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PSE Credit Union Inc Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

PSE Credit Union Inc's top rates as of October 10, 2026 are 4.32% APY on its 2 Year CD, 0.35% APY on savings, 1.70% APY on money market accounts, 0.05% APY on checking, personal loans from 10.75% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other PSE Credit Union Inc CD rates include 2 Year IRA CD at 4.32%, 1 Year CD at 4.11%, and 1 Year IRA CD at 4.11%. MonitorBankRates evaluates the financial stability of PSE Credit Union Inc with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates last updated and verified on 10/10/2026.

PSE Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSE Credit Union Inc? Share your experience about PSE Credit Union Inc by leaving a review below, or read customer reviews before you decide to use PSE Credit Union Inc.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.41%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
PSE Credit Union Inc
Main Office
5255 Regency Dr
Parma, OH 44129-5453
https://psecreditunion.org
Privately insuredNot NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

PSE Credit Union Inc CD Rates

Product Rate APY Term View More
2 Year Certificate 4.25% 4.32% 2 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.32% APY · checked 6 times
3.82%4.32%4.82%Sep 14, 2026: 4.32% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
2 Year IRA Certificate 4.25% 4.32% 2 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.32% APY · checked 5 times
3.82%4.32%4.82%Sep 18, 2026: 4.32% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
1 Year Certificate 4.05% 4.11% 1 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
2 changes since Sep 14, 2026 · 3.75% → 4.11% ▲ 0.36 pts · high 4.11% / low 3.75%
3.25%3.93%4.61%Sep 14, 2026: 3.75% APYSep 27, 2026: 3.96% APYOct 10, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.11%▲ from 3.96%
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
1 Year IRA Certificate 4.05% 4.11% 1 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
2 changes since Sep 18, 2026 · 3.75% → 4.11% ▲ 0.36 pts · high 4.11% / low 3.75%
3.25%3.93%4.61%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.96% APYOct 10, 2026: 4.11% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.11%▲ from 3.96%
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
6 Month Certificate 3.85% 3.91% 6 Month
Min Deposit $500
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 14, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
6 Month IRA Certificate 3.85% 3.91% 6 Month
Min Deposit $500
Last Updated 10/10/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
3 Year Certificate 3.75% 3.80% 3 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
3 Year IRA Certificate 3.75% 3.80% 3 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
4 Year Certificate 3.75% 3.80% 4 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
4 Year IRA Certificate 3.75% 3.80% 4 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
5 Year Certificate 3.75% 3.80% 5 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
5 Year IRA Certificate 3.75% 3.80% 5 Year
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
3 Month Certificate 2.00% 2.02% 3 Month
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
3 Month IRA Certificate 2.00% 2.02% 3 Month
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 5 times
1.52%2.02%2.52%Sep 18, 2026: 2.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Savings Rates

Product Rate APY View More
IRA Savings 0.35% 0.35%
Min Deposit $0
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 3 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Share Accounts / Special Savings Accounts 0.10% 0.10%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Christmas Club 0.05% 0.05%
Min Balance $0
Details Christmas Club dividends are not declared until the October Board Meeting. Last year Christmas Club dividends paid .05% and are based on the regular share account rate.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Share Accounts / Special Savings Accounts 0.05% 0.05%
Min Balance $0
Details Balance: $0 to $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Share Accounts / Special Savings Accounts 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 to $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Money Market Rates

Product Rate APY View More
Money Market Account 1.70% 1.70%
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 6 times
1.20%1.70%2.20%Sep 14, 2026: 1.70% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Markets - 1.70%
Details As high as 1.70% APY
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 6 times
1.20%1.70%2.20%Sep 14, 2026: 1.70% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Market Account 1.00% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Market Account 0.75% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Market Account 0.50% 0.50%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Market Account 0.40% 0.40%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Money Market Account 0.25% 0.25%
Min Balance $50
Details Balance: $50 - $9,999
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Checking Rates

Product Rate APY View More
Deluxe Checking 0.05% 0.05%
Min Balance $2,000
Details Balance: $2,000+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Renew Checking 0.05% 0.05%
Min Balance $2,000
Details Balance: $2,000+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Business Checking Rates

