Mortgage Lenders and Brokers in Elyria, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elyria, Ohio mortgage lenders include Huntington National BankHuntington National Bank860 E Broad St, Elyria, OH 44035A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association281 Broad St, Elyria, OH 44035A+5.0 ★Texas Ratio: 3.22%, Dollar Bank, FSBDollar Bank, FSB1500 W River Rd N, Elyria, OH 44035A+5.0 ★Texas Ratio: 5.29%, Northwest BankNorthwest Bank124 Middle Ave, Elyria, OH 44035A+5.0 ★Texas Ratio: 3.99%, Community Star Credit UnionCommunity Star Credit Union832 Cleveland St, Elyria, OH 44035 4141A+5.0 ★Texas Ratio: 3.42%, US Bank, N.A.US Bank, N.A.455 Midway Blvd, Elyria, OH 44035A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association1180 W River Rd N, Elyria, OH 44035A+5.0 ★Texas Ratio: 4.81%, PNC Bank N.A.PNC Bank N.A.405 Midway Mall Blvd, Elyria, OH 44035A+5.0 ★Texas Ratio: 4.24%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, and Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elyria, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elyria are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elyria, Ohio
Market share is the lender's share of all home loans closed in Elyria, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Elyria 860 E Broad St, Elyria, OH 44035 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 84 +143 HELOCs |
6.9% | 78.7% | $144,047 | View |
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1 office in Elyria 281 Broad St, Elyria, OH 44035 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 33 +30 HELOCs |
2.7% | 84.6% | $122,878 | View |
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1 office in Elyria 1500 W River Rd N, Elyria, OH 44035 A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, HELOC | 31 +18 HELOCs |
2.6% | 82.9% | $109,838 | View |
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2 offices in Elyria 124 Middle Ave, Elyria, OH 44035 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 9 +12 HELOCs |
0.7% | 64.3% | $143,888 | View |
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832 Cleveland St, Elyria, OH 44035 4141 A+5.0 ★Texas Ratio: 3.42% |
Conventional | 9 | 0.7% | 100% | $129,444 | View |
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1 office in Elyria 455 Midway Blvd, Elyria, OH 44035 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 8 +6 HELOCs |
0.7% | 50% | $130,000 | View |
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1 office in Elyria 1180 W River Rd N, Elyria, OH 44035 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
0.7% | 50% | $113,750 | View |
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★ 1.7 stars, 3 reviews 1 office in Elyria 405 Midway Mall Blvd, Elyria, OH 44035 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +45 HELOCs |
0.6% | 100% | $172,142 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 39 +39 HELOCs |
3.2% | 88% | $155,512 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA, HELOC | 8 +17 HELOCs |
0.7% | 90% | $161,250 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
0.7% | 88.9% | $206,250 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 8 | 0.7% | 88.9% | $213,750 | View |
First Federal Savings & Loan Association of Lorain
1180 Park Ave, Amherst, OH 44001 |
Conventional | 6 | 0.5% | 77.8% | $140,000 | |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +1 HELOCs |
0.4% | 71.4% | $117,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 0.4% | 100% | $111,000 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 3 +4 HELOCs |
0.2% | 100% | $251,666 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 3 | 0.2% | 75% | $125,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 0.2% | 75% | $231,666 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $190,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.2% | 100% | $180,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
VA | 1 | 0.1% | 100% | $235,000 | |
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1 Union Sq, Bellevue, OH 44811 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 104 +2 HELOCs |
8.6% | 95.4% | $193,076 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 36 +5 HELOCs |
3% | 90% | $208,611 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 10 | 0.8% | 100% | $189,000 | |
Nations Lending Corporation
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Conventional, FHA | 5 | 0.4% | 100% | $151,000 | |
Union Capital Mortgage Corp
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Conventional, FHA, VA | 4 | 0.3% | 100% | $215,000 | |
Best Reward Federal Credit Uni
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Conventional | 1 | 0.1% | 100% | $25,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 130 | 10.8% | 83.3% | $148,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 57 | 4.7% | 86.1% | $191,140 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 43 | 3.6% | 97.8% | $184,302 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 43 | 3.6% | 93.5% | $320,116 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 39 | 3.2% | 79.6% | $250,897 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 28 | 2.3% | 100% | $180,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 24 | 2% | 92.3% | $232,083 | |
Mortgage Research Center
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Conventional, FHA, VA | 23 | 1.9% | 79.3% | $240,652 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 23 | 1.9% | 100% | $175,000 | |
Your Home Financial LLC
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Conventional, FHA, VA | 22 | 1.8% | 100% | $184,090 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA, VA | 20 | 1.7% | 100% | $188,500 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 20 | 1.7% | 66.7% | $138,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 20 | 1.7% | 87% | $199,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 19 | 1.6% | 73.1% | $190,263 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 11 +1 HELOCs |
0.9% | 78.6% | $143,181 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
0.8% | 100% | $141,000 | |
21St Mortgage
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Conventional | 10 | 0.8% | 18.5% | $71,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 9 | 0.7% | 26.5% | $89,444 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 9 | 0.7% | 90% | $137,222 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 0.7% | 44.4% | $91,250 | |
Triad Financial Services, Inc.
