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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
FIRELANDS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
FIRELANDS's 6 month CDs rates are at 3.80%, 12 month CDs rates are at 3.70%, IRA CDs 12 month rates are at 3.70%, Smart Saver Youth CDs 12 month rates are at 3.70%, 18 month CDs rates are at 3.65%. FIRELANDS's savings rates are at 0.25%. FIRELANDS's money market rates are at 1.50%. MonitorBankRates evaluates the financial stability of FIRELANDS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates were last updated on 03/26/2026. FIRELANDS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FIRELANDS? Share your experience about FIRELANDS by leaving a review below, or read customer reviews before you decide to use FIRELANDS. Warren-Boynton State Bank
Bellevue Branch 300 North Street
http://www.firelandsfcu.org Bellevue, OH 44811 
FIRELANDS CD Rates
FIRELANDS Savings Rates
FIRELANDS Money Market Rates
FIRELANDS Checking Rates
FIRELANDS Home Equity & HELOC
FIRELANDS Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FIRELANDS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FIRELANDS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FIRELANDS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FIRELANDS
Website
http://www.firelandsfcu.org
Address
300 North Street,
Bellevue, OH 44811
Phone
800-276-5775
Fax
419-483-0264
President
Kenneth Rospert
CEO
Brett Montague
Full-Time Employees
97
Part-Time Employees
19
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.81%
Return on Assets (ROA)
0.7908%
Return on Equity (ROE)
8.5213%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
541,034,072
Total Amount of Shares and Deposits
490,820,272
Total Shares and Deposits < 1 Year
454,670,233
Total Shares and Deposits 1 3 Years
28,784,781
Total Shares and Deposits > 3 Years
7,365,258
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,900,448
Total Uninsured Shares and Deposits > $250K (F+J)
26,900,448
Total Insured Shares and Deposits > $250K (item 17 less item K)
463,919,824
Total Interest Expense (Sum of items 6 8)
7,600,450
Share Certificates
5,908
Number of Accounts for Share Drafts
21,907
IRA KEOGH Accounts
1,225
Number of Accounts for Regular Shares
51,613
All other shares
1,266
Money Market Shares
1,762
Net Income (unless the amount is already included in Undivided Earnings)
545,560
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
51,882,183
Total Liabilities
490,961,427
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About FIRELANDSIs FIRELANDS a safe place to deposit money?Yes, FIRELANDS is considered a safe financial institution. With a Texas Ratio of 5.8131770027081%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does FIRELANDS operate?FIRELANDS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FIRELANDS?Yes, to access services at FIRELANDS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FIRELANDS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FIRELANDS provides members with tools to manage their accounts and build a solid financial history. Does FIRELANDS offer online and mobile banking?Most modern institutions like FIRELANDS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.firelandsfcu.org. Current FIRELANDS Rates
Retrieved from our database of financial products. Rates subject to change.
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