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iAdvertiser Disclosure
Advertiser Disclosure
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 Geauga Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 31, 2026
Geauga Credit Union's IRA CDs 36 month rates are at 3.65%, IRA Roth CDs 36 month rates are at 3.65%, CDs 36 month rates are at 3.65%, IRA CDs 24 month rates are at 3.55%, IRA Roth CDs 24 month rates are at 3.55%. Geauga Credit Union's savings rates are at 1.50%. MonitorBankRates evaluates the financial stability of Geauga Credit Union with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.04%. Rates last updated and verified on 08/31/2026. Geauga Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Geauga Credit Union? Share your experience about Geauga Credit Union by leaving a review below, or read customer reviews before you decide to use Geauga Credit Union. Geauga Credit Union
Geauga Credit Union Inc PO Box 839
https://www.geaugacreditunion.com burton, OH 44021 
Geauga Credit Union CD Rates
Geauga Credit Union Savings Rates
Geauga Credit Union Checking Rates
Financial Health HistoryGeauga Credit Union’s Texas Ratio rose from 5.53% in Q2 2023 to 25.04% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.2 and its Health Grade from A+ to C+. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Geauga Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Geauga Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Geauga Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Geauga Credit Union
Address
PO Box 839,
burton, OH 44021
Phone
440-834-4327
Fax
440-834-0455
President
Daniel Burkholder
CEO
lisa briggs
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.2 / 5.0 ★
Overall Health & Safety Grade
C+ (79/100)
Texas Ratio
25.04%
Return on Assets (ROA)
0.5037%
Return on Equity (ROE)
5.0377%
Non-Performing Loans Ratio (NPL)
4.49%
Total Assets
107,576,107
Total Amount of Shares and Deposits
96,264,903
Total Shares and Deposits < 1 Year
78,286,974
Total Shares and Deposits 1 3 Years
17,977,929
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,710,936
Total Uninsured Shares and Deposits > $250K (F+J)
6,710,936
Total Insured Shares and Deposits > $250K (item 17 less item K)
89,553,967
Total Interest Expense (Sum of items 6 8)
559,366
Share Certificates
511
Number of Accounts for Share Drafts
2,966
IRA KEOGH Accounts
164
Number of Accounts for Regular Shares
7,447
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,193,157
Total Liabilities
96,820,262
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Geauga Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Geauga Credit Union
Frequently Asked Questions About Geauga Credit UnionHow many branches does Geauga Credit Union operate?Geauga Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Geauga Credit Union?Yes, to access services at Geauga Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Geauga Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Geauga Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Geauga Credit Union offer online and mobile banking?Most modern institutions like Geauga Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.geaugacreditunion.com. Current Geauga Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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