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Ukrainian Federal Credit Union Rates & Review August 2026

Ukrainian Federal Credit Union's 13 month rates are at 3.75%, 3 years rates are at 3.50%, 5 years rates are at 3.29%, 4 years rates are at 2.52%, 1 year rates are at 1.51%. Ukrainian Federal Credit Union's savings rates are at 0.03%. Ukrainian Federal Credit Union's money market rates are at 0.10%. Ukrainian Federal Credit Union's Personal Loan Rates are at 10.00%. Ukrainian Federal Credit Union's Credit Card Rates are at 13.25%. MonitorBankRates evaluates the financial stability of Ukrainian Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.03%. Rates last updated and verified on 08/28/2026.

Ukrainian Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ukrainian Federal Credit Union? Share your experience about Ukrainian Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ukrainian Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.03%
Excellent Higher than avg
Ukrainian Federal Credit Union
Rochester Main Office
824 E Ridge Rd
Rochester, NY 14621
https://ukrainianfcu.org
Member NCUA

Ukrainian Federal Credit Union CD Rates

Product Rate APY Term View More
13 month 3.70% 3.75% 13 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
3 years 3.46% 3.50% 3 years
Details 1x Bump Up
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
5 years 3.25% 3.29% 5 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
4 years 2.50% 2.52% 4 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
1 year 1.50% 1.51% 1 year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
2 years 1.50% 1.51% 2 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
6 month Certificates 1.50% 1.51% 6 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Savings Rates

Product Rate APY View More
Business Regular Savings - 0.03%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 3.00% 3.04%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Money Market 3.00% 3.04%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Money Market 2.75% 2.78%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Money Market 2.75% 2.78%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Money Market 2.50% 2.53%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Money Market 2.50% 2.53%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Money Market 2.00% 2.02%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Money Market 2.00% 2.02%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Money Market 0.10% 0.10%
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Money Market 0.10% 0.10%
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Checking Rates