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Conventional | 8 | 0.7% | 78.3% | $71,250 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 8 | 0.7% | 88.9% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 7 +3 HELOCs |
0.6% | 50% | $53,571 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 7 | 0.6% | 100% | $267,857 | |
Nfm, Inc
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Conventional, FHA | 7 | 0.6% | 100% | $157,857 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 0.6% | 61.5% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
0.5% | 75% | $170,000 | |
Equity Prime Mortgage LLC
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FHA | 6 | 0.5% | 100% | $171,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.5% | 75% | $163,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 0.4% | 100% | $173,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 4 | 0.3% | 100% | $260,000 | |
Michigan Mutual, Inc
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Conventional, FHA, VA | 4 | 0.3% | 100% | $102,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 0.3% | 66.7% | $87,500 | |
New Day Financial, LLC.
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VA | 4 | 0.3% | 36.4% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.3% | 80% | $155,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.3% | 66.7% | $155,000 | View |
Paramount Residential Mortgage
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FHA, VA | 4 | 0.3% | 100% | $210,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 0.3% | 71.4% | $120,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.3% | 80% | $117,500 | |
Village Capital & Investment
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FHA, VA | 4 | 0.3% | 71.4% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.2% | 75% | $255,000 | |
United Trust Bank
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FHA, VA | 3 | 0.2% | 100% | $181,666 | |
Coast One Mortgage, LLC
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Conventional | 3 | 0.2% | 100% | $191,666 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.2% | 100% | $235,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.2% | 50% | $361,666 | |
Reliance First Capital, LLC
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Conventional, FHA, VA | 3 | 0.2% | 100% | $141,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, VA | 2 | 0.2% | 100% | $260,000 | |
Zippy Loans, LLC
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Conventional | 2 | 0.2% | 66.7% | $60,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 50% | $110,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 0.2% | 100% | $135,000 | View |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.2% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.2% | 100% | $100,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.2% | 100% | $170,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.2% | 100% | $255,000 | |
Milend, Inc
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FHA | 2 | 0.2% | 100% | $220,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $180,000 | |
Prosperity Home Mortgage, LLC
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FHA | 2 | 0.2% | 100% | $310,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $260,000 | |
West Penn Financial Service Center, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $220,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $220,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.2% | 50% | $45,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.1% | 100% | $65,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 25% | $505,000 | |
Skyone Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $175,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $125,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Kinecta Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $255,000 | |
Guild Mortgage Company
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FHA | 1 | 0.1% | 100% | $215,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.1% | 100% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 11.1% | $35,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.1% | 100% | $135,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $225,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.1% | 66.7% | $195,000 | |
Real Genius LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 50% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 50% | $155,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $225,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 25% | $115,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $105,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Southwest Funding LP
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FHA | 1 | 0.1% | 100% | $215,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $255,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Community Choice Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elyria Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elyria, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Elyria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elyria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elyria, OH
Use these to narrow the list above. Each category shows how many Elyria, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Elyria, OH
Independent mortgage companies closed 73.5 percent of home loans in Elyria, Ohio in 2025, banks 24.5 percent and credit unions 2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Community Star Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 84 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elyria, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Elyria, Ohio with 84 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Elyria, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 95.4 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
75 lenders closed FHA loans in Elyria, Ohio in 2025, led by CrossCountry Mortgage, LLC with 38. 42 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 10 credit unions closed home loans in Elyria, Ohio in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elyria, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elyria, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elyria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
