Best Money Market Rates in Troy, Ohio (OH) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Troy, Ohio and the surrounding area money market deposit account rates include Greenville FederalGreenville Federal1091 South Dorset, Troy, OH 45373A+5.0 ★Texas Ratio: 4.17% Premium Money Market Savings at 3.15% APY, Minster BankMinster Bank1280 Experiment Farm Rd, Troy, OH 45373A5.0 ★Texas Ratio: 8.03% Money Market Advantage at 2.75% APY, Wright-Patt Credit UnionWright-Patt Credit Union2501 W Main St, Troy, OH 45373 8444A5.0 ★Texas Ratio: 6.81% Business Money Market Savings Account at 2.60% APY, USB Union Savings BankUSB Union Savings Bank14 S Weston Rd, Troy, OH 45373A+5.0 ★Texas Ratio: 1.66% Boost Money Market Account at 1.51% APY, and Greenville National BankGreenville National Bank846 W Main St, Troy, OH 45373A+5.0 ★Texas Ratio: 2.19% Premier Money Market (Business) Tier 1 at 1.25% APY. Money market rates as of May 20, 2026 according to verified data from MonitorBankRates.
Troy has 5 local institutions in our database, with money market rates as high as 3.15% APY from Greenville Federal at 1091 South Dorset, Troy, OH 45373. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Troy, Ohio and surrounding area. Last Updated and Verified: May 20, 2026
Compare the Best Money Market Rates Today in Troy, Ohio & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage & Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage IRA
2.75%
$10,000
▼
Rate2.71%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
MONEY MARKET ADVTG + IRA
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
ON BALANCES $500,000+
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Premium Money Market Savings
2.65%
$25,000
▼
Rate2.62%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
2501 W Main St, Troy, OH 45373 8444
Business Money Market Savings Account
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$100.00 to $2,499.99
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage & Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage IRA
2.30%
$10,000
▼
Rate2.27%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Premium Money Market Savings
2.15%
$25,000
▼
Rate2.13%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage & Money Market Advantage IRA
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage IRA
1.80%
$10,000
▼
Rate1.78%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Premium Money Market Savings
1.75%
$25,000
▼
Rate1.73%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Boost Money Market Account
1.51%
$5,000
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Business) Tier 1
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Personal) Tier 1
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage & Money Market Advantage IRA
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Personal) Tier 2
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage IRA
1.00%
$10,000
▼
Rate1.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Boost Money Market Account
1.00%
$5,000
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Business) Tier 2
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Business)
1.00%
$1
▼
Rate1.00%
Min Deposit$1
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Business) Tier 3
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Personal) Tier 3
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Business) Tier 4
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Personal) Tier 4
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage IRA
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
Minster Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
1280 Experiment Farm Rd, Troy, OH 45373
Money Market Advantage & Money Market Advantage IRA
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Boost Money Market Account
0.50%
$5,000
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 15, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
846 W Main St, Troy, OH 45373
Premier Money Market (Personal) Tier 5
0.30%
$5,000
▼
Rate0.30%
Min Deposit$5,000
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Business Money Market Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Money Market Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Money Market Savings
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Business Money Market Savings
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Money Market Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Business Money Market Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Personal Money Market Account
0.07%
$500
▼
Rate0.07%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Business Money Market Savings
0.07%
$10
▼
Rate0.07%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
1091 South Dorset, Troy, OH 45373
Money Market Savings
0.07%
$10
▼
Rate0.07%
Min Deposit$10
Min Balance—
UpdatedMay 17, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Personal Money Market Account
0.05%
$500
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
14 S Weston Rd, Troy, OH 45373
Personal Money Market Account
0.03%
$500
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Flagship Money Market Account
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
4.00%
$15,000
▼
Rate3.93%
Min Deposit$15,000
Min Balance—
UpdatedMay 17, 2026
Details
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.98%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.95%
$0
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.93%
$0
▼
Rate3.87%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.84%
$0
▼
Rate3.79%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.83%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
based on zip code.
First Bank of Central Ohio
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
3.80%
$50
▼
Rate3.73%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.76%
$0
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
7
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market Account
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market, HSA and IRA
3.73%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
New money only
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market- Plateau 1
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market- Plateau 2
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market- Plateau 3
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market- Plateau 4
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.45%
Money Market- Plateau 5
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Pillar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
Variable Money Market/Checking Tier V
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Savings Accounts
3.04%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$25,000 & Over
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.81%
Jumbo Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Money Market Accounts
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
MONEY MARKET
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Tier 5
2.80%
$25
▼
Rate2.76%
Min Deposit$25
Min Balance—
UpdatedMay 20, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Market Rate Tier 4
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Checking Tier 5
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.91%
HIGH YIELD MONEY MARKET
2.79%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
Money Market Share Savings Account
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Market Rate Tier 3
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.93%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Market Rate Tier 2
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Checking Tier 4
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Tier 4
2.70%
$25
▼
Rate2.67%
Min Deposit$25
Min Balance—
UpdatedMay 20, 2026
Details
KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
Money Market Rate Tier 1
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Tier 3
2.60%
$25
▼
Rate2.57%
Min Deposit$25
Min Balance—
UpdatedMay 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Checking Tier 3
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Business Money Market
2.55%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Money Market
2.55%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
KEMBA Advantage APY
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Money Markets
2.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
As HIGH as; Rates effective as of February 1, 2026 .
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Money Market Account
2.53%
$100,000
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 17, 2026
Details
Quest Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.91%
HIGH YIELD MONEY MARKET
2.53%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Troy, Ohio and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Troy, OH Money Market Rate Trends
Compare local Troy, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OH Avg
3.436%
▼ 0.072 vs 7 days ago
Ohio high-yield MMA rates fell 0.072 points over the past 7 days to 3.436% APY.
Standard MMA — OH Avg
0.581%
▲ 0.010 vs 7 days ago
Ohio standard MMA rates rose 0.010 points over the past 7 days to 0.581% APY.
As of May 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Troy, Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Troy, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Troy, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Troy, Ohio
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Ohio.
Are Money Market accounts in Troy, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do MMA rates change in Troy, Ohio?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Troy, Ohio?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Troy, Ohio require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Troy, Ohio
Here are some of the highest money market account APYs currently available in Troy, Ohio and the surrounding area:
- Greenville Federal
Premium Money Market Savings — 3.15% APY - Minster Bank
Money Market Advantage — 2.75% APY - Wright-Patt Credit Union
Business Money Market Savings Account — 2.60% APY - USB Union Savings Bank
Boost Money Market Account — 1.51% APY - Greenville National Bank
Premier Money Market (Business) Tier 1 — 1.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Troy, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 20, 2026
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