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Mortgage Lenders and Brokers in Hamilton, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Hamilton, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association902 Nw Washington Blvd, Hamilton, OH 45013A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank720 Nw Washington Blvd, Hamilton, OH 45013A+5.0 ★Texas Ratio: 3.21%, Huntington National BankHuntington National Bank3333 Princeton Rd, Hamilton, OH 45011A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.231 Court St, Hamilton, OH 45011A+5.0 ★Texas Ratio: 2.85%, Somerville BankSomerville Bank75 N Brookwood Ave, Hamilton, OH 45013A5.0 ★Texas Ratio: 9.58%, Lcnb National BankLcnb National Bank794 Nw Washington Blvd, Hamilton, OH 45013A+5.0 ★Texas Ratio: 2.05%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association1492 Main St, Hamilton, OH 45013A+5.0 ★Texas Ratio: 4.81%, Union Savings BankUnion Savings Bank1225 Main St, Hamilton, OH 45013, and AurGroup Financial Credit UnionAurGroup Financial Credit Union1401 NW Washington Blvd, Hamilton, OH 45013A+5.0 ★Texas Ratio: 2.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hamilton, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hamilton are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hamilton, Ohio

Market share is the lender's share of all home loans closed in Hamilton, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fifth Third Bank, National Association 3 offices in Hamilton 902 Nw Washington Blvd, Hamilton, OH 45013 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	62 +96 HELOCs	4.1%	68.9%	$164,677	View
First Financial Bank 3 offices in Hamilton 720 Nw Washington Blvd, Hamilton, OH 45013 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, HELOC	39 +96 HELOCs	2.6%	75.9%	$136,538	View
Huntington National Bank 1 office in Hamilton 3333 Princeton Rd, Hamilton, OH 45011 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	37 +19 HELOCs	2.4%	82.2%	$223,108	View
US Bank, N.A. 4 offices in Hamilton 231 Court St, Hamilton, OH 45011 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	35 +22 HELOCs	2.3%	64.8%	$154,714	View
Somerville Bank ★ 5 stars, 1 review 1 office in Hamilton 75 N Brookwood Ave, Hamilton, OH 45013 A5.0 ★Texas Ratio: 9.58%	Conventional	9	0.6%	91.7%	$235,000	View
Lcnb National Bank 1 office in Hamilton 794 Nw Washington Blvd, Hamilton, OH 45013 A+5.0 ★Texas Ratio: 2.05%	Conventional, FHA	8	0.5%	100%	$236,250	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Hamilton 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, VA, HELOC	7 +27 HELOCs	0.5%	77.8%	$140,714	View
Keybank National Association 2 offices in Hamilton 1492 Main St, Hamilton, OH 45013 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	5 +3 HELOCs	0.3%	75%	$119,000	View
Union Savings Bank 1225 Main St, Hamilton, OH 45013	Conventional, FHA, HELOC	65 +10 HELOCs	4.3%	90.5%	$221,769
AurGroup Financial Credit Union 1401 NW Washington Blvd, Hamilton, OH 45013 A+5.0 ★Texas Ratio: 2.46%	Conventional, USDA	42	2.8%	87.5%	$68,095	View
Telhio Credit Union, Inc. 601 Park Ave, Hamilton, OH 45013 3064 A-4.9 ★Texas Ratio: 15.81%	Conventional, HELOC	38 +28 HELOCs	2.5%	76.9%	$121,052	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	17 +20 HELOCs	1.1%	66.7%	$176,764	View
Guardian Savings Bank 11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35%	Conventional, FHA, VA, HELOC	17 +3 HELOCs	1.1%	81%	$249,705	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, HELOC	14 +2 HELOCs	0.9%	100%	$157,142	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, HELOC	9 +4 HELOCs	0.6%	52.9%	$166,111	View
JPMorgan Chase Bank, NA 1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	9	0.6%	81.8%	$202,777	View
General Electric Credit Union 11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06%	Conventional, HELOC	7 +14 HELOCs	0.5%	88.9%	$139,285	View
Peoples First Savings Bank 225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46%	Conventional	7	0.5%	100%	$190,714	View
1st National Bank 1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63%	Conventional, FHA	6	0.4%	100%	$335,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$225,000	View
