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LAKEVIEW

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LAKEVIEW Rates & Review March 2026

Q: Is LAKEVIEW a safe place to deposit money?

Yes, LAKEVIEW is considered a safe financial institution. With a Texas Ratio of 0.6030621291108%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does LAKEVIEW operate?

LAKEVIEW currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join LAKEVIEW?

Yes, to access services at LAKEVIEW, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, LAKEVIEW does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAKEVIEW provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 20, 2026

You can compare LAKEVIEW rates to other rates in our database, including 12-month share certificate rates currently at 3.27%, 6-month share certificate rates at 3.45% and 3-month share certificate rates at 3.14%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to LAKEVIEW rates. MonitorBankRates evaluates the financial stability of LAKEVIEW with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.60%. Rates were last updated on 03/20/2026.

LAKEVIEW money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LAKEVIEW? Share your experience about LAKEVIEW by leaving a review below, or read customer reviews before you decide to use LAKEVIEW.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.60%

Excellent Lower than avg

First National Bank in Trinidad
Ashtabula Office

2909 State Rd
Ashtabula, OH 44004

http://lakeviewfcu.com

Current Rate Availability

We do not have LAKEVIEW rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LAKEVIEW is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LAKEVIEW rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LAKEVIEW's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LAKEVIEW

Website http://lakeviewfcu.com

Address 2909 State Rd, Ashtabula, OH 44004

Phone 440-998-2707

Fax 440-992-7009

President Arthur Risley

CEO Jamie Ortiz

Full-Time Employees 22

Part-Time Employees 0

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.60%

Return on Assets (ROA)

0.7801%

Return on Equity (ROE)

6.3349%

Non-Performing Loans Ratio (NPL)

0.19%

Total Assets

153,146,824

Total Amount of Shares and Deposits

134,619,229

Total Shares and Deposits < 1 Year

128,135,283

Total Shares and Deposits 1 3 Years

5,667,067

Total Shares and Deposits > 3 Years

816,879

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,183,877

Total Uninsured Shares and Deposits > $250K (F+J)

7,183,877

Total Insured Shares and Deposits > $250K (item 17 less item K)

127,435,352

Total Interest Expense (Sum of items 6 8)

1,438,949

Share Certificates

851

Number of Accounts for Share Drafts

4,742

IRA KEOGH Accounts

315

Number of Accounts for Regular Shares

9,453

Money Market Shares

1,098

Net Income (unless the amount is already included in Undivided Earnings)

415,749

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,053,499

Total Liabilities

135,323,775

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for LAKEVIEW yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About LAKEVIEW

Is LAKEVIEW a safe place to deposit money?

Yes, LAKEVIEW is considered a safe financial institution. With a Texas Ratio of 0.6030621291108%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LAKEVIEW operate?

LAKEVIEW currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LAKEVIEW?

Yes, to access services at LAKEVIEW, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LAKEVIEW does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAKEVIEW provides members with tools to manage their accounts and build a solid financial history.

Does LAKEVIEW offer online and mobile banking?

Most modern institutions like LAKEVIEW provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://lakeviewfcu.com.