Best Money Market Rates in Ohio - June 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Ohio money market deposit account rates include Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union338 S Patterson Blvd, Dayton, OH 45402 2845A5.0 ★Texas Ratio: 9.45% Money Market, HSA and IRA at 4.04% APY, United Federal Credit UnionUnited Federal Credit Union116 Eastlawn Dr, Marion, OH 43302A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Commodore Perry Federal Credit UnionCommodore Perry Federal Credit Union1711 W FREMONT RD, PORT CLINTON, OH 43452A+5.0 ★Texas Ratio: 4.06% Flagship Money Market Account at 4.00% APY, Premier BankPremier Bank230 E 2nd St, Delphos, OH 45833A+5.0 ★Texas Ratio: 4.27% Money Market special at 3.75% APY, and Main Street Bank CorpMain Street Bank Corp120 N 4th St, Toronto, OH 43964A5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Ohio side-by-side. Ohio money market rates currently reach as high as 4.04% APY from Firefighters And Company Federal Credit Union at 338 S Patterson Blvd, Dayton, OH 45402 2845. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ohio and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Ohio
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
4.04%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1711 W FREMONT RD, PORT CLINTON, OH 43452
Flagship Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH 43302
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Limited-time offer. APY is for the first six months.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.99%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.95%
$0
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.94%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.84%
$0
▼
Rate3.79%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market, HSA and IRA
3.78%
$0
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH 43230 5314
Money Market Special
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
high-rate money Market Savings.
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
120 N 4th St, Toronto, OH 43964
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
230 E 2nd St, Delphos, OH 45833
Money Market special
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
102 E Main St, Freeport, OH 43973
Money Market special
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Earn up to 3.75% APY**
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
121 N Main St, Creston, OH 44217
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Platinum Money Market
3.70%
$50
▼
Rate3.64%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
Money Market Account
3.56%
$5,000
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
3650 Olentangy River Rd Ste 100, Columbus, OH 43214
Money Market Special
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
APY (Annual Percentage Yield) effective 3/5/2026 for a limited time. Rates may vary by zip code.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
7000 Cardinal Pl, Dublin, OH 43017 1091
Money Market Special Intro rate
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
$15,000+
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Select Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
690 Schrock Rd, Columbus, OH 43229 1123
Money Market Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New money only
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
116 Eastlawn Dr, Marion, OH 43302
Elevate Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates up to 3.50% APY.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
115 Tommy Henrich Dr Nw, Massillon, OH 44647
Citizens Quest® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
115 Tommy Henrich Dr Nw, Massillon, OH 44647
Citizens Private Client® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
127 W 6th St, East Liverpool, OH 43920 2921
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Premium Money Market
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
3701 Montomgery Road, Cincinnati, OH 45207
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
100 N Main St, Arlington, OH 45814
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Contact Us
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Premium Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
1100 Irmscher Blvd, Celina, OH 45822
High-Yield Money Market Deposit Account
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 4
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
127 W 6th St, East Liverpool, OH 43920 2921
Money Market Tier 5
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Money Market Tier Balances: $100,000 +
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 5
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 1
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 3
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
338 S Patterson Blvd, Dayton, OH 45402 2845
Money Market- Plateau 2
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
300 BARKS RD E, MARION, OH 43302
Variable Money Market/Checking Tier V
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends paid last day of month
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
315 Croghan St, Fremont, OH 43420 3013
Money Market Savings Accounts
3.04%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Money Market Accounts
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
(1)
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
8763 Union Centre Blvd, West Chester, OH 45069
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.81%
420 Greenville Rd, Saint Marys, OH 45885 2809
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
8763 Union Centre Blvd, West Chester, OH 45069
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
8200 Cleveland Ave NW, North Canton, OH 44720 5666
MONEY MARKET
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Tier 5
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 4
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Checking Tier 5
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.91%
12837 US Highway 68, Kenton, OH 43326
HIGH YIELD MONEY MARKET
2.79%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
5000 Urbana Rd, Springfield, OH 45502 9069
Money Market Share Savings Account
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.61%
830 Bethesda Dr, Zanesville, OH 43701 1895
Money Market Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Elevate Money Market Deposit Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Personal Elevate Money Market Account
2.78%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily Balances of $2,000,000 and up.