Warsaw Federal Savings and Loan Association 6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25%	Conventional	5	0.3%	83.3%	$121,000	View
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional	5	0.3%	100%	$305,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional	5	0.3%	100%	$125,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	4 +1 HELOCs	0.3%	71.4%	$107,500	View
Superior Credit Union, Inc. 39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$145,000	View
Riverhills Bank 1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96%	Conventional, FHA	4	0.3%	80%	$240,000	View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	3 +6 HELOCs	0.2%	75%	$165,000	View
Miami University Community Federal Credit Union 1601 University Blvd, Hamilton, OH 45011 3316 A5.0 ★Texas Ratio: 8.63%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$181,666	View
Sharefax Credit Union ★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78%	Conventional	3	0.2%	100%	$98,333	View
Cinfed Federal Credit Union 550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$230,000	View
Peoples Bank 158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$175,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional	2	0.1%	100%	$415,000	View
Spring Valley Bank 1206 Springfield Pike, Wyoming, OH 45215 A+5.0 ★Texas Ratio: 1.15%	Conventional	2	0.1%	100%	$150,000	View
Miami Savings Bank 444 S State St, Harrison, OH 45030 A+5.0 ★Texas Ratio: 1.50%	Conventional	2	0.1%	100%	$80,000	View
Valley Central Bank 6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10%	Conventional	2	0.1%	100%	$140,000	View
North Side Bank & Trust Company 633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$85,000	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$335,000	View
Dollar Bank, FSB 1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$365,000	View
Heritage Bank, INC 9749 Montgomery Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$165,000	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$305,000	View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	FHA	1	0.1%	100%	$225,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +7 HELOCs	0%	n/a		View
BMI Federal Credit Union 760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	52 +2 HELOCs	3.4%	94.5%	$211,346
CrossCountry Mortgage, LLC	Conventional, FHA, VA	37	2.4%	90.2%	$243,918
3rd Street Financial Corp	Conventional, FHA	13	0.9%	100%	$219,615
Rapid Mortgage Company	Conventional, FHA	12	0.8%	100%	$199,166
Sibcy Cline Mortgage Services, Inc.	Conventional, FHA, VA	10	0.7%	100%	$202,000
T2 Financial LLC	Conventional, FHA	5	0.3%	100%	$245,000
The Harrison Building & Loan	Conventional	3	0.2%	100%	$131,666
Equity Resources Inc	Conventional, FHA	2	0.1%	66.7%	$165,000
Liberty Home Mortgage Corp	Conventional	2	0.1%	100%	$175,000
myCUmortgage	FHA	1	0.1%	100%	$195,000
The Equitable Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
Nations Lending Corporation	FHA	1	0.1%	100%	$315,000
M/I Financial. LLC	Conventional	1	0.1%	100%	$265,000
Rocket Mortgage	Conventional, FHA, VA	119	7.8%	81.5%	$162,310
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	109 +3 HELOCs	7.2%	90.1%	$233,532
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	60	4%	98.5%	$242,833	View
Pennymac Loan Services LLC	Conventional, FHA, VA	32	2.1%	94.3%	$177,812
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	32	2.1%	82.1%	$266,562
Freedom Mortgage Corporation	Conventional, FHA, VA	31	2%	90.9%	$241,774
Mortgage Research Center	FHA, VA	30	2%	79.5%	$238,000
Nfm, Inc	Conventional, FHA, VA, USDA	23	1.5%	100%	$246,739
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	23	1.5%	100%	$200,217
Newrez LLC	Conventional, FHA, VA	21	1.4%	61.8%	$195,952
Ruoff Mortgage Company	Conventional, FHA, VA	20	1.3%	95.5%	$223,500
Das Acquisition Company, LLC	Conventional, FHA, VA	19	1.3%	100%	$229,210
Nationstar Mortgage	Conventional, FHA, VA	19	1.3%	79.2%	$121,315
Fairway Independent Mort Corp	Conventional, FHA, VA	17	1.1%	85%	$227,941
Bayshore Mortgage Funding	Conventional, FHA, VA	15	1%	100%	$192,333
Primelending	Conventional, FHA	14	0.9%	83.3%	$187,142
