What are the current interest rates at C&SB of Millersburg, Ohio?

Current rates for C&SB of Millersburg, Ohio include: 12-Month CD: 0.85%, 18-Month CD: 0.90%, 24-Month CD: 0.95%, 36-Month CD: 1.16%, 48-Month CD: 1.36%, 60-Month CD: 1.56%, Savings: 1.86%

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C&SB of Millersburg, Ohio Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, C&SB of Millersburg, Ohio provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

C&SB of Millersburg, Ohio's top rates as of October 14, 2026 are 4.15% APY on its 25-Month CD, 1.86% APY on savings, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other C&SB of Millersburg, Ohio CD rates include 25-Months Business 25-Month CD Special at 4.15%, 25-Months Business 25-Month CD Special at 4.15%, and 25-Months Business 25-Month CD Special at 4.15%. MonitorBankRates evaluates the financial stability of C&SB of Millersburg, Ohio with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.57%. Rates last updated and verified on 10/14/2026.

C&SB of Millersburg, Ohio money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at C&SB of Millersburg, Ohio? Share your experience about C&SB of Millersburg, Ohio by leaving a review below, or read customer reviews before you decide to use C&SB of Millersburg, Ohio.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.57%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

C&SB of Millersburg, Ohio

91 N Clay St
Millersburg, OH 44654

https://www.csb1.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

C&SB of Millersburg, Ohio CD Rates

Product	Rate	APY	Term
25 Month CD	-	4.15%	25 Month
Min Deposit $500 Details Limited time offer; available to IRA customers; renews to a 2-year CD term at maturity; substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Sep 19, 20264.15%▲ from 4.00% Sep 8, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
11 Month CD	-	4.05%	11 Month
Min Deposit $500 Details Limited time offer; available to IRA customers; renews to a 182-day CD term at maturity; substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95% Sep 19, 20264.05%▲ from 3.95% Sep 8, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
5 Month CD	-	3.92%	5 Month
Min Deposit $500 Details Limited time offer; not available to IRA customers; renews to a 91-day CD term at maturity; substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 3.92% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%

C&SB of Millersburg, Ohio Business CD Rates

Product	Rate	APY	Term
Business 25 Month CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $99,999.99; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Sep 19, 20264.15%▲ from 4.00% Sep 8, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 25 Month CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $250,000; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 25 Month CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.01 & Above; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 25 Month IRA CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $99,999.99; Fixed rate CD; Limited time offer; Substantial penalty for early withdrawal; Renews to a 2-year CD term at maturity Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Sep 19, 20264.15%▲ from 4.00% Sep 8, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 25 Month IRA CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $250,000; Fixed rate CD; Limited time offer; Substantial penalty for early withdrawal; Renews to a 2-year CD term at maturity Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 25 Month IRA CD Special	4.07%	4.15%	25 months
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.01 & Above; Fixed rate CD; Limited time offer; Substantial penalty for early withdrawal; Renews to a 2-year CD term at maturity Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $99,999.99; Limited time offer; Available to IRA customers Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95% Sep 19, 20264.05%▲ from 3.95% Sep 8, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $250,000; Limited time offer; Available to IRA customers Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.01 & Above; Limited time offer; Available to IRA customers Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month IRA CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $99,999.99; Available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95% Sep 19, 20264.05%▲ from 3.95% Sep 8, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month IRA CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $250,000; Available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 11 Month IRA CD Special	3.98%	4.05%	11 months
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.01 & Above; Available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 4.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 5 Month CD Special	3.85%	3.92%	5 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $99,999.99; Renews to 91-day CD term at maturity; Not available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 3.82% → 3.92% ▲ 0.10 pts · high 3.92% / low 3.82% Sep 19, 20263.92%▲ from 3.82% Sep 8, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 5 Month CD Special	3.85%	3.92%	5 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - $250,000; Renews to 91-day CD term at maturity; Not available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 3.92% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 5 Month CD Special	3.85%	3.92%	5 months
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000.01 & Above; Renews to 91-day CD term at maturity; Not available to IRA customers; Limited time offer; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 3.92% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 5 Year CD	1.55%	1.56%	5 Year
Min Deposit $500 Min Balance $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 4 Year CD	1.35%	1.36%	4 Year
Min Balance $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 1.36% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 3 Year CD	1.15%	1.16%	3 Year
Min Deposit $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 1.16% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 2 Year CD	0.95%	0.95%	2 Year
Min Balance $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 18 Month CD	0.90%	0.90%	18 months
Min Balance $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 1 Year CD	0.85%	0.85%	1 Year
Min Deposit $500 Min Balance $500 Details Balance: $500 & Above; $500 minimum deposit to open the CD Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 1 Year Variable CD	0.85%	0.85%	1 Year
Min Deposit $500 Min Balance $500 Details Balance: $500 & Above; Variable rate CD; Listed under IRA CD Terms section; $500 minimum deposit to open the CD and earn APY Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 182 Day CD	0.55%	0.55%	182 Day
Min Deposit $500 Details Balance: $500 & Above; Fixed rate CD; Substantial penalty for early withdrawal Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 91 Day CD	0.45%	0.45%	91 days
Min Deposit $500 Min Balance $500 Details Balance: $500 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 30 Day Savers CD	0.28%	0.28%	30 days
Min Balance $250,000 Details Balance: $250,000.01 & Above Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.28% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 30 Day Savers CD	0.23%	0.23%	30 days
Min Balance $100,000 Details Balance: $100,000 - $250,000 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.23% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 30 Day Savers CD	0.20%	0.20%	30 days
Min Balance $2,500 Details Balance: $2,500 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business 30 Day Savers CD	0.15%	0.15%	30 days
Min Balance $250 Details Balance: $250 - $2,499.99 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%

