What are the current interest rates at Your Legacy Federal Credit Union?

Current rates for Your Legacy Federal Credit Union include: MMA: 0.50%

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Your Legacy Federal Credit Union

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Your Legacy Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Your Legacy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 18, 2026

Your Legacy Federal Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Your Legacy Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.81%. Rates were last updated on 04/18/2026.

Your Legacy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Your Legacy Federal Credit Union? Share your experience about Your Legacy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Your Legacy Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.81%

Excellent Higher than avg

Your Legacy Federal Credit Union
Main Office

25 Shaffer Park Dr
Tiffin, OH 44883 9290

https://www.yourlegacyfcu.com

Your Legacy Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.50%	2.53%
Min Deposit $500 Min Balance $100,000 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.81%
Money Market	1.50%	1.51%
Min Deposit $500 Min Balance $50,000 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.81%
Money Market	1.25%	1.26%
Min Deposit $500 Min Balance $25,000 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.81%
Money Market	0.50%	0.50%
Min Deposit $500 Min Balance $500 Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Your Legacy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Your Legacy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Your Legacy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Your Legacy Federal Credit Union

Website https://www.yourlegacyfcu.com

Address 25 Shaffer Park Dr, Tiffin, OH 44883 9290

Phone 419-448-0191

Fax 419-448-8346

President Robert Foster

CEO Derek Sidor

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.81%

Return on Assets (ROA)

0.4698%

Return on Equity (ROE)

4.4432%

Non-Performing Loans Ratio (NPL)

1.35%

Total Assets

73,104,827

Total Amount of Shares and Deposits

65,921,544

Total Shares and Deposits < 1 Year

59,845,073

Total Shares and Deposits 1 3 Years

5,332,025

Total Shares and Deposits > 3 Years

744,446

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,535,345

Total Uninsured Shares and Deposits > $250K (F+J)

2,535,345

Total Insured Shares and Deposits > $250K (item 17 less item K)

63,386,199

Total Interest Expense (Sum of items 6 8)

471,436

Share Certificates

427

Number of Accounts for Share Drafts

3,553

IRA KEOGH Accounts

104

Number of Accounts for Regular Shares

7,197

All other shares

Money Market Shares

308

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,622,906

Total Liabilities

65,430,769

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Your Legacy Federal Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About Your Legacy Federal Credit Union

Is Your Legacy Federal Credit Union a safe place to deposit money?

Yes, Your Legacy Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.8130013310177%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Your Legacy Federal Credit Union operate?

Your Legacy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Your Legacy Federal Credit Union?

Yes, to access services at Your Legacy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Your Legacy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Your Legacy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Your Legacy Federal Credit Union offer online and mobile banking?

Most modern institutions like Your Legacy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourlegacyfcu.com.