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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
GLASS CITY Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
GLASS CITY's 12 Month Youth CD rates are at 5.00%, 6 Month CD rates are at 3.90%, 30 Month CD rates are at 3.75%, 60 Month CD rates are at 3.50%, 12 Month CD rates are at 3.00%. GLASS CITY's savings rates are at 0.05%. GLASS CITY's money market rates are at 1.50%. GLASS CITY's 10 Year Fixed Conventional rates are at 5.75%, 15 Year Fixed Conventional rates are at 5.88%, 20 Year Fixed Conventional rates are at 6.38%, 30 Year Fixed Conventional rates are at 6.50%. MonitorBankRates evaluates the financial stability of GLASS CITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.31%. Rates were last updated on 03/16/2026. GLASS CITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GLASS CITY? Share your experience about GLASS CITY by leaving a review below, or read customer reviews before you decide to use GLASS CITY. Citizens State Bank Wisner, NE
Main Office 1340 Arrowhead Dr
https://www.glasscityfcu.com Maumee, OH 43537 
GLASS CITY CD Rates
GLASS CITY Savings Rates
GLASS CITY Money Market Rates
GLASS CITY Checking Rates
GLASS CITY Mortgage Rates
GLASS CITY Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GLASS CITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GLASS CITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GLASS CITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GLASS CITY
Website
https://www.glasscityfcu.com
Address
1340 Arrowhead Dr,
Maumee, OH 43537
Phone
419-887-1000
Fax
419-887-1098
President
Phil Browarsky
CEO
Julie Komisar
Full-Time Employees
53
Part-Time Employees
12
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.31%
Return on Assets (ROA)
0.7685%
Return on Equity (ROE)
7.0420%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
311,162,007
Total Amount of Shares and Deposits
273,967,722
Total Shares and Deposits < 1 Year
248,451,252
Total Shares and Deposits 1 3 Years
17,232,497
Total Shares and Deposits > 3 Years
8,283,973
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,461,044
Total Uninsured Shares and Deposits > $250K (F+J)
10,461,044
Total Insured Shares and Deposits > $250K (item 17 less item K)
263,506,678
Total Interest Expense (Sum of items 6 8)
2,492,313
Share Certificates
2,435
Number of Accounts for Share Drafts
13,394
IRA KEOGH Accounts
620
Number of Accounts for Regular Shares
32,047
All other shares
82
Money Market Shares
238
Net Income (unless the amount is already included in Undivided Earnings)
2,391,225
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,598,496
Total Liabilities
278,565,679
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About GLASS CITYIs GLASS CITY a safe place to deposit money?Yes, GLASS CITY is considered a safe financial institution. With a Texas Ratio of 3.3118949130243%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does GLASS CITY operate?GLASS CITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GLASS CITY?Yes, to access services at GLASS CITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GLASS CITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GLASS CITY provides members with tools to manage their accounts and build a solid financial history. Does GLASS CITY offer online and mobile banking?Most modern institutions like GLASS CITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.glasscityfcu.com. Current GLASS CITY Rates
Retrieved from our database of financial products. Rates subject to change.
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