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Mortgage Lenders and Brokers in Springfield, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Springfield, Ohio mortgage lenders include Huntington National BankHuntington National Bank5 W North St, Springfield, OH 45504A+5.0 ★Texas Ratio: 3.66%, The Park National BankThe Park National Bank40 S Limestone St, Springfield, OH 45502A5.0 ★Texas Ratio: 6.62%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.1480 Upper Valley Pike, Springfield, OH 45504A+5.0 ★Texas Ratio: 3.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2700 N Limestone St, Springfield, OH 45503A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.2222 N Limestone St, Springfield, OH 45503A+5.0 ★Texas Ratio: 4.24%, Ih Credit UnionIh Credit Union5000 Urbana Rd, Springfield, OH 45502 9069A+5.0 ★Texas Ratio: 5.64%, Keybank National AssociationKeybank National Association1 S Fountain Ave, Springfield, OH 45502A+5.0 ★Texas Ratio: 4.81%, The Citizens National BankThe Citizens National Bank30 Warder St, Springfield, OH 45504A+5.0 ★Texas Ratio: 5.51%, Wright Patt Credit Union IncWright Patt Credit Union Inc2097 N Bechtle Ave, Springfield, OH 45504 1583A5.0 ★Texas Ratio: 6.22%, and New Carlisle Federal Savings BankNew Carlisle Federal Savings Bank833 Villa Rd, Springfield, OH 45503. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Springfield, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Springfield, Ohio

