Ohio Personal Loan Rate Trends
Track current and weekly average personal loan rates in Ohio, view interactive rate trend charts, and compare local OH aprs against the national average.
Current Ohio Personal Loan Rate Trends
Personal Loan rates in Ohio fell 0.125 this week to 10.939%, down from 11.064% last week.
At 10.939%, Ohio’s average sits 0.207 above the current national average of 10.731%. This above-average spread may reflect local market conditions or regional lender competition in OH.
The Ohio personal loan rate averages on this page are calculated from 294 verified personal loan rate quotes collected across 116 banks and credit unions actively operating in Ohio. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Ohio Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Ohio personal loan rate averages compiled from 294 current rate quotes across 116 banks and credit unions operating in OH — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Ohio
Quarterly average personal loan rates at credit unions headquartered in Ohio, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Ohio (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
