Mortgage Lenders and Brokers in Wilmington, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Wilmington, Ohio mortgage lenders include Peoples BankPeoples Bank48 N South St, Wilmington, OH 45177A+5.0 ★Texas Ratio: 3.39%, Fifth Third Bank, National AssociationFifth Third Bank, National Association995 Rombach Ave, Wilmington, OH 45177A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank647 Fife Ave, Wilmington, OH 45177A+5.0 ★Texas Ratio: 3.21%, Lcnb National BankLcnb National Bank1243 Rombach Ave, Wilmington, OH 45177A+5.0 ★Texas Ratio: 2.05%, PNC Bank N.A.PNC Bank N.A.1373 Rombach Ave, Wilmington, OH 45177A+5.0 ★Texas Ratio: 4.24%, Wright Patt Credit Union IncWright Patt Credit Union Inc161 Carrie Dr, Wilmington, OH 45177 1994A5.0 ★Texas Ratio: 6.22%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, and Merchants National BankMerchants National Bank1288 Wayne Rd, Wilmington, OH 45177A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilmington, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilmington are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilmington, Ohio
Market share is the lender's share of all home loans closed in Wilmington, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Wilmington 48 N South St, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 6 +9 HELOCs |
2.1% | 85.7% | $110,000 | View |
|
1 office in Wilmington 995 Rombach Ave, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 6 +8 HELOCs |
2.1% | 87.5% | $140,000 | View |
|
1 office in Wilmington 647 Fife Ave, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 4 | 1.4% | 80% | $77,500 | View |
|
1 office in Wilmington 1243 Rombach Ave, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 2.05% |
FHA | 1 | 0.4% | 100% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Wilmington 1373 Rombach Ave, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
161 Carrie Dr, Wilmington, OH 45177 1994 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 25 +10 HELOCs |
8.8% | 72.2% | $118,600 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA | 14 | 4.9% | 100% | $313,571 | |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 10 +3 HELOCs |
3.5% | 83.3% | $252,000 | View |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 5 | 1.8% | 100% | $225,000 | View |
|
1288 Wayne Rd, Wilmington, OH 45177 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 1.4% | 100% | $87,500 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional, USDA | 4 | 1.4% | 100% | $145,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $245,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $110,000 | View |
|
200 E State St, Georgetown, OH 45121 A5.0 ★Texas Ratio: 7.26% |
Conventional | 2 | 0.7% | 100% | $110,000 | View |
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | View |
First State Bank
1584 Rombach Ave, Wilmington, OH 45177 |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
|
★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
FHA | 1 | 0.4% | 100% | $155,000 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 8 | 2.8% | 100% | $191,250 | |
Union Home Mortgage Corp.
|
Conventional | 4 | 1.4% | 100% | $270,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Rapid Mortgage Company
|
FHA | 1 | 0.4% | 100% | $215,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, USDA, HELOC | 36 +1 HELOCs |
12.7% | 92.3% | $217,222 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 24 | 8.5% | 77.4% | $285,833 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 7.1% | 76.9% | $209,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 10 +1 HELOCs |
3.5% | 100% | $259,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 1.8% | 83.3% | $143,000 | |
Churchill Mortgage Corporation
|
Conventional, VA | 5 | 1.8% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 4 | 1.4% | 100% | $212,500 | View |
Equity Prime Mortgage LLC
|
FHA, USDA | 4 | 1.4% | 100% | $175,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA, VA | 4 | 1.4% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 4 | 1.4% | 80% | $160,000 | |
Ruoff Mortgage Company
|
Conventional, USDA | 3 | 1.1% | 100% | $181,666 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.1% | 60% | $295,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 1.1% | 100% | $305,000 | View |
Amerisave Mortgage Company
|
Conventional, VA | 3 | 1.1% | 60% | $235,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA, VA | 3 | 1.1% | 100% | $281,666 | |
Mortgage Research Center
|
VA | 3 | 1.1% | 75% | $268,333 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $135,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.7% | 100% | $100,000 | |
Primelending
|
Conventional, FHA | 2 | 0.7% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 0.7% | 66.7% | $365,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.7% | 100% | $195,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.7% | 100% | $300,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.7% | 100% | $110,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Arc Home LLC
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.4% | 100% | $35,000 | |
Kind Lending, LLC
|
VA | 1 | 0.4% | 100% | $345,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Intercoastal Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $175,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.4% | 100% | $175,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $185,000 | |
Nfm, Inc
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $385,000 | View |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $225,000 | |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $175,000 | |
Campus USA Credit Union
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.4% | 100% | $245,000 | |
21St Mortgage
|
Conventional | 1 | 0.4% | 14.3% | $45,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wilmington Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilmington, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Wilmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilmington, OH
Use these to narrow the list above. Each category shows how many Wilmington, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Wilmington, OH
Independent mortgage companies closed 62.5 percent of home loans in Wilmington, Ohio in 2025, banks 25.8 percent and credit unions 11.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Peoples Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Peoples Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilmington, OH
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Wilmington, Ohio with 6 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Wilmington, Ohio in 2025, led by DHI Mortgage Company, LTD. with 16. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 6 credit unions closed home loans in Wilmington, Ohio in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilmington, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilmington, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
