USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 3.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.50% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.35%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.40%, 18-Month CD rates are at 0.35%. USB Union Savings Bank's savings rates are at 0.03%. USB Union Savings Bank's money market rates are at 0.03%. USB Union Savings Bank's 30-Year Fixed rates are at 6.38%, 5/1 ARM rates are at 5.50%, 7/1 ARM rates are at 5.75%, 15-Year Fixed rates are at 5.88%.
To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank. USB Union Savings Bank Texas Ratio USB Union Savings Bank's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
USB Union Savings Bank CD Rates and Interest Rates
USB Union Savings Bank
60-Month CD
0.60%
$1,000
USB Union Savings Bank
48-Month CD
0.55%
$1,000
USB Union Savings Bank
36-Month CD
0.50%
$1,000
USB Union Savings Bank
24-Month CD
0.40%
$1,000
USB Union Savings Bank
18-Month CD
0.35%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. USB Union Savings Bank Mortgage Rates
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
USB Union Savings Bank
7/1 ARM
5.750%
6.302%
0.000
USB Union Savings Bank
5/1 ARM
5.500%
6.305%
0.000
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates
Mountain America Federal Credit Union
36-Month CD
4.15%
$500
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Salem Five Direct
eOne Savings
4.01%
$10
ESB Bank
60-Month CD
3.85%
$10,000
Great Plains State Bank
18-Month CD
3.80%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. USB Union Savings Bank Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. USB Union Savings Bank InformationUSB Union Savings Bank
8805 Governors Hill DrCincinnati, OH 45249 Hamilton Established Date: 03/01/1904 FDIC Certificate #: 32296 Date of FDIC Deposit Insurance: 03/26/1985 How Many Domestic U.S. Offices? 37 How Many Branches are There? 38 Website: https://www.usavingsbank.com
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account
USB Union Savings Bank FinancialsTotal Assets:
$3,893,467,000
Total Deposits:
$3,110,950,000
Equity Capital:
$392,734,000
Domestic Deposits:
$3,110,950,000
Net Income:
$5,702,000
Return on Assets:
1.4898%
Quarterly Return on Assets:
0.5800%
Pretax Return on Assets:
0.5835%
Pretax Quarterly Return on Assets:
0.5800%
Return on Equity:
13.7600%
Quarterly Return on Equity:
5.8200%
Leverage Tier 1 (Core Capital) Ratio:
10.7874%
Total Interest Income (YTD):
4.8683%
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
37
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon. Near-record low mortgage rates are helping the housing market by boosting buyer's purchasing power. The Mortgage Bankers Association reported mortgage applications for home purchases are up 20 percent compared to last year. With average 30 year conforming mortgage rates at 3.63 percent this week, it's no surprise that home buyers are taking advantage of low rates.  Bank of Internet has the highest short term 12 month CD rate on our list in New York, New York. Bank of Internet is currently offering 12 month CD rates at 1.35 percent with a 12 month CD yield of 1.36 percent. The current 12 month certificate of deposit interest rate offered by Bank of Internet is double the current national average 12 month CD rate of 0.67 percent as reported by MonitorBankRates.com.
Bank or Credit Union Offers and DealsMortgage Rates Rise This WeekNexBank CD Rates: Explore the Advantages of Earning 5.40% APY How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure? Mortgage Rates: Tuesday October 25, 2011, 30 Year Mortgage Rates Higher at 4.18% Mortgage Rates Weekly: 30 Year Mortgage Rates at 3.95% Las Vegas, Nevada CD Rates Returns on Mutual Funds Got You Down? Preserve Capital by Sticking with a Savings Account Until Mid 2013 Mortgage Rates are Still Low - Average 30 Year Rates are at 3.81 Percent Mortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55% Alabama Central Credit Union Auto Loan Rates Alternative Bank and Credit Union Offers to ExploreBank CD Rates - Average CD Rates DownCD Rates on 6 Month Certificates of Deposit Averaging 0.48% A Quick Look at Recent Economic Numbers Free Mortgage Rates Widget for Your Website Will Deposit Rates Move Higher When the Fed Meets in June? Weekly Mortgage Rates: 30 Year Mortgage Rates at 3.90% Weekly CD Rates: Updated May 13, 2009 Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD CBI Bank & Trust Mortgage Rates Today CD Rates – Average Rates Stable as Economy Slows USB Union Savings Bank ReviewsThere are no reviews for USB Union Savings Bank yet. Feel free to create one below.
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