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First Mutual Bank, FSB Rates & Review August 2026

First Mutual Bank, FSB's 13-Month 13-Month CD Special rates are at 3.75%, 7-Months 7-Month CD Special rates are at 3.50%, 60-Month 60-Month CD rates are at 1.56%, 48-Month 48-Month CD rates are at 1.45%, 36-Month 36-Month CD rates are at 1.35%. First Mutual Bank, FSB's savings rates are at 0.05%. First Mutual Bank, FSB's money market rates are at 0.15%. First Mutual Bank, FSB's 30-Year Fixed Mortgage Special rates are at 5.75%. First Mutual Bank, FSB's Personal Loan Rates are at 9.46%. MonitorBankRates evaluates the financial stability of First Mutual Bank, FSB with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.08%. Rates last updated and verified on 08/28/2026.

First Mutual Bank, FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Mutual Bank, FSB? Share your experience about First Mutual Bank, FSB by leaving a review below, or read customer reviews before you decide to use First Mutual Bank, FSB.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.08%
Excellent Higher than avg
First Mutual Bank, FSB
605 Washington Blvd
Belpre, OH 45714
https://firstmutual.bank/
Member FDIC

First Mutual Bank, FSB CD Rates

Product Rate APY Term View More
13-Month CD Special 3.70% 3.75% 13 Month
Min Balance $1,000
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
7-Month CD Special 3.45% 3.50% 7 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
60-Month CD 1.55% 1.56% 60 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
48-Month CD 1.45% 1.45% 48 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
36-Month CD 1.35% 1.35% 36 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
24-Month CD 1.25% 1.25% 24 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
18-Month CD 1.20% 1.20% 18 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
12-Month CD 1.15% 1.15% 12 Month
Min Balance $500
Details Open Online
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
6-Month CD 1.00% 1.00% 6 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
9-Month CD 1.00% 1.00% 9 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
3-Month CD 0.75% 0.75% 3 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Savings Rates

Product Rate APY View More
Uplift Savings 0.35% 3.04%
Min Deposit $50
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Health Savings 0.45% 0.45%
Min Deposit $50
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Health Savings 0.35% 0.35%
Min Deposit $50
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Health Savings 0.20% 0.20%
Min Deposit $50
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Statement Savings 0.15% 0.15%
Min Balance $25,000
Details Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Statement Savings 0.10% 0.10%
Min Balance $9,000
Details Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Christmas Club 0.05% 0.05%
Min Deposit $10
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Statement Savings 0.05% 0.05%
Min Balance $0
Details Balances under $9,000.00 - 0.05%; Balances of $9,000 - $24,999.99 - 0.10%; Balances of $25,000 or more - 0.15%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Money Market Rates

Product Rate APY View More
Select Money Market 0.30% 0.30%
Min Deposit $10,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Select Money Market 0.25% 0.25%
Min Deposit $10,000
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Select Money Market 0.20% 0.20%
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Select Money Market 0.15% 0.15%
Min Deposit $10,000
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Checking Rates

Product Rate APY View More
Preferred Interest Checking 0.10% 0.10%
Min Balance $1,500
Details Balances under $1,500 - 0.07%; Balances $1,500 or more - 0.10%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Advantage 50 Interest Checking 0.07% 0.07%
Min Deposit $50
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Advantage 50 Interest Free Checking 0.07% 0.07%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Direct Interest Checking 0.07% 0.07%
Min Deposit $50
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Simply Free Checking 0.00% 0.00%
Min Deposit $50
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Mortgage Rates

Product Rate Points APR Term View More
30-Year Fixed Mortgage Special 5.75% - 5.87% 30 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) 9.40% - 11.56% 10 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan 5.75% - 6.06% 84 months
Details Minimum Loan Amount: $30,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 6.00% - 6.31% 84 months
Details Minimum Loan Amount: $30,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 5.85% - 7.92% 72 months
Details Minimum Loan Amount: $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 5.75% - 8.20% 60 months
Details Minimum Loan Amount: $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 6.45% - 11.29% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 7.00% - 11.87% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 7.50% - 12.39% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Vehicle Loan 7.75% - 12.66% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

First Mutual Bank, FSB Personal Loan Rates

Product Rate APR View More
Personal Loan 8.80% 9.46%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Personal Loan 9.99% 10.45%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Personal Loan 10.49% 10.85%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%
Personal Loan 10.75% 11.04%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.08%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Mutual Bank, FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Mutual Bank, FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Mutual Bank, FSB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Mutual Bank, FSB
Bank Holding Company FIRST MUTUAL HOLDING CO
Address 605 Washington Blvd, Belpre, OH 45714  ·  Washington
FDIC Certificate # 29617
Established 01/01/1906
FDIC Insurance Date 08/09/1989
Domestic Offices 4
Total Branches 4
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.0382%
Return on Equity (ROE) -0.4900%
Non-Performing Loans (NPL) 0.56%
Total Assets $112,463,000
Total Deposits $91,188,000
Equity Capital $10,712,000
Net Income $295,000
Headquarters Belpre
Total Branches and Offices 4
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First Mutual Bank, FSB earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Frequently Asked Questions About First Mutual Bank, FSB

How many branches does First Mutual Bank, FSB operate?

First Mutual Bank, FSB currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Mutual Bank, FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Mutual Bank, FSB provides members with tools to manage their accounts and build a solid financial history.

Does First Mutual Bank, FSB offer online and mobile banking?

Most modern institutions like First Mutual Bank, FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://firstmutual.bank/.

Current First Mutual Bank, FSB Rates

  • 12-Month CD1.15%
  • 18-Month CD1.20%
  • 24-Month CD1.25%
  • 36-Month CD1.35%
  • 48-Month CD1.45%
  • 60-Month CD1.56%
  • Savings0.05%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.