What are the current interest rates at General Electric Credit Union?

Current rates for General Electric Credit Union include: 12-Month CD: 3.70%, 18-Month CD: 4.25%, 24-Month CD: 4.25%, 60-Month CD: 2.70%, Savings: 2.22%, MMA: 1.80%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
General Electric Credit Union

iAdvertiser Disclosure

General Electric Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, General Electric Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

General Electric Credit Union's top rates as of October 10, 2026 are 4.25% APY on its 18-Month CD, 2.22% APY on savings, 1.80% APY on money market accounts, 0.45% APY on checking, personal loans from 10.00% APR, and credit cards from 14.49% APR, according to rates verified by MonitorBankRates. Other General Electric Credit Union CD rates include 2-Year CD at 4.25%, 2-Year Jumbo CD at 4.25%, and Business 18-Month CD at 4.25%. MonitorBankRates evaluates the financial stability of General Electric Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.06%. Rates last updated and verified on 10/10/2026.

General Electric Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at General Electric Credit Union? Share your experience about General Electric Credit Union by leaving a review below, or read customer reviews before you decide to use General Electric Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.06%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

General Electric Credit Union
Reading Road

10485 Reading Rd
Cincinnati, OH 45241-2523

https://www.gecreditunion.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

General Electric Credit Union CD Rates

Product	Rate	APY	Term
18-Month Certificate	4.17%	4.25%	18-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
2-Year Certificate	4.17%	4.25%	2-Year
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
2-Year Jumbo Certificate	4.17%	4.25%	2-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 18-Month	4.18%	4.25%	18-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 18-Month	4.18%	4.25%	18-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 2-Year	4.18%	4.25%	2-Year
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Jumbo Certificate - 2-Year	4.18%	4.25%	2-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
9-Month Certificate	3.93%	4.00%	9-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 10, 20264.00%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 9-Month	3.94%	4.00%	9-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 10, 20264.00%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 9-Month	3.94%	4.00%	9-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 10, 20264.00%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
1-Year Jumbo Certificate	3.74%	3.80%	1-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Jumbo Certificate - 1-Year	3.75%	3.80%	1-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
1-Year Certificate	3.64%	3.70%	1-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 1-Year	3.65%	3.70%	1-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
6-Month Certificate	3.54%	3.60%	6-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 6-Month	3.55%	3.60%	6-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 6-Month	3.55%	3.60%	6-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
3-Month Certificate	3.49%	3.55%	3-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 3-Month	3.50%	3.55%	3-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 3-Month	3.50%	3.55%	3-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
13-Month Certificate	3.45%	3.50%	13-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
13-Month IRA/HSA Certificate	3.45%	3.50%	13-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
11-Month No Penalty Certificate	3.30%	3.35%	11-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
3-Year Certificate	3.11%	3.15%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 3-Year	3.11%	3.15%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
5-Year Certificate	3.01%	3.05%	5-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Certificate - 5-Year	3.02%	3.05%	5-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
3-Year Bump Certificate	2.76%	2.80%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
3-Year IRA/HSA Bump Certificate	2.77%	2.80%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
5-Year Bump Certificate	2.67%	2.70%	5-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
5-Year IRA Bump Certificate	2.67%	2.70%	5-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Business CD Rates

Product	Rate	APY	Term
Business 18-Month Certificate	4.17%	4.25%	18-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 2-Year Certificate	4.17%	4.25%	2-Year
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 2-Year Jumbo Certificate	4.17%	4.25%	2-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 9-Month Certificate	3.93%	4.00%	9-Month
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 10, 20264.00%▲ from 3.55% Sep 18, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 1-Year Jumbo Certificate	3.74%	3.80%	1-Year
Min Balance $100,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 1-Year Certificate	3.64%	3.70%	1-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 6-Month Certificate	3.54%	3.60%	6-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 3-Month Certificate	3.49%	3.55%	3-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 13-Month Certificate	3.45%	3.50%	13-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 11-Month No Penalty Certificate	3.30%	3.35%	11-Month
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 3-Year Certificate	3.11%	3.15%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business 5-Year Certificate	3.01%	3.05%	5-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Savings Rates

