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iAdvertiser Disclosure
Advertiser Disclosure
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CAREY POVERELLO Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 19, 2026
CAREY POVERELLO's savings rates are at 0.50%. CAREY POVERELLO's money market rates are at 3.81%. CAREY POVERELLO's checking rates are as high as 0.75%. CAREY POVERELLO's Personal Loan Rates are as low as 9.24%. MonitorBankRates evaluates the financial stability of CAREY POVERELLO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates last updated and verified on 10/19/2026. CAREY POVERELLO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CAREY POVERELLO? Share your experience about CAREY POVERELLO by leaving a review below, or read customer reviews before you decide to use CAREY POVERELLO. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. CAREY POVERELLO Savings Rates
CAREY POVERELLO Money Market Rates
CAREY POVERELLO Checking Rates
CAREY POVERELLO Auto Loan Rates
CAREY POVERELLO RV, Boat and Powersport Loan Rates
CAREY POVERELLO Personal Loan Rates
CAREY POVERELLO Other Rates
Financial Health HistoryCAREY POVERELLO’s Texas Ratio rose from 0.00% in Q3 2023 to 0.82% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CAREY POVERELLO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CAREY POVERELLO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CAREY POVERELLO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CAREY POVERELLO
Website
http://www.poverellofcu.com
Address
201 N Vance St,
Carey, OH 43316-1038
Phone
419-396-6071
Fax
419-396-3704
President
James Nye
CEO
Austin Pahl
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.82%
Return on Assets (ROA)
0.3747%
Return on Equity (ROE)
2.9112%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
32,661,493
Total Amount of Shares and Deposits
28,427,277
Total Shares and Deposits < 1 Year
28,427,277
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,279,163
Total Uninsured Shares and Deposits > $250K (F+J)
1,279,163
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,148,114
Total Interest Expense (Sum of items 6 8)
291,957
Number of Accounts for Share Drafts
718
Number of Accounts for Regular Shares
1,882
Money Market Shares
265
Net Income (unless the amount is already included in Undivided Earnings)
122,398
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,074,755
Total Liabilities
28,483,574
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for CAREY POVERELLO yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for CAREY POVERELLO
Frequently Asked Questions About CAREY POVERELLOWhat is the highest savings rate at CAREY POVERELLO?The highest savings rate MonitorBankRates has verified for CAREY POVERELLO is 0.50% APY on its Savings Account, as of October 19, 2026. What is the highest money market rate at CAREY POVERELLO?The highest money market rate MonitorBankRates has verified for CAREY POVERELLO is 3.815% APY on its Money Market Share Accounts, as of October 19, 2026. What is the highest checking rate at CAREY POVERELLO?The highest checking rate MonitorBankRates has verified for CAREY POVERELLO is 0.75% APY on its Checking Account, as of October 19, 2026. What is the lowest auto loan rate at CAREY POVERELLO?The lowest auto loan rate MonitorBankRates has verified for CAREY POVERELLO is 4.99% APR on its New Vehicle Loan, as of October 19, 2026. What is the lowest personal loan rate at CAREY POVERELLO?The lowest personal loan rate MonitorBankRates has verified for CAREY POVERELLO is 9.24% APR on its Signature Loan, as of October 19, 2026. How many branches does CAREY POVERELLO operate?CAREY POVERELLO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CAREY POVERELLO?Yes, to access services at CAREY POVERELLO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CAREY POVERELLO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CAREY POVERELLO provides members with tools to manage their accounts and build a solid financial history. Does CAREY POVERELLO offer online and mobile banking?Most modern institutions like CAREY POVERELLO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.poverellofcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do CAREY POVERELLO rates compare?CAREY POVERELLO's top rates are 0.50% APY on savings, 3.815% APY on money market, 0.75% APY on checking and personal loans from 9.24% APR, verified by MonitorBankRates on October 19, 2026. To compare CAREY POVERELLO with the top rates nationwide, see our best savings rates, best money market rates, best checking rates and best personal loan rates, updated daily from banks and credit unions across the country. Current CAREY POVERELLO Rates
Retrieved from our database of financial products. Rates subject to change.
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