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Mortgage Lenders and Brokers in Cleveland, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cleveland, Ohio mortgage lenders include Huntington National BankHuntington National Bank1899 E 22nd St, Cleveland, OH 44115A+5.0 ★Texas Ratio: 3.66%, Third Federal Savings and LoanThird Federal Savings and Loan10642 Lorain Ave, Cleveland, OH 44111A+5.0 ★Texas Ratio: 2.32%, Keybank National AssociationKeybank National Association800 Superior Ave E, Cleveland, OH 44114A+5.0 ★Texas Ratio: 4.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4127 E 131st St, Cleveland, OH 44105A+5.0 ★Texas Ratio: 3.22%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood1929 E 61st St, Cleveland, OH 44103A+5.0 ★Texas Ratio: 4.66%, Dollar Bank, FSBDollar Bank, FSB140 Public Sq, Cleveland, OH 44114A+5.0 ★Texas Ratio: 5.29%, Citizens Bank, NACitizens Bank, NA16822 Harvard Ave, Cleveland, OH 44128A+5.0 ★Texas Ratio: 5.44%, First National Bank of PAFirst National Bank of PA11457 Mayfield Rd, Cleveland, OH 44106A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3465 Steelyard Dr Unit 9, Cleveland, OH 44109A+5.0 ★Texas Ratio: 3.68%, and PNC Bank N.A.PNC Bank N.A.11038 Bellflower Rd, Cleveland, OH 44106A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cleveland, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cleveland are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cleveland, Ohio