Product Rate APY View More
Business Checking - 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Organizational Checking - 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Personal Share Draft (Regular Checking) - 0.00%
Details If account requirements are not met, the non-qualifying rate will be 0.00% APY*. New accounts will receive the qualifying dividend rate for the first statement cycle. Existing accounts converted to High Dividend Checking may qualify to receive the qualifying dividend rate beginning on the first day of the following month after the account is converted.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/1/30 Loan - 0 pts. 5.88% 30 years
Details NY ONLY - As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
3/1/30 Loan - 0 pts. 6.00% 30 years
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
5/1/30 Loan - 0 pts. 6.00% 30 years
Details NY ONLY - As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
5/1/30 Loan - 0 pts. 6.13% 30 years
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
7/1/30 Loan - 0 pts. 6.13% 30 years
Details NY ONLY - As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
10/1/30 Loan - 0 pts. 6.25% 30 years
Details NY ONLY - As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
7/1/30 Loan - 0 pts. 6.25% 30 years
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
10/1/30 Loan - 0 pts. 6.38% 30 years
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Commercial, Investment, or Church Mortgages - - 8.63% 12 years
Details Maximum LTV: 75%; Maximum Amount: $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity up to 70% LTV - 0 pts. 6.50% 10 Years (CA, OR, WA)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Home Equity up to 75% LTV - 0 pts. 6.50% 10 Years (NY, MA, OH, NC)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Home Equity Home Improvement Unsecured - 0 pts. 6.75% 5 Years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Home Equity Line of Credit HELOC - - 6.75%
Details LIFETIME INDEX = PRIME RATE Currently 6.75%; MAXIMUM LTV 80% (NY, MA, OH, NC); MAXIMUM AMOUNT $300,000.00; MARGIN as low as 0.000%; CONTRACT APR* as low as 6.75%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Home Equity up to 70% LTV - 0 pts. 7.00% 15 Years (CA, OR, WA)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Home Equity up to 75% LTV - 0 pts. 7.00% 15 Years (NY, MA, OH, NC)
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Business Vehicle Loans - New Vehicles - - 0.00%
Details As Low As; Rates listed are our best rates based on approved credit and reflects a maximum relationship discount of 1.00%. 0.25% discounts for: 1) down payment over 50% 2) IRA Share Certificate or Share Certificate (CD) or other loans over $50,000 3) repeat customer discount - truck loan in past 5 years. 0.50% discount for: 1) active checking account with autopay and e-statement
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Vehicle Loans - Used Vehicles - - 0.00%
Details As Low As; Rates listed are our best rates based on approved credit and reflects a maximum relationship discount of 1.00%. 0.25% discounts for: 1) down payment over 50% 2) IRA Share Certificate or Share Certificate (CD) or other loans over $50,000 3) repeat customer discount - truck loan in past 5 years. 0.50% discount for: 1) active checking account with autopay and e-statement
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loan - - 5.50% 3 years
Details As Low As; 4.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loan - - 5.75% 5 years
Details As Low As; 4.75%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loans - - 5.75% 3 years
Details As Low As; 4.75%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loan - - 6.00% 6 years
Details As Low As; 5.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loans - - 6.00% 5 years
Details As Low As; 5.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loan - - 6.25% 7 years
Details As Low As; 5.25%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Auto Loans - - 6.25% 6 years
Details As Low As; 5.25%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Vehicle Loans - - 7.50% 2 years
Details APR* as low as 6.500%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Vehicle Loans - - 7.75% 4 years
Details APR* as low as 6.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Vehicle Loans - - 8.00% 5 years
Details APR* as low as 7.000%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business Vehicle Loans - - 8.25% 6 years
Details APR* as low as 7.250%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Business 2020-2026 Vehicle Loan - - 8.75% 4 years
Details As Low As; 7.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card Balance Transfers - 13.25%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Visa Credit Card Purchases - 13.25%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Visa Credit Card Cash Advance - 15.25%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Ukrainian Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.00%
Details As Low As; 9.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Personal Loan - 11.00%
Details As Low As; 10.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Personal Loan - 12.00%
Details As Low As; 11.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Personal Loan - 13.00%
Details As Low As; 12.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%
Personal Loan - 13.50%
Details As Low As; 12.50%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.03%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ukrainian Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ukrainian Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ukrainian Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ukrainian Federal Credit Union
Address 824 E Ridge Rd, Rochester, NY 14621
Phone 585-544-9518
Fax 585-338-2980
President Wasyl Kornylo
CEO Oleg Lebedko
Full-Time Employees 82
Part-Time Employees 9
Branch Locations 14
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.03%
Return on Assets (ROA)
0.1547%
Return on Equity (ROE)
1.9466%
Non-Performing Loans Ratio (NPL)
1.04%
Total Assets
414,116,673
Total Amount of Shares and Deposits
371,972,899
Total Shares and Deposits < 1 Year
274,677,772
Total Shares and Deposits 1 3 Years
84,919,857
Total Shares and Deposits > 3 Years
12,375,270
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
45,879,701
Total Uninsured Shares and Deposits > $250K (F+J)
45,879,701
Total Insured Shares and Deposits > $250K (item 17 less item K)
326,093,198
Total Interest Expense (Sum of items 6 8)
6,074,802
Share Certificates
4,086
Number of Accounts for Share Drafts
14,763
IRA KEOGH Accounts
1,809
Number of Accounts for Regular Shares
30,074
All other shares
588
Non Member Deposits
5
Money Market Shares
321
Net Income (unless the amount is already included in Undivided Earnings)
640,668
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,866,638
Total Liabilities
381,458,694
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Ukrainian Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Ukrainian Federal Credit Union

How many branches does Ukrainian Federal Credit Union operate?

Ukrainian Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ukrainian Federal Credit Union?

Yes, to access services at Ukrainian Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ukrainian Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ukrainian Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ukrainian Federal Credit Union offer online and mobile banking?

Most modern institutions like Ukrainian Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ukrainianfcu.org.

Current Ukrainian Federal Credit Union Rates

  • 12-Month CD1.51%
  • 24-Month CD1.51%
  • 60-Month CD3.29%
  • Savings0.03%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.