Best Money Market Rates in Troy, Ohio - July 2026
Brian McKay
Brian McKay
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Current Troy, Ohio and the surrounding area money market deposit account rates include Greenville FederalGreenville Federal1091 South Dorset, Troy, OH 45373A+5.0 ★Texas Ratio: 4.17% Premium Money Market Savings at 3.15% APY, Minster BankMinster Bank1280 Experiment Farm Rd, Troy, OH 45373A5.0 ★Texas Ratio: 8.03% Money Market Advantage at 2.75% APY, Wright-Patt Credit UnionWright-Patt Credit Union2501 W Main St, Troy, OH 45373 8444A5.0 ★Texas Ratio: 6.81% Business Money Market Savings Account at 2.60% APY, USB Union Savings BankUSB Union Savings Bank14 S Weston Rd, Troy, OH 45373A+5.0 ★Texas Ratio: 1.66% Personal Money Market Account at 1.51% APY, and Greenville National BankGreenville National Bank846 W Main St, Troy, OH 45373A+5.0 ★Texas Ratio: 2.19% Premier Money Market (Business) Tier 1 at 1.25% APY. Money market rates as of July 6, 2026 according to verified data from MonitorBankRates.
Troy has 5 local institutions in our database, with money market rates as high as 3.15% APY from Greenville Federal at 1091 South Dorset, Troy, OH 45373. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Troy, Ohio and surrounding area. Last Updated and Verified: July 6, 2026
Compare the Best Money Market Rates Today in Troy, Ohio & the Surrounding Area
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Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
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The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 7/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
high-rate money Market Savings.
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
Special rate
Balance $500,000 or more. Balances under $50,000 - 0.35%; Balances $50,000 to $100,000 - 0.35%; Balances $100,000 to 250,000 - 3.14%; Balances $250,000 - $500,000 - 3.30%
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
New money only
New money only
$15,000+
Dividends paid last day of month
(1)
Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
$500,000 - and over
(1)
Everyday APY: 2.05%
Everyday APY: 2.05%
Rates effective as of February 1, 2026 .
Monthly Compounding Frequency
(1)
Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Troy, OH Money Market Rate Trends
Compare local Troy, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield MMA rates currently average 3.357% APY.
Ohio standard MMA rates rose 0.020 points over the past 7 days to 0.647% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Troy, Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Troy, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Troy, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Troy, Ohio
What is a Money Market Account (MMA)?
Are Money Market accounts in Troy, Ohio safe?
How often do MMA rates change in Troy, Ohio?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Troy, Ohio?
Best Money Market Rates in Troy, Ohio
- Greenville Federal
Premium Money Market Savings — 3.15% APY - Minster Bank
Money Market Advantage — 2.75% APY - Wright-Patt Credit Union
Business Money Market Savings Account — 2.60% APY - USB Union Savings Bank
Personal Money Market Account — 1.51% APY - Greenville National Bank
Premier Money Market (Business) Tier 1 — 1.25% APY
