CD Rates Xenia, Ohio (OH) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Xenia, Ohio CD rates include USB Union Savings BankUSB Union Savings Bank100 E Market St, Xenia, OH 45385A+5.0 ★Texas Ratio: 1.66% offering 60 MONTH CD at 0.60% APY, GLASS CITYGLASS CITYA+5.0 ★Texas Ratio: 2.83% offering 12 Month Youth CD at 5.00% APY, Third Federal Savings and LoanThird Federal Savings and LoanA+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY, Materion Federal Credit UnionMaterion Federal Credit UnionA+5.0 ★Texas Ratio: 0.28% offering 12 Month Certificate at 4.50% APY, and Fasson Employees Federal Credit UnionFasson Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.77% offering 12 Month Maturity Certificate Accounts at 4.25% APY. CD rates as of April 9, 2026 according to verified data from MonitorBankRates.
Xenia has 7 local institutions in our database, with CD rates as high as 0.60% APY from USB Union Savings Bank at 100 E Market St, Xenia, OH 45385. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 9, 2026
Compare Best CD Rates in Xenia, Ohio & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month *Special* Certificates of Deposits & Individual Retirement Accounts (IRAs)
$25,000
4.00%
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
3-MONTH CD
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3 Month Certificate KEMBA Advantage
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
90 Day Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
3 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty may be imposed for early withdrawal.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 Month Term Share Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 3 Month TruBenefits
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Regular Certificates 3 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
3 Month Share Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3 Month / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
3 Month Certificate
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3 Month Certificate
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
3 month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Open Online
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 90 day
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Standard Certificates 3 Month
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day Tiered Certificate of Deposits/IRA's
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 3 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
90 Day Board CD
$500
0.03%
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
6 MONTH CD
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
6 Month Bonus CD
$500
4.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Month 1 APY
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 6 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month Regular/IRA Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Certificate of Deposit Special
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 6 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
6 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 6 Mo.
$0
3.64%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
6 month Certificates
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
6 Month Certificate Account
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty may be imposed for early withdrawal.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 6 Month Gold
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
National Cooperative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
6 Month Impact Certificate of Deposit
$2,500
3.36%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
6 Month Personal and Business CD and IRA Specials
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
6 Month Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6 Month Term Share Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
6 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
6 Month IRA Certificate
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
6-Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
Certificate of Deposit 6 Month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
6 Month Certificate Everyday
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 6 Month TruBenefits
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
DreamMaker Youth Term-Share Certificate 6 Month Certificate
$0
2.49%
▼
Rate2.46%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
6 month Certificate of Deposit
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Certificate
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
6 Month Certificate
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
1.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month Certificate
$500
1.26%
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
6 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Open Online
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificate of Deposit
$1,000
0.99%
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Personal Product APY
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Relationship Bump-up Interest Rate
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month Certificates of Deposits & Individual Retirement Accounts (IRAs)
$5,000
0.75%
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 6 Month
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share & IRA Certificate
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6 Month Certificate of Deposit
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
182 Day (6 Month) CDs & IRAs
$1,000
0.07%
▼
Rate0.07%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6 Month Board CD
$500
0.05%
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
12 MONTH CD
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Maturity Certificate Accounts
$1,000
4.25%
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
12 Month Savings Builder Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Maximum deposit $100 per week
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month IRA Certificate
$0
3.93%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Home Loan SB
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
12 Month Certificate SPECIAL
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 1 Year
$300
3.82%
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedApr 9, 2026
Details
Minimum Deposit $300. Dividends Paid Monthly
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 Month Fixed IRA
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
More Than $100,000
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
12 Month Regular/IRA Share Certificate
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
12-Month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
12 month Certificates
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
12 Month Personal and Business CD and IRA Specials
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
12 Month CD
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1 year Share Certificates of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First National Bank in New Bremen
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
12 Month CD
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
12 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month Share Certificates
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12 Month IRA
$0
3.47%
▼
Rate3.43%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
1-Year Jumbo Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 12 Mo.
$0
3.43%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
12 Month Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 1 Year
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$10,000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1 Year Rising Rate CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
12 Month Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12-Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Federal Bank of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
12 Month CD Special
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details
Automatic Renewal: 12 months to the 12 month CD rate posted at that time
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
12 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12 Month Fixed IRA
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month CD ++
$500
3.18%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
National Cooperative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
12 Month Impact Certificate of Deposit
$2,500
3.15%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Month CDs & IRAs
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
Certificate of Deposit 12 Month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Certificate of Deposit 12 month term
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
12 Month Certificate Everyday
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fahey Banking Company
Institution Rating:
A-5.0 ★Texas Ratio: 15.41%
1-Year CD Special
$5,000
2.50%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details
New Funds Only
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
12 Month Certificate of Deposit
$500
2.43%
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
12-Month Certificates
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
12 Month Certificate
$500
1.82%
▼
Rate1.80%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 1 year
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
12 Month Liquid Certificate
$2,500
1.60%
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 MO CERTIFICATE
$500
1.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
18 MONTH CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 Month Certificate of Deposit
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
Share Certificates & IRA Certificates 18-month bump
$50,000
3.79%
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details
Over $50,000
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month Regular/IRA Share Certificate
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Fixed IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
More Than $100,000
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 18 Month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Minimum deposit of $500 required.