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
Money Market Account
2.78%
$5,000
▼
Rate2.75%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
MONEY MARKET ADVTG + IRA
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
Money Market Advantage
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
8763 Union Centre Blvd, West Chester, OH 45069
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
8763 Union Centre Blvd, West Chester, OH 45069
Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1147 OLD STATE ROUTE 74, BATAVIA, OH 45103
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
(1)
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 3
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH 45229 3026
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.57%
800 Falls Creek Dr, Vandalia, OH 45377 8600
Business Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Maximum of 6 withdraws per month- a fee of $5.00 will apply for each withdraw over six; $500.00 minimum withdraw- any amount withdrawn less than $500.00 will be subject to a fee of $5.00
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 2
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Checking Tier 4
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Tier 4
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
7740 Paragon Rd, Dayton, OH 45459
Money Market Rate Tier 1
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Contact Us
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
401 Chillicothe St, Portsmouth, OH 45662
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Day Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
3501 Wilmington Pike, Kettering, OH 45429
Money Market
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance for comparison: $10,000.00
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6700 N High St, Worthington, OH 43085
Premium Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Money Market Savings Account
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Tier 3
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
505 Earl Blvd, Miamisburg, OH 45342
Money Market Checking Tier 3
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH 43230 5314
Business Money Market
2.55%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Everyday APY: 2.05%
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH 43230 5314
Money Markets
2.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates effective as of February 1, 2026 .
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
555 Officenter Pl, Gahanna, OH 43230 5314
Money Market
2.55%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Everyday APY: 2.05%
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Elevate Money Market Deposit Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Personal Elevate Money Market Account
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily Balances of $1,000,000 - $1,999,999.99.
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
555 Metro Pl N, Dublin, OH 43017
Money Market Checking (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
95 W 4th St, Minster, OH 45865
Money Market Advantage
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
120 N Water St, Fort Jennings, OH 45844
Money Market Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TRS | RA | VRA
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
2 N 2nd St, Newark, OH 43055
Resolute Money Market
2.27%
$10,000
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
New deposit required to open this account.
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3 W Main St, Apple Creek, OH 44606
Core Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedJun 16, 2026
Details
Balance tier: $500,000 - $2,499,999
FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
300 North Street, Bellevue, OH 44811
Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3 W Main St, Apple Creek, OH 44606
Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedJun 16, 2026
Details
Balance $500,000 - $2,499,999
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Contact Us
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★ Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH 45203
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Hi-Fi Money Market Accounts
2.07%
$50
▼
Rate2.05%
Min Deposit$50
Min Balance—
UpdatedJun 16, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★ Texas Ratio: 5.54%
959 W 8th St, Cincinnati, OH 45203
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
679 Fox Rd, Van Wert, OH 45891
Money Market Account
2.02%
$5,000
▼
Rate2.00%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Elevate Money Market Deposit Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
275 W Main St, Osgood, OH 45351
Personal Elevate Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Daily Balances of $500,000-$999,999.99.
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ohio and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ohio Money Market Rate Trends
Compare local Ohio money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OH Avg
3.352%
▼ 0.003 vs 7 days ago
Ohio high-yield MMA rates fell 0.003 points over the past 7 days to 3.352% APY.
Standard MMA — OH Avg
0.622%
▼ 0.009 vs 7 days ago
Ohio standard MMA rates fell 0.009 points over the past 7 days to 0.622% APY.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ohio
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Ohio.
Are Money Market accounts in Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do MMA rates change in Ohio?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Ohio?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Ohio require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Ohio
Here are some of the highest money market account APYs currently available in Ohio:
- Firefighters And Company Federal Credit Union
Money Market, HSA and IRA — 4.04% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Commodore Perry Federal Credit Union
Flagship Money Market Account — 4.00% APY - Premier Bank
Money Market special — 3.75% APY - Main Street Bank Corp
Maximize Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026
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