USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.01%, 6-month CD rates at 5.00% and 3-month CD rates at 0.30%. Current savings rates are at 0.25% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.28%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.45%, 24-Month CD rates are at 0.40%, 18-Month CD rates are at 0.35%. USB Union Savings Bank's savings rates are at 0.03%. USB Union Savings Bank's money market rates are at 0.03%. USB Union Savings Bank's 5/1 ARM rates are at 6.00%, 7/1 ARM rates are at 6.12%, 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.38%.

USB Union Savings Bank

To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank.

USB Union Savings Bank Texas Ratio

USB Union Savings Bank's Texas Ratio is at 2.49%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.35%
24-Month CD
0.40%
36-Month CD
0.45%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.03%
MMA
0.03%
30-Year Fixed
6.72%
Credit Card
N/A
Personal Loan
N/A
USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

USB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.45%
$1,000
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.375%
6.535%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.625%
6.724%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
6.125%
7.048%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
6.000%
7.201%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EvaBank
EvaBank
6-Month CD
5.06%
$1,000
Fitness Bank
Fitness Bank
Fitness Savings
5.00%
$100
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.75%
$250,000
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
4.75%
$5
ProGrowth Bank
ProGrowth Bank
25-Month CD
4.70%
$10,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
15-Month CD (special)
4.50%
$2,500
Interstate Bank
Interstate Bank
12-Month CD (Jumbo)
4.47%
$100,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
Online Savings
4.45%
$1
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
4.45%
$250,000
Harford Bank
Harford Bank
Money Market Tier 9
4.25%
$5,000,000
T Bank
T Bank
48-Month CD
3.35%
$1,000
Mauch Chunk Trust Company
6-Month CD
3.29%
$500
New Market Bank
New Market Bank
18-Month CD
3.01%
$500
Consumers National Bank
Consumers National Bank
15-Month CD
3.00%
$1,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
36-Month CD
2.84%
$1,000
Ashton State Bank
Ashton State Bank
24-Month CD
2.63%
$1,000
Rosedale FSL
Rosedale FSL
36-Month CD
2.55%
$500
First National Bank in Ord
First National Bank in Ord
18-Month CD
2.27%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
Prairie Community Bank
Prairie Community Bank
48-Month CD
1.90%
$1,000
JTNB
JTNB
24-Month CD
1.75%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
1.75%
$500
Bank of Burlington
Bank of Burlington
18-Month CD
1.51%
$1,000
Wolf River Community Bank
Wolf River Community Bank
48-Month CD
1.50%
$1,000
First State Bank of Porter
First State Bank of Porter
24-Month CD (Jumbo)
1.41%
$100,000
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Bank of Franklin County
Bank of Franklin County
48-Month CD
1.16%
$500
ESSA Bank & Trust
ESSA Bank & Trust
12-Month CD
1.00%
$1,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
3-Month CD
0.50%
$2,500
FNB of River Falls
FNB of River Falls
36-Month CD
0.50%
$2,500
Central Bank Houston, TX
Central Bank Houston, TX
6-Month CD
0.45%
$1,000
Forward Bank
Forward Bank
Money Market
0.35%
$100
Maine Community Bank
Maine Community Bank
36-Month CD
0.35%
$500
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
6-Month CD
0.30%
$1,500
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
Marblehead Bank
Marblehead Bank
Business Money Market
0.25%
$10
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
6-Month CD
0.20%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
24-Month CD
0.20%
$1,000
Adirondack Trust Company
Adirondack Trust Company
12-Month CD
0.20%
$500
First Horizon
First Horizon
60-Month CD
0.10%
$1,000
The Valley State Bank
The Valley State Bank
3-Month CD
0.10%
$500
Republic Bank of Chicago
Republic Bank of Chicago
Statement Savings
0.10%
$25
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
Dime Bank
Dime Bank
Money Market
0.03%
$20
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USB Union Savings Bank Information

USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Hamilton
Established Date: 03/01/1904
FDIC Certificate #: 32296
Date of FDIC Deposit Insurance: 03/26/1985
How Many Domestic U.S. Offices? 35
How Many Branches are There? 35
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account

USB Union Savings Bank Financials

Total Assets:
$3,391,585,000
Total Deposits:
$2,788,012,000
Equity Capital:
$381,668,000
Domestic Deposits:
$2,788,012,000
Net Income:
$13,151,000
Return on Assets:
1.5911%
Quarterly Return on Assets:
1.5700%
Pretax Return on Assets:
1.5706%
Pretax Quarterly Return on Assets:
1.5700%
Return on Equity:
14.2000%
Quarterly Return on Equity:
13.8800%
Leverage Tier 1 (Core Capital) Ratio:
11.9632%
Total Interest Income (YTD):
3.3211%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
35
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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USB Union Savings Bank Reviews

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