Market share is the lender's share of all home loans closed in Cleveland, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 11 offices in Cleveland 1899 E 22nd St, Cleveland, OH 44115 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	229 +217 HELOCs	7.4%	73.7%	$151,812	View
Third Federal Savings and Loan 3 offices in Cleveland 10642 Lorain Ave, Cleveland, OH 44111 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	139 +227 HELOCs	4.5%	69.3%	$156,870	View
Keybank National Association 13 offices in Cleveland 800 Superior Ave E, Cleveland, OH 44114 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, Jumbo, HELOC	99 +4 HELOCs	3.2%	52.6%	$117,020	View
Fifth Third Bank, National Association 6 offices in Cleveland 4127 E 131st St, Cleveland, OH 44105 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, Jumbo, HELOC	88 +56 HELOCs	2.8%	71.4%	$152,613	View
First Federal S&L of Lakewood 2 offices in Cleveland 1929 E 61st St, Cleveland, OH 44103 A+5.0 ★Texas Ratio: 4.66%	Conventional, FHA, HELOC	80 +8 HELOCs	2.6%	89%	$211,125	View
Dollar Bank, FSB 3 offices in Cleveland 140 Public Sq, Cleveland, OH 44114 A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, HELOC	79 +23 HELOCs	2.5%	56.8%	$90,316	View
Citizens Bank, NA 10 offices in Cleveland 16822 Harvard Ave, Cleveland, OH 44128 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	72 +171 HELOCs	2.3%	86.9%	$151,111	View
First National Bank of PA 3 offices in Cleveland 11457 Mayfield Rd, Cleveland, OH 44106 A+5.0 ★Texas Ratio: 1.62%	Conventional, VA, HELOC	71 +6 HELOCs	2.3%	77.2%	$144,014	View
JPMorgan Chase Bank, NA 5 offices in Cleveland 3465 Steelyard Dr Unit 9, Cleveland, OH 44109 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	70 +1 HELOCs	2.3%	80.7%	$177,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 14 offices in Cleveland 11038 Bellflower Rd, Cleveland, OH 44106 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	46 +238 HELOCs	1.5%	80.7%	$149,130	View
US Bank, N.A. 8 offices in Cleveland 1350 Euclid Ave, Cleveland, OH 44115 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	37 +22 HELOCs	1.2%	46.3%	$125,540	View
Bank of America NA 4 offices in Cleveland 3029 West 117th Street, Cleveland, OH 44111 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	18 +4 HELOCs	0.6%	94.7%	$165,000	View
Flagstar Bank NA 2 offices in Cleveland 1801 E 9th St, Cleveland, OH 44114 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	12 +1 HELOCs	0.4%	52.2%	$113,333	View
First Financial Bank 1 office in Cleveland 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$90,000	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	256 +12 HELOCs	8.3%	94.5%	$195,781
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, HELOC	22 +2 HELOCs	0.7%	78.6%	$179,545	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	12 +1 HELOCs	0.4%	92.3%	$152,500	View
Farmers National Bank 310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45%	Conventional	11	0.4%	100%	$178,636	View
Union Savings Bank 6400 Rockside Road, Cleveland, OH 44131	Conventional, FHA, VA	11	0.4%	84.6%	$277,727
Century FCU 1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01%	Conventional, HELOC	9 +11 HELOCs	0.3%	69.2%	$153,888	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional	8	0.3%	90%	$220,000	View
Peoples Bank 158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39%	Conventional, HELOC	7 +2 HELOCs	0.2%	77.8%	$73,571	View
Unity Catholic FCU 1500 Pearl Rd, Brunswick, OH 44212 A5.0 ★Texas Ratio: 6.50%	Conventional	5	0.2%	100%	$49,000	View
Cfbank NA ★ 1 stars, 1 review 2615 Detroit Ave, Cleveland, OH 44113 A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.1%	80%	$135,000	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional	3	0.1%	100%	$148,333	View
Cnb Bank 3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$130,000	View
Cardinal Credit Union, Inc 1220 Som Center Rd Unit A, Cleveland, OH 44124 2002 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$210,000	View
Bny Mellon, N.A. 3333 Richmond Rd, Beachwood, OH 44122 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.1%	100%	$345,000	View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.1%	100%	$250,000	View
Portage Community Bank 140 Portage Trl, Cuyahoga Falls, OH 44221 A+5.0 ★Texas Ratio: 1.98%	Conventional	2	0.1%	100%	$200,000	View
Northwest Bank 1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000	View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	Conventional, HELOC	1 +1 HELOCs	0%	100%	$45,000	View
The Union Bank Company 1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0%	100%	$135,000	View
