USB Union Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.45% and 3-month CD rates at 4.25%. Current savings rates are at 0.05% and money market rates are at 3.25%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 17.75%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. USB Union Savings Bank's 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.55%, 36-Month CD rates are at 0.50%, 24-Month CD rates are at 0.40%, 18-Month CD rates are at 0.35%. USB Union Savings Bank's savings rates are at 0.03%. USB Union Savings Bank's money market rates are at 0.03%. USB Union Savings Bank's 5/1 ARM rates are at 5.75%, 7/1 ARM rates are at 5.88%, 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.12%.

USB Union Savings Bank

To see how these rates compare to USB Union Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USB Union Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USB Union Savings Bank CD rates. You can also compare USB Union Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

USB Union Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USB Union Savings Bank? Share your experience about USB Union Savings Bank by leaving a review below, or read customer reviews before you decide to use USB Union Savings Bank.

USB Union Savings Bank Texas Ratio

USB Union Savings Bank's Texas Ratio is at 2.10%, which is considered excellent. The Texas Ratio for USB Union Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, USB Union Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.35%
24-Month CD
0.40%
36-Month CD
0.50%
48-Month CD
0.55%
60-Month CD
0.60%
Savings
0.03%
MMA
0.03%
30-Year Fixed
6.51%
Credit Card
N/A
Personal Loan
N/A
USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

USB Union Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
USB Union Savings Bank
USB Union Savings Bank
48-Month CD
0.55%
$1,000
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.50%
$1,000
USB Union Savings Bank
USB Union Savings Bank
24-Month CD
0.40%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.125%
6.339%
0.000
USB Union Savings Bank
USB Union Savings Bank
30-Year Fixed
6.375%
6.506%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.875%
6.544%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.750%
6.627%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare USB Union Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
Gainey Business Bank
Gainey Business Bank
60-Month CD
3.92%
$5,000
Bank of Franklin County
Bank of Franklin County
60-Month CD
3.65%
$500
Yampa Valley Bank
Yampa Valley Bank
12-Month CD
3.50%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
12-Month CD
3.50%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
High Yield Savings
3.25%
$25,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
Bank of Prague
Bank of Prague
24-Month CD
3.12%
$1,000
Grove Bank
Grove Bank
24-Month CD
3.02%
$1,000
Murphy Bank
Murphy Bank
24-Month CD
3.00%
$1,000
Oak View National Bank
Oak View National Bank
Kasasa Savings
3.00%
$0
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.00%
$500
Logansport Savings Bank
Logansport Savings Bank
36-Month CD
2.78%
$1,000
Port Richmond Savings
Port Richmond Savings
12-Month CD
2.75%
$500
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
Kaw Valley Bank
Kaw Valley Bank
30-Month CD
2.53%
$500
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$0
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
36-Month CD
2.52%
$100
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Homewood Federal SB
Homewood Federal SB
12-Month CD
2.30%
$25,000
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$10,000
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
AbbyBank
AbbyBank
36-Month CD
2.25%
$1,500
AbbyBank
AbbyBank
48-Month CD
2.25%
$1,500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.01%
$500
Reliance Bank
Reliance Bank
Really Green Checking
2.01%
$0
Harrison County Bank
Harrison County Bank
60-Month CD
2.00%
$1,000
Associated Bank
Associated Bank
12-Month CD
2.00%
$1,000
Genoa Community Bank
Genoa Community Bank
6-Month CD
1.70%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.37%
$500
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
International Bank of Chicago
International Bank of Chicago
Savings
1.00%
$200
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Checking Plus
0.75%
$0
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
48-Month CD
0.60%
$1,000
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
Adrian Bank
Adrian Bank
Money Market
0.50%
$25,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
36-Month CD
0.50%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
48-Month CD
0.45%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
24-Month CD
0.35%
$1,000
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
12-Month CD
0.30%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
24-Month CD
0.25%
$500
United Bank of Philadelphia
United Bank of Philadelphia
36-Month CD
0.20%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
Passbook Savings
0.15%
$10
SSB Scott State Bank
SSB Scott State Bank
Savings
0.05%
$10
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
0.05%
$50
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Membership Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

USB Union Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

USB Union Savings Bank Information

USB Union Savings Bank
8805 Governors Hill Dr
Cincinnati, OH 45249
Hamilton
Established Date: 03/01/1904
FDIC Certificate #: 32296
Date of FDIC Deposit Insurance: 03/26/1985
How Many Domestic U.S. Offices? 37
How Many Branches are There? 38
Is USB Union Savings Bank FDIC Insured? Yes
What is USB Union Savings Bank's Cert number? 32296
What is the maximum amount for insured deposits? $250,000 per holder, per account

USB Union Savings Bank Financials

Total Assets:
$3,893,467,000
Total Deposits:
$3,110,950,000
Equity Capital:
$392,734,000
Domestic Deposits:
$3,110,950,000
Net Income:
$5,702,000
Return on Assets:
1.4898%
Quarterly Return on Assets:
0.5800%
Pretax Return on Assets:
0.5835%
Pretax Quarterly Return on Assets:
0.5800%
Return on Equity:
13.7600%
Quarterly Return on Equity:
5.8200%
Leverage Tier 1 (Core Capital) Ratio:
10.7874%
Total Interest Income (YTD):
4.8683%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Hamilton
# of Offices:
37
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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USB Union Savings Bank Reviews

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