APR range: 13.50% to 18.00%. As Low As; Purchases 13.50% to 18.00%; Balance Transfers 13.50% to 18.00%; Cash Advance 15.50% to 18.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 13.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
UFCU Everyday Rewards VISA Credit Card	-	13.50%
Details Published APR range: 13.50% to 18.00%. As Low As; Purchases APR as low as 13.50% to 18.00%; Balance Transfers APR as low as 13.50% to 18.00%; Cash Advance APR as low as 15.50% to 18.00% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 13.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Personal Loan Rates

Product	APR	Term
Home Equity Home Improvement Unsecured	7.00%	5 Years
Details APR as low as (0 pts.) Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	9.00%	1 years
Details As Low As; APR* as low as Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 10.00% → 9.00% ▼ 1.00 pts · high 10.00% / low 9.00% Oct 12, 20269.00%▼ from 10.00% Sep 12, 202610.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	9.50%	2 years
Details As Low As; Term in Years: 2; Best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 10.50% → 9.50% ▼ 1.00 pts · high 10.50% / low 9.50% Oct 12, 20269.50%▼ from 10.50% Sep 12, 202610.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	9.75%	3 years
Details As Low As; Term in Years: 3; Best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 10.75% → 9.75% ▼ 1.00 pts · high 10.75% / low 9.75% Oct 12, 20269.75%▼ from 10.75% Sep 12, 202610.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	10.00%	4 years
Details As Low As; Term in Years: 4; Best rates based on approved credit; maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 11.00% → 10.00% ▼ 1.00 pts · high 11.00% / low 10.00% Oct 12, 202610.00%▼ from 11.00% Sep 12, 202611.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	10.00%	1 years
Details APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 10.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	10.00%	2 years
Details As Low As; APR* as low as Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 11.00% → 10.00% ▼ 1.00 pts · high 11.00% / low 10.00% Oct 12, 202610.00%▼ from 11.00% Sep 12, 202611.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	10.50%	2 years
Details Standard APR; Term in Years: 2 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 10.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	10.75%	3 years
Details Standard APR; Term in Years: 3 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 10.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Signature Loan	11.00%	4 years
Details Standard APR; Term in Years: 4 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	11.00%	2 years
Details APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	11.00%	3 years
Details As Low As; APR* as low as Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 12.00% → 11.00% ▼ 1.00 pts · high 12.00% / low 11.00% Oct 12, 202611.00%▼ from 12.00% Sep 12, 202612.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	12.00%	3 years
Details APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 12.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	12.00%	4 years
Details As Low As; APR* as low as Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 13.00% → 12.00% ▼ 1.00 pts · high 13.00% / low 12.00% Oct 12, 202612.00%▼ from 13.00% Sep 12, 202613.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	12.50%	5 years
Details As Low As; APR* as low as Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 13.50% → 12.50% ▼ 1.00 pts · high 13.50% / low 12.50% Oct 12, 202612.50%▼ from 13.50% Sep 12, 202613.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	13.00%	4 years
Details APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 13.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Personal Loan	13.50%	5 years
Details APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 13.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Equipment Loans	-	-	8.25%	3 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Equipment Loans	-	-	8.50%	4 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 8.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Business Equipment Loans	-	-	8.75%	5 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 8.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.25%	5 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.125%	5 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.375%	10 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.25%	10 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.375%	12 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.25%	12 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.50%	15 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.375%	15 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.50%	20 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.375%	20 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.625%	25 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.63% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Modifications Loan	-	-	7.50%	25 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
High Dividend Share Draft	-	-	4.00%
Min Balance $0 Details Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-qualifying rate 0.00% APY; New accounts receive qualifying rate for first statement cycle Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
High Dividend Share Draft	-	-	0.50%
Min Balance $25,000 Details balances over $25,000 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 4.00% → 0.50% ▼ 3.50 pts · high 4.00% / low 0.50% Sep 18, 20260.50%▼ from 4.00% Sep 12, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
High Dividend Share Draft	-	-	4.00%
Details balances up to $25,000 Last Updated 10/12/2026 Rate History 1 change since Sep 12, 2026 · 0.50% → 4.00% ▲ 3.50 pts · high 4.00% / low 0.50% Oct 12, 20264.00%▲ from 0.50% Sep 12, 20260.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA (Traditional, ROTH, & Coverdell) Shares	0.05%	-	0.05%
Details Dividend rate 0.05%; APY* 0.05% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 1 year	1.50%	-	1.51%	1 year
Min Deposit $500 Details Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 13 months	4.184%	-	4.25%	13 months
Min Deposit $500 Details Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 2 years	1.50%	-	1.51%	2 years
Min Deposit $500 Details Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 3 years (1x Bump Up)	4.426%	-	4.50%	3 years
Min Deposit $500 Details 1x Bump Up; Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 4 years	2.50%	-	2.52%	4 years
Min Deposit $500 Details Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.52% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 5 years	3.25%	-	3.29%	5 years
Min Deposit $500 Details Additional deposits not allowed; penalties apply for early withdrawal Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.29% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%
Regular Shares	0.03%	-	0.03%
Details Dividend rate 0.03%; APY* 0.03% Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.53%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Ukrainian Federal Credit Union’s Texas Ratio rose from 5.33% in Q3 2023 to 10.53% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$427M	10.53%	5.0	A
March 31, 2026	$423M	5.35%	5.0	A+
December 31, 2025	$415M	9.07%	5.0	A
September 30, 2025	$414M	10.03%	5.0	A
June 30, 2025	$408M	9.84%	5.0	A
March 31, 2025	$404M	10.64%	5.0	A
December 31, 2024	$396M	11.21%	5.0	A
September 30, 2024	$390M	8.35%	5.0	A
June 30, 2024	$392M	6.66%	5.0	A
March 31, 2024	$389M	6.35%	5.0	A
December 31, 2023	$390M	5.96%	5.0	A+
September 30, 2023	$384M	5.33%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Ukrainian Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Ukrainian Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ukrainian Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ukrainian Federal Credit Union