New American Funding, LLC.	Conventional, FHA, VA	13	0.9%	81.2%	$205,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	12	0.8%	100%	$176,666
Synergy One Lending, Inc.	Conventional, FHA	10	0.7%	100%	$169,000
Spring Eq, LLC	Conventional, HELOC	9 +3 HELOCs	0.6%	42.9%	$59,444
Click n' Close, Inc.	Conventional, FHA	9	0.6%	100%	$175,000
Stockton Mortgage Corporation	Conventional, FHA, VA	9	0.6%	100%	$239,444
Cornerstone First Mortgage, LLC	Conventional	8	0.5%	100%	$207,500
Amerisave Mortgage Company	Conventional, FHA, VA	8	0.5%	34.8%	$111,250
Lower, LLC	Conventional, FHA, VA	8	0.5%	88.9%	$238,750
Carrington Mortgage Services LLC	Conventional, FHA	8	0.5%	34.4%	$112,500
loanDepot.com LLC	Conventional, FHA, HELOC	7 +3 HELOCs	0.5%	43.8%	$156,428
BoxCar Mortgage, LLC	Conventional, FHA	7	0.5%	87.5%	$225,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	6 +2 HELOCs	0.4%	60%	$205,000
American Financial Resources LLC	Conventional, FHA	6	0.4%	100%	$228,333
Kind Lending, LLC	Conventional, FHA	6	0.4%	60%	$128,333
Sun West Mortgage Company, Inc	Conventional, FHA	6	0.4%	87.5%	$241,666
Polaris Home Funding Corp.	Conventional, FHA	5	0.3%	87.5%	$267,000
Goodleap, LLC	Conventional, FHA	5	0.3%	75%	$209,000
Mutual of Omaha Mortgage	Conventional, VA	5	0.3%	71.4%	$201,000
The Loan Store, Inc	Conventional, FHA	5	0.3%	100%	$251,000
21St Mortgage	Conventional	5	0.3%	50%	$25,000
Gvc Mortgage, Inc.	Conventional, FHA	4	0.3%	100%	$190,000
Equity Prime Mortgage LLC	FHA, VA	4	0.3%	80%	$250,000
Discover Bank	Conventional	4	0.3%	23.5%	$57,500
Churchill Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$190,000
Endeavor Capital, LLC	Conventional, FHA	4	0.3%	100%	$140,000
Geneva Financial LLC	Conventional, FHA	4	0.3%	100%	$115,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	80%	$217,500	View
Paramount Residential Mortgage	Conventional, FHA, VA	4	0.3%	100%	$257,500
Liberty Federal Credit Union	Conventional	3	0.2%	75%	$195,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.2%	36.4%	$148,333
Diamond Residential Mtg Corp	Conventional, FHA	3	0.2%	100%	$141,666
The Bath State Bank B4.0 ★Texas Ratio: 9.53%	Conventional	3	0.2%	100%	$118,333	View
VanDyk Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$228,333
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$188,333
New Day Financial, LLC.	VA	3	0.2%	37.5%	$175,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	100%	$305,000	View
American Pacific Mortgage Corporation	Conventional	3	0.2%	60%	$215,000
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.2%	75%	$178,333
Reliance First Capital, LLC	Conventional, FHA	3	0.2%	100%	$265,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$200,000	View
Farmers Insurance Federal Credit Union	Conventional	2	0.1%	100%	$295,000
Triad Financial Services, Inc.	Conventional	2	0.1%	46.7%	$25,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$200,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0.1%	50%	$240,000
American Financial Network, Inc.	FHA	2	0.1%	100%	$185,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$260,000
Cmg Mortgage Inc	Conventional, FHA	2	0.1%	100%	$150,000
Connexus Credit Union	Conventional	2	0.1%	100%	$60,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$230,000
Planet Home Lending, LLC	VA	2	0.1%	66.7%	$200,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	2	0.1%	66.7%	$165,000	View
Tjc Mortgage Inc	Conventional, VA	2	0.1%	100%	$230,000
V.I.P. Mortgage, Inc.	Conventional	2	0.1%	100%	$260,000
Zillow Home Loans, LLC	Conventional	2	0.1%	66.7%	$200,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	2	0.1%	40%	$285,000
Valon Mortgage	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$285,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$115,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$155,000
Guaranteed Rate, Inc.	Conventional	1	0.1%	100%	$65,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$285,000
RMC Home Mortgage, LLC	Conventional	1	0.1%	50%	$645,000
Neighborhood Loans, Inc	Conventional	1	0.1%	100%	$15,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$275,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$225,000
MortgageOne, Inc	FHA	1	0.1%	100%	$265,000
AmeriHome Mortgage Company, LLC	VA	1	0.1%	100%	$315,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$245,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$415,000