Credit Union of Ohio 1652 Neil Ave, Columbus, OH 43201 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	33.3%	$125,000	View
First National Bank of Pandora 112 Cherry St, Bluffton, OH 45817 A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0%	100%	$185,000	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0%	100%	$135,000	View
The Commercial & Savings Bank 4587 State Route 39, Berlin, OH 44610 A+5.0 ★Texas Ratio: 5.57%	Conventional	1	0%	100%	$435,000	View
Sutton Bank 1521 E Main St, Ashland, OH 44805 A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0%	100%	$95,000	View
S&T Bank 491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0%	100%	$295,000	View
The Andover Bank 19 Public Sq, Andover, OH 44003 A4.5 ★Texas Ratio: 1.91%	Conventional	1	0%	100%	$165,000	View
Seven Seventeen Credit Union 6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64%	HELOC	0 +1 HELOCs	0%	n/a		View
Pathways Financial Credit Union 1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10%	HELOC	0 +1 HELOCs	0%	n/a		View
Towpath Credit Union 645 N Main St, Akron, OH 44310 A+5.0 ★Texas Ratio: 5.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Liberty Home Mortgage Corp	Conventional, FHA, VA	74	2.4%	93.7%	$184,189
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	36 +5 HELOCs	1.2%	92.3%	$216,111
Union Capital Mortgage Corp	Conventional, FHA	29	0.9%	100%	$220,517
Nations Lending Corporation	Conventional, FHA, VA	16	0.5%	100%	$198,125
Westfield Bank, FSB	Conventional, Jumbo	7	0.2%	100%	$563,571
myCUmortgage	Conventional, FHA	6	0.2%	36.8%	$105,000
Ohio Catholic Federal Credit Union A+5.0 ★Texas Ratio: 0.88%	Conventional	5	0.2%	100%	$53,000	View
Rapid Mortgage Company	Conventional, FHA	3	0.1%	100%	$158,333
T2 Financial LLC	FHA	2	0.1%	66.7%	$140,000
The Middlefield Banking Company	Conventional	2	0.1%	100%	$30,000
Superior Financial Solutions	Conventional	2	0.1%	100%	$160,000
Best Reward Federal Credit Uni	Conventional	1	0%	20%	$65,000
The Equitable Mortgage Corporation	Conventional	1	0%	100%	$295,000
Rocket Mortgage	Conventional, FHA, VA	308	9.9%	70.5%	$152,532
United Wholesale Mortgage	Conventional, FHA, VA	129	4.2%	76.3%	$183,837
Synergy One Lending, Inc.	Conventional, FHA, VA	105	3.4%	87%	$152,238
Howard Hanna Financial Services, Inc	Conventional, FHA, VA	59	1.9%	100%	$230,932
Mortgage Research Center	Conventional, FHA, VA	50	1.6%	63.1%	$199,800
Ruoff Mortgage Company	Conventional, FHA	47	1.5%	89.5%	$142,446
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	42 +2 HELOCs	1.4%	93.6%	$242,857
American Pacific Mortgage Corporation	Conventional, FHA, VA	38	1.2%	88.4%	$158,684
loanDepot.com LLC	Conventional, FHA, HELOC	36 +1 HELOCs	1.2%	57.1%	$112,777
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	33 +13 HELOCs	1.1%	55%	$149,545
Pennymac Loan Services LLC	Conventional, FHA, VA	31	1%	71.7%	$195,645
Mutual of Omaha Mortgage	Conventional, FHA, VA	30	1%	84.6%	$165,000
Nfm, Inc	Conventional, FHA	27	0.9%	96.4%	$168,333
New American Funding, LLC.	Conventional, FHA, HELOC	25 +1 HELOCs	0.8%	62.5%	$125,400
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional, FHA	23	0.7%	92.6%	$161,086	View
Fairway Independent Mort Corp	Conventional, FHA	23	0.7%	95.8%	$103,260
Nationstar Mortgage	Conventional, FHA, VA	21	0.7%	79.3%	$83,571
Zillow Home Loans, LLC	Conventional, FHA	21	0.7%	91.3%	$167,380
Amerisave Mortgage Company	Conventional, FHA, HELOC	17 +2 HELOCs	0.5%	17.6%	$91,470
Freedom Mortgage Corporation	Conventional, FHA, VA	16	0.5%	67.7%	$140,625
Newrez LLC	Conventional, FHA, VA	16	0.5%	33.3%	$181,875
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	16	0.5%	100%	$121,250
Reliance First Capital, LLC	Conventional, FHA	15	0.5%	88.2%	$131,666
Lower, LLC	Conventional, FHA	14	0.5%	100%	$204,285
Your Home Financial LLC	Conventional, FHA, VA	13	0.4%	86.7%	$152,692
Primary Residential Mortgage, INC.	Conventional, FHA, VA	12	0.4%	100%	$140,833
Movement Mortgage, LLC	Conventional, FHA	11	0.4%	100%	$135,000
Royal United Mortgage LLC	Conventional, FHA	10	0.3%	48%	$82,000
Paramount Residential Mortgage	Conventional, FHA, VA	10	0.3%	100%	$146,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional, FHA	9	0.3%	60%	$183,888
FirstTrust Home Loans	Conventional	9	0.3%	90%	$67,222
Goodleap, LLC	Conventional, FHA, HELOC	8 +8 HELOCs	0.3%	55%	$125,000
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	8	0.3%	100%	$288,750
Absolute Home Mortgage	Conventional, FHA, VA	8	0.3%	88.9%	$128,750
Coast One Mortgage, LLC	Conventional, FHA	7	0.2%	100%	$202,142
Geneva Financial LLC	Conventional	7	0.2%	100%	$89,285
New Day Financial, LLC.	VA	7	0.2%	30.4%	$162,142
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	7	0.2%	77.8%	$97,857	View