Website https://ukrainianfcu.org

Address 824 E Ridge Rd, Rochester, NY 14621

Phone 585-544-9518

Fax 585-338-2980

President Wasyl Kornylo

CEO Oleg Lebedko

Full-Time Employees 81

Part-Time Employees 10

Branch Locations 15

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.53%

Return on Assets (ROA)

0.3629%

Return on Equity (ROE)

4.5232%

Non-Performing Loans Ratio (NPL)

1.12%

Total Assets

426,872,252

Total Amount of Shares and Deposits

389,546,809

Total Shares and Deposits < 1 Year

246,615,129

Total Shares and Deposits 1 3 Years

129,742,323

Total Shares and Deposits > 3 Years

13,189,356

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

50,941,623

Total Uninsured Shares and Deposits > $250K (F+J)

50,941,623

Total Insured Shares and Deposits > $250K (item 17 less item K)

338,605,186

Total Interest Expense (Sum of items 6 8)

3,969,381

Share Certificates

4,300

Number of Accounts for Share Drafts

14,422

IRA KEOGH Accounts

1,860

Number of Accounts for Regular Shares

29,989

All other shares

596

Non Member Deposits

Money Market Shares

372

Net Income (unless the amount is already included in Undivided Earnings)

1,549,195

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

23,065,641

Total Liabilities

393,145,027

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Ukrainian Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Ukrainian Federal Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Ukrainian Federal Credit Union

Frequently Asked Questions About Ukrainian Federal Credit Union

How many branches does Ukrainian Federal Credit Union operate?

Ukrainian Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ukrainian Federal Credit Union?

Yes, to access services at Ukrainian Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ukrainian Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ukrainian Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ukrainian Federal Credit Union offer online and mobile banking?

Most modern institutions like Ukrainian Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ukrainianfcu.org.

Current Ukrainian Federal Credit Union Rates

12-Month CD1.51%
24-Month CD1.51%
60-Month CD3.29%
Savings0.03%
MMA3.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Ukrainian Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Ukrainian Federal Credit Union Texas Ratio

Ukrainian Federal Credit Union Health Trend

Ukrainian Federal Credit Union CD Rates

Ukrainian Federal Credit Union Business Savings Rates

Ukrainian Federal Credit Union Money Market Rates

Ukrainian Federal Credit Union Business Money Market Rates

Ukrainian Federal Credit Union Mortgage Rates

Ukrainian Federal Credit Union Home Equity & HELOC

Ukrainian Federal Credit Union Auto Loan Rates

Ukrainian Federal Credit Union Credit Card Rates

Ukrainian Federal Credit Union Personal Loan Rates

Ukrainian Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Ukrainian Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Ukrainian Federal Credit Union

How many branches does Ukrainian Federal Credit Union operate?

Is a member application needed to join Ukrainian Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Ukrainian Federal Credit Union offer online and mobile banking?

Current Ukrainian Federal Credit Union Rates

Compare to Other Credit Unions