What are the current interest rates at Canton School Employees Federal Credit Union?

Current rates for Canton School Employees Federal Credit Union include: 12-Month CD: 3.60%, 18-Month CD: 3.90%, 24-Month CD: 3.55%, 60-Month CD: 3.55%, Savings: 1.01%

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Canton School Employees Federal Credit Union

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Canton School Employees Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Canton School Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Canton School Employees Federal Credit Union's top rates as of October 12, 2026 are 4.10% APY on its 18 Month Fixed IRA CD, 1.01% APY on savings, and personal loans from 9.75% APR, according to rates verified by MonitorBankRates. Other Canton School Employees Federal Credit Union CD rates include 18 Month Term CD at 4.10%, 18 Month Fixed IRA at 4.00%, and 18 Month Term CD at 4.00%. MonitorBankRates evaluates the financial stability of Canton School Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.68%. Rates last updated and verified on 10/12/2026.

Canton School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Canton School Employees Federal Credit Union? Share your experience about Canton School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Canton School Employees Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.68%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Canton School Employees Federal Credit Union
Shuffel Operations Center

4101 Shuffel St NW
North Canton, OH 44720

https://www.csefcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Canton School Employees Federal Credit Union CD Rates

Product	Rate	APY	Term
18 Month Fixed IRA	-	4.10%	18 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
18 Month Term Share Certificate	-	4.10%	18 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
18 Month Fixed IRA	-	4.00%	18 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
18 Month Term Share Certificate	-	4.00%	18 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
18 Month Fixed IRA	-	3.90%	18 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
18 Month Term Share Certificate	-	3.90%	18 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Fixed IRA	-	3.80%	12 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Term Share Certificate	-	3.80%	12 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.80% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Fixed IRA	-	3.75%	24 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Term Share Certificate	-	3.75%	24 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Fixed IRA	-	3.75%	48 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Term Share Certificate	-	3.75%	48 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Fixed IRA	-	3.75%	60 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Term Share Certificate	-	3.75%	60 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month - "Boost" Youth Certificate	-	3.70%	12 Month
Min Balance $50 Details Balance of $50 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month - Health Savings Account (HSA) Certificate	-	3.70%	12 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Fixed IRA	-	3.70%	12 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Term Share Certificate	-	3.70%	12 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Fixed IRA	-	3.70%	36 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Term Share Certificate	-	3.70%	36 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Fixed IRA	-	3.65%	24 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Term Share Certificate	-	3.65%	24 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Fixed IRA	-	3.65%	48 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Term Share Certificate	-	3.65%	48 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Fixed IRA	-	3.65%	60 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Term Share Certificate	-	3.65%	60 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Fixed IRA	-	3.60%	12 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
12 Month Term Share Certificate	-	3.60%	12 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Fixed IRA	-	3.60%	30 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Term Share Certificate	-	3.60%	30 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Fixed IRA	-	3.60%	36 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Term Share Certificate	-	3.60%	36 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Fixed IRA	-	3.55%	24 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
24 Month Term Share Certificate	-	3.55%	24 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Fixed IRA	-	3.55%	48 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
48 Month Term Share Certificate	-	3.55%	48 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Fixed IRA	-	3.55%	60 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
60 Month Term Share Certificate	-	3.55%	60 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Fixed IRA	-	3.50%	30 Month
Min Balance $10,000 Details Balance of $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Term Share Certificate	-	3.50%	30 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Fixed IRA	-	3.50%	36 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
36 Month Term Share Certificate	-	3.50%	36 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Fixed IRA	-	3.40%	30 Month
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
30 Month Term Share Certificate	-	3.40%	30 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
6 Month Term Share Certificate	-	3.25%	6 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
6 Month Term Share Certificate	-	3.25%	6 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
6 Month Term Share Certificate	-	3.25%	6 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
3 Month Term Share Certificate	-	2.60%	3 Month
Min Balance $500 Details Balance of $500 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
3 Month Term Share Certificate	-	2.60%	3 Month
Min Balance $10,000 Details Balance: $10,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
3 Month Term Share Certificate	-	2.60%	3 Month
Min Balance $100,000 Details Balance of $100,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union Savings Rates

