Best Personal Loan Rates in Jacksonville, Ohio (OH) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jacksonville, Ohio include: USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Emerald Credit UnionEmerald Credit UnionA5.0 ★Texas Ratio: 12.69% offering Credit Builder Loan at 5.00% APR, Noteworthy Federal Credit UnionNoteworthy Federal Credit UnionB-4.3 ★Texas Ratio: 23.16% offering Musical Instrument Loan at 5.25% APR, and ERIE COMMUNITYERIE COMMUNITYA+5.0 ★Texas Ratio: 2.05% offering Share Loan/Certificate Loan at 5.25% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Jacksonville borrowers have access to 82 lenders serving the Ohio area, with personal loan rates as low as 4.00% APR from USX. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jacksonville, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jacksonville, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
$10,000
$50,000
$10,000
$50,000
$10,000
No additional details available.
$10,000
As Low As
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$50,000
As Low As
As Low As; 2.00% over CD
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$10,000
$50,000
$10,000
As Low As; With rates as low as 5.99% APR, you can finance the getaway you've been dreaming about and pay it back with affordable monthly payments. Apply today!
As Low As
Up to 75 % approved stocks
As Low As; Up to 84 months
As Low As; Up to 84 months
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Maximum $2000
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Up to 30 Months $5,000 limit
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As Low As:
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As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
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$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
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$10,000; As Low As
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As Low As
No additional details available.
No additional details available.
As Low As
As Low As; up to 84 months
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For general purpose loans of $1000 and greater
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As; up to $35,000
As Low As; Up to 60 months and $20,000
Up to 40 Months $10,000 limit
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As; APR - 9.392%
As Low As
As Low As
As Low As; Contact us for details.
For general purpose loans of $1000 and greater
As Low As
As Low As
As Low As
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
No additional details available.
As low as
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No additional details available.
up to $10,000; As Low As; 9.85%apr*
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As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
up to $25,000,; As Low As
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As Low As; 36 months, 2 year draw
As Low As; up to 36 months
As Low As; APR - 10.311%
As Low As
As Low As; $1,000-$2,499 / up to 24 months
$1,000-$2,499; As Low As
$7,500; As Low As
*2 -For general purpose loans of $1000 and greater
A++ Credit Score (750+); Up to $3,000
Credit Score: 730 +
No additional details available.
Based upon credit rating
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
over $1,000.00
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Great Rates! Flexible Terms! Available 24/7!
As Low As
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Rates effective July 1st, 2024. A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
As Low As; up to 60 months
No additional details available.
As Low As; APR - 11.244%
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As Low As
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As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $15,000; As Low As; Rate based on Credit Performance
Rates from
No additional details available.
($6,000.00 maximum)
As Low As
A+ Credit Score (720-749); Up to $3,000
Credit Score: 680 - 729 +
Credit Score: 730 +
No Collateral
No additional details available.
As Low As
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
As Low As
As Low As
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As; up to $35,000
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As low as
No additional details available.
up to $10,000; As Low As; 9.85%apr*
No additional details available.
No additional details available.
up to $25,000,; As Low As
As Low As; $1,000-$2,499 / up to 24 months
Based upon credit rating
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As
No additional details available.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
As Low As
As Low As
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates effective July 1st, 2024. A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
Rates from
Up to $15,000; As Low As; Rate based on Credit Performance
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As Low As
No additional details available.
As Low As
No additional details available.
As Low As
$1,000-$2,499; As Low As
$7,500; As Low As
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As Low As:
Up to 30 Months $5,000 limit
As Low As
As Low As
$10,000; As Low As
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For general purpose loans of $1000 and greater
As Low As
As Low As
As Low As; up to $35,000
As Low As; Up to 60 months and $20,000
For general purpose loans of $1000 and greater
As Low As
As Low As
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; up to 36 months
As Low As
*2 -For general purpose loans of $1000 and greater
A++ Credit Score (750+); Up to $3,000
Credit Score: 730 +
No additional details available.
Based upon credit rating
As Low As; Great Rates! Flexible Terms! Available 24/7!
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
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As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
($6,000.00 maximum)
A+ Credit Score (720-749); Up to $3,000
Credit Score: 680 - 729 +
Credit Score: 730 +
Jacksonville, OH Personal Loan Rate Trends
Compare local Jacksonville, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates fell 0.043 points over the past 7 days to 10.943% APR.
Ohio signature loan rates rose 0.155 points over the past 7 days to 11.135% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Jacksonville, Ohio?
What are the best personal loan rates in Jacksonville, Ohio?
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Emerald Credit Union: 5.00% (Credit Builder Loan)
- Noteworthy Federal Credit Union: 5.25% (Musical Instrument Loan)
- ERIE COMMUNITY: 5.25% (Share Loan/Certificate Loan)
Personal Loan Calculators
