Best Money Market Rates in Wilmington, Ohio - July 2026

Special rate.

Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.

Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

Special rate

Balance to Earn Interest: $2,000,000

Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.10%; Balances $250,000 - $500,000 - 3.30%

Tier 7

Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Save more with rates up to 3.50% APY and still have flexible access to your money.

Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.

Balance to Earn Interest: $250,000+

Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.10%; Balance $500,000 or more - 3.56%

Balance to Earn Interest: $50,000-$99,999.99

Balance to Earn Interest: $50,000-$99,999.99

Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $250,000 - $500,000 - 3.30%; Balance $500,000 or more - 3.56%

Money Market Tier Balances: $100,000 +

(1)

Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.

$500,000 - and over

Minimum to open $1,000

Tier 6

(1)

Rate Comparison Details

Balance to Earn Interest: $0-$2,499.99

Balance to Earn Interest: $0-$49,999.99

Minimum to open $1,000

Monthly compounding. Minimum balance for this tier: $100,000+.

Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.

(1)

TRS | RA | VRA; Interest Rate: 2.25% Monthly

New deposit required to open this account.

Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.