Product	Rate	APY
Health Savings Account (HSA)	-	1.01%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Youth Savings Accounts (M3/Elements Savings)	-	0.20%
Min Balance $5 Details Balance: Average daily balance of $5 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Christmas Club	-	0.15%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Travel Club	-	0.15%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
IRA Savings Account	-	0.10%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Savings	-	0.10%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Special Savings (Secondary Savings)	-	0.10%
Min Balance $100 Details Balance: Average daily balance of $100 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	6.75%
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	4.25%	72 months
Details Additional APR listed for this product: 4.74%. Sample monthly payment for a loan of $20,000 and a term of 72 months at 4.25% APR would be approximately $315.19; at 4.74% APR would be approximately $319.69. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
New Vehicles Loan	-	-	4.25%
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Used Vehicles Loan	-	-	4.75%
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicles Loan	-	5.99%
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Recreational Vehicles Loan	-	5.99%	36 months
Details Sample monthly payment for a loan of $15,000 for 36 months at 5.99% APR would be approximately $456.26. Sample monthly payment for a loan of $15,000 for 84 months at 7.99% APR would be approximately $233.72. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Recreational Vehicles Loan	-	7.99%	84 months
Details Sample monthly payment for a loan of $15,000 for 36 months at 5.99% APR would be approximately $456.26. Sample monthly payment for a loan of $15,000 for 84 months at 7.99% APR would be approximately $233.72. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your collateral, term, loan amount and credit qualifications. All rates and promotions subject to change without notice. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loan	9.75%	24 months
Details Sample monthly payment for a loan of $5,000 for 24 months at 9.75% APR would be approximately $230.15. Sample monthly payment for a loan of $10,000 for 60 months at 13.25% APR would be approximately $228.81. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your term, loan amount and credit qualifications. All rates and promotions subject to change without notice. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Unsecured Loans	9.75%
Details As low as Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Unsecured Loan	13.25%	60 months
Details Sample monthly payment for a loan of $5,000 for 24 months at 9.75% APR would be approximately $230.15. Sample monthly payment for a loan of $10,000 for 60 months at 13.25% APR would be approximately $228.81. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your term, loan amount and credit qualifications. All rates and promotions subject to change without notice. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 13.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Canton School Employees Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Money Management	-	-	1.00%
Min Balance $1,000 Details Balance: Average daily balance of $1,000; Balance: $1,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Money Management	-	-	1.50%
Min Balance $25,000 Details Balance: Average daily balance of $25,000; $25,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Money Management	-	-	2.50%
Min Balance $50,000 Details Balance: Average daily balance of $50,000; $50,000 - $149,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%
Money Management	-	-	2.75%
Min Balance $150,000 Details Balance: Average daily balance of $150,000; Greater than $150,000 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.68%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Canton School Employees Federal Credit Union’s Texas Ratio stayed near 3.52% in Q3 2023 to 3.68% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$462M	3.68%	5.0	A+
March 31, 2026	$456M	3.47%	5.0	A+
December 31, 2025	$448M	3.57%	5.0	A+
September 30, 2025	$438M	3.29%	5.0	A+
June 30, 2025	$436M	2.74%	5.0	A+
March 31, 2025	$432M	3.16%	5.0	A+
December 31, 2024	$412M	3.98%	5.0	A+
September 30, 2024	$394M	3.23%	5.0	A+
June 30, 2024	$393M	3.07%	5.0	A+
March 31, 2024	$396M	2.33%	5.0	A+
December 31, 2023	$380M	3.80%	5.0	A+
September 30, 2023	$379M	3.52%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Canton School Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Canton School Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Canton School Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Canton School Employees Federal Credit Union

Website https://www.csefcu.com

Address 4101 Shuffel St NW, North Canton, OH 44720

Phone 330-452-9801

Fax

President Ariko Jackson

CEO William Wittig

Full-Time Employees 130

Part-Time Employees 4

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.68%

Return on Assets (ROA)

0.3354%

Return on Equity (ROE)

3.2683%

Non-Performing Loans Ratio (NPL)

0.69%

Total Assets

462,201,743

Total Amount of Shares and Deposits

406,108,308

Total Shares and Deposits < 1 Year

382,623,418

Total Shares and Deposits 1 3 Years

20,162,696

Total Shares and Deposits > 3 Years

3,322,194

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

28,326,233

Total Uninsured Shares and Deposits > $250K (F+J)

28,326,233

Total Insured Shares and Deposits > $250K (item 17 less item K)

377,782,075

Total Interest Expense (Sum of items 6 8)

3,181,865

Share Certificates

3,220

Number of Accounts for Share Drafts

33,660

IRA KEOGH Accounts

905

Number of Accounts for Regular Shares

57,192

All other shares

391

Money Market Shares

2,554

Net Income (unless the amount is already included in Undivided Earnings)

1,550,201

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

33,498,992

Total Liabilities

416,356,577

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Canton School Employees Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Canton School Employees Federal Credit Union

How many branches does Canton School Employees Federal Credit Union operate?

Canton School Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Canton School Employees Federal Credit Union?

Yes, to access services at Canton School Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Canton School Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Canton School Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Canton School Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Canton School Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csefcu.com.

Current Canton School Employees Federal Credit Union Rates

12-Month CD3.60%
18-Month CD3.90%
24-Month CD3.55%
60-Month CD3.55%
Savings1.01%

Retrieved from our database of financial products. Rates subject to change.

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Canton School Employees Federal Credit Union Rates & Review October 2026

Brian McKay

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Canton School Employees Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Canton School Employees Federal Credit Union

How many branches does Canton School Employees Federal Credit Union operate?

Is a member application needed to join Canton School Employees Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Canton School Employees Federal Credit Union offer online and mobile banking?

Current Canton School Employees Federal Credit Union Rates

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