Market share is the lender's share of all home loans closed in Springfield, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 2 offices in Springfield 5 W North St, Springfield, OH 45504 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	64 +53 HELOCs	5.4%	84.4%	$148,750	View
The Park National Bank 4 offices in Springfield 40 S Limestone St, Springfield, OH 45502 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	29 +17 HELOCs	2.5%	88.2%	$123,620	View
Wesbanco Bank, Inc. 2 offices in Springfield 1480 Upper Valley Pike, Springfield, OH 45504 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, HELOC	22 +26 HELOCs	1.9%	95.7%	$155,909	View
Fifth Third Bank, National Association 2 offices in Springfield 2700 N Limestone St, Springfield, OH 45503 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	17 +16 HELOCs	1.4%	54.5%	$123,235	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Springfield 2222 N Limestone St, Springfield, OH 45503 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	12 +39 HELOCs	1%	92.3%	$144,166	View
Ih Credit Union 5000 Urbana Rd, Springfield, OH 45502 9069 A+5.0 ★Texas Ratio: 5.64%	Conventional	11	0.9%	100%	$91,363	View
Keybank National Association 1 office in Springfield 1 S Fountain Ave, Springfield, OH 45502 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	5 +3 HELOCs	0.4%	55.6%	$123,000	View
The Citizens National Bank 1 office in Springfield 30 Warder St, Springfield, OH 45504 A+5.0 ★Texas Ratio: 5.51%	Conventional	1	0.1%	50%	$105,000	View
Wright Patt Credit Union Inc 2097 N Bechtle Ave, Springfield, OH 45504 1583 A5.0 ★Texas Ratio: 6.22%	Conventional, FHA, VA, HELOC	96 +73 HELOCs	8.2%	69.3%	$155,520	View
New Carlisle Federal Savings Bank 833 Villa Rd, Springfield, OH 45503	Conventional	43	3.7%	93.9%	$132,209
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, VA, HELOC	27 +2 HELOCs	2.3%	93.1%	$302,037
JPMorgan Chase Bank, NA 1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	13 +1 HELOCs	1.1%	82.4%	$257,307	View
US Bank, N.A. 1500 Hillcrest Ave, Springfield, OH 45504 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	11 +5 HELOCs	0.9%	42.3%	$106,818	View
The Richwood Banking Company 63 W Main St, Springfield, OH 45502 A5.0 ★Texas Ratio: 8.90%	Conventional	6	0.5%	100%	$148,333	View
First Financial Bank 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	55.6%	$145,000	View
Honda Federal Credit Union 12500 Meranda Rd, Anna, OH 45302 9604	Conventional	5	0.4%	71.4%	$145,000
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +2 HELOCs	0.3%	66.7%	$137,500	View
Pathways Financial Credit Union 1850 S Limestone St, Springfield, OH 45505 A5.0 ★Texas Ratio: 6.10%	Conventional, HELOC	3 +2 HELOCs	0.3%	42.9%	$98,333	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$135,000	View
Merchants National Bank 3473 E National Rd, Springfield, OH 45505 A+5.0 ★Texas Ratio: 4.14%	Conventional	3	0.3%	100%	$141,666	View
Monroe Federal Savings and Loan Association 8512 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 2.24%	Conventional	2	0.2%	100%	$120,000	View
The Farmers & Merchants State Bank ★ 4 stars, 1 review 403 S Pike St, Anna, OH 45302 A+5.0 ★Texas Ratio: 1.84%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$105,000	View
Universal 1 Credit Union Inc. 2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
Bridge Credit Union 420 York St Ste B, Springfield, OH 45505 2143	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000	View
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.1%	100%	$275,000	View
The Covington Savings and Loan Association 223 N Miami Ave, Bradford, OH 45308 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$135,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	50%	$365,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$35,000	View
1st National Bank 1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63%	Conventional	1	0.1%	100%	$595,000	View
The Twin Valley Bank 251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86%	Conventional	1	0.1%	100%	$235,000	View
General Electric Credit Union 11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06%	Conventional	1	0.1%	100%	$55,000	View
First Federal Community Bank 4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$75,000	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	50%	$55,000	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	50%		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	107 +1 HELOCs	9.1%	97.3%	$187,149
Union Home Mortgage Corp.	Conventional, Jumbo, HELOC	9 +1 HELOCs	0.8%	90%	$288,333
T2 Financial LLC	Conventional, FHA, VA	4	0.3%	100%	$260,000
Go Mortgage, LLC	FHA	1	0.1%	100%	$155,000
Rapid Mortgage Company	Conventional	1	0.1%	100%	$105,000
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$85,000
Superior Financial Solutions	Conventional	1	0.1%	100%	$115,000
Union Capital Mortgage Corp	Conventional	1	0.1%	100%	$145,000
Rocket Mortgage	Conventional, FHA, VA	106	9%	76.6%	$134,528
loanDepot.com LLC	Conventional, FHA, VA	47	4%	92.5%	$156,489
United Wholesale Mortgage	Conventional, FHA, VA	45	3.8%	81%	$181,222
Primelending	Conventional, FHA, VA	43	3.7%	80.4%	$166,627
Pennymac Loan Services LLC	Conventional, FHA, VA	30	2.6%	83.3%	$182,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	29	2.5%	85.7%	$288,103
Mortgage Research Center	Conventional, FHA, VA	28	2.4%	62.2%	$203,571
Nfm, Inc	Conventional, FHA, VA	20	1.7%	100%	$157,500
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	19	1.6%	95.7%	$176,052	View
Newrez LLC	Conventional, FHA, VA	19	1.6%	50%	$157,105
Freedom Mortgage Corporation	Conventional, FHA, VA	15	1.3%	78.3%	$201,666
New American Funding, LLC.	Conventional, FHA	14	1.2%	82.4%	$118,571
Lower, LLC	Conventional, FHA, VA	13	1.1%	100%	$135,000
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	10	0.9%	100%	$188,000
Amerisave Mortgage Company	Conventional, FHA	10	0.9%	37%	$78,000
Das Acquisition Company, LLC	Conventional, FHA, VA	10	0.9%	88.2%	$204,000
Texana Bank	Conventional, FHA	9	0.8%	90%	$173,888
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +1 HELOCs	0.7%	80%	$217,500
Zillow Home Loans, LLC	Conventional, VA	8	0.7%	80%	$201,250
Victory Mortgage, LLC	Conventional, FHA, VA	8	0.7%	100%	$301,250
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional, FHA	7	0.6%	100%	$192,142	View
Guaranteed Rate, Inc.	Conventional, FHA	7	0.6%	100%	$183,571