Product	Rate	APY
Christmas Club account	-	2.22%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Individual Retirement Account (IRA) Savings	-	2.22%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 2.22% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Savings account	-	2.22%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 2.22% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Vacation Club account	-	2.22%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Individual Retirement Account (IRA) Savings	0.01%	0.01%
Min Balance $0 Details Balance: $0.01 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Savings account	0.01%	0.01%
Min Balance $5 Details Balance: $5.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Savings account	0.01%	0.01%
Min Balance $0 Details Balance: $0.01 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.01%	0.01%
Min Balance $5 Details Balance: $5.00 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Money Market Rates

Product	Rate	APY
IRA Money Market	1.79%	1.80%
Min Balance $0 Details Balance: Up to $99.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Money Market	1.79%	1.80%
Min Balance $100 Details Balance: $100 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Money Market	1.79%	1.80%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Money Market	1.79%	1.80%
Min Balance $25,000 Details Balance: $25,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
IRA Money Market	1.79%	1.80%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Money Market Plus account	1.79%	1.80%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Money Market Plus account	1.79%	1.80%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Thrive Money Market	1.79%	1.80%
Min Balance $0 Details Balance: Up to $99.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Thrive Money Market	1.79%	1.80%
Min Balance $100 Details Balance: $100 - $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Thrive Money Market	1.79%	1.80%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Thrive Money Market	1.79%	1.80%
Min Balance $25,000 Details Balance: $25,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Thrive Money Market	1.79%	1.80%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Business Money Market Rates

Product	Rate	APY
Business Advantage Money Market	1.79%	1.80%
Min Balance $0 Details Balance: Up to $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business Advantage Money Market	1.79%	1.80%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business Advantage Money Market	1.79%	1.80%
Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business Advantage Money Market	1.79%	1.80%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Business Advantage Money Market	1.79%	1.80%
Min Balance $1,000,000 Details Balance: $1,000,000 and up Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Checking Rates

Product	Rate	APY
Amplified High-Yield Checking	0.45%	0.45%
Min Balance $1,000,000 Details Balance: $1,000,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Amplified High-Yield Checking	0.35%	0.35%
Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Amplified High-Yield Checking	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Amplified High-Yield Checking	0.15%	0.15%
Min Balance $1,500 Details Balance: $1,500 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Premium FREE Checking account	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Choice Checking	0.07%	0.07%
Min Balance $5,000 Details Balance: $5,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Amplified High-Yield Checking	0.05%	0.05%
Min Balance $0 Details Balance: Up to $1,499.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
FREE Checking account	0.05%	0.05%
Min Balance $7,500 Details Balance: $7,500 and over Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Premium FREE Checking account	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Choice Checking	0.03%	0.03%
Min Balance $0 Details Balance: Up to $4,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
FREE Checking account	0.01%	0.01%
Min Balance $1,000 Details Balance: $1,000 - $7,499.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
HSA Checking Account	0.01%	0.01%
Min Balance $0 Details Balance: $0.01 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Business Checking Rates