Equity Prime Mortgage LLC	FHA	6	0.2%	85.7%	$156,666
Allied Mortgage Group, Inc	Conventional, FHA	6	0.2%	100%	$115,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	6	0.2%	100%	$140,000
Click n' Close, Inc.	Conventional, FHA	6	0.2%	75%	$145,000
Carrington Mortgage Services LLC	FHA	6	0.2%	38.5%	$115,000
The Loan Store, Inc	Conventional, HELOC	5 +8 HELOCs	0.2%	100%	$115,000
Envoy Mortgage, Ltd	Conventional, FHA	5	0.2%	100%	$235,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.2%	71.4%	$257,000
Guild Mortgage Company	Conventional, FHA, VA	5	0.2%	100%	$205,000
Provident Funding Associates	Conventional	5	0.2%	100%	$251,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	5	0.2%	100%	$107,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	5	0.2%	100%	$205,000	View
Tomo Mortgage LLC	Conventional	5	0.2%	100%	$177,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.1%	100%	$195,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.1%	80%	$175,000
Primelending	Conventional, FHA	4	0.1%	100%	$145,000
Canopy Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$120,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.1%	100%	$167,500
Discover Bank	Conventional	4	0.1%	17.2%	$60,000
East Coast Capital Corp.	Conventional	4	0.1%	100%	$115,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	4	0.1%	100%	$85,000	View
Texana Bank	Conventional	4	0.1%	100%	$192,500
Top Flite Financial, Inc.	FHA	4	0.1%	100%	$127,500
Polaris Home Funding Corp.	Conventional, FHA	3	0.1%	100%	$141,666
Sage Home Loans Corporation	Conventional	3	0.1%	100%	$238,333
Nbkc Bank	Conventional, FHA	3	0.1%	75%	$278,333
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	3	0.1%	60%	$111,666	View
Bay Equity LLC	Conventional, FHA, VA	3	0.1%	100%	$205,000
Better Mortgage Corporation	Conventional	3	0.1%	75%	$301,666
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	3	0.1%	100%	$321,666
Ark-La-Tex Financial Services LLC	Conventional	3	0.1%	100%	$231,666
Genisys Credit Union	Conventional	2	0.1%	100%	$235,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	2	0.1%	100%	$200,000	View
Lakeview Loan Servicing, LLC	Conventional	2	0.1%	50%	$210,000
Gvc Mortgage, Inc.	Conventional	2	0.1%	66.7%	$410,000
Brighton Bank	Conventional	2	0.1%	100%	$150,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$125,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	2	0.1%	100%	$140,000	View
Diamond Residential Mtg Corp	Conventional, FHA	2	0.1%	100%	$100,000
Michigan Mutual, Inc	Conventional, FHA	2	0.1%	100%	$395,000
Bayshore Mortgage Funding	Conventional	2	0.1%	100%	$225,000
Oceanside Mortgage Company	FHA	2	0.1%	100%	$120,000
American Financing Corporation	FHA	2	0.1%	23.1%	$90,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	28.6%	$130,000	View
Planet Home Lending, LLC	FHA, VA	2	0.1%	100%	$135,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	66.7%	$440,000	View
Mortgage Center LC	Conventional	2	0.1%	100%	$130,000
Direct Mortgage Loans, LLC	Conventional	2	0.1%	75%	$100,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.1%	100%	$90,000	View
Milend, Inc	FHA, VA	2	0.1%	66.7%	$170,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$215,000	View
Endeavor Capital, LLC	Conventional	2	0.1%	100%	$125,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$145,000
West Penn Financial Service Center, Inc.	Conventional, VA	2	0.1%	66.7%	$220,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	100%	$185,000	View
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$115,000
JMAC Lending, Inc.	Conventional, FHA	2	0.1%	100%	$80,000
Cmg Mortgage Inc	Conventional, HELOC	1 +1 HELOCs	0%	80%	$355,000
Originpoint, LLC	Conventional	1	0%	100%	$305,000
Zippy Loans, LLC	Conventional	1	0%	100%	$55,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0%	100%	$85,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0%	100%	$165,000	View
Liberty Federal Credit Union	Conventional	1	0%	100%	$455,000
American Financial Resources LLC	FHA	1	0%	50%	$135,000
Neighborhood Loans, Inc	Conventional	1	0%	50%	$5,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0%	100%	$45,000	View
Everett Financial, Inc.	Conventional	1	0%	100%	$235,000
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$165,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$245,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0%	100%	$185,000	View
Loanunited.Com, LLC	VA	1	0%	50%	$145,000
United Trust Bank	VA	1	0%	100%	$125,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0%	100%	$195,000	View
University Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$545,000	View
AdvantageFirst Lending Inc	FHA	1	0%	25%	$185,000
