What are the current interest rates at Ohio Catholic Federal Credit Union?

Current rates for Ohio Catholic Federal Credit Union include: 12-Month CD: 3.85%, Savings: 3.00%, MMA: 3.50%

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Ohio Catholic Federal Credit Union

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Ohio Catholic Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ohio Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Ohio Catholic Federal Credit Union's CD SPECIAL 6 MONTH rates are at 3.95%, CD SPECIAL 12 MONTH rates are at 3.85%. Ohio Catholic Federal Credit Union's savings rates are at 3.00%. Ohio Catholic Federal Credit Union's money market rates are at 3.50%. Ohio Catholic Federal Credit Union's Personal Loan Rates are at 5.28%. MonitorBankRates evaluates the financial stability of Ohio Catholic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.55%. Rates last updated and verified on 08/28/2026.

Ohio Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio Catholic Federal Credit Union? Share your experience about Ohio Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Catholic Federal Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.55%

Excellent Lower than avg

Ohio Catholic Federal Credit Union
Garfield Hts

13623 Rockside Rd
Garfield Hts, OH 44125 5173

https://www.ohiocatholicfcu.com

Ohio Catholic Federal Credit Union CD Rates

Product	Rate	APY	Term
SHARE CERTIFICATE SPECIAL 6 MONTH	-	3.95%	6 months
Min Deposit $500 Details Promotional rate is accurate as of August 3, 2026. Promotional rate is excluded from the Member Appreciation Program and requires a minimum deposit of $500. The promotion is available through August 31, 2026. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%
SHARE CERTIFICATE SPECIAL 12 MONTH	-	3.85%	12 months
Min Deposit $500 Details Promotional rate is accurate as of August 3, 2026. Promotional rate is excluded from the Member Appreciation Program and requires a minimum deposit of $500. The promotion is available through August 31, 2026. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Savings Rates

Product	Rate	APY	View More
Genesis Savings	-	3.00%
Min Deposit $5 Min Balance $5,000 Details Rate is accurate as of August 3, 2026, and is accurate as of the dividend declaration date. Rate is variable and may change at any time without notice. A minimum opening deposit of $5.00 is required to open a Genesis Account and begin earning dividends. Interest is paid on balances up to $5,000. The rate is variable and may change at any time without notice. Account holders may be any age up to 22. Upon reaching age 23, the account balance will be transferred to a Share Savings Account and will earn the current Share Savings rate. Share Savings rate is 0.01% for balances between $0 and $24,999.99 and 0.05% for balances between $25,000 through $1,000,000 on $100 to earn dividends. All offers are subject to OC Federal's standard deposit policies and membership eligibility. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your share savings account. Fees may reduce earnings. For additional account information, please see the Truth-in-Savings disclosure. OC Federal may discontinue or modify this offer without notice. Insured by NCUA. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market Special	-	3.50%
Min Balance $25,000 Details Promotional rate is accurate as of August 3, 2026, and is accurate as of the dividend declaration date. Promotional offer is for $25,000 in new money only. Rate is variable and may change at any time without notice. If the balance falls below $25,000 no dividend will be earned for that period. Fees may reduce earnings on the account. After promotion period money in this promotion will revert to Standard Money Market account rates. Standard Money Market accounts may be opened with a $0 starting balance, but dividends begin accruing for balances of greater than $1,000. APY is 0.10% for balances between $1,000 and $24,999.99, 0.75% for balances between $25,000 and $99,999.99, and 1.50% for balances over $100,000 on $100 to earn dividends. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Checking Rates

Product	Rate	APY	View More
HIGH YIELD CHECKING	-	3.00%
Min Deposit $2,500 Min Balance $2,500 Details Qualifications Required: Direct deposit is required.; Premium rate will be paid on balances from $2,500 - $15,000. One high yield checking account per TIN. Rate is variable and can change at any time. Interest is not earned on balances between $0 and $2,499.99 and balances at $15,000.01 and above. $9.95 monthly maintenance fee will be charged if the average daily balance falls below $2,500 during the statement cycle. Dividends are compounded monthly and credited monthly using the average daily balance method. The dividend period is monthly. Dividends are paid from current income and available earnings after required transfers to reserves. Only one High Yield Checking account is allowed per TIN/SSN. Additional fees may reduce earnings. A $5 membership share is required to join. This offer may be modified or discontinued at any time. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC-Variable Rate	-	-	6.50%
Details PRIME MINUS 0.25% Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Refinance/Lease Buyout Loans	4.99%	-	5.28%
Details Rates as low as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Ohio Catholic Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	10.99%
Details Rates as low as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.55%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Ohio Catholic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Ohio Catholic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ohio Catholic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ohio Catholic Federal Credit Union

Website https://www.ohiocatholicfcu.com

Address 13623 Rockside Rd, Garfield Hts, OH 44125 5173

Phone 216-663-6800

Fax 216-663-8610

President Joe Shaft

CEO Todd Turner

Full-Time Employees 61

Part-Time Employees 0

Branch Locations 5

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.55%

Return on Assets (ROA)

0.9595%

Return on Equity (ROE)

7.2594%

Non-Performing Loans Ratio (NPL)

0.11%

Total Assets

299,513,927

Total Amount of Shares and Deposits

239,243,173

Total Shares and Deposits < 1 Year

236,793,914

Total Shares and Deposits 1 3 Years

2,353,866

Total Shares and Deposits > 3 Years

95,393

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

20,315,242

Total Uninsured Shares and Deposits > $250K (F+J)

20,315,242

Total Insured Shares and Deposits > $250K (item 17 less item K)

218,927,931

Total Interest Expense (Sum of items 6 8)

3,888,056

Share Certificates

2,381

Number of Accounts for Share Drafts

6,614

IRA KEOGH Accounts

624

Number of Accounts for Regular Shares

16,186

Non Member Deposits

Money Market Shares

1,376

Net Income (unless the amount is already included in Undivided Earnings)

2,873,893

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,841,056

Total Liabilities

260,707,007

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Ohio Catholic Federal Credit Union earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Ohio Catholic Federal Credit Union

How many branches does Ohio Catholic Federal Credit Union operate?

Ohio Catholic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ohio Catholic Federal Credit Union?

Yes, to access services at Ohio Catholic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ohio Catholic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ohio Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ohio Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Ohio Catholic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ohiocatholicfcu.com.