Product	Rate	APY
Premier Business Checking	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Premier Business Checking	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed-Rate Home Equity Loan	6.99%	-	6.99%	Up to 60 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Fixed-Rate Home Equity Loan	7.99%	-	7.99%	61 to 120 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Fixed-Rate Home Equity Loan	7.75%	-	8.023%	10-year
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.02% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Fixed-Rate Home Equity Loan	8.00%	-	8.198%	15-year
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.20% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Fixed-Rate Home Equity Loan	9.00%	-	9.00%	121 to 180 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New/Used Cars, 2023 and newer models Loan	-	-	5.74%	Up to 48 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Cars, 2023 and newer models Loan	-	-	5.90%	Up to 63 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Cars, 2023 and newer models Loan	-	-	6.49%	64 to 75 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Used Cars, 2019 through 2022 models Loan	-	-	6.49%	Up to 63 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Used Cars, 2019 through 2022 models Loan	-	-	6.99%	64 to 75 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Cars, 2023 and newer models Loan	-	-	7.24%	76 to 84 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 7.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Used Cars, 2018 and older models Loan	-	-	7.24%	Up to 63 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Used Cars, 2018 and older models Loan	-	-	7.74%	64 to 75 months
Details As low as; *** Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 7.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Used Cars, 2019 through 2022 models Loan	-	-	7.94%	76 to 84 months
Details As low as; ** Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 7.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New/Used Fixed and Below Boat Loan	-	6.99%	Up to 84 Months
Details $24,999.99; As low as; Loan Amount: $24,999.99 and Below Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2023 and newer models, Up to 36 months Loan	-	7.49%	Up to 36 months
Details As low as; New/Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Fixed to $74,999.99 Boat Loan	-	7.49%	Up to 180 Months
Details $25,000; As low as; Loan Amount: $25,000 to $74,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2023 and newer models, 37 to 48 months Loan	-	7.74%	37 to 48 months
Details As low as; New/Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2023 and newer models, 49 to 60 months Loan	-	7.99%	49 to 60 months
Details As low as; New/Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Fixed , Up to 180 Months Boat Loan	-	7.99%	Up to 180 Months
Details $75,000 and Above; As low as; Loan Amount: $75,000 and Above Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2022 and older models, Up to 36 months Loan	-	8.49%	Up to 36 months
Details As low as; Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2022 and older models, 37 to 48 months Loan	-	8.74%	37 to 48 months
Details As low as; Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Motorcycles, 2022 and older models, 49 to 60 months Loan	-	8.99%	49 to 60 months
Details As low as; Used Motorcycles Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Fixed RV Loan and Below, Up to 84 Months	-	8.99%	Up to 84 Months
Details $24,999.99; As low as Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Fixed RV Loan to $74,999.99, Up to 180 Months	-	9.99%	Up to 180 Months
Details $25,000; As low as Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
New/Used Fixed RV Loan , Up to 180 Months	-	10.49%	Up to 180 Months
Details $75,000 and Above; As low as Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 10.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Signature	-	14.49%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 14.24% → 14.49% ▲ 0.25 pts · high 14.49% / low 14.24% Oct 10, 202614.49%▲ from 14.24% Sep 14, 202614.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Personal Loan Rates

Product	APR	Term
Signature Loans Up to 24 months	10.00%	Up to 24 months
Details As low as; Signature Loans Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Signature Loans Up to 60 months	11.00%	Up to 60 months
Details As low as; Signature Loans Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 11.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Visa Signature	14.49%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 14.24% → 14.49% ▲ 0.25 pts · high 14.49% / low 14.24% Oct 10, 202614.49%▲ from 14.24% Sep 14, 202614.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Unsecured Personal Loans	18.00%	30 days to 6 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

General Electric Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Loan	-	-	13.49%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24% Oct 10, 202613.49%▲ from 13.24% Sep 14, 202613.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Gold Loan	-	-	12.49%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 12.24% → 12.49% ▲ 0.25 pts · high 12.49% / low 12.24% Oct 10, 202612.49%▲ from 12.24% Sep 14, 202612.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Platinum Loan	-	-	12.49%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 12.24% → 12.49% ▲ 0.25 pts · high 12.49% / low 12.24% Oct 10, 202612.49%▲ from 12.24% Sep 14, 202612.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
The Classic Loan	-	-	10.99%
Details As Low As Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74% Oct 10, 202610.99%▲ from 10.74% Sep 14, 202610.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 1-Year	3.65%	-	3.70%	1-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 2-Year	4.18%	-	4.25%	2-Year
Min Balance $0 Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 10, 20264.25%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%
Health Savings Account (HSA) Certificate - 3-Year	3.11%	-	3.15%	3-Year
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.06%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