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
18 month Certificates
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month IRA Certificate
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1.5 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
18 Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 Month Share Certificates
$0
3.54%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
18 Month Certificate/IRA
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
18-Month Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Mo. Share and IRA Certificates
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month CD
$500
3.28%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
18 Month CD
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month Certificate Account
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty may be imposed for early withdrawal.
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
18 Month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 18 Month TruAdvantage
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Variable Rate Retirement Accounts (IRAs 18 Month)
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Certificate
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 18 month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
18-month CD with a 2.50% Annual Percentage Yield (APY). $1,000 minimum opening balance. Penalty imposed for early withdrawal. Rates subject to change. Interest compounds monthly. Fees may reduce earnings. NON-RENEWABLE. APY effective January 25, 2024. Member FDIC.
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
18 Month Certificate of Deposit
$500
2.43%
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
18 Month Certificates of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Standard Certificates 18 Month
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
18 Month Certificate
$500
1.92%
▼
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Certificate & IRA Certificate
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD/IRA
$500
1.46%
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$5,000 or greater deposit
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 Month Share & IRA Certificate
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18 Month Certificate of Deposits/IRA's
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
18 Month Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18-MONTH JUMBO CERTIFICATE
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Bonus
Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
18 Month Certificate of Deposit
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Month CDs & IRAs
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18 Month Board CD
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
24 MONTH CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
24 Mo. Share and IRA Certificates
$0
4.18%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA (Variable)
$100
4.02%
▼
Rate3.94%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month Certificates
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
24 Month Regular/IRA Share Certificate
$1,000
3.76%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
More Than $100,000
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 24 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Minimum deposit of $500 required.
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Jumbo Certificates+ 24 month
$50,000
3.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
24 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
24 Month Certificates of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
24 month Savings Certificates
$1,000
3.56%
▼
Rate3.51%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
24 Month Share Certificate
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
2 year Share Certificates of Deposit
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2 Year Certificate of Deposit
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
24 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
24 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 2 Year
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$10,000
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month CD ++
$500
3.18%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
24 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 24 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
24-Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
IRA Certificate 24 Month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
24 Month Certificate
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
24 Month Certificate Everyday
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 24 Month TruBenefits
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
24 Month CD
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 Month CDs & IRAs
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 24 Month Fixed Rate
$250
2.69%
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$0
2.57%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month CD/IRA
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 to $4,999.99
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
24 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 2 year
$500
2.22%
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
24 Month IRA
$0
2.21%
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 MO CERTIFICATE
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share & IRA Certificate
$10,000
1.90%
▼
Rate1.89%
Min Deposit$10,000
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Certificate & IRA Certificate
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
24 MONTH IRA CERT
$1,000
1.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
1.31%
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
24 Month Certificate of Deposits/IRA's
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
24 Month Certificate
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
36 MONTH CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
36 Month Freedom Regular/IRA Share Certificate
$5,000
3.82%
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 36 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Minimum deposit of $500 required.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Jumbo Certificates+ 36 month
$50,000
3.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
36 Month Certificate
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
36 month Savings Certificates
$1,000
3.61%
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
36 Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
3 year Share Certificates of Deposit
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
36 Month Certificate KEMBA Advantage
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3 Year Rising Rate CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
36 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Year Certificate
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
36 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
36 month Certificate of Deposit
$0
3.08%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty will be imposed for early withdrawal.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
36 Month Certificate
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
36 Month IRA Certificate
$500
2.90%
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 36 Month TruBenefits
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
36 Month CDs & IRAs
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Certificates (CDs)
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 36 Month Fixed Rate
$250
2.69%
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
36 Month CD/IRA
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$5,000 or greater deposit
The Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
36 month Share Certificates (CD's)
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Dividends paid at maturity
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 3 year
$500
2.32%
▼
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 MO CERTIFICATE
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 36 month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month Certificate & IRA Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36 Month Share & IRA Certificate
$10,000
1.75%
▼
Rate1.74%
Min Deposit$10,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Relationship Bump-up Interest Rate
The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Month IRA
$0
1.64%
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
36 Month Certificate of Deposits/IRA's
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36 Month Certificate
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Equitable S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
36 Month Certificates of Deposit (CDs)
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
36 Month Board CD
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
36 Month Certificate of Deposit
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Personal Product APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
48 MONTH CD
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
48 Month Regular/IRA Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
More Than $100,000
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
48 Month Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
48 month Savings Certificates
$1,000
3.61%
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
4 year Share Certificates of Deposit
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
48 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 48 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 48 Mo.