Nationstar Mortgage	Conventional, FHA, VA	7	0.6%	100%	$117,857
Goodleap, LLC	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	66.7%	$115,000
Synergy One Lending, Inc.	Conventional, FHA	5	0.4%	100%	$137,000
New Day Financial, LLC.	VA	5	0.4%	85.7%	$179,000
Tjc Mortgage Inc	Conventional, FHA, VA	5	0.4%	100%	$119,000
American Financial Resources LLC	Conventional, FHA	4	0.3%	100%	$157,500
Click n' Close, Inc.	Conventional, FHA	4	0.3%	57.1%	$150,000
Geneva Financial LLC	Conventional, FHA	4	0.3%	80%	$145,000
Fairway Independent Mort Corp	Conventional, FHA	4	0.3%	80%	$127,500
Reliance First Capital, LLC	FHA	4	0.3%	100%	$172,500
Ruoff Mortgage Company	Conventional, FHA	3	0.3%	100%	$128,333
Residential Wholesale Mortgage	Conventional, FHA	3	0.3%	100%	$118,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	3	0.3%	100%	$141,666	View
Equity Prime Mortgage LLC	FHA	3	0.3%	100%	$158,333
Howard Hanna Financial Services, Inc	FHA, VA	3	0.3%	100%	$248,333
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	3	0.3%	100%	$131,666	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	60%	$225,000	View
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	75%	$138,333	View
Paramount Residential Mortgage	FHA	3	0.3%	100%	$205,000
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	22.2%	$35,000
Polaris Home Funding Corp.	FHA	2	0.2%	100%	$275,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional, FHA	2	0.2%	100%	$75,000
Royal United Mortgage LLC	FHA, VA	2	0.2%	66.7%	$175,000
Lakeview Loan Servicing, LLC	FHA	2	0.2%	40%	$250,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$195,000
AdvantageFirst Lending Inc	FHA	2	0.2%	50%	$160,000
Bayshore Mortgage Funding	Conventional	2	0.2%	100%	$120,000
Discover Bank	Conventional	2	0.2%	18.2%	$65,000
Oceanside Mortgage Company	FHA	2	0.2%	100%	$95,000
American Financing Corporation	Conventional, FHA	2	0.2%	40%	$120,000
ClearPath Lending	VA	2	0.2%	100%	$140,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.2%	100%	$210,000
Better Mortgage Corporation	FHA	2	0.2%	100%	$140,000
Farm Credit Mid-America, Aca	Conventional	2	0.2%	66.7%	$250,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	2	0.2%	66.7%	$120,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	2	0.2%	100%	$160,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	66.7%	$55,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$445,000
Countybank B+4.3 ★Texas Ratio: 5.52%	VA	1	0.1%	100%	$235,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$105,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$195,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	VA	1	0.1%	100%	$415,000	View
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$185,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Kind Lending, LLC	FHA	1	0.1%	100%	$95,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$215,000
Triad Financial Services, Inc.	Conventional	1	0.1%	25%	$85,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$75,000	View
Filo Mortgage, LLC	VA	1	0.1%	100%	$455,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$245,000	View
Guild Mortgage Company	Conventional	1	0.1%	100%	$155,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$135,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$115,000
HomeBridge Financial Services, Inc	Conventional	1	0.1%	50%	$165,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$235,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$175,000
VanDyk Mortgage Corporation	FHA	1	0.1%	100%	$195,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$155,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$45,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$165,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$85,000
Mortgage300 Corporation	FHA	1	0.1%	100%	$125,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$315,000
BoxCar Mortgage, LLC	FHA	1	0.1%	100%	$135,000
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$235,000
Towne Mortgage Company	FHA	1	0.1%	100%	$205,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$115,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$95,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$205,000	View
21St Mortgage	Conventional	1	0.1%	25%	$85,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$225,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	25%	$245,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$215,000
Tammac Holdings Corporation	Conventional	1	0.1%	75%	$35,000
Village Capital & Investment	FHA	1	0.1%	100%	$235,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Springfield Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Springfield, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Springfield, OH

Use these to narrow the list above. Each category shows how many Springfield, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 15 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 71 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 38 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Springfield, OH

Independent mortgage companies closed 56.9 percent of home loans in Springfield, Ohio in 2025, banks 31.5 percent and credit unions 11.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Ih Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 64 loans.

56.9%

Mortgage companies

31.5%

Banks

11.6%

Credit unions

27%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Springfield, OH

Who is the largest mortgage lender in Springfield, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Springfield, Ohio with 64 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Springfield, OH have the highest approval rates?

Among lenders with meaningful volume in Springfield, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 97.3 percent, against a 79.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Springfield, OH mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Springfield, Ohio in 2025, led by CrossCountry Mortgage, LLC with 38. 38 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Springfield, OH lender list?

Yes. 46 banks and 15 credit unions closed home loans in Springfield, Ohio in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Springfield, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Springfield, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.