Product Rate APY View More
Business Organizational Checking 0.05% 0.05%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Commercial Checking 0.05% 0.05%
Min Balance $5,000
Details Balance: $5,000+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Small Business Checking 0.05% 0.05%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 4.70%
Details Rates As Low As 4.70% APR *** View our Home Equity Loan Options >
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.70% APR · checked 5 times
4.20%4.70%5.20%Sep 14, 2026: 4.70% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.49% 24 months
Details Additional APR listed for this product: 9.99%, 10.51%. As Low As; Rate includes a .25% discount for having payroll deposit or electronic payment. Additional terms and rates are available, new money only. This is a limited time offer, loan approval is not guaranteed. Standard underwriting criteria, terms and conditions apply. This promotion cannot be combined with any other loan discounts.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 4 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
New Auto Loans - - 4.49%
Details Annual Percentage Rate As Low As 4.49% **
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Used Auto Loans - - 4.49%
Details Annual Percentage Rate As Low As 4.49% **
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - 7.00%
Details Annual Percentage Rate As Low As 7.00% ****
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 6 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Boat and RV Loans - 7.25%
Details Annual Percentage Rate As Low As 7.25% *****
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 6 times
6.75%7.25%7.75%Sep 14, 2026: 7.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Snowmobile/ATV/Jet Ski Loans - 9.00%
Details Annual Percentage Rate As Low As 9.00% *
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Credit Card Rates

Product Rate APR View More
Credit Cards - 9.99%
Details As low as 9.99% APR
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
VISA Platinum - 9.99%
Details Regular APR: 19.99% - 29.99%
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 10, 2026: 9.99% APROct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Personal Loan Rates

Product APR Term View More
Personal/Signature/Bill Consolidation Loans 10.75%
Details Annual Percentage Rate As Low As 10.75% *
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 6 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%

PSE Credit Union Inc Other Rates

Product Rate Points APY/APR Term View More
Home Improvement Loan - - 9.25%
Details Annual Percentage Rate As Low As 9.25% ******
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Sep 14, 2026: 9.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Certificates of Deposit (CDs) - - 4.32%
Min Deposit $500
Details As of 10/09/2026. Rates are subject to change at any time and without notice. Early withdrawal penalties apply.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.32% APY · checked 5 times
3.82%4.32%4.82%Sep 18, 2026: 4.32% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
HSA 0.35% - 0.35%
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 5 times
0.00%0.43%0.85%Sep 18, 2026: 0.35% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.41%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

PSE Credit Union Inc’s Texas Ratio fell from 6.45% in Q3 2023 to 3.41% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.45% A Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.41% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$352M3.41%5.0A+
March 31, 2026$349M3.10%5.0A+
December 31, 2025$345M4.65%5.0A+
September 30, 2025$338M4.15%5.0A+
June 30, 2025$335M3.16%5.0A+
March 31, 2025$332M3.05%5.0A+
December 31, 2024$322M4.99%5.0A+
September 30, 2024$315M5.03%5.0A+
June 30, 2024$315M3.94%5.0A+
March 31, 2024$312M4.38%5.0A+
December 31, 2023$304M8.39%5.0A
September 30, 2023$299M6.45%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PSE Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PSE Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSE Credit Union Inc's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PSE Credit Union Inc
Website https://psecreditunion.org
Address 5255 Regency Dr, Parma, OH 44129-5453
Phone 440-843-8300
Fax 440-843-7741
President Steele Nowlin
CEO Joseph Anderson
Full-Time Employees 69
Part-Time Employees 9
Branch Locations 6
ATM Locations 6
NCUA Insured No, not federally insured
Private Share Insurance Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.41%
Return on Assets (ROA)
0.4483%
Return on Equity (ROE)
4.0478%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
352,468,401
Total Amount of Shares and Deposits
312,965,505
Total Shares and Deposits < 1 Year
301,764,280
Total Shares and Deposits 1 3 Years
10,035,975
Total Shares and Deposits > 3 Years
1,165,250
Total Interest Expense (Sum of items 6 8)
2,369,120
Share Certificates
5,114
Number of Accounts for Share Drafts
8,499
IRA KEOGH Accounts
464
Number of Accounts for Regular Shares
25,436
All other shares
5,752
Money Market Shares
824
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,400,905
Total Liabilities
316,481,954
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

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Customer Reviews

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Frequently Asked Questions About PSE Credit Union Inc

How many branches does PSE Credit Union Inc operate?

PSE Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PSE Credit Union Inc?

Yes, to access services at PSE Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PSE Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSE Credit Union Inc provides members with tools to manage their accounts and build a solid financial history.

Does PSE Credit Union Inc offer online and mobile banking?

Most modern institutions like PSE Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://psecreditunion.org.

Current PSE Credit Union Inc Rates

  • 12-Month CD4.11%
  • 24-Month CD4.32%
  • 60-Month CD3.80%
  • Savings0.35%
  • MMA1.70%
Retrieved from our database of financial products. Rates subject to change.

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