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
48 Month Certificate KEMBA Advantage
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Jumbo Certificates+ 48 month
$50,000
3.40%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details
The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
3.39%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty will be imposed for early withdrawal.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 48 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 48 Month TruAdvantage
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 Month Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
48 month Certificate of Deposit
$0
3.18%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
48 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
48 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
4 Year Term Share
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
48 Month Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Certificate rates remain fixed for the term of the certificate. Penalty imposed for withdrawals before maturity.
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD/IRA
$500
2.98%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$5,000 or greater deposit
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 4 year
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
48 Month IRA
$0
2.71%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 48 Month Fixed Rate
$250
2.69%
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
48 Month CD
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
The Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
48 month Share Certificates (CD's)
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Dividends paid at maturity
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
48 Month Certificate & IRA Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
48 MONTH IRA CERT
$1,000
2.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
48 Month Certificate
$500
2.07%
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 Month Certificate Account
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
A penalty may be imposed for early withdrawal.
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
4 Year CD
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
48 Month Certificates of Deposit
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
1.96%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-month Certificates of Deposit
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share & IRA Certificate
$10,000
1.80%
▼
Rate1.79%
Min Deposit$10,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
48 Month Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
IRA 48 Month
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Relationship Bonus
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
100 E Market St, Xenia, OH 45385
60 MONTH CD
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month Regular/IRA Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 Month Fixed IRA
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
More Than $100,000
Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
60 Month Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
60 month Savings Certificates
$1,000
3.66%
▼
Rate3.61%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
5 year Share Certificates of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
60 Month Certificate/IRA
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
60 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 60 Mo.
$0
3.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA - Individual Retirement Accounts 60-Month
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
60 Month Certificate KEMBA Advantage
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
60 month Certificates
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 60 Month
$0
3.35%
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
60 Month Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
As high as
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
60 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD/IRA
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$5,000 or greater deposit
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
60 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
5-Year Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 5 year
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500; Penalties for early withdrawal may apply.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
60 Month Certificate
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 5 Year
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$10,000
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 60 Month Fixed Rate
$250
2.69%
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details
Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
60 MONTH IRA CERT
$1,000
2.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Certificate of Deposit 48-60 Month CD
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
60 Month Certificate & IRA Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Relationship Bump-up Interest Rate
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
60 Month Certificate
$500
2.32%
▼
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
60 Month One Bump Personal and Business CD and IRA Specials
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
60 Month Certificates of Deposit
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Certificate
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
5 Year CD
$500
1.35%
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
60 MONTH FIXED IRA ACCOUNT
$100
1.00%
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share & IRA Certificate
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60 Month Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
60 Month Board CD
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details
Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
IRA 60 Month
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details
Relationship Bonus
Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 60 Month
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Xenia, OH CD Rate Trends
Compare local Xenia, OH CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
1.785%
▲ 0.772 vs 7 days ago
Ohio 12-month CD rates rose 0.772 points over the past 7 days to 1.785% APY.
6-Month CD — OH Avg
2.260%
▼ 0.701 vs 7 days ago
Ohio 6-month CD rates fell 0.701 points over the past 7 days to 2.260% APY.
As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Xenia, Ohio
Are CD rates in Xenia, Ohio FDIC insured?
Yes, most established banks in Xenia, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Xenia, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Xenia, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Xenia, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Xenia, Ohio?
Here are recent top rates found for this area:
- USB Union Savings Bank: 0.60% APY (60 MONTH CD)
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
- Materion Federal Credit Union: 4.50% APY (12 Month Certificate)
- Fasson Employees Federal Credit Union: 4.25% APY (12 Month Maturity Certificate Accounts)
- Homeland Credit Union: 4.18% APY (24 Mo. Share and IRA Certificates)
- LCE Federal Credit Union: 4.16% APY (6 Month Share Certificate)
- DOVER PHILA: 4.08% APY (6 Month Certificate)
- Peoples First Savings Bank: 4.02% APY (24 Month IRA (Variable))
- Community Savings Bank Bethel, OH: 4.00% APY (3 Month *Special* Certificates of Deposits & Individual Retirement Accounts (IRAs))
Rates reflect recent verified offers available in Xenia, Ohio. Last Updated: April 9, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Xenia, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Xenia, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 9, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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