General Electric Credit Union’s Texas Ratio rose from 5.35% in Q3 2023 to 6.06% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$4.2B	6.06%	5.0	A
March 31, 2026	$4.2B	6.01%	5.0	A
December 31, 2025	$4.2B	7.08%	5.0	A
September 30, 2025	$4.3B	6.82%	5.0	A
June 30, 2025	$4.3B	6.02%	5.0	A
March 31, 2025	$4.4B	5.66%	5.0	A+
December 31, 2024	$4.4B	8.12%	5.0	A
September 30, 2024	$4.6B	7.34%	5.0	A
June 30, 2024	$4.7B	6.26%	5.0	A
March 31, 2024	$5.0B	4.61%	5.0	A+
December 31, 2023	$5.1B	6.54%	5.0	A
September 30, 2023	$5.0B	5.35%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for General Electric Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather General Electric Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with General Electric Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name General Electric Credit Union

Website https://www.gecreditunion.org

Address 10485 Reading Rd, Cincinnati, OH 45241-2523

Phone 513-243-4328

Fax 513-243-9206

President Mary Vessells

CEO Timothy Ballinger

Full-Time Employees 483

Part-Time Employees 6

Branch Locations 12

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.06%

Return on Assets (ROA)

0.1734%

Return on Equity (ROE)

2.0358%

Non-Performing Loans Ratio (NPL)

0.70%

Total Assets

4,213,032,916

Total Amount of Shares and Deposits

3,501,766,558

Total Shares and Deposits < 1 Year

2,922,273,932

Total Shares and Deposits 1 3 Years

563,352,993

Total Shares and Deposits > 3 Years

16,139,632

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

599,803,041

Total Uninsured Shares and Deposits > $250K (F+J)

599,803,041

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,901,963,517

Total Interest Expense (Sum of items 6 8)

56,872,124

Share Certificates

30,488

Number of Accounts for Share Drafts

44,887

IRA KEOGH Accounts

9,068

Number of Accounts for Regular Shares

62,469

All other shares

2,356

Non Member Deposits

Money Market Shares

38,327

Net Income (unless the amount is already included in Undivided Earnings)

7,306,818

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

286,988,414

Total Liabilities

3,886,719,170

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

General Electric Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/general-electric-credit-union-rates-review-68574">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for General Electric Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for General Electric Credit Union

Frequently Asked Questions About General Electric Credit Union

How many branches does General Electric Credit Union operate?

General Electric Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join General Electric Credit Union?

Yes, to access services at General Electric Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, General Electric Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, General Electric Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does General Electric Credit Union offer online and mobile banking?

Most modern institutions like General Electric Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gecreditunion.org.

Current General Electric Credit Union Rates

12-Month CD3.70%
18-Month CD4.25%
24-Month CD4.25%
60-Month CD2.70%
Savings2.22%
MMA1.80%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

General Electric Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

General Electric Credit Union Texas Ratio

General Electric Credit Union Health Trend

General Electric Credit Union CD Rates

General Electric Credit Union Business CD Rates

General Electric Credit Union Savings Rates

General Electric Credit Union Business Savings Rates

General Electric Credit Union Money Market Rates

General Electric Credit Union Business Money Market Rates

General Electric Credit Union Checking Rates

General Electric Credit Union Business Checking Rates

General Electric Credit Union Home Equity & HELOC

General Electric Credit Union Auto Loan Rates

General Electric Credit Union RV, Boat and Powersport Loan Rates

General Electric Credit Union Credit Card Rates

General Electric Credit Union Personal Loan Rates

General Electric Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

General Electric Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About General Electric Credit Union

How many branches does General Electric Credit Union operate?

Is a member application needed to join General Electric Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does General Electric Credit Union offer online and mobile banking?

Current General Electric Credit Union Rates

Compare to Other Credit Unions