American Financial Network, Inc.	Conventional	1	0%	20%	$75,000
Fidelity Direct Mortgage, LLC	Conventional	1	0%	100%	$115,000
Obsidian Financial Services	Conventional	1	0%	100%	$95,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0%	100%	$55,000	View
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$75,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$95,000	View
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$155,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$505,000
Greenbox Loans	Conventional	1	0%	100%	$85,000
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$335,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0%	100%	$65,000	View
Stg Mortgage Inc	Conventional	1	0%	100%	$185,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0%	100%	$155,000	View
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0%	100%	$145,000	View
Republic Bank of Chicago A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0%	100%	$125,000	View
Hometown Equity Mortgage, LLC	FHA	1	0%	20%	$395,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$95,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0%	100%	$245,000	View
Hanscom Federal Credit Union	Conventional	1	0%	100%	$225,000
First Western Federal Savings Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$65,000	View
Saygo Home Loans, LLC	FHA	1	0%	100%	$195,000
Interstate Home Loan Center, Inc.	Conventional	1	0%	100%	$95,000
V.I.P. Mortgage, Inc.	Conventional	1	0%	100%	$165,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$215,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	50%	$45,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$145,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$105,000	View
Thrivent Federal Credit Union	Conventional	1	0%	100%	$125,000
Wescom Central Credit Union	Conventional	1	0%	100%	$125,000
Consumers Credit Union A+5.0 ★Texas Ratio: 0.71%	Conventional	1	0%	100%	$25,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$335,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$185,000	View
Nexera Holding LLC	Conventional	1	0%	100%	$175,000
Ukrainian Federal Credit Union A5.0 ★Texas Ratio: 10.53%	Conventional	1	0%	100%	$85,000
Southwest Funding LP	FHA	1	0%	100%	$135,000
Village Capital & Investment	VA	1	0%	54.5%	$185,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0%	100%	$175,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +29 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +25 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Spring Eq, LLC	HELOC	0 +3 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Cleveland Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cleveland, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Cleveland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cleveland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cleveland, OH

Use these to narrow the list above. Each category shows how many Cleveland, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 118 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 92 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 43 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Cleveland, OH

Independent mortgage companies closed 57.4 percent of home loans in Cleveland, Ohio in 2025, banks 40 percent and credit unions 2.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Century FCU the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 229 loans.

57.4%

Mortgage companies

40%

Banks

2.6%

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders Springfield 141 lenders

Frequently Asked Questions About Mortgage Lenders in Cleveland, OH

Who is the largest mortgage lender in Cleveland, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Cleveland, Ohio with 229 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cleveland, OH have the highest approval rates?

Among lenders with meaningful volume in Cleveland, Ohio, Howard Hanna Financial Services, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 73.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cleveland, OH mortgage lenders offer FHA, VA and USDA loans?

92 lenders closed FHA loans in Cleveland, Ohio in 2025, led by CrossCountry Mortgage, LLC with 104. 41 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cleveland, OH lender list?

Yes. 71 banks and 30 credit unions closed home loans in Cleveland, Ohio in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cleveland, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cleveland, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cleveland, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cleveland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.