Best Money Market Rates in Xenia, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Xenia, Ohio and the surrounding area money market rates include Commodore Perry Federal Credit UnionCommodore Perry Federal Credit UnionA+5.0 ★Texas Ratio: 4.36% Flagship Money Market Account at 4.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, First Bank of Central OhioFirst Bank of Central OhioA+5.0 ★Texas Ratio: 0.00% Platinum Money Market at 3.80% APY, Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit UnionA5.0 ★Texas Ratio: 9.99% Money Market, HSA and IRA at 3.76% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
Xenia has 3 local institutions in our database, with money market rates as high as 3.20% APY from The Huntington National Bank at 194 N Detroit St, Xenia, OH 45385. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Xenia, Ohio and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in Xenia, Ohio & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
194 N Detroit St, Xenia, OH 45385
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
194 N Detroit St, Xenia, OH 45385
Huntington Relationship Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
1636 W Park Sq, Xenia, OH 45385 2669
Money Market Savings Account
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
Boost Money Market Account
1.51%
$5,000
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
Boost Money Market Account
1.00%
$5,000
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
Boost Money Market Account
0.50%
$5,000
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Flagship Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Money Market Special
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Limited time offer; for the first six months.
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
3.80%
$50
▼
Rate3.73%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.76%
$0
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market Account
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Maximize the interest you earn!
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.75%
$0
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
7
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.73%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.70%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Money Market
3.60%
$25,000
▼
Rate3.54%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
$25,000 minimum opening deposit
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market, HSA and IRA
3.56%
$0
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
3.56%
$5,000
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Relationship Bonus APY
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Money Market Special
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
Promo Rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Business Plus Money Market
3.50%
$10,000
▼
Rate3.45%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
3.15%
$50
▼
Rate3.10%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
High-Yield Money Market Deposit Account
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Gem City Money Market Plus
3.06%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Share Account
3.06%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 2
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 4
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 5
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 3
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market- Plateau 1
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Variable Money Market/Checking Tier V
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Money Market Savings Accounts
3.04%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$25,000 & Over
Atrium Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Gem City Money Market Plus
3.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Money Market Share Account
3.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Minimum $250,000
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
MONEY MARKET
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Money Market Accounts
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Business Plus Money Market
2.80%
$10,000
▼
Rate2.76%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Checking Tier 5
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Money Market Rate Tier 4
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Tier 5
2.80%
$25
▼
Rate2.76%
Min Deposit$25
Min Balance—
UpdatedApr 19, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
HIGH YIELD MONEY MARKET
2.79%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
Money Market Share Savings Account
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$500,000 - and over
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
Personal Elevate Money Market
2.78%
$1,000
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
First Federal S&L of Van Wert
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Money Market Account
2.78%
$5,000
▼
Rate2.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Money Market Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Minimum $100,000
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Money Market Rate Tier 3
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
ON BALANCES $500,000+
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage & Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Checking Tier 4
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Money Market Rate Tier 2
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Tier 4
2.70%
$25
▼
Rate2.67%
Min Deposit$25
Min Balance—
UpdatedApr 19, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
2.65%
$25,000
▼
Rate2.62%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Money Market Rate Tier 1
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Tier 3
2.60%
$25
▼
Rate2.57%
Min Deposit$25
Min Balance—
UpdatedApr 19, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Money Market Checking Tier 3
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.60%
$50
▼
Rate2.57%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.84%
Business Money Market
2.55%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
KEMBA Advantage APY
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.74%
Personal Elevate Money Market
2.53%
$1,000
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Business Plus Money Market
2.50%
$10,000
▼
Rate2.47%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking (Personal)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage & Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
Resolute Money Market
2.27%
$10,000
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 17, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Money Market Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TRS | RA | VRA
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Relationship Bonus APY
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedApr 16, 2026
Details
The Apple Creek Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Core Money Market
2.25%
$25
▼
Rate2.23%
Min Deposit$25
Min Balance—
UpdatedApr 16, 2026
Details
$500,000 - $2,499,999
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Money Market Savings
2.15%
$25,000
▼
Rate2.13%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Hi-Fi Money Market Accounts
2.07%
$50
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Rate2.05%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Xenia, Ohio and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Xenia, OH Money Market Rate Trends
Compare local Xenia, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OH Avg
3.293%
▼ 0.220 vs 7 days ago
Ohio high-yield MMA rates fell 0.220 points over the past 7 days to 3.293% APY.
Standard MMA — OH Avg
0.589%
▲ 0.054 vs 7 days ago
Ohio standard MMA rates rose 0.054 points over the past 7 days to 0.589% APY.
As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Xenia, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Xenia, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Xenia, Ohio
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Ohio.
Are Money Market accounts in Xenia, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do MMA rates change in Xenia, Ohio?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Xenia, Ohio
Here are some of the highest money market account APYs currently available in Xenia, Ohio and the surrounding area:
- Commodore Perry Federal Credit Union
Flagship Money Market Account — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - First Bank of Central Ohio
Platinum Money Market — 3.80% APY - Firefighters And Company Federal Credit Union
Money Market, HSA and IRA — 3.76% APY - Citizens Bank
Citizens Quest® Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Xenia, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026
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