What are the current interest rates at CAREY POVERELLO?

Current rates for CAREY POVERELLO include: Savings: 0.50%, MMA: 3.04%

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CAREY POVERELLO

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CAREY POVERELLO Rates & Review September 2026

Q: How many branches does CAREY POVERELLO operate?

CAREY POVERELLO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join CAREY POVERELLO?

Yes, to access services at CAREY POVERELLO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, CAREY POVERELLO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CAREY POVERELLO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 3, 2026

CAREY POVERELLO's savings rates are at 0.50%. CAREY POVERELLO's money market rates are at 3.04%. CAREY POVERELLO's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of CAREY POVERELLO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates last updated and verified on 09/03/2026.

CAREY POVERELLO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CAREY POVERELLO? Share your experience about CAREY POVERELLO by leaving a review below, or read customer reviews before you decide to use CAREY POVERELLO.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.25%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

CAREY POVERELLO
Main

201 N Vance St
Carey, OH 43316-1038

http://www.poverellofcu.com

CAREY POVERELLO Savings Rates

Product	Rate	APY
Christmas Club	-	0.50%
Min Balance $10 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Savings Account	-	0.50%
Min Balance $10 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Youth Savings Account	-	0.50%
Min Balance $10 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

CAREY POVERELLO Money Market Rates

Product	Rate	APY
Money Market Share Accounts	3.75%	3.82%
Min Balance $150,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Money Market Share Accounts	3.50%	3.56%
Min Balance $100,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Money Market Share Accounts	3.25%	3.30%
Min Balance $50,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Money Market Share Accounts	3.00%	3.04%
Min Balance $2,500 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

CAREY POVERELLO Checking Rates

Product	Rate	APY
Checking Account	-	0.50%
Min Balance $1,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Youth Checking Account	-	0.50%
Min Balance $1,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

CAREY POVERELLO Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	4.74%	Up to 84 months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Pre-Owned Vehicle Loan	-	-	4.74%	Up to 84 months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%
Classic Car Loan	-	-	6.74%	Up to 72 months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

CAREY POVERELLO Personal Loan Rates

Product	APR	Term	View More
Signature Loan	8.74%	Up to 60 months and $20,000
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

CAREY POVERELLO’s Texas Ratio stayed near 0.66% in Q2 2023 to 0.25% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$32M	0.25%	5.0	A+
December 31, 2025	$31M	0.87%	5.0	A+
September 30, 2025	$28M	0.57%	5.0	A+
June 30, 2025	$27M	0.39%	5.0	A+
March 31, 2025	$27M	0.17%	5.0	A+
December 31, 2024	$26M	1.83%	5.0	A+
September 30, 2024	$25M	0.61%	5.0	A+
June 30, 2024	$26M	0.85%	5.0	A+
March 31, 2024	$26M	0.34%	5.0	A+
December 31, 2023	$26M	0.57%	5.0	A+
September 30, 2023	$26M	0.00%	5.0	A+
June 30, 2023	$26M	0.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CAREY POVERELLO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CAREY POVERELLO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CAREY POVERELLO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CAREY POVERELLO

Website http://www.poverellofcu.com

Address 201 N Vance St, Carey, OH 43316-1038

Phone 419-396-6071

Fax 419-396-3704

President James Nye

CEO Austin Pahl

Full-Time Employees 6

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.25%

Return on Assets (ROA)

0.1949%

Return on Equity (ROE)

1.4869%

Non-Performing Loans Ratio (NPL)

0.11%

Total Assets

31,616,317

Total Amount of Shares and Deposits

27,387,247

Total Shares and Deposits < 1 Year

27,387,247

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,289,813

Total Uninsured Shares and Deposits > $250K (F+J)

1,289,813

Total Insured Shares and Deposits > $250K (item 17 less item K)

26,097,434

Total Interest Expense (Sum of items 6 8)

140,656

Number of Accounts for Share Drafts

712

Number of Accounts for Regular Shares

1,882

Money Market Shares

254

Net Income (unless the amount is already included in Undivided Earnings)

61,610

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

727,736

Total Liabilities

27,498,178

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

CAREY POVERELLO earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About CAREY POVERELLO

How many branches does CAREY POVERELLO operate?

CAREY POVERELLO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CAREY POVERELLO?

Yes, to access services at CAREY POVERELLO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CAREY POVERELLO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CAREY POVERELLO provides members with tools to manage their accounts and build a solid financial history.

Does CAREY POVERELLO offer online and mobile banking?

Most modern institutions like CAREY POVERELLO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.poverellofcu.com.