Resicentral LLC	Conventional	1	0.1%	100%	$185,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$255,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$175,000
Michigan First Credit Union	Conventional	1	0.1%	100%	$385,000
American Financing Corporation	Conventional	1	0.1%	25%	$75,000
ClearPath Lending	VA	1	0.1%	100%	$235,000
Bay Equity LLC	Conventional	1	0.1%	100%	$155,000
Real Genius LLC	Conventional	1	0.1%	100%	$325,000
Union Savings and Loan Association	Conventional, Jumbo	1	0.1%	100%	$885,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Forcht Bank, N.A.	Conventional	1	0.1%	100%	$225,000
Direct Mortgage Loans, LLC	FHA	1	0.1%	100%	$95,000
Fay Servicing LLC	VA	1	0.1%	100%	$165,000
Hometown Equity Mortgage, LLC	VA	1	0.1%	100%	$315,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$325,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$155,000	View
Nasa Federal Credit Union	Conventional	1	0.1%	100%	$35,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	100%	$225,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$115,000	View
Pentagon Federal Credit Union	Conventional	1	0.1%	100%	$215,000
Uif Corporation	Conventional	1	0.1%	100%	$295,000
Better Mortgage Corporation	FHA	1	0.1%	100%	$155,000
American Commercial Bank & Trust, National Association A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0.1%	100%	$105,000	View
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	USDA	1	0.1%	100%	$355,000	View
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$205,000
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$75,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$55,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	VA	1	0.1%	100%	$285,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$175,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$415,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$205,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$215,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$215,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
MassMutual FCU	HELOC	0 +1 HELOCs	0%	n/a
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Hamilton Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Hamilton, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Hamilton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hamilton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hamilton, OH

Use these to narrow the list above. Each category shows how many Hamilton, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 105 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 46 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Hamilton, OH

Independent mortgage companies closed 59.5 percent of home loans in Hamilton, Ohio in 2025, banks 31.6 percent and credit unions 8.9 percent. Union Home Mortgage Corp. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and AurGroup Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 62 loans.

59.5%

Mortgage companies

31.6%

Banks

8.9%

Credit unions

22%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Hamilton, OH

Who is the largest mortgage lender in Hamilton, OH?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Hamilton, Ohio with 62 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hamilton, OH have the highest approval rates?

Among lenders with meaningful volume in Hamilton, Ohio, First Community Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.5 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hamilton, OH mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Hamilton, Ohio in 2025, led by United Wholesale Mortgage with 40. 44 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hamilton, OH lender list?

Yes. 52 banks and 25 credit unions closed home loans in Hamilton, Ohio in 2025, alongside 105 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hamilton, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hamilton, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hamilton, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hamilton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.