C&SB of Millersburg, Ohio Business Savings Rates

Product	Rate	APY
Business Savings Money Market	1.84%	1.86%
Min Balance $1,000,000 Details Balance: $1,000,000 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.86% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business platinum savings	1.73%	1.74%
Min Balance $1,000,000 Details Balance: $1,000,000 - $4,999,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 1.64% → 1.74% ▲ 0.10 pts · high 1.74% / low 1.64% Sep 19, 20261.74%▲ from 1.64% Sep 8, 20261.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.35%	1.36%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business platinum savings	1.23%	1.24%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 1.14% → 1.24% ▲ 0.10 pts · high 1.24% / low 1.14% Sep 19, 20261.24%▲ from 1.14% Sep 8, 20261.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business platinum savings	1.09%	1.10%
Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 1.00% → 1.10% ▲ 0.10 pts · high 1.10% / low 1.00% Sep 19, 20261.10%▲ from 1.00% Sep 8, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.09%	1.10%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.09%	1.10%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.60%	0.60%
Min Balance $20,000 Details Balance: $20,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business platinum savings	0.35%	0.35%
Min Balance $0 Details Balance: $0 - $99,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 0.25% → 0.35% ▲ 0.10 pts · high 0.35% / low 0.25% Sep 19, 20260.35%▲ from 0.25% Sep 8, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.35%	0.35%
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business health savings account	0.29%	0.29%
Min Balance $50,000 Details Balance: $50,000 & Above Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.29% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business health savings account	0.24%	0.24%
Min Balance $20,000 Details Balance: $20,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.24% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Passbook Savings	0.20%	0.20%
Min Balance $20,000 Details Balance: $20,000 & Above Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 0.14% → 0.20% ▲ 0.06 pts · high 0.20% / low 0.14% Sep 19, 20260.20%▲ from 0.14% Sep 8, 20260.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Statement Savings	0.20%	0.20%
Min Balance $20,000 Details Balance: $20,000 & Above Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 0.14% → 0.20% ▲ 0.06 pts · high 0.20% / low 0.14% Sep 19, 20260.20%▲ from 0.14% Sep 8, 20260.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Passbook Savings	0.16%	0.16%
Min Balance $10 Details Balance: $10 - $19,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 0.10% → 0.16% ▲ 0.06 pts · high 0.16% / low 0.10% Sep 19, 20260.16%▲ from 0.10% Sep 8, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Statement Savings	0.16%	0.16%
Min Balance $10 Details Balance: $10 - $19,999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 8, 2026 · 0.10% → 0.16% ▲ 0.06 pts · high 0.16% / low 0.10% Sep 19, 20260.16%▲ from 0.10% Sep 8, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business health savings account	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business health savings account	0.11%	0.11%
Min Balance $50 Details Balance: $50 - $4,999.99 Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.11% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Christmas Club	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $5,000 Last Updated 10/14/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%

C&SB of Millersburg, Ohio Business Money Market Rates

Product	Rate	APY
Business Savings Money Market	1.84%	1.86%
Min Balance $1,000,000 Details Balance: $1,000,000 & Above Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.86% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.35%	1.36%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.09%	1.10%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	1.09%	1.10%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.60%	0.60%
Min Balance $20,000 Details Balance: $20,000 - $49,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%
Business Savings Money Market	0.35%	0.35%
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%

C&SB of Millersburg, Ohio Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 & Above Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

C&SB of Millersburg, Ohio’s Texas Ratio rose from 0.26% in Q3 2023 to 5.57% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.3B	5.57%	5.0	A+
March 31, 2026	$1.3B	0.80%	5.0	A+
December 31, 2025	$1.3B	0.52%	5.0	A+
September 30, 2025	$1.2B	0.60%	5.0	A+
June 30, 2025	$1.2B	1.13%	5.0	A+
March 31, 2025	$1.2B	1.36%	5.0	A+
December 31, 2024	$1.2B	1.50%	5.0	A+
September 30, 2024	$1.2B	2.96%	5.0	A+
June 30, 2024	$1.2B	6.10%	5.0	A
March 31, 2024	$1.2B	0.33%	5.0	A+
December 31, 2023	$1.2B	0.37%	5.0	A+
September 30, 2023	$1.2B	0.26%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for C&SB of Millersburg, Ohio is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather C&SB of Millersburg, Ohio rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with C&SB of Millersburg, Ohio's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name C&SB of Millersburg, Ohio

Bank Holding Company CSB BCORP INC

Address 91 N Clay St, Millersburg, OH 44654 · Holmes

Website https://www.csb1.com

FDIC Certificate # 9139

Established 18790101

FDIC Insurance Date 19340101

Domestic Offices 16

Total Branches 16

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.57%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4580%

Return on Equity (ROE) 14.6400%

Non-Performing Loans (NPL) 0.56%

Total Assets $1,295,187,000

Total Deposits $1,134,721,000

Equity Capital $130,879,000

Net Income $9,362,000

Headquarters Millersburg

Total Branches and Offices 16

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

C&SB of Millersburg, Ohio earned the Verified Healthy badge

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Frequently Asked Questions About C&SB of Millersburg, Ohio

How many branches does C&SB of Millersburg, Ohio operate?

C&SB of Millersburg, Ohio currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, C&SB of Millersburg, Ohio does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, C&SB of Millersburg, Ohio provides members with tools to manage their accounts and build a solid financial history.

Does C&SB of Millersburg, Ohio offer online and mobile banking?

Most modern institutions like C&SB of Millersburg, Ohio provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csb1.com.